Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
clomid order online clomid 25mg tablet
Howdy this is somewhat of off topic but I was wanting to know if blogs use WYSIWYG editors or if you have to
manually code with HTML. I’m starting a blog soon but have no coding skills so I
wanted to get guidance from someone with experience. Any help would
be enormously appreciated!
https://www.bursahavadurumu.xyz/2022/06/bursa-hava-durumu-tam-rehberi.html
It’s very trouble-free to find out any topic on web as
compared to books, as I found this paragraph at this web page.
Hello! I know this is kinda off topic but I’d figured I’d
ask. Would you be interested in trading
links or maybe guest writing a blog article or vice-versa?
My website discusses a lot of the same subjects as yours
and I believe we could greatly benefit from each other.
If you are interested feel free to send me an e-mail.
I look forward to hearing from you! Superb blog by the way!
my blog post: data entry work online (Michaela)
GMB Reviews construct trust fund for your service.
Also visit my homepage: item450369963
I constantly spent my half an hour to read this blog’s articles every day along
with a mug of coffee.
GMB Reviews construct depend on for your service.
Also visit my site … item450381003
This site was… how do you say it? Relevant!!
Finally I have found something which helped me. Many thanks!
I blog often and I genuinely appreciate your information. Your article has truly peaked my interest.
I will take a note of your website and keep checking for new information about once a week.
I subscribed to your RSS feed too.
Great goods from you, man. I have understand your stuff previous to and you are just
too excellent. I really like what you have acquired here, certainly like what you are saying and the way
in which you say it. You make it enjoyable and you still care
for to keep it wise. I can’t wait to read much more from you.
This is actually a great web site.
You might need to put them into some form of an occasion out should your youngster is to get way too in to a movie or acquiring agitated or hostile.
ADHD can be a serious condition that can lead to numerous
issues in your daily life. Doctors may prescribe medications to treat the symptoms of
psychiatrist near Me adhd or suggest
alternative therapies to enhance daily living abilities.
Are you in search of an expert to perform garage door repairs in luton Repairs?
Then you’re in the right location. ACE Garage Doors is a family-owned business providing outstanding service for more than 25 years.
Windows in a home in Door repair Croydon are
a common concern. Cracked or faulty windows can not only affect the
value of the property, but can also pose security risks.
It is recommended to have them fixed by a professional.
Hello it’s me, I am also visiting this website on a regular basis, this website is genuinely pleasant and the viewers are
truly sharing fastidious thoughts.
Here is my web blog … fridge freezer american
Are you looking for an sexdoll for sale? Why not purchase one from a reputable website selling sexdolls?
If you’re not certain what to look for in a Sexdoll Sale, you can always modify it according to your personal preferences.
There are many Ecu repair repairs you can make to your vehicle.
The most common repair is replacing the ECM. The cost of replacing the ECM can run into
the hundreds, and the mechanic would need to program it to the specific model you
have purchased.
payday Loans No refusal loans without a refusal are not as common as you may
think. These loans are quick and can be obtained without examining your credit score or financial situation.
If you’re thinking about replacing your windows, it’s a good idea to search for an window Installation near Me of windows near me.
There are numerous benefits to hiring a professional
to take care of this project.
The Myers-Briggs personality test is a tritype test that asks you questions about your style of thinking and organizational structure.
It also assesses your social abilities and the ability to communicate well with people from different backgrounds.
If you’re in search of an Emergency electrician Ampthill in Ampthill, you’ve come to the right spot.
You must be familiar of the rules and regulations for electrical projects at your home or workplace.
A couple locked myself out of my car back, technicians had to try to remember
cost every service and part they purchased. This was a nearly impossible task.
Technicians were often known to guess or estimate what the correct
price was.
The Myers-Briggs personality Mbti Test contains statements about your style of thinking
and organizational structure. It also assesses your interpersonal abilities and the ability to communicate well with people of different backgrounds.
It is crucial to engage an expert to repair your doors when they’re damaged.
Door repair in Lock Repairs London
can be a challenge however you can be confident that our team has both the experience and the expertise to take care of it.
Buying bulbs, switches, outlets, and lighting fixture is actually
easy he’s talking about should not be a matter.
You will be able to search for the right type for house.
My website – electrical repairs
It might be difficult to pick a best double mattress
mattress if you haven’t yet seen the U.S.
or European sizes. This article will explore
the different sizes of double mattresses, including European Full/double, King, and
King sizes.
For many reasons, the size of a mattress is important.
However, purchasing a bed for two people has special requirements.
my web-site: memory foam mattresses double (Kory)
The Myers Briggs Type Indicator is a self-report questionnaire that describes the psychological preferences of different people.
If you’re not sure what type you are then take the test and
discover your personality’s unique characteristics!
Here is my web-site temperament
There are many types of calming gummies that are available on the market.
Some contain hemp extract and Cbd Gummies maine as well
as others with more. You’ll need to research the product to determine which one is the most suitable for you.
If you’re thinking about buying a Best double bed mattresses memory foam mattress, you might be wondering what the various
elements and design characteristics mean.
There are many things to think about when you’ve broken your window glass.
These include hiring an expert to replace window glass as well
as saving money by replacing only the replacement Glass and ensuring yourself
against injuries.
The site of Sensi cannabis seeds uk (Callie) is user-friendly and includes
a variety of options and tools. The web designers anticipated customer requirements and integrated them into the website.
It’s simple to browse through the various items
and locate specific items.
This guide will assist you in replacing the Bmw replacement key Fob‘s key if
you only have one. You’ll be able do it yourself in some hours
and will reduce the cost of visiting the dealership.
Cannabidiol was first discovered in the 1940s. It is a phytocannabinoid.
It is one of the 113 cannabis cannabinoids that are found in cannabis plants.
In fact, it comprises around 40 percent of the plant’s extract.
My blog post buy cbd online
If you are looking for a double glazing installer door Installation near me you, then you should
first look at their credentials. Whether they are FENSA approved or
not, you should find out about their online presence.
They must also be insured.
Keluarantogel hkhari ini is the exact identical to keluarantogel.
However there are some distinctions. The results for keluaran’s sgp and togel hk hari ini are
published at different times, but both can be seen simultaneously.
The cost of replacing a lost or stolen Audi a3 spare Key car key is
different, but the majority of drivers can duplicate the spare Audi key on their
own. If you require an immediate replacement
key the process can be costly.
Excellent article. I’m experiencing some of these issues as well..
Also visit my web blog small american Fridge freezers
Thank you for the auspicious writeup. It in fact was a amusement account it.
Look advanced to far added agreeable from you! By the way, how could
we communicate?
My homepage American-Style Fridge Freezers
If you’re thinking about having double glazing installed in your
home, then you’ve discovered a variety of benefits.
Double glazing is a great way to improve sound insulation. This is an excellent option for homes located
near busy roads or in towns.
my blog post: Doors high Wycombe
You’ve just lost your car key, but now you’re confused about where to turn. If you have a newer model of car, it’s likely that
you can only have your key replaced by the dealer.
Your VIN is required to be presented to the dealership.
Here is my web site – Car Keys Lost
What is the price of a new key for an Audi A3 Replacement Key A3?
Where can you purchase one and how long will it take?
These are just some of the questions you’ll have to address in case you require
a brand new key for your vehicle.
It is recommended that you have your vehicle checked by a
specialist if it has a defective ECU. An ECU issue
can stop your engine from starting. If it isn’t starting, it could be a sign that there’s some issue
elsewhere.
Here is my blog post … ecutesting
Double glaze Windows glazing windows can make your home more energy efficient.
It can reduce heat loss, prevent condensation of moisture, and increase the value to your home.
It will also increase the curb appeal of your home.
There is an increasing need within the online psychiatrist uk (Deana) for private
psychiatry. How do you get it to work? This article will outline the advantages of private psychiatry as well as how it can help you and your
family. First, it is more accessible.
Private psychiatry in the how much does a psychiatrist cost uk is becoming more and more popular for those with mental health issues.
The field is highly specialized and many doctors are skilled in the treatment
of various mental disorders.
There are a variety of brands of aftershaves
for men. From the most luxurious to the most economical, there’s a product for every man. Estee Lauder and Calvin Klein are just a few of the most
popular brands. But how do you know which one
is the best?
Also visit my site: mens Aftershave deals Uk
Find cbd wax near me wax near you that is made of vegan and
organic ingredients. This kind of CBD wax more environmentally friendly however, it also assures that no animal products were used in its creation.
clomid pills to order where can i buy clomid pills