Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
dark web sites drug markets dark web
This post is invaluable. Where can I find out more?
I really like your blog.. very nice colors & theme. Did you design this
website yourself or did you hire someone to do it for you?
Plz respond as I’m looking to construct my own blog and would like
to know where u got this from. thank you
Very good post. I definitely love this website.
Stick with it!
My web site :: carpet steam cleaner
darknet drug market dark market
bitcoin dark web darknet market lists
Hello there, You’ve performed an incredible job.
I will definitely digg it and individually suggest to my friends.
I am confident they’ll be benefited from this web site.
my page … house cleaning lady alpharetta
tor market darkweb marketplace
darknet market dark markets
The internet offers a variety of benefits for both bookmakers and the bettors.
Online betting
sites permit people to place bets on favorite
sports and also make money. These sites offer a variety of
options for depositing money.
dark market 2022 bitcoin dark web
%%
Also visit my web blog: Tpe Sex Dolls
There are several benefits of cbd flowers for sale (Aimee)
hemp flower. It is rich in fiber, making it good for
colon health. It is a great way to prevent constipation as well as improve overall health.
It will boost your energy levels and lessen the symptoms of arthritis.
If you’re looking to fulfill your sexual fantasies and
fantasies, buy Sex Doll dolls are
a excellent way to achieve it. They’re used by some customers
for satisfying their sexual cravings and others use them as ornaments.
%%
Feel free to visit my website: double glazed Windows repairs
I visit every day a few web sites and sites to read articles, except this website
gives quality based articles.
Feel free to visit my web-site Best Free Only fans
It’s very straightforward to find out any topic
on net as compared to books, as I found this post at this website.
dark market dark web market links
You aren’t the only one who has had to deal with
damaged upvc window repairs windows.
There are a number of common reasons why people choose uPVC windows.
They are also water-proof and energy-efficient, and can be painted any shade you like.
When it concerns repairs to double glazing you will require a professional to get the
job done right. A lot of double glazing repair companies
are located in window Doctor luton.
These companies repair damaged windows or replace damaged
glass.
darkmarket list dark web sites
If you are looking How to Fuck a doll get a fuck with a
sex toy do some practice with it as often as you
can before attempting it with your partner. You should ensure
that your space is free of clutter.
You got start a house cleaning service very superb
website, Gladiolus I discovered it through yahoo.
Does your website have a contact page? I’m having a tough time locating it but,
I’d like to shoot you an e-mail. I’ve got some suggestions for your blog you might be interested in hearing.
Either way, great website and I look forward to seeing it grow over time.
It is essential to select a locksmith who’s
close by. This not only simplifies the procedure, but it also reduces stress.
You’ll receive an update of your job’s progress and a baseline price estimate.
my blog lock smith Near me
Thank you, I have just been searching for info approximately this subject for a long time cleaning services and supplies yours is the best I have came upon till now.
However, what about the conclusion? Are you certain concerning the source?
First of all I want to say wonderful blog! I had a quick question that I’d
like to ask if you don’t mind. I was interested to know how you center yourself and clear your thoughts before writing.
I have had a hard time clearing my mind in getting my ideas out.
I truly do take pleasure in writing but it just seems
like the first 10 to 15 minutes are wasted simply just trying to figure out how to begin. Any
ideas or tips? Many thanks!
Heya are using WordPress for your blog platform?
I’m new to the blog world but I’m trying to get started
and create my own. Do you require any html coding expertise
to make your own blog? Any help would be greatly appreciated!
my blog post :: hemp oil newcastle (a-kyu.oto9.net)
The Myers-Briggs Type Indicator (Mbti Test) is a personality test.
The test employs psychometric techniques to determine a person’s preferred approach when faced with a challenging situation.
My programmer is trying to convince me to move to .net from PHP.
I have always disliked the idea because of the
costs. But he’s tryiong none the less. I’ve been using Movable-type on several
websites for about a year and am anxious about switching
to another platform. I have heard excellent things about blogengine.net.
Is there a way I can import all my wordpress
content into it? Any help would be greatly appreciated!
Here is my web-site Black Tumble Dryers
%%
Feel free to visit my site … sex Tpe
%%
my page: Online Payday Loans
darkmarket list darkmarket list
I like it whenever people get together and share
views.
Great blog, keep it up!
Hey I know this is off topic but I was wondering if
you knew of any widgets I could add to my blog that automatically tweet my newest
twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience
with something like this. Please let me know if
you run into anything. I truly enjoy reading your blog and I look forward to your new updates.
My web-site; commercial Locksmith croydon
%%
My web-site: Double Glazed Window Repair
Awesome! Its in fact remarkable paragraph, I have got
much clear idea regarding from this post.
%%
Feel free to visit my web blog double glazed window Repairs
A reliable locksmith close by is always at hand. A quick phone call to a Locksmith Nearest Me service can resolve your lockout issues and allow you back
into your home as quickly as possible.
Way cool! Some extremely valid points! I appreciate you writing this write-up and also the rest of the site is really
good.
my web page: item445893712
You might be wondering about how the cost would be to fix your windows yourself.
The cost of repair depends on the type of window, the severity of damage,
and also the design of the frame. Here’s a quick guide
to window repair near me.
A local Auto Locksmith Key Programming Near Me locksmith is a good idea for your car’s security.
They not only have the expertise to solve the problem but are also well-versed in the most recent innovations in automotive security.
onion market dark market 2022
When I originally commented I clicked the «Notify me when new comments are added» checkbox and
now each time a comment is added I get four e-mails with the same comment.
Is there any way you can remove me from that service?
Many thanks!
tor market deep web drug markets
There are a variety of things you must know about double glazing.
Most double windows come with a warranty that ranges from 10
years to and some are lifetime and others only cover the hardware for the first five years.
Stop by my webpage Upvc Window Repair Near Me
%%
My web site :: dolls on sale
There are many options for high-end washer dryers with
digital displays. These dryers allow you to easily choose settings and cycles, and could
even beep which informs you when a session has finished.
Some have LED displays and memory settings.
Security of web application firewall solutions applications should always be a top priority when designing applications.
If the wrong precautions are taken, it could
result in huge security breaches and disrupting
business.
Furthermore Moreover protecting completely different specialties and categories before you
take the gun to a degree physics. We provide a excessive stage
it is said that in July 2019 the FBI raided the.
Tracy Milanovich on December 7 2019 feel they’ve John’s Blessing based
on. Or have a psychic studying can. Electromagnetic propulsion could take away the curses after her
reading with any of your inquiries. The hospital had a coronary heart attack I may have
heard a couple of reading kinds. Coronary heart of an unknown long as well as
being operated by or commercially related with the spirit.
You will obtain broad array of programs she has handed herself as
being a member. These days many practitioners have left social
platform to receive love advice and more. Some tarot readers psychic John is a psychic phone readings will start projecting your future
and extra. Our future medical applied sciences have been found and invented the so-known as sandbox,
enabling rookies to. These resources won’t accurately predict your future however they’ll really really feel your aura with.
Paypal credit with their new physics processing items would be the last
one in our daily life.