Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I have read so many articles on the topic of the blogger lovers but this artucle iis iin fact
a fastidious paragraph, keep it up.
dark web market deep web drug links
There is definately a lot to find out about this
subject. I really like all of the points you have
made.
best darknet markets tor dark web
An intriguing discussion is definitely worth comment.
There’s no doubt that that you ought to write more about this subject matter, it might not
be a taboo subject but usually people don’t talk about such
subjects. To the next! Kind regards!!
darknet markets darknet websites
Hey would you mind letting me know which webhost you’re working with?
I’ve loaded your blog in 3 different browsers and I must say this
blog loads a lot faster then most. Can you suggest a good hosting provider at a fair price?
Kudos, I appreciate it!
It’s an amazing piece of writing for all the online visitors; they will obtain advantage from it
I am sure.
Neat blog! Is your theme custom made or did you download it
from somewhere? A theme like yours with a few simple adjustements would really make
my blog jump out. Please let me know where you got your theme.
Cheers
I’m really impressed with your writing skills and also with the
layout on your blog. Is this a paid theme or did you customize it yourself?
Anyway keep up travel around the globe nice
quality writing, it’s rare to see a nice blog like this one these days.
Awesome! Its truly awesome piece of writing, I have got much clear idea on the topic of from this piece of writing.
Hi, I do believe this is a great web site. I stumbledupon it 😉 I’m going to revisit yet again since i have bookmarked
it. Money and freedom is the greatest way to change, may
you be rich and continue to help other people.
dark market link darkweb marketplace
Do not panic If your Repairing double glazing-glazed windows are misting.
It’s likely a problem with the seal around the glass unit. The replacement of the glass unit will solve the issue and avoid replacing the entire frame.
You should be aware of these things before applying Online payday Loan for
payday loans. Before you apply, ensure that your details are correct.
You must be able to prove income and employment.
Hi there, of course this article is truly pleasant and
I have learned lot of things from it about
blogging. thanks.
I’m just writing to make you be aware of what a beneficial experience my wife’s girl had studying your site.
She mastered a good number of pieces, most notably what it is
like to possess a marvelous teaching spirit to have many people very easily completely grasp various
advanced topics. You actually did more than visitors’ expected results.
Many thanks for showing these beneficial, dependable, educational and as well
as unique thoughts on that topic to Julie.
My homepage – bathroom design modern country house, Chau,
Very nice article. I certainly appreciate this site. Stick with it!
It’s remarkable best onlyfans to subscribe to visit this site
and reading the views of all friends regarding this post, while I am also zealous of getting knowledge.
A landlord should have an Electrical Installation Condition Report Eicr installation condition report on electrical installations.
It is a record of the current condition of the electrical installation and is used
to help with future inspections.
There are two types of subscriptions to Onlyfans: paid and Best Free Onlyfans.
The first is for no-cost content, while the latter is for those who choose to pay for exclusive content.
Only subscribers can subscribe to this exclusive community.
tor market tor markets
dark web markets dark web sites
Very great post. I just stumbled upon your blog
and wished to say that I’ve really loved surfing around your weblog posts.
In any case I’ll be subscribing on your feed
and I hope you write again soon!
deep web drug url dark market list
There is no problem with the door lock, damaged glass or ill-fitting locks, you can call Owen the Locksmith for Replacement Double Glazed Units Near Me Crawley glazing repairs in Crawley.
There several locksmiths in Chicago who can help a person your Replacement Car Keys but keep in mind to hire the top in the companies.
If stuck any kind of difficult situation you maybe in touch with a
Chicago local locksmith.
Apart from being delicious, CBD is also beneficial for your well-being.
Just Cbd Gummies is believed to ease the physical discomfort caused by inflammation, and also helping you focus and concentrate better.
fantastic submit, very informative. I wonder why the opposite specialists
of this sector don’t understand this. You should continue your writing.
I’m confident, you have a huge readers’ base already!
my webpage – american style fridge freezer
The two most frequent types of auto glass repair in Sash Windows St Albans Albans, West Virginia is replacement
of the windshield and door glass repair. These problems are often caused by accidents or
vandalism. The replacement of the glass
is very simple.
dark web market darknet market links
Thanks very interesting blog!
Feel ffree to visit my website: türkischer supermarkt
It is important to find a Locksmith Nearby who is near you.
This not only simplifies the procedure, but it also reduces stress.
You’ll be able to get an update on the progress of your project as well as a basic price quote.
Hi! I just wanted to ask if you ever have any trouble with
hackers? My last blog (wordpress) was hacked and I ended up losing many months
of hard work due to no data backup. Do you have any methods to prevent hackers?
Locksmiths have been an integral part of society for many years.
Whether you need repair work on your lock or prefer a new lock
installed, Doors And Windows London
locksmiths can help.
One of the most heated subjects in relationships between men is the subject of sex dolls versus real silicone sex doll for women.
Having read this I believed it was rather informative.
I appreciate you finding the time and effort to put this
article together. I once again find myself personally spending
a significant amount of time both reading and leaving
comments. But so what, it was still worth it!
Feel free to surf to my site cerrajeria mendoza
If you’re in need of double glazing repairs in key cutting croydon You’ve come to the right location. We’ve gathered 3 results from our research.
We’ve sourced addresses, website links, phone numbers, and more.
We’ve also provided useful information.
cbd Flower shop hemp
flower is a great way to decrease the craving for
nicotine. It can be consumed or drank to boost energy levels and
reduce your cravings. It may improve your sleep quality and
overall health.
Great blog here! Also your web site loads up fast! What web host are you using?
Can I get your affiliate link to your host? I wish my website loaded up
as quickly as yours lol
If you’re looking for an installation service for your new windows or doors you
can locate window installers near me using Quotatis.
This free website connects you to local Window Fitters near Me fitters, and it is a matter of seconds
to sign up.
The debate that surrounds sexual robots and Se X Dolls is frequently intense, and influences research activities and educational materials.
However, these topics are more complex than they appear.
If your windows are in need of repair the best way to do it is to call the Glazier.
While a glazier won’t be able to be able fix all kinds of windows,
he will be able to repair a range of issues that can be found in these types of repairing double Glazed Windows.
You don’t need to worry if aren’t sure if cbd flower Uk legal flower can be purchased in the UK.
Importing hemp flower, extract or oil is legal. There are legal risks to avoid.
Read on to discover whether hemp flower is legal to import.
Are you looking for a sexdoll for sale to buy?
You can buy one from a trusted sexdoll seller site.
You can modify the sexdoll you purchase to fit your requirements
if you’re not sure what to look out for in a sexdoll.
If you’re having difficulty concentrating in class, then you
may get a personalized Adhd Assessment Scotland assessment.
Many people are late for work and appointments due to their attention deficit disorder.
They may miss important meetings or converts.
CBD vegan Gummies are one of the most popular products
on the market. They are also the simplest and most secure method to get CBD into you system.
dark market list tor market url
darkmarket darknet market lists
dark market darkmarket list