Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Asking questions are genuinely fastidious thing if you
are not understanding something fully, but this paragraph provides pleasant understanding even.
darknet websites darknet drug store
What’s up to all, how is everything, I think every one is getting more from this website, and your views are pleasant in favor of
new viewers.
dark market onion drug markets dark web
darknet marketplace darkmarket
tor market url darknet drug store
dark web markets darkmarket list
you are actually a good webmaster. The website loading speed is amazing.
It seems that you are doing any distinctive trick.
Furthermore, The contents are masterpiece. you’ve done a
great process on this matter!
Highly energetic blog, I liked that bit. Will there be
a part 2?
Thanks for another excellent article. The place else may just anyone get that type of information in such a
perfect approach of writing? I have a presentation next week, and
I’m at the search for such info.
It is recommended to contact an experienced UPVC repair service when your door is in need
of double Glazed window repairs near me.
They will visit your location and offer the services and products you require.
You may wonder if there are any sugar-free foods available
for cannabis users. Although cannabis doesn’t contain any sugar, most Sativa Edibles Vermont
and gummies are sweetened with sugar.
There are many DDoS mitigation techniques you can employ on your servers.
Some of them include Black hole routing, IP masking, and Content Delivery Networks.
Read on to learn more! In this article, you will discover some of
these techniques.
Having a tough time making ends with your money? There are
numerous advantages to pay day loan online day loans online.
Fast approval without credit check, flexible repayment options secured against
valuables and many more features.
If you are shopping for a sexdoll, look for an authentic vendor with a guarantee of money back, detailed information about the maker,
detailed pictures of the exact sex doll, and customization.
My blog post: sexdolls Sale
You need a realistic doll to play with if want a doll that is sexy and real.
Life-size dolls are adorable and easy to clean. You can pick a blonde, redhead, or Latino sex
doll. Different dolls have different skin tones, sizes, and styles.
Visit my website: Sexdoll.
If you’re experiencing minor muscle soreness, you’ve
probably heard about CBD Muscle Balm cbd balm.
But what exactly is it? This product is a powerful remedy for sore muscles,
and it can be quite effective for severe cases.
Sexdolls are the ultimate companions for the latest trends in adult sex.
They are made of safe silicone that is free from latex, phthalates and BPAs.
These toys can improve the response of couples who play with their
toys during sexual encounters.
Also visit my web-site; sexwith Doll
I am curious to find out what blog platform you happen to be utilizing?
I’m experiencing some small security issues with my latest website and I would like to find something
more risk-free. Do you have any recommendations?
A locksmith is a professional who specializes in fixing problems with
keys and locks. They is able to fix any problem that may
be arising with your locks or keys. A certified locksmith can fix any lock to ensure
it is working properly.
Here is my web-site; window Replacement Enfield
Either way, the goal here end up being to gain to be able to the electrical wiring.
You may need get rid of a couple bolts, conditional on the vehicle, but
the fixture should slide straight out afterward.
Here is my web page – Car Key Repair
Finding the most effective CBD oil to meet your needs is the first
step to find the perfect high strength cbd Oil uk oil.
If you’re looking to save money or energy, you might consider investing
in a Washer dryer machine dryer.
Many machines combine drying and washing tasks into one appliance.
They are easy to use, cheaper and last longer.
Here are the pros and cons for each type.
If you need a window repair in Croydon Windows, PA, you’re not alone.
Windows that are cracked or broken can be a huge hassle and they could
decrease the value of your home.
Contrary to the current trend of CBD oil for humans, CBD treats for
buy dogs Cbd uk are safe for canines.
While many people are leery of giving their pets CBD without first doing some research
the results are encouraging.
Hurrah! After all I got a weblog from where I be capable of really obtain valuable information regarding my study and knowledge.
There is a severe shortage of psychiatrists in UK.
There are more psychiatrists in the United Kingdom than there are NHS beds.
This has caused a decline in the number of psychiatrists recruited.
Feel free to visit my web page :: psychiatry-Uk.com
Ways of transportation include biking is actually very popular, walking, trams, taxi,
renting your own car, town bus and the metro. Then you will want to make use
of the metro in the event that you end up being travel in the vicinity of Amsterdam.
my homepage hemp shop Bristol
Cease by Writer Name»s site where you could find out all about finest trading web site and what it will possibly do for you. You identify it- it’s possible you’ll start out proud of the high standing of your stocks and after an hour or two flip sad because your stocks have somehow lowered down below their unique worth. They may actually plunge, slamming down to the lowest values fathomable. It’s possible you’ll emerge feeling depressed that you’ve lost an funding that you’ve worked onerous for and had much hope in. A stock analysis is conducted to know what stocks are propitious for investment and which stocks are finest prevented. These suppliers are inventory financiers themselves, what they do is to make the first investment in a sure stock which they appraise is profitable and then they let their members to also put money into the identical stocks.
A damaged window can greatly impact the value of your property.
Not only will it decrease the value of your property and your
home, but a damaged double glazed window can also be an security risk.
Also visit my site: Glass replacement Croydon
These top 10 mens Aftershave 10 men’s shaving products are guaranteed to
refresh your day. From Versace Blue Jeans to Balmain Pour Homme, the following are sure to
delight. Don’t forget to look over the latest scents from
Paco Rabanne, Jo Malone, Versace.
If you’re not already a KYC member or a crypto payment Gateway without Kyc gateway is
the perfect solution for your small business. These companies specialize
in integrating crypto payment with their products and services.
deep web drug store darknet market list
There are a variety of gummies that can be used to combat anxiety.
CBD gummies can help you relieve anxiety without feeling drowsy.
Many Cbd Gummies Massachusetts gummies to treat anxiety
include terpenes, melatonin and CBD.
Online betting offers a lot of advantages for both the bookmakers and the bettors.
In addition to allowing people to place bets on their favorite sports, online betting sites also allow them to earn money.
my page; live
A professional aluminium windows romford door fitter is required in the
event that you’re considering replacing your doors.
It’s not an easy task, so it’s good idea to
get several quotes from different people.
It isn’t difficult to change the battery in the mercedes-benz key replacement Key.
There are a lot of steps involved, beginning with the paperwork required to get keys,
and ending with programming the key. We’ll guide you through each
step.
darknet market list tor dark web
There are several benefits of CBD hemp flower near Me flower.
It is high in fiber, making it good for colon health.
It can help prevent constipation and improve your overall health.
There are many advantages to payday loans, but they aren’t right for everyone.
They are more expensive than other kinds of borrowing. This type of loan is not available to people with bad credit histories.
Also visit my website; paydayloans uk (Diane)
Businesses can use an IPv6 proxy to safeguard the privacy of their data.
IPv6 addresses can be one hundred and eighty bytes. Instead of the familiar
0.0.0.0, ipv6 proxy Buy addresses are abbreviated as 0000:
0000:0000:0000:0000:ffff:cb00:7100.
It isn’t easy to pick the right sexdoll , as there are many options.
There are numerous benefits to an sexdoll for Men from its ease of maintenance to
its many colors. Here are some tips to help choose the right one.
Awesome! Its truly remarkable post, I have got much clear idea about from this article.
Feel free to visit my website … best free Only fans subscription
There are many who requires window repair in Croydon. double glazed windows croydon (Lilian) that are damaged or broken can be a huge
hassle, and they can depreciate the value of your home.
Double glazing repairs near me are necessary if
your double glazing installer near me glazing windows
or doors are misting. The issue can be the result of a variety of reasons including a seal issue to a problem with ventilation.
A fascinating discussion is definitely worth comment. I believe that you need to publish more about this subject, it might not be
a taboo subject but generally people don’t discuss these issues.
To the next! Cheers!!
real sex Doll review Doll, a French thriller, tells the story of a
young prostitute falling in love with an unidentified stranger.
It’s a slow-burning, stylized film, but the lack of substance in it makes it difficult to sell.
You are not the only person to deal with a damaged UPVC windows.
There are a myriad of reasons why people choose uPVC windows.
They are also water-proof and energy-efficient, and can be painted
in any color you wish.
Also visit my blog post … window Repairs
Choosing the right doctor for your treatment is very important.
You should not only be comfortable with the
physician’s approach and expertise in mental health issues, but you should be confident in the diagnosis made by the psychiatrist.
Here is my homepage; Psychiatry near Me
dark web market darknet market lists