Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hi there, I think your website may be having browser compatibility issues.
When I take ndis find a provider look at your blog in Safari,
it looks fine however when opening in I.E., it’s got some overlapping issues.
I merely wanted to give you a quick heads up!
Aside from that, fantastic site!
That is really interesting, You are an excessively skilled blogger.
I have joined your rss feed and look ahead to in the hunt for more
of your fantastic post. Additionally, I’ve shared your web site in my social networks
I like the valuable info you provide in your articles.
I’ll bookmark your blog and check again here frequently.
I’m quite sure I’ll learn many new stuff right here!
Good luck for the next!
Thanks a ton for sharing this amazing web-site.
https://justworkdayjobs.com/candidate/vivia-rafaelle
There is definately a lot to find out about this topic.
I love all the points you made.
This design is steller! You definitely know how to keep a reader
amused. Between your wit and your videos, I was almost moved to start my own blog (well,
almost…HaHa!) Great job. I really enjoyed what you had to say, and more than that, how you presented it.
Too cool!
Pretty nice post. I just stumbled upon your weblog and wished to say that I have really enjoyed surfing around your blog posts.
In any case I will be subscribing to your rss feed and I hope you write again soon!
Also visit my blog post :: ndis approved provider
Hey! I understand this is kind of off-topic but I had to ask.
Does building a well-established blog such as yours require a lot
of work? I am completely new to operating a blog however I do write in my journal
every day. I’d like to start a blog so I can easily share my personal experience and feelings online.
Please let me know if you have any kind of suggestions or tips
for brand new aspiring blog owners. Thankyou!
Hello to every body, it’s my first go to see of this weblog; this website consists of remarkable and actually good material in support of readers.
Excellent article. Keep writing such kind of information on your site.
Im really impressed by your site.
Hello there, You’ve done a great job. I’ll certainly digg it and in my view recommend to my friends.
I’m sure they will be benefited from this site.
Do you have a spam issue on this site; I also am a blogger,
and I was wanting to know your situation; many of us have created
some nice methods and we are looking to trade solutions with other folks, be sure to shoot me an e-mail if
interested.
If you want to get a locksmith car key maker near me,
you should know about the methods they employ.
Key etching is a method of making impressions of the key.
Getting the right attorney to file a mesothelioma suit is
vital to the success. A competent lawyer can help determine the connection between asbestos claim exposure and cancer.
Undeniably believe that that you stated. Your favorite reason seemed to be
on the web the easiest factor to take into account of.
I say to you, I certainly get annoyed while people consider concerns that they plainly don’t realize
about. You managed to hit the nail upon the top as well as outlined out the entire thing without
having side effect , folks can take a signal. Will probably be again to get more.
Thanks
If you are looking for some naughty fun and want to chat with hot girls, then check out our
free adult chat rooms.
We have gathered some of the sexiest women on the net and they are
waiting to talk to you.
live porn cams
It exist in the best of us. It is not just dilemma. car key programmers keys get shot
and even disappear in front of our eyes, presently there is nothing much
day-to-day activities do regarding this.
If you’ve broken windows there is an expert in window repair
nearby who can fix them. They specialize in fixing
UPVC and composite doors. The glass of these
windows is extremely fragile and requires replacement after seven years.
Also visit my website – double glazing Near me
Valuable information. Lucky me I discovered your website by accident, and I’m stunned why this accident did not
happened earlier! I bookmarked it.
I don’t even know the way I stopped up right here, but I assumed this publish was once
great. I don’t recognize who you are but certainly you’re going
to a famous blogger should you are not already.
Cheers!
If you’ve thought about the use of CBD flower to cure your ailments you’ve probably thought about its Cannabidiol content.
In this article, we’ll explore what exactly CBD is and the benefits of cannabinoids, and whether
CBD Hemp Flower Uk is legal.
If you reside in the UK, you may be looking for upvc window repairs near me.
They are made from different materials and can suffer from
a range of problems.
The UK CBD shop
is a great place to purchase CBD products. The market is still
relatively new for the CBD market, and CBD has numerous benefits.
The market is expanding rapidly and there is a huge demand for more products with
a variety of prices.
Adult sexy dolls look extremely real, and a majority of them
come with a real anal cavity, mouth, and vagina.
Some dolls even have cleavage or genitals to make them
appear more real.
Stop by my web site sexwith doll
Your means of explaining all in this piece of writing is really
good, every one be capable of easily know it, Thanks a lot.
Keyless remotes have made the manual locking system almost unnecessary.
While the manual locking system has some security concerns, the smart auto Key Programmer resolves them.
Acts locked with conventional keys can be unlocked by thieves with
simple tricks.
When looking for a Sexdoll Sales, search
for a legitimate seller who offers a money-back guarantee with detailed information on the
maker, detailed pictures of the exact doll, and customization.
In this article, we’ll look at small business loans and lines of credit,
venture capital, and crowdfunding as company funding options.
It is important to know the details of each financing
source before you decide to consider any of these options.
This post will help the internet visitors for setting up new weblog or even a blog
from start to end.
You may be wondering which dolce gusto machine Gusto coffee
maker to purchase if you are planning to purchase one. There are a lot of
models available on the market, but the Melody was the first model to make its debut.
I like the valuable information you provide in your articles.
I will bookmark your weblog and check again here frequently.
I am quite sure I’ll learn many new stuff right here!
Good luck for the next!
Take a look at my web-site … development life skills ndis
A high-speed Cdn Content
service is vital for business owners who want to incorporate CDN on their websites.
CDN Global has several options that make the transition from your current
service simple.
Double-glazed windows consist of two panes separated by a space between them.
The space is filled using an inert gas, which is less conductive to heat than air.
The entire assembly is referred to as the
insulated Glass replacement near Me unit, or IGU.
excellent post, very informative. I wonder why the other specialists of this sector don’t notice this.
You should continue your writing. I am sure, you’ve a great
readers’ base already!
Also visit my homepage :: Retamob Alpha Reviews
Your means of describing all in this post is really fastidious, all can simply be
aware of it, Thanks a lot.
Cannabidiol (cbd South East), is a natural chemical
that you’ve likely heard of. There are many products on the market that
contain this natural compound. How do you choose the right one for your needs?
I have been exploring for a bit for any high-quality articles or blog posts on this sort of area .
Exploring in Yahoo I eventually stumbled upon this website.
Reading this information So i’m happy to show that I’ve a very just right uncanny feeling I came upon exactly what I
needed. I most indisputably will make sure to don?t omit this web
site and give it a glance on a relentless basis.
This web site definitely has all of the info I wanted concerning this subject and didn’t know
who to ask.
Having an understanding of information from HK 2022
is an excellent thing for any member of the togel hongkong community.
The information is useful to analyze togel hongkong results.
It is also crucial to have a good grasp of how to analyze the Data hk 2022.
Appreciate the recommendation. Let me try it
out.
There are many advantages to installing secondary double glazing repairs St albans glazing in St Albans.
It can increase the sound insulation and thermal insulation, and improve the security of your property.
I know this web site offers quality depending
posts and other data, is there any other web site which provides such
stuff in quality?
Hi there colleagues, good piece of writing and good
arguments commented here, I am genuinely enjoying
by these.
my blog post :: Adult role play Chat
%%
Also visit my webpage :: iq Test score
I think this is one of the most vital info for me.
And i am glad reading your article. But wanna remark on few general things, The website style is perfect, the articles is really excellent : D.
Good job, cheers
Currently it seems like BlogEngine is the top blogging platform available right now.
(from what I’ve read) Is that what you’re using on your blog?
my web site; ndis find a provider
If you are in the UK There is a chance that you could be
interested in finding Upvc window repairs near me.
They are made from different materials and can be affected by
a variety of problems.
If you’re having trouble with your NetSuite login, there are several things you can do to make it work for
you. These include custom logins and Two-factor authentication. Learn how to find the URL
of your NetSuite account net suite login.
There are several factors that make a local car locksmith prices uk, Teresita, for cars a wise choice.
Before calling a locksmith seek assistance, you must know what to
look out for and what it will cost.
You should take part in a contest for one of the greatest websites on the net.
I am going to recommend this site!
Today, I went to the beach front with my kids. I found a sea shell and gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.» She placed the shell to her ear and screamed.
There was a hermit crab inside and it pinched her ear.
She never wants to go back! LoL I know this is completely off topic but I had
to tell someone!
Also visit my web-site ndis provider list