Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hey there are using WordPress for your site platform?
I’m new to the blog world but I’m trying to get started and create my own. Do you require any coding
expertise to make your own blog? Any help would be really appreciated!
Does your blog have a contact page? I’m having problems locating it but, I’d like to send you
an e-mail. I’ve got some recommendations for your blog you
might be interested in hearing. Either way, great site and I
look forward to seeing it grow over time.
Definitely believe that which you said. Your favorite justification seemed to be on the
internet the simplest thing to be aware of. I say to you, I certainly get annoyed while people think about
worries that they plainly do not know about. You managed to
hit the nail upon the top and defined out the whole thing without having side-effects ,
people could take a signal. Will probably be back to get more.
Thanks
Having read this I believed it was very enlightening.
I appreciate you spending some time and energy to put this
article together. I once again find myself spending way too much time both reading and leaving comments.
But so what, it was still worth it!
I am really loving the theme/design of your site.
Do you ever run into any internet browser compatibility problems?
A couple of my blog visitors have complained about my blog
not operating correctly in Explorer but looks great in Firefox.
Do you have any recommendations to help fix this issue?
Ставки на спорт , Ставки на киберспорт
Ставки на спорт
Howdy very cool blog!! Man .. Beautiful .. Superb ..
I’ll bookmark your website and take the feeds also…I am happy to search out numerous helpful
information here within the post, we need develop more techniques on this regard, thank you for sharing.
Also visit my webpage: proofreading worksheets – Dee –
I too think therefore, perfectly pent post!
my web page … legitimate home Based
I want to to thank you for this fantastic read!! I definitely
loved every bit of it. I have got you book marked to look
at new stuff you post…
Hello my loved one! I want to say that this article is amazing, nice written and come with
approximately all important infos. I’d like to peer more posts
like this .
Are you looking for the best Brown Mascara Uk available
in the UK? This article will help you find the top UK mascara.
We go over the advantages of fiber-infused, waterproof, and
volumising mascaras. We also review the best budget mascaras!
If you’re experiencing lockouts or have lost keys to your car you might want to think
about purchasing a replacement mercedes keys
key. The products are manufactured in the USA but are able to be shipped to Germany.
There are numerous resources available to assist you in finding a contractor for your front-Replace Lock Upvc Door replacement project.
Ask your neighbors for recommendations. You may discover the name
of a contractor they have used in their community.
It is advisable to locate a local expert if you need Windows Glass Repair repair, replacement or restoration work done to your vehicle.
Window repairs ealing (coms.Fqn.Comm.unity.moe)
repair is a vital home maintenance procedure.
This will save you a lot of money and time. Even though most
people don’t like the idea of repairing windows they can cause more serious problems.
There are many benefits to composite doors however, not all of
them are evident. Here are a few things to think about: Durability, insulation, cost, and Maintenance.
Continue reading to find out more about these sliding Doors ilford.
Double glazing window repairs may be
costly, but it’s worth considering the cost and making
sure you have a solid warranty. The warranty covers everything from a damaged lock or misting
system to the cost of replacing the weather seal.
The dab rigs near me rigs on sale are made to enhance
the experience of dabbing. Some are small, while others may be
quite large. Most of these accessories have temperature controls, which can prevent accidental burning.
Cheap sexdolls are quite simple these days.
There are a variety of ways to get it done and some of the best ways to get
your hands on a cheap sexdoll are to buy a
second-hand model.
Hello! I know this is kinda off topic but I’d figured
I’d ask. Would you be interested in exchanging links or maybe guest
authoring a blog article or vice-versa? My website addresses a lot of the same subjects as yours and I
feel we could greatly benefit from each other. If you happen to be interested feel free to send me an e-mail.
I look forward to hearing from you! Wonderful blog by
the way!
Check out my site – interview tips
You have found the right company to supply uPVC windows in window fitters luton (Adrienne).
The company offers windows for a wide range of properties and is known for
its low cost and the flexibility of its designs.
Sexdolls are the ultimate companions for adult sex trends.
These toys are made of body-safe silicone and are free of latex,
phthalates and BPAs. These toys can increase the reaction time of couples using them during sexual interaction.
Here is my web blog: Sexwith doll
You might notice that your glass windows are getting smudges more than usual.
This shouldn’t be the case even despite your best efforts clean them.
Fogging windows can be caused by an air gap between the two
panes or might not be properly sealed.
Feel free to visit my blog: Double glazed window repairs near me
If you want to improve your door, but aren’t able to replace
the existing one, you can replace the Upvc replacement door panels door panel.
They are made from PVCU and are durable. They are resistant to UV rays and fire
and are more affordable than other counterparts.
This a important stride. Ideally, the rag will be white and clean. Whenever you remove a part from your Car Key Programmers,
you’re going to lay it through this rag. Just about be no exceptions.
If your windows have formed an opening there are
a variety of ways to repair them to be watertight.
First, you must measure the width of the hole. Make sure the hole is large enough to
fit a thin long object in. This can be done with
a coathanger.
Here is my web page :: Double glazed window repairs
If you’re in search of an organization to install
your windows or doors you can locate window fitters Near me
installers near me using Quotatis. This free
website connects you with local window fitters, and it just takes a minute to sign up.
Emporio armani diamonds woman Diamonds for
Women is an oriental and floral scent. This fragrance first debuted in 2007 and
is popular with celebrities such as Emmy Beyonce and Beyonce.
This scent is composed of Patchouli, Rose, and Freesia.
If you’re considering replacing your existing windows with uPVC Windows reading in Reading there
are plenty of advantages to selecting this type of material.
An instant short loan is an advance cash loan that you
can get from a lender such as a bank or online lender.
The lender will ask you for a variety of information, including your name, address proof,
and photo identification.
double Glazing In luton glazing
is a crucial part of your home, and it can dramatically
improve the way that your home appears and feels. There are many benefits to double glazing, and it is an excellent
choice for a variety of scenarios.
Hi mates, its wonderful article on the topic of tutoringand entirely explained, keep it up all the
time.
What’s up, yes this post is actually nice and I have learned lot of things from it about blogging.
thanks.
Toto products are available in Hong Kong at a variety locations ,
including Tsuen Nan, Kowloon Yuen Long Kau Hui and Tung
Chung. You can also buy Toto products online at
retailers like Ubuy.
Feel free to surf to my blog: Data Hk
Sensi Seeds is one of the most well-known seed banks online.
Their collection of premium cannabis seeds is unlike any other.
In fact, they grow more strains than anyone else.
There is a growing demand in the UK for private psychiatry.
But how does it work? This article outlines the benefits
of private psychiatry as well as How Much Is A Psychiatrist Uk it can help you and your family.
It’s easier to get access.
Smith Lock Near Me locksmiths are highly skilled professionals who are able to remove locks and destroy security systems.
Smith Lock locksmith near me – Latanya,
Me only hires those who have a clean criminal record.
Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates.
I’ve been looking for a plug-in like this for quite some time and was hoping maybe
you would have some experience with something like this.
Please let me know if you run into anything.
I truly enjoy reading your blog and I look forward to your new
updates.
Review my web page; seo article writing
Although it is permissible to own marijuana
Gorilla glue seeds Uk, it is illegal to cultivate them at home.
You can only grow them for research purposes and face legal
issues in the event you sell the seeds.
What are usually left auto on the particular keys inside and
you take out of gas? You’re the only 1 that may be in this
situation before. Car locksmiths have decided for on average
just the of missing spare keys for cars.
There’s definately a lot to find out about
this subject. I like all the points you have made.
A pitch deck consultant could be the best choice you make for
your business. You’ll want to make sure that your pitch Deck consulting services deck is clear and
captivating, and you don’t have to spend time repeating the same information over and over and over.
If you’re thinking of installing new windows in your home,
you might have heard about the advantages of aluminum.
Aluminium is a durable and secure material that can improve the efficiency of
your home.
my web site … double glazing repairs Bromley
What you ought to look for in locksmiths around where you
live is quite simple. Think about what car locksmith companies you know of journey
top of the head.
Also visit my web site – auto key Repair near me
Whatever your level of experience is in the cannabis industry or if you’re new to the electric dab rig scene, you’ll find an electric dab
rig that will meet your needs.
armani code Homme Code for Men is a
scent designed by Giorgio Armani in collaboration with perfumer Antoine
Maisondieu. This scent is very uplifting and was created for the modern-day man in mind.
It’s an amazing post in support of all the online
people; they will obtain advantage from it I am sure.
my site: Door Repair
ecu Repairing
repairs are possible when your vehicle is experiencing issues.
These can be expensive therefore you may wish to save money by doing it yourself.
A reliable mechanic can handle these repairs, and most of them won’t charge more
than $150.
You can replace the Upvc Door panel replacement
panel on your door if you are incapable of replacing it. These panels are
made of PVCU and are very durable. They are resistant to UV rays and fire and are more affordable than other alternatives.
Hello, I desire to subscribe for this blog to take most up-to-date updates, thus where
can i do it please help out.
my web-site; Businesses at Home