Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I all the time used to study piece of writing in news papers
but now as I am a user of internet so from now I am using net for
articles, thanks to web.
Your style is very unique in comparison to other folks I’ve read stuff from.
I appreciate you for posting when you have the opportunity, Guess I will just book mark this web site.
Here is my web page: Watch LXVS-023 Raguju TV × PRESTIGE SELECTION 23 Kaoru Saeki
Hi there this is kind of of off topic but I was wondering
if blogs use WYSIWYG editors or if you have to manually code
with HTML. I’m starting a blog soon but have no
coding expertise so I wanted to get guidance from someone with experience.
Any help would be greatly appreciated!
Stop by my site :: Commercial Cleaners
This excellent website truly has all the information I needed
about this subject cleaning grout and tiles didn’t know who to ask.
I’m truly enjoying the design and layout of your website.
It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did
you hire out a developer to create your theme?
Fantastic work!
tor market links darknet markets
darknet market list dark market
I got what you mean, thanks for putting up.
Woh I am thankful to find this website through google.
Feel free to visit my webpage; Professional Home cleaning
darkmarket list darknet markets
Reading double glazing repairs reading Glazing is
a family-owned company with its headquarters in Reading.
The company offers professional installation of windows and
doors and a free site survey.
Hola! I’ve been following your website for a long time now and finally
got the courage to go ahead and give you a shout out from Lubbock Texas!
Just wanted to tell you keep up the excellent work!
Here is my blog; เว็บแทงหวยออนไลน์
tor dark web best darknet markets
Consult your physician if you are an adult who is concerned regarding Attention Deficit Hyperactivity Disorder (ADHD).
Although medications are the best treatment choice for treating adhd in adults but behavioral therapies are also effective.
I am no longer certain where you are getting your information, however good topic.
I must spend some time studying much more or working out more.
Thanks for wonderful info I used to be searching for this info for my mission.
Glass Replacement Watford
Windows Direct is an locally-owned company that produces and installs high-quality
replacement windows. This company also builds conservatories, orangeries,
as well as other structures.
My coder is trying to convince me to move to .net
from PHP. I have always disliked the idea because of the expenses.
But he’s tryiong none the less. I’ve been using WordPress on various websites for
about a year and am anxious about switching to another platform.
I have heard very good things about blogengine.net. Is there a way I
can import all my wordpress posts into it? Any help would be really appreciated!
A firewall for applications blocks harmful web traffic through
blocking it. It does this by analysing the traffic that flows through an application’s web pages to determine if it’s safe or not.
Check out my web page – waf Network security
I got what you intend, thank you for posting. Woh I am thankful
to find this website through google.
Also visit my web page; scottsdale cleaning services
The Personality Index test, known as
the Myers-Briggs Type Indicator is (MBTI). This test uses psychometric
methods to determine a person’s preferred behavior
when confronted with a challenging situation.
deep web drug links deep web drug markets
dark web links dark market url
The use of firewalls for Best Web Application Firewall applications (WAFs) is
crucial for website security. These tools monitor all traffic
to websites and make educated choices regarding which traffic might
be safe or not.
darkmarket tor markets links
If you’re in search of an alternative to shaving, think about a bottle of Calvin Klein Ck One by calvin klein One Eau de Toilette.
It is refreshing and masculine and evokes the feeling
of a bright, sunny day.
Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point.
You clearly know what youre talking about, why throw
away your intelligence on just posting videos to your blog when you could be giving us something enlightening to read?
Also visit my site bandar judi slot online terpercaya
Calvin Klein’s ck one review (https://bookmarkyourpage.com/story12687318/one-calvin-Klein) One fragrance is a citrus-based scent that has warm notes of green tea and amber.
Its citrus scent embodies modern-day citrus zeitgeist and is ideal for
wear during the daytime.
It is legal to play online poker, but be sure that
you’re legally able to play. Most online poker sites require players to
be at least 18 years old, or at the minimum, the legal drinking age for your area of
residence.
Visit my webpage … Slots (https://webcom-media.com)
This article is genuinely a pleasant one it helps new web viewers, who are
wishing for blogging.
Feel free to surf to my web-site: best free onlyfans subscription
Armani Diamonds women are not
scared to be themselves. She doesn’t dwell in the clouds.
She is confident and has learned to walk. The Armani Diamonds woman is audacious and has
a strong will and a fun world. She’s a kaleidoscope.
Excellent pieces. Keep posting such kind of info on your page.
Im really impressed by your blog.[X-N-E-W-L-I-N-S-P-I-N-X]Hi there, You’ve done an incredible
job. I’ll definitely digg it and individually suggest to my
friends. I’m confident they will be benefited from this website.
Also visit my blog :: carpet steam cleaning
Thanks to my father who stated to me about this blog, this webpage
is genuinely amazing.
I don’t know whether it’s just me or if everyone else encountering issues with your website.
It appears as though some of the text on your posts are running off the screen. Can somebody else please comment and let
me know if this is happening to them as well? This might be a issue
with my browser because I’ve had this happen before.
Cheers
my blog post … cleaning services london (Margene)
If you desire to take a great deal from this article then you have to apply these methods to your
won webpage.
Feel free to visit my site; local house cleaning
best darknet markets deep web markets
If you are unsure what to do to replace a damaged window or power Broken window repair near me, or you’re looking to make minor repairs or repair, you can speak to a
professional for help.
What i do not realize is actually how you’re not actually much more well-liked than you might be now.
You are very intelligent. You already know thus significantly in terms of this matter, produced me in my opinion believe it from so many numerous angles.
Its like men and women aren’t interested unless it’s something to do with Girl gaga!
Your personal stuffs nice. All the time take care of it up!
My webpage … Mother Nature’s CBD Gummies Review
If some one desires expert view on the topic of running a blog afterward i suggest him/her to pay a quick visit this web site, Keep up the nice work.
If you want to take much from this article then you have to apply these methods to your won weblog.
Check out my web site; business owners
This article reviews dryers for washers, such as Samsung’s
WD90J7400GW and Miele W1 models. We also look at Samsung’s
energy-efficient dryer and its extra-large drum portal.
my page … Cheap washer
You will always be able to find a reliable locksmith in your area.
A quick phone call to a locksmith Nearby [ponpoco.Net]
can resolve your lockout issue and get you back to your home as quickly as you can.
dark web sites darkweb marketplace
best darknet markets deep web markets
Unfortunately, usually are unsavory individuals who like to be able to advantage of folks that who are developing trouble.
Beware any pet recovery scam artists that may try to think
about advantage of the situation.
my website: lost key replacement near Me
You got a very excellent website, Glad I detected it through yahoo.
Here is my web site … commercial janitorial leads
%%
Also visit my web page :: angel investors south Africa
%%
Look at my web-site; upvc Window repair
%%
My web blog; double glazing window repairs near Me
deep web drug markets darknet market list
For many years, World of Windows has provided the
homes of residents of Enfield windows with new and improved windows.
Their expertise and selection of premium materials are
the best for enhancing the look of your home.
You actually make it appear so easy with your presentation however I in finding this topic to be
really one thing which I believe I’d never understand. It seems too complicated and very wide for
me. I’m taking a look forward for your next publish, I’ll try to get the cling of it!