Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Excellent pieces. Keep writing such kind of information on your site.
Im really impressed by it.
Hello there, You’ve done a fantastic job. I’ll certainly digg it and in my opinion suggest to my
friends. I’m sure they’ll be benefited from this site.
There’s definately a lot to learn about this topic.
I love all of the points you made.
my page Digital Transformation
Thanks on your marvelous posting! I definitely enjoyed reading
it, you are a great author. I will be sure to bookmark your blog and
may come back someday. I want to encourage you
to definitely continue your great job, have a nice evening!
Here is my blog Buy utv accessories online
Combine one half white vinegar and one half water.
Milk, juice as well as water would be one of the best choices for beverages.
One of the best workout routine would contain a hard day
following by a better day. How many instances
a day do you hear this? So here’s what you
are able to do to maintain your bathroom clear in simply
5 minutes a day. Keep studying for our information to
Austin particular events and attractions. Everyone
varies in line with age, weight, and special food regimen points.
Choosing a soda as your beverage boosts your calorie intake by thousands
and provides means a lot sugar to your food plan. Those eight ounces are
sometimes a minimum of 100 calories and shut to 10 tablespoons of sugar.
High fructose corn syrup was introduced into foods as an alternative for refined sugar.
If you eat, attempt to eat natural foods as a substitute
of all of the processed junk on the market.
There are plenty of salads round these days. There are plenty of healthful choices that do not encompass putting something deep fried into your body.
Heey there just wanted to give you a quick heaads up.
The words in your content seem to be running off the screen in Internet explorer.
I’m not sure if this is a format issue or something to do with web browser
compatibility but I figured I’d post to let you know. The
design look great though! Hope you get thee issue solved soon. Many thanks
Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point.
You definitely know what youre talking about,
why waste your intelligence on just posting videos to your site when you could be giving us something informative to read?
Hi there! Would you mind if I share your blog with my myspace group?
There’s a lot of people that I think would really enjoy your content.
Please let me know. Thank you
Today, I went to the beach with my kids. I found a sea shell and
gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.» She
put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear.
She never wants to go back! LoL I know this is completely off topic but I had to tell someone!
darknet market links best darknet markets
Hi everyone, it’s my first go to see at this website, and
piece of writing is genuinely fruitful in favor of me, keep up posting these articles or reviews.
Thankfulness to my father who told me regarding this website, this webpage
is genuinely amazing.
my homepage; สล็อตออนไลน์
dark web markets dark web market list
The most Realistic Sexdolls sex dolls are the ones that are the most costly, but
don’t be concerned. They are available at a lower cost.
Numerous companies create life-like sex toys
that look and feel exactly like real women.
There are many reasons to buy antique or vintage
dolls. These dolls may be Ashton-Drakes or Antiques. Whatever the case, these dolls
are excellent collectibles. Continue reading to find out more.
Is it possible for these dolls to be bought?
Stop by my web-site – Love doll Sale
WOW just what I was searching for. Came here by searching for upvc door Repairing repairs near me
Cbd capsules for Sale capsules available for sale come in a variety
of strengths and can be consumed any time. They can be increased depending on your personal preferences and are also
simple to use.
You will need to have your triple or double glazing repairs ealing-glazed doors or windows fixed for any unwanted light.
Luckily, there are plenty of local Ealing double glaziers that you can choose from.
If you want to find an excellent source of CBD to help you relax take a look at CBD
hemp extract gummies near me uk, Salvatore,
. These tasty treats are created using natural ingredients and come with
flavorful fruity flavors that make it tempting to buy more.
You can save money if you aren’t able to afford repairing glass (Shasta) replacement.
You can make use of Linseed oil, Nail polish, or
epoxy glue. The process of learning the skills required is
expensive. Therefore, you need to carefully choose the right repair method.
For those looking to expand their businesses into the UK market to expand their business, the Association for Cannabinoid Industry has
scheduled a combined live and online session on Tuesday,
September. 28.
My web site … Cbd London
Sensi Seeds is one of the most popular seed banks on the internet.
There is no other seed bank with such a a wide selection of high-quality cannabis buy Seeds online uk.
In fact, they grow more varieties than anyone else.
If your windows are in need of upvc window repair near me,
the best way to do it is to contact an experienced professional glazier.
While a glazier isn’t able to repair all windows, he can fix many problems.
Keep on writing, great job!
Also visit my web-site :: glass repair reading (Aubrey)
The most obvious benefit of UPVC Windows Watford is the fact they are low-maintenance and extremely
energy efficient.
Wow that was unusual. I just wrote an very long comment but after I clicked
submit my comment didn’t appear. Grrrr… well I’m not writing
all that over again. Anyhow, just wanted to say fantastic blog!
Look into my web blog: Communication Short Courses
A silicone sex doll also known as a sexual toy is a toy that is
shaped like a human, but is made of Silicone Lovedolls.
They are designed to resemble the soft body parts such as the mouth and nose.
Also, it is nonporous, making it simple to clean.
New Barnet Replacement Windows is an established double
glazing company that installs units of Double Glazing Repair Barnet glazing.
Their service is available across North London and offers high-quality,
affordable products.
Hello everyone, it’s my first visit at this website, and piece of writing is truly fruitful in support of me,
keep up posting these types of articles or reviews.
Feel free to visit my site – zidane03
Hello to every body, it’s my first go to see of this weblog; this webpage consists of
remarkable and truly excellent material designed for readers.
Also visit my web site; ck free
Locksmiths are experts in emergency situations and
car keys. They can replace or repair car keys, rekey ignition modules and key locks.
Here’s why you should phone locksmiths instead of trying to get your car
started on your own.
Look at my site :: local locksmith for cars (Fred)
I’m really enjoying the theme/design of your website.
Do you ever run into any internet browser compatibility problems?
A handful of my blog readers have complained about my blog
not working correctly in Explorer but looks great in Safari.
Do you have any ideas to help fix this problem?
Also visit my blog … upvc Door Repair
The history of the silicone love doll began in the 1970s.
It was made from ivory and then nurtured by its creator.
During its lifetime it was cleaned, dressed, and was used as a
toy for lovers.
You can view content from other users and even watch them live with a free
account. Many creators on Onlyfans for Free do not charge the
cost of a basic subscription that means you can access exclusive content for free.
The first step of the adhd assessment london assessment process is a consultation with
an expert in medicine. During the interview the doctor will establish the extent
to which ADHD symptoms are interfering with your life.
This piece of writing offers clear idea in favor of the new
viewers of blogging, that really how to do running a blog.
Take a look at my web-site … Upvc doors
There are many benefits when you receive a complete diagnosis of Adhd Adults scotland
and Autism from a private specialist. It’s not nearly as important to be separated from the specialist than you may think.
You should look for uPVC windows in Watford glass UK from
a company that offers the widest selection of products at
a great cost. CS Windows provides windows for both domestic and commercial properties in the local
area.
Keluarantogel hkhari ini is the exact same as keluarantogel sgp.
However there are some distinctions. The results for keluaran sgp & the Data hk
are published at various times, but both can be observed simultaneously.
The market has a broad range of 3 bunk beds triple
beds for sleeping, which are ideal for families.
There are a myriad of styles, colors, and sizes and
many are ready for next-day delivery.
You need to be aware of how to replace your mercedes Key fob key if you lose
or lose the key. Here you’ll find some useful information, such as how to buy a new key and how
to program it.
Tpe dolls love dolls look lifelike and real.
They feature flexible limbs which can be rebuilt using sturdy metal skeletons.
The purchase of cheap sex dolls for yourself
can be a great option to cut costs. If you purchase directly from the factory and
you are able to find them at as low as $4.
They’ll charge a greater cost because they need to make a
profit.
Here is my page; doll silicone [http://urlku.info/siliconewives985916]
cloud Cdn pricing has been a major issue for web publishers and is becoming more challenging due to new
competitors and DIY deployments.
In case your windows are damaged, there are many options for Sash Window Repair Ealing glass replacement in Ealing.
Glass with decorative designs is available in various
designs, including stained glass or colored films.
Instant Link Indexer, a no-cost and automated link Backlink Indexing Tool tool, has been in use for five year.
It can index all pages of your site, including blog posts or
forums.
You’re likely to have figured out the best way to fix a key issue for your porsche keys.
This article will help you identify a problem
with the ignition switch, Circuit board, Double-sided key and the ignition key fob.
If you’re searching for a male doll, you can find one that is extremely Realistic Male Dolls.
A doll of average size can be bought for as low as $5,900.
You can also modify it to your specifications.
The first thing you need be aware of about sex with a sex Sexwith Doll is that it is quite different from sex
with a real woman.
CBD oil wax is among the most commonly used forms of
CBD consumption. However, it’s not always the most attractive version of the
drug. It is not without risk, including lung damage. Make sure you do your research prior to when you decide to try it.
Remarkable! Its really remarkable paragraph, I have got much clear idea regarding from this paragraph.
My webpage; Cosmic Sleep