Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Fascinating blog! Is your theme custom made or did you download it from somewhere?
A design like yours with a few simple adjustements would really make
my blog jump out. Please let me know where you got your theme.
Thanks
dark web markets darknet market list
What’s up it’s me, I am also visiting this web site regularly,
this site is actually good and the visitors are genuinely sharing pleasant thoughts.
dark market url tor market
dark market dark web markets
Letters of credit rating (LCs) are One of the more secure instruments accessible to Worldwide traders. An LC is really a motivation by a financial institution on behalf of the buyer that payment are going to be designed to your exporter, furnished the terms and conditions said within the LC have already been met, as confirmed throughout the presentation of all expected documents.Examine This Report on p2p
It’s a pity you don’t have a donate button! I’d definitely donate to this excellent blog!
I suppose for now i’ll settle for book-marking and adding
your RSS feed to my Google account. I look forward to fresh updates
and will talk about this site with my Facebook group. Chat
soon!
What a stuff of un-ambiguity and preserveness of valuable knowledge about unexpected feelings.
Here is my blog – asian Sexy Doll
Hey there just wanted to give you a quick heads
up and let you know a few of the images aren’t loading properly.
I’m not sure why but I think its a linking issue. I’ve tried
it professional gutter cleaners in denver two different web browsers and both show the same results.
dark web drug marketplace deep web drug markets
It isn’t easy to locate a locksmith close to me.
There are plenty of possibilities to find the nearest locksmith.
The cost of a locksmith can vary based on the type of lock smith
near me (Ramonita) you have.
The Myers-Briggs Type Indicator, a questionnaire that you complete yourself provides the psychological preferences of various people.
If you are not sure what type you are, take the test and
discover your unique personality traits!
Look at my website :: Attitudinal psyche
A fixed wire test in Hitchin emergency Electrical service is a vital
measure to ensure that electrical installations are secure.
This test is conducted based on a condition report, which documents the tests or inspections which have been completed.
darkmarket link darknet market
I had two letter openers. One, short, stubby, and now gone, was difficult to insert in the envelope, took two
or three hacks to get the envelope as well as the handle was
way too short to grasp comfortably.
Also visit my web blog – Lost Car key Replacement
Hey! I know this is kinda off topic nevertheless I’d figured I’d ask.
Would you be interested in trading links or maybe guest
authoring a blog article or vice-versa? My website goes over a
lot of the same topics as yours and I feel we could greatly benefit from each other.
If you happen to be interested feel free to send me an email.
I look forward to hearing from you! Fantastic blog
by the way!
If you’re looking to expand their business into the UK market to expand
their business, the Association for Cannabinoid Industry has scheduled a combined live and online session on Tuesday, Sept.
28.
my web-site Cbd Dublin
If you put on lipstick, you’re applying texture, color, and even protection on your lips.
Apart from adding color, lipstick also protects your lips from
the elements. But what exactly is the function of a great lipstick?
my page: lipsticks uk
Hi there mates, its fantastic piece of writing regarding tutoringand completely explained, keep it
up all the time.
tor markets 2022 darknet markets
darknet drug store tor markets links
No guarantees on loans UK are a brilliant alternative to a salary.
You can apply for the loan online at home, without
collateral or guarantor. You can also access the loan at any time with unsecured no guarantor loans restriction.
There are many options for window repair in windows ealing however,
often the issue is not as straightforward as it appears.
Online window repair services are simple to locate and the majority are
reasonably priced.
dark web link dark markets 2022
darkmarket link drug markets onion
deep web drug markets tor dark web
darknet market deep web markets
tor market dark market link
I have been browsing on-line more than 3 hours these days,
yet I never found any interesting article like yours.
It’s beautiful price enough for me. In my opinion, if all website owners
and bloggers made excellent content as you probably did, the net might be much
more helpful than ever before.
I really love your blog.. Great colors & theme. Did you create this site yourself?
Please reply back as I’m attempting to create my very own blog and want to find out where you
got this from or exactly what the theme is called. Thanks!
There are a myriad of crypto gateways
available on market. One of them is CoinsBank
and Bitpay. Some accept multiple currencies. Others only
support a handful of cryptos.
The online gambling industry is governed by numerous rules and regulations.
For example in the US it is not possible to have an online gambling site that is located in the country where you reside.
However, it can be set up elsewhere.
my web-site – blackjack (Sal)
Albion Windows is a company that provides high-quality
double glazing in door repair croydon.
They provide professional installation of premium double glazing products in Surrey
and South London.
The best place to Buy sex Doll an sex doll is a website that offers
free shipping and customer feedback. If you are unsure about the sex doll you’ve chosen, you can seek
out a second opinion.
Hi, I think your site might be having internet browser compatibility
problems. Whenever I take a look at your site in Safari, it looks
fine however, if opening in Internet Explorer, it’s got some overlapping issues.
I simply wanted to give you a quick heads up!
Apart from that, wonderful website!
The Myers-Briggs test is among the most well-known personality tests
in the world. It measures your unique self-image and helps you decide
on what job you’d like to work for. There are four main types
such as Sensitive, Introverted and Extraverted.
my web page: pdb
Thank you for another informative website. Where else may I am getting that type of info
written in such an ideal method? I’ve a challenge that I am just now working on, and I’ve
been at the glance out for such info.
I am actually glad to glance at this blog posts which carries lots of valuable data, thanks for providing such statistics.
If some one wants expert view concerning running a blog afterward i advise him/her to
go to see this web site, Keep up the pleasant work.
There are many factors that could cause your upvc window repairs Crawley windows to need
double glazing repairs for windows in Crawley. Sunlight can cause damage
to the seal of your window. Also, water may get trapped between glass panes.
This could be a problematic issue.
dark market list best darknet markets
Hire do i Need An electrical installation condition report experienced electrician if you’re considering hiring one for your home or business.
It is essential to have the job done by a qualified professional.
This article is actually a fastidious one it assists new web people, who are
wishing for blogging.
There are a variety of places to purchase CBD buds in the UK.
Be aware. Without the prescription of a physician, you cannot
purchase cannabis or any THC products. You could be purchasing CBD products
from an illegal source.
tor dark web deep web drug store
There are many kinds of sash windows in St albans sash windows Albans,
but most homeowners will need to get them replaced
at some point. Sash windows, traditionally constructed of
wood and are now covered with aluminum cladding.
It can be difficult to find a locksmith in my area. There are
many ways to locate a nearby Locksmith in your
area. The cost can differ based on the kind of lock you’re using.
Greetings! I know this is kind of off topic but I was wondering which blog platform
are you using for this site? I’m getting tired of WordPress
because I’ve had problems with hackers and I’m looking at alternatives for another
platform. I would be fantastic if you could
point me in the direction of a good platform.
my page black tumble dryer uk
A professional Replacement Windows Romford door fitter is required when you’re thinking of replacing your doors.
The job isn’t easy and you should seek out estimates from a
few people.
The trailer also brings again Bryce Dallas Howard as Claire Dearing, and unique Jurassic Park solid members like Sam Neill, Laura Dern, and Jeff Goldblum.