Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Good day I am so excited I found your web site,
I really found you by error, while I was researching on Digg for something else, Anyways I am here now and would just like
to say thanks a lot for a tremendous post and a all round entertaining blog
(I also love the theme/design), I don’t have time to read it all
at the moment but I have saved it and also added your RSS feeds, so when I have time I will be back to read more, Please
do keep up the excellent jo.
Fastidious response in return of this issue with real arguments and
describing everything regarding that.
Wonderful blog! I found it while searching on Yahoo News.
Do you have any tips on how to get listed in Yahoo News?
I’ve been trying for a while but I never seem to get there!
Thanks
dark web market list bitcoin dark web
Greetings! I’ve been following your site for some time now
and finally got the courage to go ahead and give you a shout out from
Austin Texas! Just wanted to mention keep up the
great job!
dark market link dark market 2022
Hi, I think your blog might be having browser compatibility issues.
When I look at your website in Safari, it looks fine but when opening in Internet
Explorer, it has some overlapping. I just wanted to give you a quick heads up!
Other then that, amazing blog!
darkmarket dark web link
You may want to seek out double glazing installers who can create unique designs if considering upgrading your
windows. The majority of windows in UK can be customised and
made to order. This means that you can have unique shapes designed.
You really make it seem really easy along with your presentation however I find this matter to be
really something that I feel I would never understand.
It kind of feels too complicated and very
broad for me. I am having a look ahead in your subsequent put up, I will attempt to get the
grasp of it!
You should select energy-efficient, low-maintenance upvc double glazed windows ilford when you are
looking for windows to replace your existing windows.
They are extremely durable and permit the maximum amount of natural light to enter an area.
The most recent generation of premium Best Anti aging Skin care products For 40s-aging skin care products includes all the essential
ingredients to fight signs of aging.
Plancarte Her friends might like playing with dolls, but it’s expensive.
It’s not just the cost of dating, but real women need plenty of care, too.
Women require care and cleanliness. Here are some suggestions to keep
your dolls healthy.
Here is my website … female sex doll
There are many reasons why you should consider buying a
sex love Doll Reviews.
sexdollreviews.com will help you choose the right one.
Take into consideration the importance of delivery.
There are several things that influence delivery.
It’s actually a nice and useful piece of info. I’m happy
that you just shared this useful information with us.
Please keep us informed like this. Thank you for sharing.
If you’re experiencing a problem with your Local Double Glazing Repairs glazed windows
or doors You may be wondering whether you should solve the issue yourself, or do you
need to call an expert.
darkmarkets deep web drug store
darkmarkets dark markets 2022
Hello There. I discovered your weblog the usage of msn. That is a very well written article.
I’ll make sure to bookmark it and return to read extra of your
helpful info. Thanks for the post. I will definitely return.
Also visit my web-site … caribbean honeymoon
It is always advisable to have a reliable emergency Local Locksmith Near Me close by to call for assistance if you lose
your keys. You don’t need to panic even if it’s late at night.
Professional locksmiths are able to unlock any lock
on any property.
A private specialist can diagnose Adhd Diagnosis Scotland Private
and Autism in a number of ways. The distance between you and the specialist is less significant than you think.
Normally I don’t read post on blogs, however
I would like to say that this write-up very compelled me
to try and do so! Your writing taste has been amazed me.
Thank you, very great post.½
deep web drug store darkmarket list
No guarantees on loans UK are Get A Loan Today No Guarantor fantastic monetary solution for salaried individuals.
With no collateral requirements and no guarantor needed,
you can apply for the loan from the at the comfort of your home.
What’s up to all, the contents existing at this web site
are really awesome for people experience, well, keep up the good work fellows.
Are you in search of the perfect Sexdoll Sale?
You can buy one from a trusted sexdoll seller site.
If you’re not sure of what you should look for in a
sexdoll you can always customize it to your own preferences.
tor darknet tor markets
dark web market list dark web market links
Double glazing can be an excellent choice. It can enhance your home’s sustainability as well as security.
To get a free quote, you can use Cladwinds’ quotation form.
Input a few details about your project to receive a personalized quote.
My homepage – upvc doors milton keynes
You made some good points there. I did a search on the subject and
found most guys will approve with your site.
My homepage … Pure Calms CBD
If you’ve lost your keys and are concerned about the
cost of making a replacement Read on for information on how to get a new Replacing Bmw Key key.
dark web link darknet marketplace
darknet market tor markets 2022
If your windows have formed a hole, there are many ways to
seal them again. First, measure the width of the hole.
Make sure that the hole size is enough to fit a thin long object through.
This can be done with a coathanger.
Here is my site; double glazed window repairs
Sex dolls are among the most expensive Tall Sex doll toys on the market.
They can be customized or buy them in other materials, but
you’ll prefer to buy an affordable one. There are
several things you can do to save money on an sexy doll.
Wow! Finally I got a website from where I can actually obtain valuable
facts concerning my study and knowledge.
sexdoll big boobs – https://myfirstbookmark.com, bob sex dolls are a popular choice for adult pornography.
These dolls are realistically made to be fisted and feature
soft and flexible breasts. They’ve got the perfect amount of cleavage to
satisfy your fantasies of sexual pleasure.
The Myers-Briggs Type Indicator is a scientific test that will help you
find the job or career of your dreams. Knowing your personality
type will aid you in finding a job that you enjoy, is rewarding, and is
stress-free.
My web site; psychosophy
Payday pay loans with bad credit with bad credit are
lifelines for those with less than perfect credit.
However, there are things that you should know before applying for one.
Learn more about them here.
Smith Lock home locksmith near me Me locksmiths are highly skilled professionals that can cut locks and tear
down security systems. Smith Lock Near Me only hires those with a clean criminal history.
Locksmiths should also be adept in spotting honest people.
The right sex-doll how To make sex doll you
is the most important thing to remember. A sex doll must
have a realistic skin and a simple-to-manipulate steel frame.
You can also choose one with customizable physical features, which is even more satisfying.
Window repair is an essential home maintenance process.
This could save you a significant amount of money and time.
Though most people don’t like doing repairs but putting off window repairs could lead
to more serious issues.
Here is my webpage – Upvc double glazing Ealing
I’ve read some good stuff here. Certainly worth bookmarking for revisiting.
I wonder how much attempt you set to make this sort
of wonderful informative site.
There are many ways to defend yourself against
Ddos Attack Meaning (https://Itsmyhost.Info/) attacks.
While some of these steps are illegal, you should
be aware and take appropriate actions if you become a victim.
DDoS attacks can affect websites, servers, or devices.
If your windows have formed an opening there are numerous ways to repair them to be watertight.
The first step is to determine the width of the hole.
You need to ensure that the hole size is enough to accommodate a lengthy thin object.
My page: Double glazed window repairs
I could not refrain from commenting. Exceptionally well written!
If you are in need of a service for double-glazed
windows or doors, there are various options. A majority of the types of window repairs near me crawley (leftbookmarks.com) are related to the frame and any moving parts that are in the doors and windows.
Spot on with this write-up, I absolutely believe this website needs far more attention. I’ll probably be back again to read through more, thanks for the advice!
If you’re unsure of what repairs to sash windows entail then read on for useful information.
Learn about the most common issues and the best
way to draughtproof sash window Repairs windows.
Also, what you can expect from a replacement.
dark market list dark markets 2022