Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hi there I am so happy I found your web site, I really found you by mistake, while I was researching on Aol for something else,
Nonetheless I am here now and would just like to say thanks for a tremendous post and a all round thrilling blog (I also love the theme/design), I don’t have time to go through it
all at the minute but I have bookmarked it and also added your RSS feeds, so when I have
time I will be back to read a lot more, Please do keep up
the fantastic job.
I just could not go away your site before suggesting that I extremely
loved the usual information a person provide on your visitors?
Is going to be back incessantly to check out new posts
Hi! I could have sworn I’ve visited this web site before but after browsing through a few of
the articles I realized it’s new to me. Anyhow,
I’m definitely pleased I came across it and I’ll be
bookmarking it and checking back often!
This is really fascinating, You are an excessively professional blogger.
I’ve joined your rss feed and sit up for in quest of extra of your
great post. Also, I have shared your site in my social networks
I delight in the information on your web site. Much thanks.
http://jobsincrowdfunding.co.uk/index.php/author/alexinaenglisxw/
Right here is the perfect web site for everyone
who really wants to find out about this topic. You understand so much its almost hard to argue with you (not that I actually would want
to…HaHa). You definitely put a fresh spin on a topic that’s been discussed for ages.
Excellent stuff, just great!
Wonderful blog! I found it while surfing around on Yahoo News.
Do you have any suggestions on how to get listed in Yahoo News?
I’ve been trying for a while but I never seem to get there!
Cheers
CashUSA.com is a great place to get a loans payday online (Becky) loan online.
There are many options to apply for a loan. Here
are some tips to think about prior to applying online.
The repayment terms can vary from six months to seven year.
Are you looking for a sexdoll Sales to
buy? Why not get one from a reputable website selling
sexdolls? If you’re not certain what you should look for in a sexdoll you can always tailor it to suit your personal preferences.
There are a variety of factors to think about when looking into taking
a private adhd assessment London ADHD assessment.
This article will give you a brief review
of the various kinds of tests as well as the way the QBtest is conducted and the treatment options.
You’re in luck if are locked out and require a 24 hour Locksmith-hour
locksmith service. It is essential to seek
help immediately in emergency situations that occur late at
night, during rush hour traffic, weekends holidays, or when there’s no other choice.
ealing Window Repairs repair is an essential home maintenance process.
This service can save you a lot of time and money.
Although the majority of people don’t like the idea of repairing windows they can cause
more serious problems.
First off I want to say fantastic blog! I had a quick question that I’d like to ask if you do not mind.
I was interested to know how you center yourself and clear your thoughts prior to writing.
I have had a difficult time clearing my mind in getting my ideas out there.
I truly do take pleasure in writing however it just seems like the first 10 to 15 minutes are usually lost simply
just trying to figure out how to begin. Any suggestions or
hints? Kudos!
Hello this is kinda of off topic but I was wondering if blogs use WYSIWYG
editors or if you have to manually code with HTML. I’m
starting a blog soon but have no coding experience so I wanted to
get advice from someone with experience. Any help would be greatly appreciated!
Also visit my web page sash window refurbishment wandsworth – Nereida
–
agen Slot gacor judi slot online terpercaya ini menawarkan rata rat tema permainan slots gacor.
The slot gacor berasal dari Pragmatic Play dan sononya.
It is a adapted version of the game.
In addition, the Remote car key replacement cannot be locked
devoid of fob solution. If you are how it makes it better than the regular keys, insects how.
It is essential to purchase Buy Cbd Flower flower on the
internet from a seller who employs organic methods.
This will ensure you get the highest quality CBD flower possible.
A secured loan Quick Bad credit from a poor credit direct lender will provide a good
interest rate, but be careful before you sign the documents.
These loans are designed to cover unexpected expenses.
Double glazing in bi fold Doors watford can boost
the energy efficiency of your home and reduce your energy
costs. This type of home improvement will boost the value of your home but it could also be expensive.
Hello there! I just would like to give you a big thumbs up for your excellent
information you have right here on this post.
I’ll be coming back to your web site for more soon.
Also visit my blog post :: double glazed Window lock repairs near me
People with bad credit can obtain immediate same day loans For people with Bad credit
that are fast and easy for people who are most
in need. The lenders don’t issue credit checks, and the funds can be transferred to your bank account in less than 24 hours.
French Bifold Doors Milton Keynes are a classic
style of door. These gorgeous, traditional doors have been popular for centuries.
Their designs first appeared in the 16th and 17th centuries, when electricity wasn’t commonplace.
There is no one else but you person to contend with damaged UPVC windows.
There are a variety of reasons why people choose uPVC windows.
They are also waterproof and energy efficient, they can be painted in any
color you like.
Take a look at my webpage broken window repair near me
Before you buy CBD oil that is water soluble powder, emulsion or emulsion or tincture you have
to choose one that has the best properties. Here are some suggestions How To Take Water Soluble Cbd help you choose the best
water soluble CBD.
Are you looking for a sexdoll to buy? Why not purchase one from a trusted website selling sexdolls?
You can modify the Sexdoll Sale you purchase to fit your requirements
if you’re not sure what you should look for in the
sexdoll.
It’s time to call an area locksmith near me.
Before calling a locksmith there are a few things you should think about prior to making the decision.
Hi there, I enjoy reading all of your article post. I like to write a little comment to support you.
You’ve come to the right spot to find an online Agenjudi Agen Judi Casino Online.
There are a variety of casinos online that you can select from but these three
are the top. Check out the following article
to learn more about these online casinos.
If you require window repairs in Ealing and surrounding areas,
you must know what to look out for, and how to select the right door repair ealing.
You may be tempted to buy a new window, but you need to be
cautious.
If you require a round-the-clock locksmith in Worthing you
can count on a 24 hour service from a highly trained professional.
If you’re in search of an ghost immobiliser Fitting near me
immobiliser that is near me, then you’re at the right place.
It has many advantages like preventing key cloning ECU hacking and swapping,
and reduces the chance of theft.
If you’re interested in finding out more about the benefits of smoking Hemp Flowers uk flowers, this article will help you out.
Here we’ll talk about CBD and THC content, as well as what you need to look out for when buying smokable hemp flowers.
According to a new survey New Yorkers are among the most avid purchasers of $2,
000-$3,000 love dolls. The city topped all other
US cities in the purchase of love dolls this year.
Here is my web site; Sexdolls sale
Although many aren’t sure of what sexdolls really are but they’re an integral part of adult websites
and have become a popular pastime for some. There are two kinds of dolls:
male and female. Each has its own function.
Take a look at my website – sexdoll
Sustain the amazing job !! Lovin’ it!
https://jomkerja.my/author/bridgettewackrq/
If you’re ready to replace your windows, then you should think about obtaining
free estimates from window installation firms near you. There are many reasons to select replacement Windows Installation Near Me over new construction.
This website certainly has all of the information and facts I
wanted about this subject and didn’t know who to ask.
There are many reasons to locate locksmiths Locksmith near to Me you.
These reasons can differ based on the kind of service you
need. The cost could be different and the quality of
work may vary. These are the qualities you must look for in a company.
This article will let you know more about the health benefits of smoking cannabis flowers.
Here we’ll talk about cbd Hemp flower and THC content, as
well as what to look out for when buying hemp flowers that are smokable.
CashUSA.com is a great site to obtain a Payday loans online loan online.
There are a variety of options for you to get a loan. Here are some tips to think about prior to applying online.
The repayment terms vary from six months to seven year.
It is imperative to find locksmiths in Horsham If you’ve lost your keys.
Most Horsham locksmiths are open throughout the day.
Some may not always be accessible.
It is really a nice and useful piece of info. I am happy that you shared this helpful info with us.
Please keep us informed like this. Thanks for sharing.
Here is my site; double glazing seal replacement brentwood
While you may be inclined to use your preferred Crypto Payment Processor processor and gateway however, cryptocurrency payments don’t require them.
Instead you can utilize cryptocurrency wallets
to accept transactions using the same currency.
If you’re looking for a CBD balm to help you relax,
you’ve come to the right place. We’ve reviewed the best Cbd balm uk CBD products in the UK
and their benefits, including Cannuka, HempTouch skin balm, Puresport,
and Eden’s Gate.
To be able to examine the Bitcoin value falling to a contemporary two-decade low.
Laptops Meanwhile two other circumstances for Bitcoin on the idea that
anybody can create a Bitcoin account. Can it hold Us$32k.
Bitcoin’s Prime marketing event is value-based mostly not a name
not a telephone number. Moreover we deal with two Prime cash-laundering industries drug trafficking and terrorist organizations.
Chances are you’ll use Bitcoin there are two points
with this mandate to transition. Two Bitcoin miners have offered some of
its exchange and liable for the equipment. Sick of all of the bitcoins in change for 10,000 bitcoins for
a cash card. Thankfully we might obtain compensation once you buy
the asset on a centralized crypto change was hacked.
Someone smuggles the cash to the peso broker then makes use of
those drug dollars to buy unlawful medication. Everyone makes use of Google Fb Instagram and Twitter and supply
particulars in regards to the breach. Twitter has
beforehand acknowledged that he believes Bitcoin will substitute the
dollar at 9,999.67.
The EV Rider is an automatic folding fold up mobility scooter for adults you could think about.
The EV Rider’s folding style allows it to store in the trunk of your car and provides you the smoothest ride.
Do you mind if I quote a couple of your posts as long as I provide credit and sources back to your site?
My blog site is in the very same niche as yours and my visitors would certainly benefit from a lot of the information you provide here.
Please let me know if this okay with you. Regards!
Feel free to surf to my blog post :: Iogsport Link Alternatif
Make sure you measure the replacement upvc door handles (Ermelinda) before replacing
the lock. Make sure you’ve got the right dimensions of the hole for the new lock.
To tap the mechanism into the correct position if there are any issues, you can use an rubber mallet.
I like it when folks come together and share ideas. Great blog, continue the good work!
I have been surfing online more than 4 hours today, yet I never found any interesting article like yours.
It’s pretty worth enough for me. Personally, if all website
owners and bloggers made good content as you did,
the internet will be much more useful than ever before.