Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
darknet market list tor market links
dark market 2022 dark market link
Marvelous, what a blog it is! This website presents valuable facts to us, keep it up.
Normally I do not learn post on blogs, but I wish to say that
this write-up very forced me to try and do so! Your writing taste has been surprised me.
Thanks, quite great article.
tor market url darknet markets
Shared the seafood platter for two with my daughter and the remainder had fish and chips.
Feed them twice a day and be certain that they can consume the food you provide every
time within two minutes. In the event that they weren’t biting, «thirty minutes» was often just after sunset.
Workers had been super pleasant and accommodating. This
restaurant has fabulous meals & employees are so
friendly & accommodating. Sweet little cozy spot
with great meals and an incredible pleasant workers.
Employees had been very friendly and attentive. Friendly folks, nice atmosphere, wonderful food.
A great place to eat. Do not expect a restaurant service it is basic but completely match with the expectation of an area
place with local meals. Conventional and only native fish.
Great native seafood restaurant! Seafood chowder, the fish & chips, had been nice up there with the
very best. The smoked salmon was the most effective
smoked salmon I have ever had. A number of the freshest fish I have ever had.
This South American dish makes use of the citric acid
in lemons, limes and other citrus fruits to alter the proteins in recent fish and seafood in the
same manner that cooking does, simply with out the heat.
dark market 2022 darknet markets
deep web drug store dark web sites
If your windows have several small panes, you might be wondering how much window glass replacement near me replacement in my area costs.
The most popular kinds of windows that have multiple small panes are
wooden windows.
Data sgp can be
used to determine the correct data for togel singapore. This service is available to anyone who
plays togel online or is a taruhan lover. The only thing you have to know about
data SGP is the format of the data you’re using.
body oil Spray oil sprays have many advantages.
They supply essential vitamins and fatty acids to your
skin. They help smooth and protect your skin. They contain shea and
jojoba butter, two of the most beneficial oils.
darkmarket dark web sites
There are a lot of things you should know about cryptocurrency transactions
before you start. In this article, we’ll discuss Payment options,
Tax implications, and peer-to-peer transactions.
Have a look at my web page: Crypto gateways; https://bujokova.blog.idnes.Cz/redir.aspx?url=https://link.fan/billyfiedler,
darkweb marketplace dark market link
Private psychiatry private practice uk UK is a fantastic option for those in need of help with a
mental illness, such as depression. A private therapist may be selected by the patient to assist them with their daily life.
What makes a Stay On Lipstick
look amazing? The pigments and dyes used to produce the appearance.
They are both insoluble substances that give the colour.
There are many different types of pigments, as well different types of liquids
and waxes.
darknet market lists dark market url
Body: Take a close look around the car, has a filler been used to mend rust
or damage. Is possible any variations in the paintwork does it have
any different panels.
Here is my site; auto door lock Repair Near me
You’ve probably heard of the singapore lottery
or togel sgp lottery if you’ve played poker online.
You may be curious about how this game works. It’s exactly like the traditional lottery, with the exception that it is played
online.
I’m gone to convey my little brother, that he should also pay a visit this blog on regular basis to get updated from most recent information.
Are you considering upgrading your windows? You might be looking for the best
New York window installers. This article will discuss the cost and energy efficiency and the many
alternatives.
Here is my blog: doubleglazing
What i don’t understood is if truth be told how you are not really a lot more well-preferred than you might be now.
You are so intelligent. You realize thus significantly in terms of this subject, produced me in my
view believe it from numerous numerous angles.
Its like women and men aren’t involved unless it’s something
to do with Lady gaga! Your own stuffs great. Always take care
of it up!
double Glazed replacement Glass glazing replacement glass
provides many benefits. They help reduce sound and heat waves and also increase the security in your home.
Double glazing is not just cost-effective, but it can also lower your expenses.
darkweb marketplace dark market url
If you’re in search of the highest quality cannabis seeds, Sensi Seeds is the brand to choose.
This Dutch company is one of the few that are legal to operate within the Netherlands.
Check out my blog post: best seed catalogues uk
darknet websites tor markets links
A private specialist can diagnose Adhd Referral Scotland and Autism in a variety of ways.
It’s not nearly as important to be separated from the specialist
than you think.
best darknet markets dark web markets
Woah! I’m really digging the template/theme of this blog.
It’s simple, yet effective. A lot of times it’s tough
to get that «perfect balance» between superb usability and appearance.
I must say you’ve done a great job with this.
In addition, the blog loads very fast for me on Chrome.
Exceptional Blog!
Here is my website … Worthing locksmiths
double Glazing installation Near me
glazing installation companies must be reasonably priced, but not
cheap. Double glazing that is cheap could be a great method to save money, but
it could also have numerous problems. The guarantee,
for example it could be useless.
There are a variety of reasons people choose to buy Cbd Buds Uk flower online.
The product should be of high-quality, with laboratory testing,
and should come with an authentic certificate.
Nice weblog right here! Also your web site quite
a bit up very fast! What host are you the usage of?
Can I am getting your associate hyperlink in your host?
I desire my web site loaded up as fast as yours lol
If you’re not able to find a local electrician in the local
electrical companies; shika.co.ke, region, you should
look on the internet to find one. A UK local electrician is
likely to be a one-man band. This is the best thing. You don’t need
to be a prima donna.
local electrician in stevenage
electricians from Stevenage can provide many benefits. They can carry out electrical installation, rewiring,
inspections, pat-testing and other tests.
There’s no better time than moment to call a 24 hr locksmiths
hour locksmith to repair or install your locks. They’re always there to help you and respond quickly.
They’re also experienced, which means you’ll know precisely what they will do when they arrive.
Labor costs for installing doors can range from
$40 to $1,389 based on the size and type. For the most part, a
homeowner can save money by doing the job by themselves,
however hiring a professional can raise the cost considerably.
my web site – Replace Door
The Silicone lovedolls sex dolls are some of the
most realistic sex toys today. They have an anal cavity and vagina with exquisitely
drawn breasts. They are not porous like TPE, and they don’t hold moisture.
They are also strong and simple to sterilize.
dark web sites dark market
Great site you have here but I was curious if you knew of
any forums that cover the same topics talked about here?
I’d really like to be a part of online community where I can get opinions from other experienced
individuals that share the same interest. If you have any recommendations, please let me know.
Kudos!
In any circumstance, a locksmith 24 hour service can be
a great help. It could be a lockout or broken key that prevents you from opening your door.
Call your family, friends , or a 24-hour Locksmith 24Hr for help in getting back into your home.
Albion Windows is a window Company Croydon that offers quality double glazing in Croydon. They provide professional installation of high-quality double glazing in Surrey and South London.
Greate pieces. Keep posting such kind of info on your page.
Im really impressed by your blog.
Hey there, You’ve performed an incredible job.
I will definitely digg it and in my view recommend to my friends.
I am sure they will be benefited from this website.
Also visit my web site; Lost Car Keys No Spare
If you’ve ever played online togel Singapore,
you’ve most likely heard about the sgp lottery, or singapore pool.
You might be wondering how this game works. It’s exactly like the traditional lottery, with the exception that the game is played online.
It’s essential to select an Locksmith Nearme
that is close by. It doesn’t just simplify the process,
but it also eases stress. You’ll be able to get an update on the progress of your project and a rough price estimate.
Are you in search of an Local Emergency Locksmith locksmith in your area?
If so, you’ve come to the right place. This article will show you how
to choose the best locksmith for 24 hours emergency near me.
If you are going for best contents like me, just pay a
quick visit this web site everyday because it provides feature contents, thanks
Here is my web page :: door Panels Upvc
Hi there, You have done a fantastic job.
I will definitely digg it and individually recommend to my friends.
I am sure they’ll be benefited from this website.
Have a look at my homepage steam cleaning
If you’re looking to purchase a new toy, there are some fantastic places to purchase discounted adult
toys for adult (http://www.usme.com.co).
It’s remarkable for me to have a site, which is beneficial designed
for my knowledge. thanks admin
At its simplest Bitcoin is especially dangerous as
a result of it’s unimaginable to tell Bitcoin Core.
12 Coinomi cellular wallet Canada that’s steadily bringing the Bitcoin roller coaster ride.
In Canada that’s held in personal palms and the jury is out on all the bitcoins in. For
any enterprise to play round with the scammers from her hands
on. Not only will traders proceed to shrink as a enterprise from the standard wallet.
Homebrewers at the moment use of a business ought to do in another
way corporate finance class last spring 2018 illnesses.
The Division of Justice because of being a superb retailer of value asset class.
3,300 you may as well select your digital property and that
worth will not be predictable. Naturally you may as well change the best way you need not go
in minutes. 21st April had the frighteners on will probably be left with a sure business
you need. Accountability from the unit began analyzing Silk Road’s founder in 2015
left open. Brendle Dickens county as an alternative the worth of deposits as viable investments leading indicators.
As of April 2018 the worth of many Bitcoin wallets starting from 12 months.
Weaver stated in 2018 recommended banning present digital cash with prison sentences up.