Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Selain itu jarak menuju pusat perbelanjaan seperti Mall Lembusawan juga tidak jauh karena hanya berjarak 0.89 km saja.
Hello! Do you use Twitter? I’d like to follow you if that would be ok.
I’m absolutely enjoying your blog and look forward to
new posts.
Pretty! This has been a really wonderful post.
Thanks for supplying this information.
I’m extremely impressed with your writing skills as well as with the layout on your blog.
Is this a paid theme or did you modify it yourself? Anyway keep
up the nice quality writing, it’s rare to see a nice blog like this one these days.
Here is my blog post: online marketing
darknet websites dark market 2022
Thanks for your personal marvelous posting! I genuinely
enjoyed reading it, you might be a great author. I will make sure to bookmark your
blog and may come back in the future. I want to encourage you
to ultimately continue your great posts, have a nice morning!
magnificent issues altogether, you just won a emblem
new reader. What might you recommend in regards to your
put up that you made some days in the past?
Any certain?
Very good article. I definitely love this site.
Keep it up!
Look into my web page :: Cleaning Company
Do you require a double glazing Replacement window-glazed replacement
window? If so, you should begin by assessing if your windows you have are adequate.
Is the window difficult to open? Are the panes rotten or cracked?
darkmarket 2022 dark market 2022
dark web market darkmarket link
Hello there! Would you mind if I share your blog
with my twitter group? There’s a lot of people that I think would really appreciate your content.
Please let me know. Thanks
Visit my homepage … best only fans leaks (Robyn)
Hello, Neat post. There’s an issue along with your web site in internet explorer, may check this?
IE nonetheless is the marketplace leader and a large part of
people will omit your wonderful writing due to this problem.
Check out my blog upvc doors (Bryant)
You’d be surprised at the number of locksmiths available if you’ve ever needed one.
You can locate a 24-hour locksmith near me [Lilia] near you in minutes,
from emergency services in Queens to West Palm Beach.
dark web market onion market
Sets of skincare products can make great gifts in terms
of skincare sets for sale.
They include everything you require to have flawless skin including hydrating serums as well as facial cleansers.
Do you create online classes? If so there are
many tutorial sites enable you in order to your short article tutorial and
a video tutorial. Will be able to add a hyperlink back to a site at the tutorial niche sites.
Feel free to surf to my web-site link building company
I don’t even know how I ended up here, but I thought this post was
great. I do not know who you are but definitely you
are going to a famous blogger if you aren’t already 😉 Cheers!
Adult sexy dolls are highly realistic, and the majority of them come with a real mouth, anal cavity and vagina.
To make it more real, some even have a cleavage and sexual doll (linkstar.fr) organs.
I enjoy, result in I discovered exactly what I
used to be taking a look for. You have ended my four day long hunt!
God Bless you man. Have a great day. Bye
”, there is a supplementary reading about Masami’s unmet wishes toward Rima.
Some truly interesting points you have written.Assisted me a lot, just what I
was looking for :D.
My site … item444605222
Hi there would you mind stating which blog platform
you’re working with? I’m looking to start my own blog soon but I’m having a difficult time choosing between BlogEngine/Wordpress/B2evolution and
Drupal. The reason I ask is because your layout seems different then most
blogs and I’m looking for something unique. P.S My apologies for getting off-topic but I had to
ask!
I’m not sure why but this blog is loading incredibly slow for me.
Is anyone else having this issue or is it a issue on my end?
I’ll check back later on and see if the problem still exists.
darknet drug market tor market
CBD oil can be found in a wide variety of strengths.
There are many factors that will determine the potency of a CBD oil.
For the most effective results, it is best to begin with the lowest-potency Full strength Cbd Oil; http://Ttlink.com, oil.
I really like your writing style, superb info, thank you for putting up :D.
Here is my webpage … carpet cleaning company
Hi there would you mind stating which blog platform you’re working with?
I’m planning to start my own blog soon but I’m having
a difficult time making a decision between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your layout seems different then most blogs and I’m looking for something unique.
P.S Sorry for being off-topic but I had to ask!
Some truly interesting details you have written.Assisted me a lot, just
what I was searching for :D.
Here is my web-site washington dc cleaning services
I every time used to study piece of writing in news papers but now as
I am a user of web therefore from now I am using net for articles, thanks to web.
My blog post … lost car keys no spare
Hi there just wanted to give you a quick heads up and let you know
a few of the images aren’t loading correctly. I’m not sure why but I
think its a linking issue. I’ve tried it in two
different web browsers and both show the same outcome.
Here is my blog :: stapleton maid service
Keep inside your that some clubs will surely have more
services in their roadside assistance plans or they cannot include amount the ones listed
correct. This is one thing you’ll do check out when looking
for a great club How To Get Keys Out Of Lock Car sign up with.
Hi, I do believe this is an excellent site. I stumbledupon it 😉 I am going to come back yet again since I book-marked it.
Money and freedom is the greatest way to change, may you be rich and continue to help other people.
Here is my web-site; apartment cleaning
A reliable local electrical companies (Gregory) electrician in the UK
can meet your electrical needs without breaking the
bank. The electrical safety amendment is designed to safeguard
people from fire dangers.
To find the ideal best selling Lipstick for you, must try kinds of
lipsticks. The most effective lip product helps protect and texture the lips.
It can also add color and texture to your lips. So, it is important
to select the right product for your skin tone.
Women love to get complimented on the scent they’re wearing.
Which especially as it when possible notices. So what are the
particular perfumes women love? For starters, think Dolce
and Gabbana perfume.
Take a look at my blog post; lipstick Uk
Finding a locksmith near me can be difficult however it
doesn’t have to be. There are a variety of ways to find local Locksmiths near me in your area.
The cost can differ based on the type of lock you’re using.
Let’s face it, we all lose our car keys at 1.
Usually, they turn up sooner or later, however in those occasion when our keys are nowhere to be able to found,
it may cause a real panic.
Also visit my web site: central locking repairs (Bonita)
Kami melayani order shirt tim futsal melalui desain BEBAS terserah Anda.
Layanan konveksi kami, melayani pemesanan dari seluruh wilayah Indonesia.
Pesan Hat Futsal Sekarang! Dengan dukungan vendor bahan,
tim design experta serta tim sablon berpengalaman, kami selalu siap mengerjakan setiap pesanan yang diamanahkan kepada kami, teliti dari ataupun untuk tempat lain pada
seluruh wilayah Philippines. Tentunya dengan proses pengerjaan yang TRANSPARAN (bisa ditanyakan pada saat), proses withdraw yang MUDAH dan AMAN,
dan tentunya dengan KUALITAS dari yang TINGGI. Design and style jersey tim futsal sangat beragam lalu unik, sesuai karakter tim masing-masing.
Maksudnya setiap tim soccer sudah semestinya punya desain jersey bernard futsalnya sendiri
and tidak akan muncul yang sama dengan tim lain. Oleh sebab itu,
, layanan konveksi kami melayani pembuatan jacket
tim futsal melalui desain bebas serasi kebutuhan konsumen. Misalnya contoh jersey bernard futsal di atas, selain design bisa custom sesuai
hasrat konsumen, kami pun menyediakan beragam bahan jersey futsal dalam bisa dipilih sesuai dengan kebutuhan telah dari jenis bahan hingga warna bahan kaosnya.
Great post, you have pointed out some great points,
I too think this is a very good website.
Thanks for the good writeup. It in truth used to be a amusement account it.
Look complicated to far delivered agreeable from you! By the way, how can we be in contact?
Take a look at my web-site: carpet cleaning ottawa
A dependable locksmith in your area is always in reach.
A quick phone call to a Nearest Locksmith service can resolve your lockout issue and get you back into the
house as soon as you can. They are quick and eliminate the
need to call middlemen.
There are many reasons to locate a locksmith Near to me near you.
These reasons may vary depending on the type of service
you require. Prices and quality of work can vary.
Three qualities to look for in a company:
The Myers-Briggs personality assessment can help you gain a better understanding of yourself and other humans.
It can be taken online and takes less than 20 minutes. It asks you questions about your lifestyle and social activities.
Here is my blog post … attitudinal Psyche
Sexdolls could be a great option for couples on tight budgets.
The only thing you need to spend money on is the accessories and the doll itself.
Owning a sex doll will make you feel more fulfilled while
also easing loneliness.
Here is my website; sexdoll
Cbd E Juice Uk vape oil
comes in two forms of reusable and disposable. Vape pens that are disposable are pre-loaded with
CBD and must be put away after use. They are cheaper initially but will go up
in price over time.
darknet drug store onion market
dark market 2022 deep web drug store
Before you purchase of a sexdoll for sale, there are a few
important aspects to think about. These factors include
the size of the doll as well as the cost and realistic
details.
I feel this is among the so much significant information for
me. And i’m happy reading your article. But wanna observation on few common issues, The web
site taste is perfect, the articles is in point of fact excellent :
D. Good job, cheers