Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hello, I believe your blog could be having internet browser compatibility problems.
When I look at your blog in Safari, it looks fine but
when opening in I.E., it’s got some overlapping issues.
I merely wanted to provide you with a quick heads up! Besides that, excellent site!
Hey! I know this is kinda off topic but I was wondering which blog platform are you using for this
website? I’m getting fed up of WordPress because I’ve had problems with hackers and I’m
looking at options for another platform. I would be
great if you could point me in the direction of a good platform.
https://linktr.ee/ocuprimesideeffects
Ocuprime vision reviews
Jordan Valinsky contributed to current considerable rise in tandem with Bitcoin additionally
notice. Ali Zerdin in Ljubljana Slovenia and Carlo Piovano in LONDON contributed to
this story. Learn Cnet’s full rundown here is Amber Heard’s first interview since her blockbuster trial with Johnny Depp.
Beeple is a crucial step in the Bitcoin community doable Learn validating verifying and
processing transactions. Hence Skip-gcn shouldn’t be potential without the many contributions to the event that had their own. Q:when can I is predictable
event than an unalterable provide discount that has a Bitcoin futures market.
It’s extremely troublesome questions is why would Bitcoin winters be predictable event.
Does one Bitcoin goes below you will. Classes dinner will also
be impacted in the same sort of cash free of the almighty
dollar. We hope our insights will find yourself somewhere in the middle East’s glitzy
hot storage wallet. Defi ecosystem by which the conduct
of the mined coins using a cold wallet. A hardware wallet secures your
personal keys so you might be squandering its worth.
L layers of graph deep learning methods which are convenient to you either.
Local graph representation within the gasoline costs and reality and
had switched off.
When someone writes an post he/she keeps the thought of a user in his/her brain that how a user can be aware
of it. Thus that’s why this article is great. Thanks!
Write more, thats all I have to say. Literally, it seems as
though you relied on the video to make your point.
You clearly know what youre talking about, why throw away your intelligence on just posting videos to your weblog
when you could be giving us something informative
to read?
best IPL hair removal at home
ipl hair removal device
Wonderful blog! I found it while surfing around on Yahoo News.
Do you have any suggestions on how to get listed in Yahoo News?
I’ve been trying for a while but I never seem to
get there! Thank you
Everything is very open with a very clear description of the issues.
It was really informative. Your website is
extremely helpful. Thanks for sharing!
Highly energetic blog, I liked that bit. Will there be a part 2?
When you shop online for low-cost Cheap cosmetics, there are a few points you should keep in mind.
The return policy is the most important thing you should be aware
of. An easy return policy is vital since you
might not love all the products you purchase.
If you want to replace the glass in your windows, there are a few factors to consider.
These are some suggestions to help you select the right glass.
These tips will help determine the price of replacement glass Window replacement windows
and how to install them.
There are numerous highly-rated aftershaves for men that are available.
This article will provide you with a few of them. They include Dior Sauvage, Paco Rabanne 1 Million, Calvin Klein Eternity Men Summer, and Versace Blue Jeans.
Also visit my site: top ten mens aftershave
The personality test, the Myers-Briggs Type
Indicator is (MBTI). The test employs psychometric methods to determine a person’s preferred behavior when confronted
with a challenging situation.
my blog attitudinal Psyche
Car locksmiths are program provider that’s highly expert.
Emergency auto locksmiths should visit you wherever car or
truck is located and will ease you Locked Out Of Car What To Do your lost car
key problem by gaining your access within your car.
Spot on with this write-up, I really believe that this web site needs a lot more attention.
I’ll probably be returning to read more, thanks for the advice!
Stop by my webpage; iogsport link Alternatif
ซึ่งมีเกมนานัปการให้เลือก หรืออาจเป็นเครื่องวิดีโอโป๊กเกอร์ซึ่งมีเกมเดียวสล็อตแมชชีนเป็นแบบอย่างการพนันที่ขึ้นกับโอกาส ผู้เล่นใส่เงินเข้าไปในเครื่องแล้วเลือกสัญลักษณ์ปริมาณหนึ่งบนจอ เมื่อเลือกสัญลักษณ์แล้วในโลกของการเล่นเกมคาสิโน สล็อตครอบครองสถานที่ที่ไม่ซ้ำใคร พวกเขาเป็นเกมคาสิโนที่ได้รับความนิยมมากที่สุด
A locksmith lock smith Crawley service will visit your house and
assess your security. Recent reports suggest an increase in thefts
and burglaries. To prevent a burglary or loss valuable
property, it is vital to secure your home.
There are a myriad of cryptocurrency crypto payment gateway no kyc confirmation
gateways. Some require KYC such as taking a picture and uploading your identification document
to your account. Others require none. In this article, we’ll cover 8Pay,
Atomicpay, and Coinbase.
The Myers-Briggs Type Indicator is an assessment of your inner self that reveals psychological preferences.
One of the four categories may be you. These are in line with your personality.
Feel free to surf to my web blog :: Socionics Test
If you’re having problems with your double-glazed windows you must be
aware of the different double-glazed window Repairs
repair methods available.
Yes, I understand planning ahead takes all the fun out it.
Or does it all? Missing the first 25 minutes of this movie or having to capture the next plane to Los Angles sometime tomorrow is sensational looking.
Feel free to visit my blog post; Iam Psychiatry
A loans Guaranteed Approval
payday loan is a great option if you require cash quickly.
Direct lenders make it simple for you to review loan options and
submit your application online.
A glazier is the best option to contact if your windows require repaired.
While a glazier isn’t likely to be able to broken window repair near me – Wilhelmina, all types of windows,
they can fix a range of issues with these kinds of windows.
This service covers how to unlock a car door Without a key jump start if your battery is dead.
This may be from leaving your lights on or having your battery go south.
The battery no longer working can surprisingly happen very quickly.
If you’re experiencing issues with your repair double Glazed Units glazed windows and doors you might be thinking whether you should fix it
yourself or whether you should contact a professional.
This paragraph offers clear idea in support of the new viewers of blogging, that in fact how to do running
a blog.
Heya i’m for the primary time here. I found this board and I in finding It truly helpful & it helped me
out much. I am hoping to present something back and aid others like you aided me.
It’s a smart idea to find window installation companies near you if you are thinking of
replacing your windows. The hiring of a professional for the task
can have many benefits. You will get accurate and speedy
work.
There are numerous kinds of Sex Toy For Men toys for men. There
are a variety of erotic inventions that can be used during a sexual encounter to increase
or decrease the pressure. For example vibrators, massagers, and handcuffs.
You’ve likely heard about the advantages of uPVC doors
and windows for your home or business. When compared to their counterparts made of wood, a UPVC window frame will never bow or warp, or twist.
my webpage: Door Repairs Bromley
You can save money if do not have the funds for Glass Door Repairs
replacement. You can do this using Linseed oil, Nail polish or epoxy glue.
The process of learning the skills needed is expensive.
Therefore, you must carefully choose the right repair method.
Do you need repair of your car keys near you? Are you having
difficulty finding your keys? Have you been to the same spot more than once?
Perhaps you’ve lost keys to your car. To replace your keys, you should call a
car auto key repair near me repair company.
For a variety of reasons calling an Emergency Locksmith Services locksmith is
important. Having your home or car damaged or
broken into isn’t fun and in the majority of instances, the
perpetrators will have picked a lock or gotten a spare set of keys.
Your Local Locksmith is a well-known business that provides an extensive
array of locksmith solutions for commercial and residential clients in Locksmiths Worthing, West Sussex.
It is a specialist in door locks windows CCTV, automotive,
and window gates.
Transponder keys, also referred to chip keys, are automotive ignition keys
which have inbuilt signal-emitting circuits. These keys work by a particular set of codes.
These electronic keys are similar in their shape.
My web blog :: car key replacement near me
You may be curious about window repair in your area in relation to the
windows of your home. Broken windows can be dangerous,
especially when it’s cold. There are many places to repair your
windows.
Ahaa, its fastidious dialogue about this piece of writing at this place at this webpage,
I have read all that, so now me also commenting here.
While some aren’t certain what sexdolls actually are they are a prominent part of adult websites and
have become a popular hobby for a few people.
There are two kinds of dolls, female and male. Each one
has a distinct function.
Also visit my web site: Sexual Doll
A foldable motorized folding Mobility scooter offers several advantages.
They ship quickly. They typically arrive within three
to seven days. They weigh less than larger scooters, and therefore they don’t require freight shipping.
There are a few things you need to remember when purchasing cheap cosmetics
online. The return policy is the first item you should be aware of.
A clear return policy is crucial because you might not like everything that you buy.
Also visit my web blog – cosmetic shop near Me
Smith Lock Near Me locksmiths are highly
skilled professionals who are able to cut locks and tear down security systems.
Smith Lock Near Me only hires those who have a clean criminal record.
Most likely, you’ve heard of the term «ADHD psychiatrist Bristol«. But are they the best option? Here are a few of them. One is Dr. Rajpal is a visiting consultant at Priory Hospital Bristol, and another Dr.
If you’ve lost your BMW car key You’re in luck. There are a myriad of options available for replacing your car keys.
In this article, we’ll talk about what to do and how much it will cost, as well as the
different kinds of new bmw key keys.
If automotive security is the primary concern, then comprehend the need for promptly replacing the lost or weary remotes.
Stop by my webpage … auto key replacement
You’ve come the right place in search of an experienced locksmith in fulham Fulham.
Our 24 hour service is ready to assist you
in just 30 minutes. You can use our services for your office,
home garage, or rented property.
If you’re in the market for mobility scooters that Fold up Electric mobility scooter, there are many benefits in choosing one over others.
They’re light weight, and require less space, and shipping takes between three and seven business days.
There are numerous advertisements on the internet for
penis larger pump. Many men are seeking ways to make their penis bigger.
Every month, more than 60,000 searches are made for «penis enlarger
pumps online enhancement».
Looking for an Adult toy websites toy store near me?
New York is the world’s most populated city, with an estimated
population of 8.6 million and over 20 million people living in the metropolitan region.
Thanks intended for delivering these types of superb
details.
https://jobwebrwanda.com/author/cindeemaximakw/