Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Thanks very nice blog!
gmb wealth management Reviews build depend on for
your company.
gmb management tool Reviews develop trust
fund for your service.
It’s amazing designed for me to have a web site,
which is good designed for my know-how. thanks
admin
Feel free to visit my homepage … Online marketing
Just desire to say your article is as astounding.
The clarity in your post is just nice and i can assume you’re an expert on this subject.
Fine with your permission let me to grab your feed to keep
updated with forthcoming post. Thanks a million and please continue the enjoyable work.
I got what you mean, appreciate it for posting. Woh I am thankful to find this website through google.
my web-site earn money working from home
Hi I am so grateful I found your blog, I really found you by mistake,
while I was browsing on Askjeeve for something else, Anyways I am here now and
would just like to say thanks a lot for a fantastic post and a all round thrilling blog
(I also love the theme/design), I don’t have time to read through it all at the minute but I
have saved it and also added your RSS feeds, so when I have time I will be back to read more, Please do keep up the excellent work.
What’s up, this weekend is nice designed for me, since this time i am reading this wonderful informative piece of writing here
at my house.
GMB Reviews develop depend on for your business.
My page … Bookmarks
Thanks in support of sharing such a pleasant thought, paragraph
is good, thats why i have read it fully
Do you mind if I quote a few of your posts as long as I provide credit and sources back to your site?
My blog site is in the very same niche as yours and my users would truly benefit from some of the information you
provide here. Please let me know if this ok with you. Regards!
my blog; best american style fridge freezer
Are you searching for a Window fitter near me-fitter in your area?
Airtasker is a great option to find a reliable affordable
and local. Here are some tips to find a window fitting service
in New York.
So how do you turned into a locksmith? Well most locksmiths
learn their job through on the actual training. Pause to look
for need to get a job with any nearby lock and key service who will train you locked keys in My car diverse aspects of the job.
I was wondering if you ever considered changing the structure of your blog?
Its very well written; I love what youve got to say. But maybe you could a little more in the way of
content so people could connect with it better.
Youve got an awful lot of text for only having one or 2 images.
Maybe you could space it out better?
Cannabis seeds are an excellent choice for growers at home since they are less expensive than Clones.
They are stronger and more resistant to disease.
Here is my site :: best seed catalogues Uk
UPVC windows can be difficult to maintain. It is recommended to clean your UPVC windows with a soft cloth and soapy warm
water to keep them looking brand new. You can also apply
rust repellent oil to the frame.
Here is my website double glazing installer Near me
Hello, I think your site might be having browser compatibility issues.
When I look at your website in Chrome, it looks fine but when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up! Other then that, terrific blog!
Also visit my webpage … reading window replacement (Ferne)
Misting is the most common type of double Glazed Repair-glazed repair.
The misting effect occurs when water seeps between the glass panes and
collects in the space insulating it as condensation.
Hi would you mind letting me know which web host you’re working with?
I’ve loaded your blog in 3 different web browsers and I must say this blog loads
a lot faster then most. Can you recommend a good
web hosting provider at a reasonable price? Thank you, I appreciate
it!
Feel free to visit my web blog :: Pure Method Keto Review
If you’re not sure where to purchase cbd infused chocolate
for sale (m.snowtree.Co.kr)-infused chocolates, look no further.
These delicious chocolates are potent and gluten-free, as well as made with nanotechnology.
The most effective Small American Fridge Freezers
fridge freezers are designed with style in mind.
American fridge freezers have double doors that open side-by-side.
This makes it easy to load and unload them.
Security of web applications is an absolute requirement for anyone who plans
to create a web app. It is essential to protect
securing web applications – Robyn, applications.
Cyberattacks against these applications could be devastating for the company and its users.
Are you in search of a dependable, high-quality
local electrician in Ampthill?
Look no further. Electric Master is your trusted local AMPTHILL electrician. We’ll provide top-quality service within no time.
Giorgio armani code homme is a world famous designer and perfumer.
The collaboration between the two created an uplifting scent that’s ideal for the modern man.
A diagnosis of ADHD can make a major difference in your life.
You might be happy to be able How To Get Diagnosed With Adhd Uk receive a diagnosis,
but you might be overwhelmed by what to do next. It is recommended
to take your time.
In addition to moisturizing your skin, the cream that is recommended to use at night must contain hydrating ingredients such as Shea butter and hyaluronic
acid. Creams that do not contain any comedogenic ingredients
and are oil-free are best night cream.
GMB does not permit stock images for account photos.
Here is my website: gbm waste management
There are a variety of ways to pay for cryptocurrencies.
One option is through an crypto gateway. A crypto payment gateway
connects merchants to digital money exchange. To accept cryptocurrency payment gateway, a merchant does not require opening a new account.
It is possible to wonder how you can locate a psychiatrist private psychiatrists Near me
you. If you want to locate a qualified doctor, use the internet
to find one in your region. You can also locate a physician by
visiting community clinics.
No matter if your in an old house or a modern residence it is important
to fix your windows as soon as you can. broken Window repair near Me windows can not
only affect the comfort of your home, but they also can increase your utility costs.
Looking for a window fitter near me? Airtasker is a
great tool to find someone reliable affordable, local, and affordable.
Here are some tips to help you select an New York window and door fitters (Chad) fitter.
Here are some ways you can locate a window-fitter near you.
There are many reasons you might need to hire an electrician in Dunstable.
A faulty electrical system can cause serious issues. You’ll need
to fix it as soon as you can. A licensed electrician emergency lights certificate In dunstable Dunstable is the best method to do so.
Window Front Door Fitters Near Me employ a variety of tools for the most delicate of tasks.
They use tools to apply adhesive compounds and sealants, and also tools for dry glazing and cable
nets. They have the components to make the perfect miter joints.
Electricians in Dunstable emergency electrician
provide a variety of electrical services and are
available all hours of the day. They will do a great job and provide reliable
assistance no matter the time.
The Myers-Briggs Type Test is a scientific test that can assist you
to identify the job or career path you would like to pursue.
Also visit my blog … big five
I’m impressed, I must say. Rarely do I encounter a blog
that’s both educative and entertaining, and without a doubt,
you’ve hit the nail on the head. The problem is something which too
few folks are speaking intelligently about. Now i’m very happy that I came across this during my search
for something relating to this.
my webpage; Upvc External doors
The data pengeluaran HK hari ini wajib digunakan para pemain untuk menebak hasil keluaran togel hongkong hari
ini. This information is comprehensive and provides valuable information to referees and players.
You can read some positive reviews of Tommy Chong here.
In these written testimonials the customers say that this cannabis oil has the power to relieve anxiety, improve mood ,
and even give them Chong’s good vibes cbd reviews dreams.
It currently has 3.
There are many brands and ingredients to choose from and which one is the most effective?
We tried a range of best Night cream in uk creams from Mary Kay, IT Cosmetics, SkinCeuticals, and Drunk Elephant.
We hope we’ve helped you make the right choice!
Upvc Window Repairs Near Me windows are difficult to maintain. Clean your UPVC windows with an easy cloth and soapy
water to keep them looking brand new. You can also apply rust repellent oil
to the frame.
«But,» you say, «I have steps to padlocks and work and as well as.» etc.
Never fear! You acquire padlocks engage off your own keys or even ones that work off your keys.
Take a look at my blog post: Car Key Programmer near Me
There are many crypto gateway no Kyc gateways that do not require KYC, but which ones will you require?
We’ll explore NOWPayments, AlfaCoin, CoinPayments, and iSun,
among others.
Greetings! This is my first visit to your blog!
We are a collection of volunteers and starting a new
initiative in a community in the same niche.
Your blog provided us beneficial information to work on. You have
done a marvellous job!
I savor, lead to I discovered exactly what I was looking
for. You have ended my 4 day lengthy hunt! God Bless you
man. Have a nice day. Bye
My site :: american Fridges freezers
It is possible to install locks on the front and back doors to improve van security Lock.
They can also be put on the sliding side doors in the
event that your vehicle has one.
If you’re in need of a Luton window replacement, you’ll need to
find a company offering an array of services.
They offer everything from window fitting and repair to installing
automatic cat flaps, double glazing and stained glass windows.
A real-life sex realistic Sexy Doll is the perfect companion for
intimate experiences. These dolls are not inexpensive,
but they will help you save a lot of dollars.
These models are made of silicone and TPE and are available these from
many online stores.
I’m gone to tell my little brother, that he
should also visit this web site on regular basis to obtain updated from newest news.
Use physical deterrents: Using a lock of
the steering wheel works much like the way a safety
gate gets results. It is a physical deterrent to discourage
people from necessary . break directly into
your automobile.
Feel free to surf to my web site: Spare car key cost
Wow, amazing blog layout! How long have you been blogging for?
you make blogging look easy. The overall look of your
website is fantastic, as well as the content!