Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I adore reading through and I believe this website got some truly utilitarian stuff on it!
My homepage – freelance article writing – a great way to make money online
Great delivery. Great arguments. Keep up the great spirit.
Have a look at my page :: facebook smm panel
An impressive share! I’ve just forwarded this onto a coworker who was conducting
a little homework on this. And he in fact bought me breakfast simply because I
stumbled upon it for him… lol. So allow me to
reword this…. Thanks for the meal!! But yeah, thanx for spending the time to discuss this matter here on your site.
Here is my website … runtz edibles
I really like what you guys tend to be up too.
This type of clever work and exposure! Keep up the awesome works guys I’ve you guys to our blogroll.
What’s up to every , as I am genuinely eager of reading this weblog’s post to be updated on a regular basis.
It contains fastidious information.
Also visit my web page Copper Meditation Cap
I think the admin of this web site is genuinely working hard in support of his web site,
since here every material is quality based data.
My web blog – youtube smm panel
Today, I went to the beach with my children. I found a sea shell
and gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.» She put
the shell to her ear and screamed. There was a hermit crab inside
and it pinched her ear. She never wants to go back!
LoL I know this is completely off topic but I had to tell someone!
Have you ever considered about adding a little bit more than just your articles?
I mean, what you say is valuable and everything. But think of if you added some great pictures or video clips to give
your posts more, «pop»! Your content is excellent but with pics and video clips,
this site could certainly be one of the greatest in its field.
Excellent blog!
The best window fitters will come armed with the tools and safety equipment needed
to install. The installer will also be accompanied by an «fitter’s mate» who will
assist with heavy lifting.
Also visit my page – double glazing windows ilford
3Chi offers a wide range of cannabis-derived CBD vape cartridges that are premium in flavor
and feel. They also have the Chill Plus delta 8 thc Vape cartridge cartridges made by Single
Source CBD. This article will give details about both
of these products.
Excellent beat ! I would like to apprentice while you
amend your website, how could i subscribe for a blog web site?
The account helped me a acceptable deal. I had been tiny bit acquainted of this
your broadcast offered bright clear idea
An EICR Certificate is a legally required inspection for Electrical Certificate Landlords installations.
It is mandatory for landlords in England and Scotland to obtain an EICR Certificate.
A homeowner should have an EICR test at least every
10 years.
Do you mind if I quote a couple of your articles as long as I provide credit and sources
back to your blog? My blog site is in the exact same niche as yours and my users would
truly benefit from some of the information you provide here.
Please let me know if this ok with you. Thanks a lot!
An intriguing discussion is definitely worth comment.
There’s no doubt that that you need to publish more about this subject matter, it may
not be a taboo matter but usually folks don’t talk about these topics.
To the next! Many thanks!!
Generally I don’t learn article on blogs, but I would like to say that this write-up very forced
me to try and do so! Your writing taste has been amazed me.
Thank you, very great post.
Take a look at my blog post logo trà sữa
It can be a very beneficial decision to work with an experienced and
certified company to repair double glazed doors in Ealing Repairs.
Unlike toto hk, where you play
for enjoyment and have fun, togel HK is played for money.
It is also possible to win more than you put in, as the payout is higher.
You might be thinking about what options are available to you
in Bristol in case you have Adhd bristol.
If you’re wondering if it’s best if you should wait until you’ve been evaluated for a longer time and you’ve arrived at the right location.
Broken repairing Double Glazed windows may mean that
you have to replace windows, but it may not be immediately apparent.
One indication that your windows need to be replaced is
when they are warped.
You don’t want minutes calling a locksmith assist you in locking your vehicle.
It’s not always feasible to find a emergency locksmith near Me who is available 24 hours a day to be found.
A small double mattress (Les) mattress constructed of memory foam is a great
option for anyone suffering from back pain or neck strain.
These mattresses are comprised of memory foam and have a double layer to ease pressure and reduce pain.
Hi! This is my first visit to your blog! We are a team of volunteers and starting
a new initiative in a community in the same niche.
Your blog provided us useful information to work on. You have done a outstanding job!
When it is about delta 8 delta8 thc vape cart
vape cartridges there are a myriad of flavors to choose from.
Many companies offer their own flavors so you can pick the flavor that you like the
most.
CBD for best pets cbd near me is a non-risk treatment for dogs that offers the same balancing and restorative properties as humans.
This supplement is available in various forms, like
CBD oil chewy treats, tinctures and CBD capsules.
Women are often intimidated about wearing bright lips since they will
be unsure of how to incorporate the look into their everyday
makeup styles. The process is simple. Choose one feature to highlight:
eyes, lips, or cheekbones.
Feel free to visit my blog post :: Best selling lipsticks sale uk
Composite doors provide many benefits however, they’re not all.
Here are a few things to think about: Durability, insulation, cost
and maintenance. Read on to learn more about the advantages and disadvantages of these doors.
my homepage … sash window Repair Ilford
It is recommended to find a independent Psychiatrist near me who
offers comprehensive treatment programs. Selecting the best one is contingent on your particular requirements and the insurance you have.
The filing of a mesothelioma Claim suit could be the best option if you’ve been diagnosed with the disease.
You may be eligible to receive significant amounts of money in certain circumstances.
If you live in Front Doors Luton and you
have windows that are damaged an expert repairman should visit your home
to determine the issue.
There is a huge shortage of psychiatrists in private psychiatry
uk, zx4vtcoyzrixvb25Msj7itbh7oxlqow7lbm6btktutkbs3tzumza.cdn.ampproject.org,.
There are more psychiatrists working in the United Kingdom than NHS beds.
This has led to decreasing the amount of psychiatrists. As a
result, the number of papers published in this area is increasing.
It is important to understand the conditions and terms of any lender before applying for an instant loan. This includes the
fees, time to approve and the requirements. You can make
use of this information to select the right loan for you.
Here is my web blog Cash loans (Porkshop.org)
The Internet is an amazing tool, but when it comes to loans for Payday bad credit loans same day credit
same day, you may be thinking about which
loan to pick. There are fantastic options for you.
They can be obtained quickly and without any credit checks.
When you want to replace your windows, you can search for numerous companies that sell UPVC windows in my area.
To ensure that you get the best price, make sure you compare quotes from different
suppliers.
Also visit my web site – window fitters near me (Robby)
There are a lot of advertisements on the internet for penis
pumps that are enlarged. Many men are seeking ways to make their penis Enlarger Pumps online bigger.
Each month, over 60,000 searches are made for «penis enhancement».
When you’re looking for a double glazing contractor glass replacement
near me, mortgagemoxie.com, me,
it is crucial to look beyond prices. Although a variety of companies will claim to do an excellent job, they
aren’t able to prove it.
If you want a sexy and life-like doll to play with, you’ll need
to find a realistic one. Life-size sexdolls can be incredibly
cute and easy to clean. You can pick from the redhead,
blonde or Latino sexdoll.
Although the internet is a wonderful tool however, it can be a challenge to
decide on which loan to take. Luckily, there are some outstanding
options available to you. No Bad credit same day Loans (hypnotronstudios.com)
check loans are easy to obtain, and they can be approved quickly.
I really like your blog.. very nice colors & theme.
Did you create this website yourself or did you hire someone to do
it for you? Plz answer back as I’m looking to design my own blog and would like to find
out where u got this from. many thanks
An electrical qualified electrician certificate (Barbra) offers numerous benefits for businesses in the UK.
These benefits include more reliable and safer electricity.
The first thing you need to be aware of when sexing with a doll is that it’s significantly different
from sexing with real women. Although it is possible
to hold the doll in any position, it is impossible to
get into any position.
My web-site :: Sex Doll’s
You’ll need to know how to choose Window Replacement Cost Uk
windows when replacing your old windows. There are a variety of windows to
choose from and it is crucial to determine which one you should select.
The whole problem can be summed up in 1 word: the warmth.
There is a design flaw with the Xbox 360: a shrunken LSI heat sink.
Every single day is that Microsoft made the LSI heat sink (the cooling unit)
to be able cost to Replace electrical outlet small.
I loved as much as you will receive carried out right here.
The sketch is tasteful, your authored subject matter stylish.
nonetheless, you command get bought an edginess over that
you wish be delivering the following. unwell unquestionably come further formerly again since exactly the same
nearly a lot often inside case you shield this increase.
After the choice has become intended to make skincare sets uk a high priority,
all of that continues to be is to get the necessary information. Since you are obviously considering healthy skin care, continue reading for many recommendations which will
help.
In the UK, there are many different types of ADHD assessments that include the EMDR psychometric test, and the Adhd assessment uk questionnaire.
The EMDR is the most popular of these tests.
Professional window Door installers near me come with an enormous toolbox.
To create perfect miter joints, they use extraordinary sealants and adhering compounds.
Finding adhd therapist Near me treatment close to you offers many benefits.
Finding a doctor who is familiar with ADHD is the initial step in finding assistance.
tommy Chong nice dreams cbd Dreams,
as the name implies, has nano CBD (20mg per shot).
It also contains ingredients that support sleep such as
L-tryptophan and valerian extract, GABA and melatonin. It’s
also packed with energy.
Upvc window repairs near me are possible even if you’re from the UK.
The windows are constructed with a variety of materials and can be prone to
a variety of problems.
Its like you read my mind! You seem to know a lot about this, like you wrote the book in it or something.
I think that you could do with some pics to drive the message home a little bit,
but instead of that, this is magnificent blog. A great read.
I will certainly be back.