Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I was suggested this web site via my cousin. I’m no
longer sure whether this post is written by him as no one else recognise
such particular about my problem. You’re incredible!
Thanks!
Also visit my site … агентство по продвижению сайтов
When I originally commented I appear to have clicked the -Notify me when new comments are
added- checkbox and from now on each time a comment is added I recieve 4 emails with the
exact same comment. Perhaps there is a way you
can remove me from that service? Thanks a
lot!
Hello! I’m at work browsing your blog from my new iphone 3gs!
Just wanted to say I love reading through your blog and look forward to all your posts!
Carry on the fantastic work!
Also visit my web blog yunnan baiyao capsules
Hi there, I enjoy reading all of your article post.
I like to write a little comment to support you.
My homepage; บาคาร่า
What’s up every one, here every one is sharing these knowledge, therefore it’s good
to read this web site, and I used to visit this web site every
day.
Also visit my site savip
I really love to read such an excellent article. Helpful article. Hello Administ . Deepwormz.com | Hack Forum – Crack Forum – Warez Forum – Hack Forumu. Websitemiz. https://deepwormz.com/
I every time emailed this weblog post page yunnan baiyao where to buy
all my friends, for the reason that if like to read it then my contacts will too.
Great information. Lucky me I came across
your blog by accident (stumbleupon). I’ve saved it for later!
Here is my web-site – pimple like bump on clitorial hood
Broken doors or windows that aren’t opening in Double Glazing
Repairs Near Me Crawley – M.Cn.Dabagirl.Co.Kr – can often be repaired.
While damaged glass can be difficult to repair, these experts
can fix all kinds of windows. They also provide
board-up services for smashed windows.
cialis 800
Window repair is a crucial home maintenance procedure.
This service can help you save a lot of time and money.
Although most people do not like working on repairs,
putting off Sash Window Repairs Ealing repair could lead to more serious issues.
Hello there! Would you mind if I share your blog with my facebook group?
There’s a lot of people that I think would really enjoy
your content. Please let me know. Cheers
Here is my homepage; Daftar Judi Slot Online
I do not know whether it’s just me or if everyone else encountering issues
with your website. It appears as if some of the written text in your posts are running
off the screen. Can someone else please provide feedback and
let me know if this is happening to them
as well? This could be a issue with my browser because I’ve had this happen previously.
Kudos
An emergency electrician in Dunstable is able to assist you if there
is an Electrical Services Dunstable issue within your home.
They are on call round the hour and will arrive at your residence within 30 minutes.
double glazed windows-glazed windows have many
advantages however they are more expensive. They are more
expensive and require more effort to set up.
Superb, what a webpage it is! This weblog presents valuable data to us, keep it
up.
It’s time for you to contact an area locksmith.
Before you call a Locksmith near,
there are a few factors to consider prior to choosing one.
A Locksmith 24hr 24 hours a day is
useful in any situation. You might have a locked door or broken key.
Contact your family or acquaintances or a locksmith who is available 24
hours a day to help you get back into your home.
I think the admin of this web page is truly working hard
for his web site, for the reason that here every information is quality based
information.
Feel free to visit my web blog; 成人博彩平台
Auto Locksmiths can be called within scene any kind of location. Their goal is produce a solution in emergency situations as soon as possible.
They’ll be equipped with all numerous they could possibly
need to sort out your main issue.
Look into my page key Lockout Service
Other students with assessing adhd in adults need a busy,
bustling campus so that you can stay motivated. If small, sleepy campuses sound dull to you, consider a medium-sized or large college with lots of extracurricular activities and a productive student
time.
There are many things to consider when purchasing Best Cbd Gummies Gummies.
Certain contain more CBD than others. Here are
some information that you need to know: What are the
different levels of CBD and THC?
Hello! I just wanted to ask if you ever have any trouble with hackers?
My last blog (wordpress) was hacked and I ended up losing many months of hard work due to no
data backup. Do you have any solutions to
stop hackers?
Hi there! Someone in my Myspace group shared this site with
us so I came to take a look. I’m definitely enjoying the information. I’m bookmarking and will
be tweeting this to my followers! Exceptional blog and
brilliant design and style.
My site – Double Glazing Window Repairs Near Me
This is a topic that’s close to my heart…
Take care! Exactly where are your contact details though?
Feel free to surf to my webpage; Dirty Roulette
Howdy! Would you mind if I share your blog with my myspace
group? There’s a lot of people that I think would really appreciate your
content. Please let me know. Thanks
Here is my website – blown window repairs brentwood (forum.vanpeople.com)
To know more about Mesothelioma and Asbestos, you
may want to read this article. We will cover the signs and symptoms and
treatments, as well as prevention and more. We will also cover how to
prevent exposure to these dangerous substances.
Every player who plays online casinos must have access to an online slot in Agen Judi Onlen Terpercaya.
With a few clicks, you can play a vast range of games on the
slot without ever leaving the comforts of your home.
It isn’t easy to pick the best sexdoll since there are many possibilities.
There are many benefits of the sexdoll, from its simple maintenance to its numerous colors.
Here are some suggestions to help you find the most suitable one.
My blog … Sexdolls for men
Nice post. I learn something new and challenging on sites
I stumbleupon on a daily basis. It’s always exciting to read through content from
other authors and use a little something from other
sites.
Also visit my blog post – upvc window lock repairs brentwood
Have you ever thought about publishing an e-book or guest
authoring on other blogs? I have a blog based on the same topics you discuss and would really like
to have you share some stories/information. I know my audience would enjoy your work.
If you’re even remotely interested, feel free to shoot me an e-mail.
best Ddos protection and mitigation solutions
attacks usually target companies in a way
that disrupts their operations, cause chaos. You can minimize the long-term
effects of an attack by taking steps to reduce the impact.
Locating Electrical Near Me services close to you can be challenging however there are many aspects to be looking for to identify the
best electrician. A skilled electrician will be able to tackle complex issues quickly
and efficiently.
Greate pieces. Keep posting such kind of information on your blog.
Im really impressed by your site.
Hey there, You have done an excellent job. I will certainly digg it and for
my part recommend to my friends. I’m sure they will be benefited from this site.
My website; How to use fenugreek for breast enlargement
There are a myriad of cryptocurrency gateways that are available on the market.
CoinsBank, Bitpay, NOWPayments and Spectrocoin are just a few examples.
Some allow multiple currencies. Some support only a handful of cryptocurrency.
Have a look at my blog post crypto Gateway
Its such as you read my mind! You seem to
understand so much about this, such as you wrote the guide in it
or something. I feel that you simply can do with some p.c.
to pressure the message home a little bit, however instead of that, that is excellent blog.
An excellent read. I will definitely be back.
my homepage продвижение в топ яндекса
Hey there! Do you know if they make any plugins to help with Search Engine Optimization? I’m trying to get my
blog to rank for some targeted keywords but I’m not seeing
very good gains. If you know of any please share. Thanks!
This article will help you understand how to obtain Fort Worth glass repairing
services. It will also explain how much it costs and what kind of glass
you’ll require.
Wow, this paragraph is fastidious, my sister is analyzing these things, thus I am going to let know her.
There are many vegan cosmetics Uk in the UK to
select from. You can find cruelty-free products at many retailers that include high-street shops and independent stores.
There are many different brands and ingredients out there,
but Which is best night cream is best?
We tested a variety of night creams from Mary Kay, IT
Cosmetics, SkinCeuticals, and Drunk Elephant. We
hope we’ve helped you make the right choice!
Although some people are not certain of what sexdolls are exactly
they are a prominent part of adult websites and have become a popular pastime for some.
There are two kinds of se x dolls, female and male.
Each one has a distinct function.
Visualization for you to tap into the power of one’s subconscious mind.
It helps you use both «legs» in your race to
some goal. And when you have both locations your mind working together, you’ll achieve success more easily,
quickly and completely.
my blog :: car key Reprogram
If you’re looking for vegan skin care products Uk skincare
You’ve likely come across Biossance, Starface, Pai and Byoma.
If not, you can look through this article to know more about the brands.
If you’ve been looking for an online casino with a fresh look,
Agen Judi Slot Slot Online Gacor might be the
ideal spot to begin. Slot Gacor was founded by the world-renowned casino software developers.
There are many points to keep in mind when purchasing a penis enlargement Pump Online enlarger
pump. First, make sure the pump’s performance is guaranteed.
You should also read the customer reviews as some pumps require customers to write glowing
reviews.
If you’ve had to replace a window before, it’s time
to consider uPVC window repair.
A reputable window repair service will help you fix your home’s windows made of uPVC in a hurry.
From the Edinburgh to the Loughton area you’ll be
grateful you did.
ADHD can be stressful and difficult. Find a ADHD clinic close to your location.
These centers offer a variety of treatments and services to help people
cope with the difficulties of living with adhd therapy Near me.
There are many types of windows that are available, including
uPVC and steel. The difference between these types of
windows lies in their insulation properties. uPVC insulation is superior
to steel and aluminum but comes with a price.
Look at my website: double glazed doors
This is very attention-grabbing, You’re a very skilled blogger.
I’ve joined your feed and look forward to seeking extra of your excellent
post. Additionally, I have shared your website in my social networks