Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I am regular reader, how are you everybody? This piece of writing posted at this web site is really
fastidious.
I am curious to find out what blog system you happen to be
utilizing? I’m experiencing some minor security issues with my
latest blog and I’d like to find something more
safeguarded. Do you have any recommendations?
Here is my blog ทดลองเล่นสล็อต
There is definately a lot to find out about this subject.
I love all of the points you’ve made.
My page ruby cartridge
I know this if off topic but I’m looking into starting my own weblog and
was wondering what all is needed to get setup? I’m assuming having a
blog like yours would cost a pretty penny? I’m
not very web smart so I’m not 100% sure. Any tips or advice would be
greatly appreciated. Cheers
Here is my web site … ทดลองเล่นสล็อต
Nice post. I learn something totally new and challenging on blogs I stumbleupon everyday.
It’s always interesting to read artices from other authors and practice a little
something frolm their websites.
I loved as much as you’ll receive carried out right here.
The sketch is attractive, your authored material stylish. nonetheless, you command get bought an nervousness over that you wish be delivering the following.
unwell unquestionably come further formerly again as exactly
the same nearly a lot often inside case you shield this hike.
Also visit my website :: doxycycline ruined my life
Nice weblog here! Also your site a lot up very fast!
What host are you the use of? Can I am getting your
affiliate hyperlink on your host? I wish my site loaded up
as fast as yours lol
https://www.instagram.com/instagraam_downloader/
Howdy! I’m at work browsing your blog from my new apple
iphone! Just wanted to say I love reading through your blog and look forward
to all your posts! Carry on the excellent work!
You really make it seem really easy together with your
presentation but I find this matter to be really one thing which I think
I might never understand. It seems too complicated and very huge for me.
I’m having a look ahead to your subsequent put up, I’ll attempt to get the
grasp of it!
Do you need double Glazing windows repairs-glazed window repairs?
Here are a few common problems and the costs.
Before you call a repairman involved, take
a look at our article on how to clean the gap between two glass panes.
You must be aware of how to replace your lost mercedes key key if you lose or misplace it.
These tips can help you order a new key and
then program it.
A foldable motorized scooter offers some advantages.
They ship fast. They typically arrive within three to seven days.
They weigh less than full-size scooters, so they don’t require freight shipping.
A sleep gummy could be delicious way to
get better sleep. Many contain ingredients that help in sleeping.
These ingredients include melatonin , cbd gummies Delaware and L-Theanine and chamomile.
If you’ve noticed that your window glass repairs glass is cracked, it’s
time to investigate window glass repair.
This guide will explain what kinds of glass you need to be looking at, what it will cost, and recommend a professional glazier.
Best teen Sex Doll fuck dolls can make you feel like you’re a
sex addict. These adorable dolls come dressed in a sexy outfit and are ready to go
on the attack. The practice of faking sexual sex is fine however
it’s not as real sexual activity.
It is essential to select a locksmith Nearme who’s
close by. It doesn’t just simplify the process, but
it also eases stress. You’ll receive an update on your job’s progress and
a base price quote.
If you’re considering purchasing the security
locks for your lost van keys,
it’s important that you take into consideration the advantages
and the risks.
Although Delta 8 Gummies Pennsylvania 8 Gummies is legal in 36 states, they
aren’t in 14 other states. But that’s not a problem, as you can buy them on the internet in certain states.
There are a few things to keep in mind when buying these gummies.
A good vegan Face oils face oil will target dryness of your
skin, pores, and fine lines. DAMDAM is packed with three powerful ingredients that
hydrate and moisten your skin. Jojoba oil and Avocado oils hydrate and boost the glow
of your skin.
Here are some things to consider when looking for the best Cbd Vape Liquid vape juice in your area.
First, you should search for CBD that is full spectrum.
GMB Reviews build trust fund for your organization.
Here is my web page … item450382058
Wow, that’s what I was seeking for, what a material!
existing here at this blog, thanks admin of this website.
Irisss Eau de Parfum is an elegant scent that exudes an air of confidence and harmony.
The scent was introduced in 2008 and has an intricate mix of notes that perfectly balance.
Nice post. I learn something new and challenging on sites I stumbleupon on a daily basis.
It’s always helpful to read content from other authors and
practice something from other websites.
My web blog – creare cv online gratuit
I all the time emailed this web site post page to all my associates, because if like to read it next doxycycline ruined my life contacts will
too.
The Ghost car immobiliser functions by communicating with the vehicle’s
ECU unit and is therefore completely unheard. The Ghost immobiliser
is an popular target for thieves as it is not able to copy
your keys or access the ECU of your car.
If you are considering buying the bean-to-cup coffee machines bean to cup machine, it
is likely that you want to find out what the pros and cons are prior to you
make your purchase.
There are a variety of windows, such as uPVC, steel and aluminum.
The difference between these materials is in their
insulation properties. The insulation provided by uPVC
is far superior to aluminum and steel, however they do come with a price.
Also visit my blog :: double.glazing Repairs
If you’re looking for window repair services in Double Glazing Repairs enfield, Connecticut, you’ve come to the right
spot. Windows are an essential part of your home’s exterior ,
and they protect you from the elements.
Private psychiatry offers many advantages. The level of the care offered by these physicians are often superior to standard public services.
The article doesn’t tackle the root of the current crisis.
my web blog Psychiatrist Prices Uk
If your uPVC door is not locking correctly, you will
need to change the lock. If you are not able or unwilling to
replace upvc door panel (biolinks.adsvisory.com) the lock or replace it, a specialist in uPVC lock replacement can be contacted.
Toto products are sold in Hong Kong in a variety of locations such as Tsuen Wan, Kowloon, Yuen Long Kau
Hui, Tung Chung and Tung Nan. You can also purchase toto Hk products online through retailers such as Ubuy.
You may have to replace your current replacement upvc door handle door handle if it is worn out.
If this is the case, you can buy a stainless
steel uPVC door handle and install it yourself.
Undeniably believe that which you said. Your favorite reason seemed to be on the
internet the easiest thing to be aware of. I say to
you, I definitely get irked while people consider worries that they just don’t know about.
You managed to hit the nail upon the top and also defined
out the whole thing without having side-effects ,
people can take a signal. Will probably be back to get more.
Thanks
If you are considering a payday loan online you might
be thinking about the costs and the legality of the service.
Find out more about these pay day loans online (in-f.org) and the alternatives.
upvc window repairs near me windows can be difficult
to maintain. In order to keep them looking
good as new, regularly clean them using a soft cloth and soapy water.
You can also apply rust-resistant oil to the frame.
Please let me know if you’re looking for a article author for your blog.
You have some really good posts and I feel I would be a good asset.
If you ever want to take some of the load off, I’d absolutely love to
write some material for your blog in exchange for a link back to mine.
Please shoot me an email if interested. Kudos!
Visit my page – baccarat site
There are many varieties of Nespresso coffee machines.
We’ll look at the Essenza Mini and the Essenza Plus as well
as the Citiz C111 and the Lattissima models.
Also visit my page – nespresso.coffee machine
Locating a local business that offers Repairs to double Glazing glazing repair services is essential.
Although there are many national companies, you might
prefer a local one for time savings and money.
If you require electrical work completed
at your home, it is important to find an electrician who
is local in Electric repair biggleswade.
You may be interested in upvc window repairs
(Kaley) repair in your area
in relation to the windows of your home. Windows that are damaged are dangerous, particularly when it’s cold.
But the good thing is that there are many locations to fix your windows.
If you are considering fixing your broken double glazed window repairs Near me There
are a few things to know. First, it is possible to repair small tears using silicone sealant.
If you’re in dire need of money quickly, a guaranteed payday loan could be the best option.
These loans guaranteed with bad credit are designed to help you handle an emergency financial need.
If you are looking for windows or doors in your area it is crucial
to find a company who has a good reputation for quality work.
A business that employs many employees and has
a committed staff is more likely to stay in business for a long time.
Here is my web-site … Window doctor Near Me
Yesterday, while I was at work, my sister stole my apple ipad and tested
to see if it can survive a twenty five foot drop,
just so she can be a youtube sensation. My iPad is now broken and she has 83 views.
I know this is totally off topic but I had to share it with someone!
my web page :: door repair near Me
If your house has windows, you might be wondering what the price of
a window glass door repairs repair near me
would be.
A sleep gummy is a delicious way to help you sleep better.
Many of them have ingredients believed to help in sleeping.
These ingredients include melatonin and Cbd gummies Missouri
and L-Theanine and the chamomile.
I’ll immediately grasp your rss as I can’t find your email subscription link or newsletter
service. Do you have any? Please permit me realize so that
I may just subscribe. Thanks.
Thank you for some other fantastic post. The place else could anybody get that kind of info in such a perfect means of writing?
I have a presentation next week, and I’m on the search
for such info.