Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Ridiculous quest there. What occurred after? Good luck!
Howdy exceptional website! Does running a blog similar
to this require a massive amount work? I’ve absolutely no understanding of programming
but I was hoping to start my own blog soon. Anyways,
should you have any suggestions or tips for new blog owners please share.
I know this is off subject but I just wanted to ask.
Appreciate it!
You’ve one of the better web pages.
https://jobseek24.com/author/gustiendervxu/
Hello there! This article could not be written any better!
Looking at this article reminds me of my previous roommate!
He continually kept talking about this. I will send this article to him.
Pretty sure he will have a very good read. Thanks for
sharing!
I’m gone to tell my little brother, that he should also pay a visit this
webpage on regular basis to obtain updated from latest gossip.
I really like reading an article that will make men and women think.
Also, many thanks for allowing me to comment!
I want to to thank you for this great read!!
I certainly loved every bit of it. I’ve got you bookmarked
to look at new stuff you post…
I am sure this piece of writing has touched all the internet
users, its really really fastidious piece of
writing on building up new web site.
Look into my homepage :: south carolina tourist attractions – http://hackfabmake.space/index.php/Utilisateur:WXVZack4359 –
If you’re looking for an organization to install your windows or doors,
you can find window fitters in my area by using Quotatis. This website is free and connects you with local Window fitters Near me fitters.
It only takes a few seconds to sign up.
adult adhd Scotland SCOTLAND LTD,
an unincorporated private limited company, is registered in the United Kingdom.
Companies House offers free documents and a director’s list.
This information is intended for educational purposes only.
Woah! I’m really loving the template/theme of this site. It’s simple, yet effective.
A lot of times it’s difficult to get that «perfect balance» between usability and visual appearance.
I must say that you’ve done a very good job with this.
Also, the blog loads extremely quick for me on Firefox.
Superb Blog!
Payday loans with no refusal payday loans uk-refusal in the UK
isn’t as easy as it sounds. A majority of people don’t even think
about applying for one, and aren’t aware that they can apply online.
Thanks for your personal marvelous posting! I seriously
enjoyed reading it, you will be a great author. I will ensure that I bookmark your blog and will eventually come back sometime soon. I
want to encourage yourself to continue your great writing,
have a nice day!
When looking for an advance in cash Loan Online Payday
payday loans may be the best option. These loans can be repaid
in installments, but they don’t provide instant
cash. Repayment terms can range from six months to
seven years, depending on the lender.
If you’re thinking of purchasing CBD Jelly Hash Cbd in the UK You’ll be delighted to know that the product is legal.
You may be wondering how much window replacement costs in my area,
regardless of whether you are replacing single or double-hung windows.
Prices for windows range from $200 to $1800.
My page … lock repair near me
Вы высказали что замечательно.
Asking questions are in fact nice thing if you are
not understanding something fully, however this post
presents good understanding yet.
If you wish for to get a great deal from this post then you have to apply
these techniques to your won website.
Feel free to visit my homepage: moon 33
Cbd Hemp Flowers & Hash (Davidopderbeck.Com) hash, a type of
cannabis that has very little THC can be a fantastic way for relaxation and
stress relief. It is derived from the resin glands of cannabis plants.
It has numerous benefits. It improves sleep quality and eases stress.
It’s truly very complex in this busy life to listen news on TV,
thus I only use world wide web for that purpose, and get the most recent news.
I like the helpful info you provide in your articles.
I will bookmark your blog and check again here regularly.
I am quite certain I’ll learn a lot of new stuff right here!
Best of luck for the next!
%%
Also visit my site :: Iq test best
If you have lost or lost your car keys, you can trust
the services of a locksmith for auto key locksmith keys to duplicate keys for you.
They specialize in remote keys, transponder keys, and other modern key types.
They duplicate spare keys for vehicles.
If you’re wondering if you can buy Cbd flowers for sale flower in the UK Be sure to be
aware. There’s nothing illegal about the import of hemp flower, extract,
and oil. There are some legal pitfalls to avoid.
Find out whether hemp flower is legal to import.
Bad credit doesn’t mean it’s impossible to secure Loans On Bad Credit.
Even even if you don’t have an income or job it’s possible to
find lenders willing to loan money to people with poor credit.
You can utilize an online quote engine for local quotes if
are considering installing double glazing at
your home in Window Repairs St Albans Albans.
Comparing quotes from several companies will help you to find the best
price.
While this type of loan is beneficial but it could be detrimental to those with low incomes.
Many people have difficulty paying back these pay Loans uk and end up trapped in a cycle debt.
Before you purchase of CBD oil there are a variety of factors how to make water soluble cbd consider.
When selecting the most suitable CBD oil that
is water-soluble you should think about Nanotechnology, Bioavailability, as well as Cost.
%%
Also visit my web-site … iq test online
Aw, this was an incredibly nice post. Spending some time and actual effort to produce a top notch article… buut what can I say…
I hesitate a lot and don’t seem to get anything done.
Feel free to visit my web-site … best ducted air conditioning sydney
It is recommended to call a professional Upvc door repairs Near me repair service when your door
requires repairs. They will come to your location and offer the services and products you require.
Gambling online has gained a lot of attention over the last decade.
In 1996, there were only fifteen websites. In 1997 there were over 200
websites. According to Frost & Sullivan, online gambling had brought in $830
million in revenues in 1998.
Also visit my web page – slots
What’s up colleagues, how is all, and what you wish for to say concerning this piece of
writing, in my view its actually amazing designed for me.
Double-glazed upvc Windows near me (https://forum-cakrawalarafflesia-com.cdn.ampproject.org/c/s/forum.cakrawalarafflesia.com/community/profile/julietab1629628) consist of
two panes with a space between them. The space
is filled with an inert gas, which is less heat-conductive than air.
The entire assembly is referred to as the insulated glass unit, or IGU.
QuickQuid the UK’s biggest payday lender, went into administration in late
2018. What is the truth? Customers of the company were rewarded with greater compensation than other lenders.
But how did the company end up in such trouble?
What can you do?
Review my webpage; quick easy loans
There are several benefits of water-soluble CBD
but What Is Water-Soluble Cbd Used For is it that makes it so beneficial?
In the first place, this form of CBD has a greater bioavailability compared to other forms of CBD.
It has a bitter taste and a longer shelf-life.
Online gambling is governed many rules and regulations.
For instance in the US it is not possible to have a gambling website located in the country
where you reside. However, it can be established elsewhere.
Check out my web page – gaming
It’s not necessary to be worried if you are unsure if CBD flower is available in the UK.
Importing hemp flower uk (Ernesto) flower,
extract or oil is legal. There are legal pitfalls to avoid.
Find out if the hemp flower can be imported legally.
My relatives all the time say that I am wasting my time here at net,
except I know I am getting know-how all the time by reading such nice posts.
Are you having a difficult time making ends with
your money? There are many advantages of payday Pay Day Loans Online online.
When marijuana is consumed as a food item the effects can last up to three hours to
begin. The effects can last longer than the effects of smoking marijuana,
since the edible is absorption directly into the bloodstream.
Here is my web blog: Cheap cbd edibles uk
I was curious if you ever considered changing the page layout of your blog?
Its very well written; I love what youve got to say.
But maybe you could a little more in the way of content so people could connect with it better.
Youve got an awful lot of text for only having 1 or two pictures.
Maybe you could space it out better?
The data hk is among the most important data to be
used by players in hari ini. The data hk carries the terapan information about togel,
as well as keluaran hk hari ini data on togel ini.
First of all I would like to say excellent blog! I had
a quick question which I’d like to ask if you do not mind.
I was curious to find out how you center yourself and clear your
head before writing. I have had a tough time clearing my thoughts in getting my ideas out.
I do enjoy writing but it just seems like the first 10 to 15 minutes are generally lost simply just trying to figure out how to
begin. Any recommendations or hints? Many thanks!
Feel free to visit my homepage; travel terbaik
The strongest CBD oil is available in three concentrations: 100mg 300mg, and 600mg.
This what is the strongest cbd oil i can get uk for those who have been taking large doses of lower potency CBD oil.
For those suffering from anxiety or daily pain, this strength
is perfect.
CBD capsules are one of the most effective options for those seeking CBD pain relief.
They are not produced with animal-derived gelatin, they are largeand are not characterized by the distinct smell or taste.
What’s up all, here every one is sharing these kinds of know-how,
therefore it’s fastidious to read this web site, and I used to go to see this blog all the time.
my blog … Assistive Equipment – Recreation
You might have been curious about the content of Cannabidiol found in CBD
flower if you’re contemplating using it for your problems.
We’ll be discussing cbd hemp flowers uk and its benefits,
and whether CBD flower is legal.
No matter if some one searches for his essential thing, thus he/she wishes to be available that in detail, thus
that thing is maintained over here.
Feel free to visit my site – ndis registered providers