Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hey I know this is off topic but I was wondering if you knew of any
widgets I could add to my blog that automatically
tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have
some experience with something like this. Please
let me know if you run into anything. I truly enjoy reading your blog
and I look forward to your new updates.
Thanks for sharing your thoughts on small bathroom Accessories close to me the cure design ideas hgtv.
Regards
Good day! This post could not be written any better! Reading through this
post reminds me of my previous room mate! He always
kept chatting about this. I will forward this post to him.
Pretty sure he will have a good read. Thank you for sharing!
Review my page driveway contractors
darkmarkets tor market links
Hello to every one, the contents present at
this website are genuinely awesome for people experience, well, keep up the
good work fellows.
dark markets dark web market
The Myers-Briggs test is a personality assessment which includes statements about your way of
thinking and organizational skills.
My homepage … pdb
Wow that was strange. I just wrote an extremely long comment but
after I clicked submit my comment didn’t show up. Grrrr…
well I’m not writing all that over again. Anyway, just wanted to say wonderful blog!
I was suggested this website by my cousin. I’m not sure
whether this post is written by him as nobody else know such detailed about
my trouble. You are amazing! Thanks!
Feel free to visit my web blog; Best cbd Hash uk
If you’re concerned about the possibility of an internet ddos protection (http://Www.taodaxiang.cn) attack, it is
essential to protect your website. First, you must determine
the source of the attack.
darknet market list darknet drug store
I do not even know the way I ended up here, however I assumed this submit was once great.
I don’t know who you’re but certainly you’re going to a well-known blogger for those who
aren’t already. Cheers!
Here is my website … good vibes neon sign
Appreciate this post. Will try it out.
deep web drug store deep web markets
Hi there, of course this piece of writing is truly fastidious and I have learned lot of things from it on the topic of blogging.
thanks.
Are you in search of the perfect sexdoll? You can buy one from a trusted Sexdoll sale seller site.
You can customize your sexdoll to meet your needs if sure
what you should look for in the sexdoll.
darknet market lists deep web drug store
Full spectrum CBD oil is the most affordable. This is due to it having the highest
level of CBD per ml, so it’s an excellent price. The least expensive buy full spectrum cbd oil Spectrum CBD oil UK has a 1000mg concentration, and is the most premium.
A loans for Short term-term loan can be obtained from high-street cash shops.
There are a lot of lenders operating from shopfronts,
and many can even hand over the funds you require in a matter of minutes.
Hello, i believe that i saw you visited my site
so i got here to go back the prefer?.I’m attempting
to to find issues to improve my web site!I guess its good enough to
use a few of your concepts!!
Here is my blog – weight loss
tor markets 2022 tor markets
I really like what you guys are up too. This type of clever work and
coverage! Keep up the wonderful works guys I’ve you guys to my blogroll.
Howdy! This post couldn’t be written any better! Reading this
post reminds me of my good old room mate! He always kept talking about this.
I wiol forward thjis write-up to him. Pretty sure
he will have a good read. Thanks for sharing!
An intriguing discussion is definitely worth comment.
There’s no doubt that that you should publish more on this subject matter, it may not
be a taboo matter but typically folks don’t speak about such topics.
To the next! Many thanks!!
It is important to ensure that Cbd Capsules 1000Mg Uk capsules are made of hemp extracts
that aren’t genetically modified if looking to purchase them.
Only the top brands have the purest CBD and will provide detailed lab
reports to prove it.
You’re probably wondering how to buy CBD flower. CBD flower is made from the hemp Flowers Uk of
the plant and dried. Then it is cured and stored.
To preserve the freshness and quality of CBD flower, it has to be kept in an airtight container.
Giorgio armani code perfume mens is a fashion icon for more than 40 years.
His unique style has created an iconic fashion designer.
His sophisticated designs have become a symbol for elegance and style.
In the last few years more than lima Juta orang have been searching for information about the Pengeluaran Sgp,
or smartphone games. The reason they are interested lies in their desire
to make money.
I think the admin of this site is really working hard for his web site, since here every data is quality based stuff.
my web blog … We Vape
Howdy, I do think your web site may be having internet browser compatibility problems.
Whenever I look at your site in Safari, it looks fine however, if
opening in IE, it has some overlapping issues. I simply wanted to give you a quick heads up!
Aside from that, excellent blog!
Here is my web page – best American fridge freezer
You need tto be a part of a contest for one of thhe highest quality sites on the web.
I’mgoing to recommend this wweb site!
스웨디시
Deference to post author, some great selective information.
My web page: World Ticket
If you’ve noticed signs of damage, it might be
time to consult an expert for double-glazing repair double glazed Window.
The most common problems are condensation, fogging misting,
draughts, or condensation.
Rodenhiser is the best choice for all your electrical requirements throughout electrician In Bedfordshire.
Rodenhiser, a family owned business offers professional, reliable services at reasonable prices.
Thank you for sharing your thoughts. I truly appreciate your
efforts and I will be waiting for your further post thank you once again.
Are you having difficulty opening Double Glazing Window Repairs-glazed windows?
It could be that the weather is causing issues. Extreme temperatures can cause
the frame to expand or shrink.
I like the helpful information you provide in your articles.
I’ll bookmark your weblog and check again here regularly.
I am quite sure I’ll learn a lot of new stuff right here!
Good luck for the next!
togel Hk hari ini is a
well-known card game that is played all over the world.
It’s a mixture of several card games, and is played
by many people from all over the world. To be successful, it is an extremely complex game that has numerous rules.
There are numerous benefits of instant loans that
are quick short term cash loans-term.
These loans require no credit checks and minimal documentation. Most lenders require only contact details and
some basic information such as your income and employment
history.
You may be wondering if you should fix your repair double glazed Units-glazed doors or windows yourself.
While some issues are simple enough to be handled by DIYers,
it’s recommended to seek the help of a professional.
Togel is a great method to earn money. It is important to know the
Keluaran Hk and sgp in order to play
in Malaysia and Singapore. Both are based on the same rules.
This means that you must use a valid keluaran to be successful.
dark web market darknet websites
It’s an awesome post in support of all the internet users; they will obtain advantage from it I am sure.
UPVC door repairs are a common problem for many homeowners.
Repairs can be challenging since locks can break. If you’re looking to change
the locks on your UPVC door, get the help of the experts from Page Security in repairing double glazed windows Crawley.
Oh my goodness! Incredible article dude! Many thanks, However I am going through troubles with your RSS.
I don’t know why I am unable to join it. Is there anybody else getting identical RSS issues?
Anyone who knows the answer will you kindly respond? Thanx!!
In the vast array of products in the market, CBD gummies are the most popular.
They are also the most simple and most secure method to
introduce cbd gummies uk vegan into your system.
Capsules are a popular way to get CBD. It is a simple affordable,
discreet, and cost-effective way to consume cannabis. The Best cbd capsules thing about CBD
capsules is that they do not leave any oil stains or unpleasant taste.
It is simple to locate full spectrum cbd capsules Uk capsules to buy
in Ilford. It is possible to find these products on the internet.
There are a variety of businesses that sell these products, so be sure to research before purchasing anything.
darknet drug market dark web market list
Howdy! This post could not be written any better!
Reading through this post reminds me of my old room mate!
He always kept talking about this. I will forward this write-up to him.
Fairly certain he will have a good read. Thanks for sharing!