Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Thanks for sharing your thoughts. I truly appreciate your efforts and I am waiting for your next write ups thanks once again.
Excellent pieces. Keep posting such kind of info on your page.
Im really impressed by your blog.
Hello there, You have done an incredible job.
I will definitely digg it and personally recommend to my friends.
I am sure they’ll be benefited from this web site.
Good day I am so happy I found your blog page, I really found you by mistake, while I was
browsing on Aol for something else, Regardless I am here now and would just like to say thanks a lot for a fantastic post and a
all round interesting blog (I also love the theme/design), I
don’t have time to look over it all at the
minute but I have book-marked it and also included
your RSS feeds, so when I have time I will be back to read much more, Please do
keep up the awesome jo.
This is very interesting, You’re a very skilled blogger.
I have joined your rss feed and look forward to seeking more of your excellent post.
Also, I have shared your website in my social networks!
Here is my blog post – washington dc cleaning services
Your way of describing everything in this piece
of writing is actually pleasant, all be capable of effortlessly know it, Thanks a lot.
Good day! I simply would like to offer you a huge thumbs up for the
great info you have here on this post. I will bee cming
back to your web siite for more soon.
Feel free to ssurf to my webpage … voyeur house
Howdy! This blog post could not be written much better!
Reading through this article reminds me of my previous roommate!
He always kept talking about this. I’ll forward this information to him.
Fairly certain he will have a good read. I appreciate you for sharing!
Sash window renovation ealing repair
is a crucial home maintenance procedure. This service can help
you save lots of time and money. Although most people do not like
dealing with repairs put off window repair can lead to bigger problems.
%%
Feel free to visit my web blog Netsuite Login
Just want to say your article is as astonishing.
The clarity on your submit is simply excellent and i can suppose you are an expert in this subject.
Fine along with your permission let me to seize your RSS feed to stay
up to date with forthcoming post. Thank you a million and please continue the
gratifying work.
If you’re locked out of your car, the most effective solution is to contact
a certified Mobile car locksmith Near me locksmith.
These experts are skilled in unlocking vehicles and can repair,
rekey and replace ignitions.
darknet market lists dark web market list
%%
My web blog Tpe Dolls
My partner and I absolutely love your blog and find
many of your post’s to be just what I’m looking for.
Would you offer guest writers to write content for you?
I wouldn’t mind publishing a post or elaborating on a lot of the subjects you write in relation to here.
Again, awesome blog!
It is recommended to get estimates from several installers prior to you
purchase uPVC doors for your home. These quotes could come from smaller companies or larger ones.
By filling out a brief form to request quotes online.
Review my website … Door fitters near Me
tor market links deep web drug store
%%
Stop by my homepage: double glazed Windows Repair near me
Greetings! Very useful advice within this article!
It is the little changes that make the most significant changes.
Thanks for sharing!
Hey there! This is my 1st comment here so I just wanted to
give a quick shout out and say I genuinely enjoy
reading your blog posts. Can you recommend any other blogs/websites/forums that deal with the same topics?
Thanks for your time!
Many people with ADHD discover that a private diagnosis is more practical and easy
to manage. There are many psychiatrists in private practice who specialize in diagnosing adhd uk and have years of experience
treating people of all different ages.
You might be curious about the cost of replacing windows in your region if your windows are made up of many small panels.
Wood windows are the most commonly used kind of Replacement Window Glass with
multiple small panes.
A premium Onlyfans account is an excellent way to receive exclusive
content for your fandom. This lets you sponsor other accounts of users.
Onlyfans Free creators can earn money for their content.
Replacement double glazing is a fantastic way to enhance the security and appearance of your home.
Double glazing is a fantastic way enfield Lock To stratford boost the property’s value.
%%
Also visit my site: Repairing Upvc Windows
You’ve found the right place If you’re in search of double Glazing high wycombe repair in High Wycombe.
Montrose Glass is a well-established business that has been operating for over 50 years.
Oh my goodness! Amazing article dude! Thank you so
much, However I am encountering troubles with your RSS. I don’t know the reason why I cannot
join it. Is there anyone else having similar RSS problems?
Anyone that knows the solution will you kindly respond?
Thanks!!
always i used to read smaller posts that also clear their motive, and that is also happening
with this piece of writing which I am reading at this time.
Stop by my web page – tumble Dryers black friday Deals – https://bookmarklinkz.Com/ –
Hi there to every body, it’s my first visit of this weblog; this webpage includes
amazing and actually excellent data for readers.
Feel free to visit my webpage :: agen judi slot slot online
Hmm is anyone else having problems with the pictures on this blog loading?
I’m trying to figure out if its a problem on my end or if it’s the blog.
Any suggestions would be greatly appreciated.
%%
Also visit my web page … Investors Looking for entrepreneurs
It’s impressive that you are getting thoughts from this paragraph
as well as from our discussion made here.
my web blog … Hot onlyfans twitter
darknet market darknet drug store
%%
My homepage; repairing double glazed windows, Katrina,
darknet market list deep web markets
Smith Lock cheap locksmith near me (Ulysses) Me
locksmiths are highly skilled professionals who can pick locks and demolish security systems.
The company only hires people with a clean criminal background.
The company requires locksmiths who are able to detect honest
people.
deep web drug url best darknet markets
There are a few basic steps you can take to secure your web application Cyber security application against hackers.
It is essential that you ensure that your application is correctly configured.
dark web link darknet websites
darknet websites dark market
It’s awesome in favor of me to have a website, which is good
in favor of my experience. thanks admin
Also visit my page hot only Fans
So informed to asking is being very specific and even writing it down in theory.
Also top performance experts will coach you to visualize your desired result.
Here is my web blog :: key programming Near me (https://Discoveryshipyard.com/community/profile/cristinacrooks)
deep web drug url dark web link
Wonderful views on that!
Excellent article. Keep posting such kind of info on your blog.
Im really impressed by it.[X-N-E-W-L-I-N-S-P-I-N-X]Hi there,
You have performed a fantastic job. I will definitely
digg it and individually recommend to my friends. I am sure they’ll be benefited from this website.
Also visit my web blog cleaning supplies
There are many Crypto Payment Gateway Without Kyc services
that do not require KYC, but which do you require?
We’ll be looking at NOWPayments and AlfaCoin as well as
CoinPayments and iSun.
dark web drug marketplace darknet market
Hi there would you mind stating which blog platform you’re working with?
I’m planning to start my own blog in the near future but I’m having
a difficult time making a decision between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your layout seems different then most blogs and I’m looking
for something completely unique. P.S Sorry for getting off-topic but I had to ask!
my web page – bandar Judi bola
We will teach you how to earn $8000 per hour.
Why? We will profit from your profit.http://binaryoptionsreview.eu/how-to-earn-9-000-binary-options-trading/
If you desire to get much from this post then you have to apply such methods
to your won blog.
Wonderful blog! I found it while searching on Yahoo News. Do you have any tips on how to
get listed in Yahoo News? I’ve been trying for a while but I never seem
to get there! Appreciate it