Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I’m extremely impressed with your writing skills and also with the layout on your blog.
Is this a paid theme or did you modify it yourself?
Either way keep up the nice quality writing, it’s rare to see a
nice blog like this one today.
I’ve been exploring for a bit for any high quality articles or weblog posts in this
kind of house . Exploring in Yahoo I ultimately stumbled
upon this website. Reading this info So i’m satisfied to convey that I’ve an incredibly just right uncanny feeling I discovered just what I
needed. I such a lot no doubt will make sure to do not omit this website and provides it a
glance on a constant basis.
I love what you guys are usually up too. Such clever work and coverage!
Keep up the fantastic works guys I’ve incorporated you guys to my personal
blogroll.
Here is my web blog :: Social media expert
My brother recommended I may like this web site. He used to
be totally right. This post actually made my day. You can not believe simply how
a lot time I had spent for this info! Thanks!
Here is my web-site – เครื่องย่อยเศษอาหารให้เป็นปุ๋ย
Heya i’m for the first time here. I came across this board and I
find It really useful & it helped me out a lot. I
hope to give something back and aid others like you
helped me.
Feel free to visit my web blog :: pimple like bump on clitorial hood
You must be aware of the Nespresso Vertuo Machine
machine’s functions before purchasing it. These
machines use aluminum capsules that contain espresso beans.
Don’t settle for just anyone, or you can end develop damage because of this very costly to replace.
A Electric car key Repair (todolose.com)
locksmith will possibly you sign a waiver stating that they aren’t
responsible any kind of damage.
A new study shows that New Yorkers are among the
most frequent buyers of $2,000 to $3000 love dolls. This year, New York was the top-seller of love dolls across all US
cities. Los Angeles, Chicago, Dallas and Dallas were close behind.
Also visit my page … Sexdoll Sales
It’s hard to come by experienced people on this subject, but
you seem like you know what you’re talking about! Thanks
You might be thinking of what you should look for in a window business.
To save money on your utility bills, you might consider looking into energy-efficient
windows. Or perhaps you want to install a new,
comfortable Window Installer Near Me to the room.
Ridiculous story there. What happened after? Good luck!
locksmith in manchester locksmiths are highly recommended for many reasons.
They can install new locks fast and provide a variety of other
services. They are also easy to locate and provide fast service.
You must know what to look out for when searching for window
repair in Ealing. You might be tempted just to buy a new window, but
you have to be careful.
Look at my site; Sealing double Hung Windows
What’s up colleagues, how is everything, and what you would like to say
about this paragraph, in my view its truly amazing designed for me.
Heklo there! Quick question that’s completely off topic.
Do you know how to make your sire mobile friendly? My weblog looks weeird when browsing
from my iphone4. I’m trying to find a template oor plugin that might be able to
correct this problem. If you have anyy recommendations, please share.
Cheers!
Have a look att my web site … wordpress e ticaret teması
I am no longer sure where you’re getting your information, however great topic.
I needs to spend some time studying much more or working out more.
Thanks for great information I used to be in search of this
information for my mission.
There are several crypto Gateway-currency gateways available on the market.
CoinsBank, Bitpay, NOWPayments and Spectrocoin are some
examples. Some accept multiple currencies. Some only support a small number of cryptocurrency.
There are numerous pay with crypto (https://www.thaicann.com/forum/index.php?action=profile;u=84318)
gateways available on the market. CoinsBank, Bitpay, NOWPayments and Spectrocoin are a few examples.
Some support multiple currencies. Others only support a few of cryptocurrency.
Adult sexy dolls are highly realistic, and most are equipped with a realistic
anal cavity, mouth, and vagina. To make it more real, some
even have a cleavage and sexual organs.
Here is my page :: sexdoll for Men
There are a myriad of folding scooters. Each comes with its own unique design. Some models
Fold down mobility Scooters just the
stem, whereas others include a small plastic latch on the
back bumper to provide stability while being carried.
Hello! I could have sworn I’ve been to this site before but after browsing through some of the
articles I realized it’s new to me. Anyhow,
I’m definitely happy I found it and I’ll be bookmarking it and checking back regularly!
Auto glass repair can be expensive and is a continuous process.
The kind of Glass repair service repair you require will depend on your car’s
make and model. If you’re seeking a reliable service which is affordable,
consider working with Safelite(r) Solutions.
What’s up, yup this article is in fact pleasant and I have learned lot of things
from it about blogging. thanks.
You’ve come to the right place for those who want to earn money playing Judi Bola.
There are numerous ways to win in the game of chance.
You’ll need to know how to play online Judi bola resmi bola.
If you’re looking to accept cryptocurrency payments, then you’ll want to look into crypto
payment gateways – Dino -.
These secure payment options come with authentic digital signatures as well
as real-time cross-border payment.
You should be familiar with the nespresso vertuo machine
machine’s functions before purchasing it. These machines use capsules that contain espresso beans, which
are made from aluminum.
This Calendula Salve is a unique idea for a gift for those who love vegan skin care.
This set of gifts is a great opportunity to sample
six artisan natural beauty products. It replaces beeswax using
soy wax, which makes it Best vegan skin care products uk and cruelty-free.
Thanks for providing such great data.
https://r5consultants.com/candidate/liane-krigsman
Replacement Handles for upvc windows windows are
eco-friendly. They are non-toxic and aesthetically
pleasing. Moreover, uPVC windows help to reduce the noise pollution in homes.
Here are some tips to take care of your
windows. Any of the methods described below can be utilized.
If your Repair Upvc Window windows are beginning to show signs of wear and tear,
you might be required to consider repairing them.
These windows are generally safe, however they are susceptible to hail, windstorms, and human error.
If you’re locked out of your home and in need of a 24- hour 24h Locksmith service you’re
in luck!
Having read this I believed it was rather enlightening.
I appreciate you finding the time and energy to put this information together.
I once again find myself personally spending way too much time both
reading and posting comments. But so what, it was still worth it!
Appreciating the persistence you put into your website and
in depth information you offer. It’s great to come across
a blog every once in a while that isn’t the same out of date rehashed information. Great read!
I’ve bookmarked your site and I’m including your RSS feeds to my Google account.
Here is my blog post – Watery discharge why do I feel like I peed on my self
upvc windows [mdcollection.co.kr] Sash Windows are a great option if you’re looking for energy-efficient and efficient windows.
They are safe, draught-free and easy to maintain. Here are some of the benefits of
installing UPVC sash Windows in your Home.
Oh my goodness! Impressive article dude! Thanks, However I am experiencing issues with your RSS.
I don’t know the reason why I am unable to join it.
Is there anybody having similar RSS issues? Anyone that knows the answer will you
kindly respond? Thanx!!
It was until the 1920’s that locks were installed quite regularly in vehicles.
Cars prior compared to that were only owned through the rather well-to-do.
Feel free to visit my blog – Car key repair Service
If you’ve noticed signs of damage, it could be time
to contact a professional for double glazing window repair, http://jmt17.google.com.nf/, glazing repair.
These problems include fogging, condensation misting,
draughts, or condensation.
You might be wondering how to replace windows in your home.
Fortunately, there are many companies in the area who
specialize in window replacement and repair services.
There are a lot of benefits to using a company with a history of happy customers.
Feel free to surf to my web page: glaziers watford
UK loans without guarantors are an excellent monetary solution for salaried employees.
With no collateral requirement and no guarantor loans guarantor,
you can apply for the loan from the ease of your home.
Are you looking for window installation near me?
You’ve found the right spot. This article will provide you with information on which companies offer in-home consultations,
and also offer warranties on their work.
Are you searching for a local sex store near me shop?
If yes you’re in the right place! There are plenty of cool attractions in your local area.
You should look into Romantic Depot and Purple Passion, Eve’s Garden and Kiiroo among other places.
Sexdolls are a great option for couples with a tight budget.
The only thing you have to purchase are the accessories
and the doll itself. Possessing your own sex Dolls doll can help you feel
happy and relieve loneliness.
I don’t even know how I ended up here, but I thought this post was good.
I don’t know who you are but definitely you’re going to a famous
blogger if you are not already 😉 Cheers!
Hi there everyone, it’s my first pay a visit at this web site, and paragraph is genuinely
fruitful designed for me, keep up posting these types of articles or reviews.
Here is my webpage … 부자카지노
If you are looking for a Double Glazing Installers
glazing installer near you, then you should first look at their credentials.
Whether they are FENSA approved or not, you should find out about their online presence.
They must also be insured.
Broken seals as well as misted-up double glazed windows are a common issue for homeowners and need professional
repair. The broken seals can cause problems, like misted-up Double glazed window repair glazed windows , or double glazed windows that have to be caulked.
Good response in return of this difficulty with real arguments and
telling everything on the topic of that.
There are a variety of CDNs available and deciding on the right one
for your company can be challenging. Although some CDNs share similar features, some are more like-minded.
Many CDNs charge by usage.
Here is my web blog :: best Cdn
If you’re trying to gain access to your vehicle but
are unable to locate your keys A professional service from a reputable locksmith in Fulham can aid you in a flash.
This website was… how do I say it? Relevant!! Finally I have found something
which helped me. Thanks a lot!
Feel free to visit my web page – UK work Visa