Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
It is the best time to make some plans for the long run and it’s time to be happy.
I’ve read this put up and if I could I want to suggest you
some attention-grabbing issues or advice. Perhaps you could write next articles relating to this article.
I want to read even more things about it!
I think what you posted was very logical. But, what about this?
what if you typed a catchier post title? I ain’t saying your content isn’t solid., however
suppose you added a title that makes people want more?
I mean Medidas a tomar para ahorrar en impuestos
en 2022 – IDEX is a little vanilla. You could glance at
Yahoo’s front page and note how they create post titles to grab viewers interested.
You might try adding a video or a picture or two to grab readers excited
about what you’ve got to say. In my opinion, it would bring your posts a little bit more
interesting.
Hello there! I know this is kinda off topic however I’d figured I’d ask.
Would you be interested in exchanging links or maybe guest writing
a blog post or vice-versa? My blog discusses a lot of
the same topics as yours and I think we could greatly
benefit from each other. If you’re interested feel free to shoot me an email.
I look forward to hearing from you! Fantastic blog by the way!
Appreciate it for this post, I am a big fan of this
site would like to go on updated.
I would like to thank you for the efforts you’ve put in writing this website.
I really hope to check out the same high-grade blog
posts from you in the future as well. In fact, your creative
writing abilities has inspired me to get my own website now 😉
I’m gone to say to my little brother, that he should also
visit this blog on regular basis to get updated from most up-to-date reports.
I’ve read several good stuff here. Definitely price bookmarking for revisiting.
I wonder how much effort you place to make this sort of
great informative site.
My spouse and I stumbled over here by a different web address and thought I might check things out.
I like what I see so now i am following you. Look forward to finding out about your web page again.
I am sure this post has touched all the internet viewers, its really really pleasant post on building up new web
site.
Whoa! This blog looks exactly like my old one! It’s on a totally different topic but it has pretty much the same
layout and design. Superb choice of colors!
This is my first time pay a quick visit at here and i am actually impressed to read all at one place.
I was very pleased to uncover this page. I need to to thank
you for ones time due to this fantastic read!!
I definitely savored every part of it and I have you bookmarked to check out new things in your
website.
What’s up, everything is going well here and ofcourse every one is sharing facts,
that’s genuinely good, keep up writing.
An intriguing discussion is worth comment. I do believe that you ought to write more on this subject, it might not be a taboo subject
but usually people do not talk about such issues. To the next!
Best wishes!!
Have you ever considered about adding a little bit more than just your articles?
I mean, what you say is valuable and everything. But just imagine if you added
some great images or videos to give your posts more, «pop»!
Your content is excellent but with pics and clips, this blog could definitely be one of the best in its field.
Awesome blog!
Highly descriptive post, I liked that a lot.
Will there be a part 2?
Hi there, its nice piece of writing about media print, we all understand media
is a fantastic source of facts.
My family members all the time say that I am wasting my time here at web, however I know I am getting experience everyday
by reading such nice articles.
Hello there! I could have sworn I’ve visited this blog
before but after going through many of the posts I realized it’s new to me.
Nonetheless, I’m definitely happy I came across it and I’ll be book-marking
it and checking back often!
Howdy exceptional blog! Does running a blog similar to this take a
large amount of work? I’ve virtually no knowledge of coding however I was hoping to start my own blog soon. Anyways, should you have any recommendations or techniques for new blog owners
please share. I understand this is off topic nevertheless I
just needed to ask. Many thanks!
Because the admin of this website is working, no question very quickly it will be famous, due to its
quality contents.
This piece of writing is really a fastidious one it assists new internet people,
who are wishing in favor of blogging.
This is a topic which is close to my heart… Many thanks!
Where are your contact details though?
My brother recommended I might like this website.
He used to be entirely right. This post actually made my day.
You cann’t believe just how so much time I had spent for
this info! Thank you!
Quality posts is the key to invite the visitors to pay a visit the web page, that’s what this web page is providing.
Thank you for the auspicious writeup. It in fact was a amusement account it.
Look advanced to far added agreeable from you! However, how could we communicate?
In fact when someone doesn’t understand afterward its
up to other viewers that they will help, so here
it takes place.
Hello! Someone in my Facebook group shared this site with us so I came to take a look.
I’m definitely enjoying the information. I’m bookmarking and will be
tweeting this to my followers! Outstanding blog and great style and design.
Just want to say your article is as astounding. The clarity in your post is simply great and i can assume you are
an expert on this subject. Fine with your permission let me to grab your RSS feed to keep
up to date with forthcoming post. Thanks a million and please continue the
gratifying work.
I know this if off topic but I’m looking into starting my own weblog and was
wondering what all is needed to get setup? I’m assuming having a blog like yours would
cost a pretty penny? I’m not very internet savvy so I’m not
100% positive. Any tips or advice would be greatly appreciated.
Kudos
Hi there, I found your blog by the use of Google while
looking for a similar matter, your web site got here up, it seems to be
great. I have bookmarked it in my google bookmarks.
Hello there, just become aware of your weblog via Google, and found
that it’s really informative. I am gonna watch out
for brussels. I’ll be grateful if you continue this
in future. A lot of other people will probably be benefited out of your
writing. Cheers!
Hello, i think that i saw you visited my web site thus i got here to return the desire?.I’m trying to to find issues to enhance my website!I suppose its
ok to use some of your ideas!!
I have read so many posts regarding the blogger lovers except this post is actually a fastidious article, keep it up.
Excellent post. I was checking constantly this
weblog and I’m inspired! Very helpful info specifically the remaining phase 🙂 I
deal with such info a lot. I used to be looking for this particular information for a long time.
Thank you and good luck.
Heya i’m for the first time here. I found this board and I find It really useful & it helped me out a lot.
I hope to give something back and help others
like you aided me.
Very nice post. I just stumbled upon your blog
and wanted to say that I have really enjoyed surfing around your blog posts.
After all I’ll be subscribing to your rss feed and I hope you
write again very soon!
Ahaa, its good discussion regarding this piece of
writing at this place at this website, I have read all that, so at
this time me also commenting at this place.
I was suggested this web site by my cousin. I am not sure whether this post is written by him as no one else know such detailed about my
trouble. You are amazing! Thanks!
I’m truly enjoying the design and layout of your blog.
It’s a very easy on the eyes which makes it much more pleasant for me
to come here and visit more often. Did you hire out a developer to create your
theme? Great work!
Appreciate the recommendation. Let me try it out.
Hi, i read your blog occasionally and i own a similar
one and i was just wondering if you get a lot of spam remarks?
If so how do you stop it, any plugin or anything you can advise?
I get so much lately it’s driving me insane so any help is very much appreciated.
Attractive part of content. I just stumbled upon your
site and in accession capital to claim that I get actually loved account
your weblog posts. Any way I will be subscribing in your
augment or even I fulfillment you get admission to constantly quickly.
Wow, this post is good, my younger sister is analyzing these kinds of things,
so I am going to tell her.
I always emailed this blog post page to all my
contacts, for the reason that if like to read it next my links will
too.
Somebody necessarily assist to make seriously posts I might
state. That is the very first time I frequented your website page and to this point?
I amazed with the analysis you made to create this particular put up extraordinary.
Magnificent activity!
Wow that was odd. I just wrote an really long comment but after I clicked submit my comment didn’t appear.
Grrrr… well I’m not writing all that over again. Anyways, just wanted to say excellent blog!
Hello! Someone in my Myspace group shared this site with us so I came to give
it a look. I’m definitely enjoying the information. I’m book-marking and will be tweeting this to my followers!
Exceptional blog and superb design and style.
I am curious to find out what blog platform you have been utilizing?
I’m experiencing some small security issues with my latest site and I’d like to find
something more risk-free. Do you have any solutions?
Hi everyone, it’s my first pay a quick visit at this site, and article
is in fact fruitful in favor of me, keep up posting these articles or
reviews.
Every weekend i used to visit this site, as i
wish for enjoyment, as this this site conations genuinely
fastidious funny information too.