Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hi there to all, how is the whole thing, I think every one is getting more from this web page, and your views are nice in support of
new visitors.
Wonderful beat ! I would like to apprentice while you amend your
site, how can i subscribe for a blog website?
The account aided me a acceptable deal. I had been a little bit acquainted
of this your broadcast offered bright clear concept
I’m gone to convey my little brother, that he should
also pay a quick visit this webpage on regular basis to take updated from newest news.
Hi there friends, fastidious paragraph and pleasant arguments commented at this place, I am actually enjoying by these.
Good day! I know this is kind of off topic but I was wondering which blog platform are you using for this site?
I’m getting sick and tired of WordPress because I’ve had problems with hackers and
I’m looking at alternatives for another platform. I would be great if you could
point me in the direction of a good platform.
Have you ever considered publishing an e-book or guest authoring on other websites?
I have a blog based upon on the same topics you discuss and would really
like to have you share some stories/information. I know my visitors would value
your work. If you’re even remotely interested, feel free to shoot me an e mail.
Archinect profile for Nobili design Blog
Hello, i think that i saw you visited my weblog thus i came to “return the
favor”.I’m attempting to find things to improve my site!I suppose its ok to use a
few of your ideas!!
Link exchange is nothing else except it is only placing the
other person’s weblog link on your page at suitable place and other
person will also do similar for you.
Hi! I just wish to give you a big thumbs up for the great information you’ve got right
here on this post. I’ll be coming back to your blog for more soon.
Every weekend i used to pay a quick visit this site, for the reason that i wish
for enjoyment, for the reason that this this web page
conations really pleasant funny stuff too.
For men looking for the pleasure of their mouths A Blowjob Dolls doll is highly sought-after.
They can be made to order by using silicone. Certain models have a male
visage painted inside, while others are completely naked.
A sexual dolls doll is a doll you can play with and
that is very similar to your body. It is also an excellent
way to discover your love for sex. A sexdoll could bring back unforgettable memories.
That’s the real beauty of an sexdoll.
CBD gummies can be an easy and secure way to get the essential nutrients cbd Gummies For sale uk.
The flavor and sweetness of the gummies can alleviate anxiety, stress
and pain while also improving the quality of sleep and mood.
If you’re interested in getting your hands on some CBD UK
hash, you’ve found the right website. cbd Hash for sale
uk (http://Www.yserumad.com) is now
legal in the UK for medical reasons. What exactly is CBD hash oil?
It’s an enjoyable and practical experience to cultivate
your own cannabis plants by using female Seeds.
Cannabis seeds are costly therefore it’s worth the effort to grow your own. Here
are some suggestions to get you started.
When you are hiring Electrician Ampthill electricians It is important to
ensure that they are licensed in the state of Connecticut, insured, and reputable.
Teen fuck dolls are a sexy and popular alternative to real teenage sex dolls sex.
They have perfect cleavage, sexy breasts, and irresistible
bodies. These dolls can be personalized to meet
your requirements and help you realize your childhood fantasies.
CashUSA.com is a great website to get online payday loans.
There are several different possibilities for your loan payday online.
Here are some things to remember before applying online.
The repayment terms vary from six months to seven years.
As time is passed, uPVC windows weaken and require repairs.
In addition to weather damage, these Windows Repair can be damaged by a variety
of chemicals, including chlorine or chloride.
If you have poor credit, you don’t have to fear getting turned down for an emergency loan. Secure websites allow you to apply for payday Pay Day Loans For Bad Credit online without having to go through an credit check.
Bromley is the right location to go to if you are looking for dependable and affordable replacement
of your Sash Window Repair Bromley
glass. They have years of experience and provide excellent service for an affordable price.
Double glazing services are offered by Jack of Glass in High Wycombe.
Apart from double glazed windows, the company also installs new Composite doors high Wycombe, glass splashbacks and misted units.
Although you can induce your man to have sexual activity using sex toys there
are only 45% of them who use them. They are a wonderful gift,
which will definitely enhance your relationship with your man.
Feel free to surf to my blog post; Sextoys for men
Adult adhd assessment For adults patients can choose to
undergo a thorough ADHD assessment. This test is conducted
by a trained psychologist, who follows the same guidelines when treating this disorder.
If you are a resident of Luton and you’re experiencing an issue with
your Upvc Windows luton,
it is recommended to hire an expert repairman to visit and assess the problem.
Are you in the market for a sexdoll? Why not get one from a reputable sexdoll sales sale site?
If you’re unsure of what you should look for in a
sexdoll, you can always tailor it according to your
personal preferences.
It is best to work with a London window company in the event that your window breaks.
The technicians are highly trained, Windows And Doors London they’ll ensure you will get high-quality results.
Double replacement of the glazing is a fantastic option to increase the security and appearance your property.
Double glazing is a great method of increasing your property’s value.
My homepage; Upvc Doors Enfield
CBD Tincture oil can be taken in many ways, including edible, sublingual,
and topical. To help you select the right option for
you take a look below to learn about the Best Cbd Tinctures Oil ways to take
CBD tincture oil.
You should think about the quality of Window Repairs Enfield
repairs in Enfield, ME. This type of repair could be costly and requires the expertise of
a professional. A professional can make sure
that you get the highest value for your budget.
Melatonin-rich food items could be a good choice in the event that you are
looking hemp gummy For Sale a new sleeping supplement.
This hormone regulates the body’s wakefulness, sleep cycles and can aid in reducing puberty
delay or jetlag.
There are many places to sell edible CBD products in the region. You can also find edibles in local eateries.
There are a variety of flavors of CBD Edibles Near Me to choose from.
There are also CBD edibles that help with pain relief or sleep.
There are numerous double glazed window repairs-glazed window repair options available for windows that are experiencing problems.
There are many important things to keep in mind when booking an online
consultation with Private psychiatrist online.
These are only some of the most important things to think about.
Double glazing can be an ideal choice for your home, whether you live in a tiny apartment in Watford or in a large
house in London. You can get new windows that are energy efficient, or replace old, leaky aluminium
windows watford (Dominga) that aren’t safe.
I always used to study piece of writing in news papers
but now as I am a user of net therefore from now I am
using net for articles or reviews, thanks to web.
There are numerous Top Mens aftershave-rated aftershaves for males on the market.
This article will provide you with some of them. They include
Versace Blue Jeans, Paco Rabanne 1 Million and Dior Sauvage.
Here’s a quick overview of what makes them wonderful.
If you’re looking for a good way to get some natural pain relief, consider Delta 8 gummies Ohio Eight – gummies contain 25mg of the supplement.
These tasty gummies are sold in packs of 20. The flavor is also pleasing.
Repairs to windows in Crawley are frequently required regardless of whether
it’s a damaged window or door that not opening.
Broken Replacement double glazed glass only crawley, http://www.pfmjournal.org, can be extremely difficult
to repair, however these professionals can fix both types of
windows.
The size of a mattress is vital for many reasons. However, buying a Small double mattress for two persons has particular considerations.
Broken windows are an indication that the glass is brittle.
This could result in an increase in security risks. You might
be thinking about what to do should you blow up your windows in lock installation barnet.
You can begin by checking the condition of your windows.
cannabidiol Edibles (CBD)
is a naturally occurring substance derived from the hemp plant is one of
the examples. It is a seizure reducing agent and is utilized to treat
epilepsy. CBD can also be used for treating epilepsy
and chronic pain.
If you’re planning to install new windows to
your home, you might have heard of the benefits of aluminum.
Not only does this material offer outstanding quality and security, but
it also improves the efficiency of your home.
Feel free to surf to my homepage :: Window repair bromley
It can be difficult to locate an audiologist psychaitrist Near me me.
However, it is possible to locate one who can take your concerns seriously.
Many sufferers are suffering from depression and other disorders of the mood.
In case of a broken window companies London, it is recommended
to seek out a London window repair company. The technicians are highly trained and they’ll make sure
that you get high-quality results.
Online lenders now offer instant approval for fast cash loan Bad Credit credit loans.
You can get electronic funds in your bank account within 24
hours. The time to fund may be longer based on the bank
, as lenders must follow banking hours.
It is crucial to select a crypto Payment Processor payment portal that allows seamless payments for
cryptocurrency. There are a myriad of payment gateways to choose from.
A payday loan for those with poor credit might be an ideal option if need money immediately however you don’t have a good credit score.
Payday loans for those with bad credit are simple to get and pay loan bad credit back.
Asking questions are genuinely nice thing if you are
not understanding something entirely, however this post presents good understanding
even.