Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I’m extremely impressed with your writing skills
as well as with the layout on your blog. Is this a paid theme or did you modify it yourself?
Either way keep up the nice quality writing, it’s rare
hyannis things to do see a great blog like this one these days.
Ahaa, its good discussion about this post at this place at
this blog, I have read all that, so at this time me also commenting at this place.
Hello there! This post couldn’t be written any better!
Reading this post reminds me of my good old room mate!
He always kept chatting about this. I will forward this post to him.
Pretty sure he will have a good read. Thank you
for sharing!
Appreciate the recommendation. Will try it out.
Hi there, this weekend is pleasant designed for me, as this point Unique Things To Do In Tennessee time i am reading
this fantastic informative paragraph here at my residence.
If some one desires to be updated with most up-to-date technologies therefore he must be
pay a visit this site and be up to date everyday.
Thank you for the auspicious writeup. It in fact was a amusement account it.
Look advanced to more added agreeable from you! By the way, how could we communicate?
I really love your blog.. Very nice colors & theme.
Did you build this site yourself? Please reply back as I’m trying to create
my own personal site and would like to learn where you
got this from or what the theme is called. Appreciate it!
I’m not that much of a internet reader to be honest but your sites really nice, keep it up!
I’ll go ahead and bookmark your website to come back
later. All the best
Very shortly this website will be famous among all blog viewers, due to it’s pleasant articles or reviews
Hurrah, that’s what I was seeking for, what a material!
existing here at this blog, thanks admin of this site.
If you are in search of an integrated washer Dryer best dryer, then you’ll have to take into consideration a
variety of factors. The appliance must be hidden behind furniture.
They must be placed between units.
You’ll need to find out how much it will Cost to replace windows uk to replace your windows if searching for new windows.
Although the cost will vary depending on the type of material however, the process is
the same regardless of the material you choose.
SK Security Systems Ltd is a trusted and affordable van deadlock company close to my
home. The company is situated in Chester,
Wirral and Liverpool and have over 12 years of experience
installing van Security locks fitted
locks.
buy Cbd chocolate Online
white chocolate is a new sweetened beverage that has cannabidiol (hemp-derived cannabidiol) which is a natural compound
that is naturally found in marijuana. The product is growing in popularity due
to its medicinal benefits.
Recognizing ADHD in adults in the UK can be a challenge, and it may be even more difficult for parents or
a loved one how to get adhd diagnosis uk (Ben) pinpoint the symptoms and determine the best way to treat.
A four-White 4 slice Toaster toaster
is ideal for large families with a lot of members.
Its wide slots make it ideal for families with
young children. This model is sophisticated and elegant, with neutral colors
and an ebony-like handle.
If you’re replacing a windows with double or single hangers you’re
probably thinking about how much window glass replacement near me (qccut7oeewdjtb2pcyeqcbzyjhc5aqzra7oowdv75rvyaflu4hxq.cdn.ampproject.org) near me costs.
Prices for windows vary between $200 and $1800.
Professionals with the appropriate equipment and experience can provide window lock repairs
in key cutting ealing (Margret).
There are numerous kinds of window lock repairs locksmiths in Ealing can perform.
They can replace your broken lock, for instance.
There are a variety of calm gummies available on the market.
Some have hemp Gummies For sale extract and CBD, while others have a higher level.
If you are looking for the best one for your needs, you will
have to investigate the product.
uPVC Windows secondary glazing london [Marylin] has many
different styles of windows. Each window is fully sculptured glass and 100% lead
free materials. They are sold at a discounted price throughout
the year and guarantee for ten years.
darkmarket url darknet market list
A local auto locksmith is
a good idea for your car’s security. They not only have
the knowledge and expertise required to solve the issue but they’re also knowledgeable about the latest developments in security for
cars.
The header tag regarding aspects that are invisible while you view
this site through a standard browser, coach you on normally as the title tag and meta data.
Here is my website – website Search engine optimization
By this time, you will to occur with different companies
and/or organizations that could help you with your Link Building Services building
push.
Examine their education and experiences before you choose a psychiatry private psychiatrist close
to you. Some psychiatrists are experts in a particular field, such as child psychology or geriatrics.
SEO costs in the UK vary from agency to agency. Some charge hourly rates, while others charge per project.
The cheaper seo Uk prices plans will
likely deliver the best results , however they are cheaper than the higher priced ones.
Cutting a car key cutting service (Luigi) key
can be expensive, it is possible to do it at a fraction the cost with the right
information. This article will review the different types of car keys and the cost of programming a
transponder.
There are many reasons why homeowners decide to replace their windows, including brand, style, window replacement cost uk, or
even brand. Learn more about the process, what options are available,
and what brands of windows are the best for your home.
As opposed to toto hk in which you play for enjoyment the game of Togel Hkg HK is a game for
money. It is also possible to get more winnings than you pay because the payouts are much higher.
When you are shopping for a new bed, you could be wondering how to figure out the size
of a Memory Foam Mattresses Double mattress.
There are many important aspects to take into consideration when making this
choice.
There are a variety of factors to take into consideration when selecting
the right gummy brand. These include traceability, quality, sugar content, gelatin, and sweetness.
My homepage; cbd gummies for sale
Chronic pain is a prevalent condition that affects millions of
people every year. It can be caused due to a variety of issues, and taking prescribed painkillers can be contagious and trigger a variety of unpleasant adverse effects.
Also visit my website … best Hemp gummy
The use of web application firewalls (WAFs) is crucial for web application security.
These tools monitor all traffic to Firewall Web Application apps and make informed choices about whether the traffic could be safe or not.
If the handles on your window or hinges are in poor shape, you may
have difficulty opening and close your windows. Window handle repair in Double glazing repairs bromley kent can be done quickly and at a low cost.
In this article, we look at the washer dryer best [Rueben] dryer reviews that include the Samsung WD90J7400GW, Miele W1, and Electrolux EFLS617U.
We also look at Samsung’s energy-efficient dryer ,
as well as its extra-large drum portal.
Are you thinking of upgrading your windows? You might
be thinking about where to find the top New
York window installers. This article will address energy efficiency and cost along with the different options.
Feel free to surf to my blog post – double glaze
If you’re tired of your current uPVC door handle, you might need to Replace Lock Upvc Door it.
If that’s the case, purchase a stainless-steel uPVC door handle and install it yourself.
I decided that since i have was tanking anyway no-one would be finding
my poster pages from the engines and so now was the time to hive my poster pages off
to their own personal site, something I’d been meaning to
attempt to do for a period of time.
my web-site … seo website – Hugh,
If you are in search of an integrated Washer Dryer Integrated dryer,
then you’ll need to consider a number of factors.
The appliance should be concealed behind furniture. They must also be placed between units.
One of the best ways to discover new porn stars is to follow the most popular free OnlyFans accounts.
You’ll get access to exclusive content, connect with other members, and more.
If you’re looking for the newest mens aftershave, you’re in the right place.
We’ve put together the best new scents from around the
world to take into consideration. From Armani Mania to Tom
Ford’s Bitter Peach cologne, we’ve got you covered.
Excellent beat ! I wish to apprentice at the same time as
you amend your site, how could i subscribe for a weblog
web site? The account aided me a acceptable deal. I had been a little bit acquainted of
this your broadcast offered vivid transparent idea
First of all I would like to say fantastic blog! I had a quick question that I’d like to ask if you don’t mind.
I was interested to know how you center yourself and clear your head prior to writing.
I have had a hard time clearing my mind in getting my ideas
out there. I truly do take pleasure in writing but it just seems like the first 10 to 15
minutes tend to be wasted simply just trying to figure out
how to begin. Any recommendations or tips? Appreciate it!
Silver Mountain Water, a masculine fragrance by Creed Silver Mountain Water Edp Spray
is a musk-based fragrance that evokes images of snow-covered mountains.
The first time the scent was released was in 1995. It was created for men to express their love of the outdoors.
If you’re searching for a gummy which contains omega 3 and omega 6 fatty acids, you’ve probably come across the delta 8 gummies Watermelon 8 Gummies.
They are made by Delta North and pride themselves on their transparency and quality testing.
A lost key could pose an immediate threat to your safety and security.
You can contact a 24 Hours Locksmiths hour
locksmith to unlock your door, or rekey your locks.
These services will ensure the safety and security of your belongings and your home.
The uPVC Windows London offers a range of different styles of windows.
The windows are made of 100 100% lead-free components doors and windows london
cut glass. They are offered at a reduced price throughout the year,
and are guaranteed for 10 years.
CBD Vegan Cbd Sour Gummy Bears Sour Gummy Bears are a delicious and healthy method of consuming CBD.
The CBD-rich, sugar-free, and gluten free treats contain 10mg of CBD in each serving.
It’s a refreshing break from sugary gummy bears.
I’m not sure where you’re getting your information, but good topic.
I needs to spend some time learning more
or understanding more. Thanks for excellent information I was looking for this information for my
mission.