Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I’ve been exploring for a little for any high quality articles
or weblog posts on this sort of space . Exploring in Yahoo I finally stumbled upon this website.
Reading this information So i’m glad to show that I’ve a very just right uncanny feeling I came upon exactly what I needed.
I most undoubtedly will make certain to do not fail to remember this site
and provides it a look regularly.
Can I simply just say what a relief to find a person that truly knows what they are talking about on the net.
You definitely understand how to bring an issue to light and make it important.
A lot more people have to check this out and understand this side of your
story. I can’t believe you aren’t more popular since you definitely possess the gift.
deep web drug markets tor market links
Good post. I absolutely love this website. Stick with it!
Look at my webpage … endometriosis
Hello just wanted to give you a quick heads up and let you know a
few of the images aren’t loading properly. I’m not sure why but I think its a linking issue.
I’ve tried it in two different internet browsers and both show the same results.
my web site: carpet cleaners
What’s up mates, how is all, and what you want to say about this piece of writing, in my view its genuinely amazing
for me.
dark market link dark markets
This design is wicked! You obviously know how to keep
a reader amused. Between your wit and your videos, I was almost moved to start my
own blog (well, almost…HaHa!) Wonderful job. I really loved what you had to say, and more than that, how you presented it.
Too cool!
We’re a bunch of volunteers and starting a
brand new scheme in our community. Your web site provided us with
valuable info to work on. You’ve performed a formidable activity
and our entire community will probably be grateful to you.
Wonderful, what a weblog it is! This website presents useful data to us, keep it up.
My blog … endometriosis
Great post. I was checking continuously this weblog and I am inspired!
Extremely helpful info particularly the final part 🙂 I
care for such information a lot. I used to be looking
for this certain info for a long time. Thanks and best of luck.
deep web markets darkmarket link
drug markets onion darknet drug links
Excellent post. I was checking continuously this blog and I’m impressed!
Extremely useful info particularly the last part 🙂 I care for such
information a lot. I was looking for this particular info for a long time.
Thank you and best of luck.
You might have thought about the content of Cannabidiol
found in CBD flower if you are considering using it to treat your problems.
Look at my web page … Hemp Flowers Uk
darkweb marketplace deep web drug markets
It can be difficult to select the right sexdoll because there are so
many possibilities. A sexdoll can offer many benefits, including its
easy maintenance and its variety of colors. Here are some tips to help choose the right one.
Here is my site :: Sexual Dolls
Fantastic post however I was wondering if you could write a litte more on this subject?
I’d be very thankful if you could elaborate a little bit further.
Kudos! http://www.kzncomsafety.gov.za/UserProfile/tabid/255/userId/287318/Default.aspx
I really like your writing style, great information, thanks for putting up :
D.
Stop by my site hosue cleaning business
Very good article. I absolutely appreciate this website.
Thanks!
My blog :: Item444373515
It’s a shame you don’t have a donate button! I’d definitely donate to this fantastic blog!
I guess for now i’ll settle for book-marking and adding your
RSS feed to my Google account. I look forward to
brand new updates and will share this website with my Facebook group.
Talk soon!
Its like you learn my thoughts! You appear to know so much about this, like you wrote the e-book in it
or something. I feel that you just can do with a few % to drive
the message home a bit, but other than that, this is fantastic
blog. A fantastic read. I’ll certainly be back.
Stop by my web-site – shapewear swimsuit
There are numerous options for window repairs in Windows Ealing.
However, there are times when the problem is more complicated than it appears.
You can find a window repair service online and the majority are affordable, too.
darkweb marketplace tor markets links
A sex doll made of silicone can’t compete with women’s intimacy.
They cost more, but they are made of a much more realistic material.
You can select the shape of your head and whether
you’d like the tongue to be removable.
Review my webpage :: silicon Dolls
This is the right website for everyone who would like to find out
about this topic. You understand so much its almost tough to argue with you (not that I personally would
want to…HaHa). You certainly put a brand new spin on a subject which has been discussed for a long time.
Great stuff, just wonderful!
Here is my webpage แท่งหวย
There are numerous online sources for a Payday Online Loans
loan. The following article discusses the advantages and drawbacks
of a variety of options. It also includes customer reviews, the conditions to qualify rate, fees, and conditions.
Its like you read my thoughts! You appear to know a lot approximately this, such
as you wrote the ebook in it or something. I feel that you can do with a few %
when to hire cleaning services force the message house a little bit, but
instead of that, this is great blog. An excellent read.
I’ll definitely be back.
Hey there, You’ve performed an excellent job. I’ll certainly digg it and in my
opinion recommend to my friends. I am confident
they’ll be benefited from this site.
Here is my blog – chicago cleaning services
If you are considering purchasing a CBD product, you’ll find a wide range of options on the internet.
Certain of these items are available in capsule form.
Other products can be consumed orally. full spectrum cbd oil for sale spectrum CBD oil has numerous advantages.
Smith Lock Near Me locksmiths are highly skilled professionals that can remove locks and destroy security systems.
Only those who have a clean criminal background are employed by the firm.
Locksmiths must also be good in spotting honest individuals.
If your locks are stuck or damaged A lock smith can help.
One of the most dependable tools employed by
locksmiths is the manual lock pick gun, sometimes called a pick
gun.
my web page … locksmith near me Cheap
I’d like to find out more? I’d love to find out some
additional information.
Also visit my webpage item445360092
Hi! I’m at work browsing your blog from my new iphone 4! Just wanted to say I love reading through your blog and look forward to all your posts!
Carry on the superb work!
my blog; plastic surgery
If you need car key fob repair near me,
there are some things to be looking for. First, check the battery.
It’s possible to replace the dead key. However there are other things
you should check.
Right on my man!
darkmarket 2022 bitcoin dark web
An adult sex store offers the largest selection of adult dolls sexdolls for sale sex.
Users can narrow their choices according to budget, specifications and
other variables. Customized dolls are also available.
Very nice post. I definitely love this site.
Thanks!
Also visit my site; destin maid services
There are many styles and designs available to purchase in dab
rigs. There are many styles and designs of dab rig for Sale rigs available regardless of whether you’re new to dabbing or an experienced
professional, there’s a rig for you.
Hey there! Do you know if they make any plugins to assist with Search Engine Optimization? I’m trying to get my blog to rank for some targeted keywords
but I’m not seeing very good gains. If you
know of any please share. Thank you! http://afge2369.com/best-real-followers-instagram-tips-youll-read-year/
dark market 2022 dark markets
darknet drug store darkmarkets
When shopping for an Electric Wall Hung Fire – Mediasocially.Com – in-wall fireplace,
you’ll see that there are a variety of options to pick from.
There are many aspects to think about, like dimensions, cost and features, among other aspects.
Great goods from you, man. I have understand your stuff previous
to and you’re just extremely fantastic. I actually like what you
have acquired here, certainly like what you are stating and the
way in which you say it. You make it enjoyable and you still care
for to keep it smart. I cant wait to read far more from
you. This is really a terrific web site.
It’s an remarkable post designed for all the web visitors; they will obtain advantage from it I am sure.
My page – pooch
Having read this I believed it was extremely informative.
I appreciate you spending some time and energy to put this content together.
I once again find myself personally spending way too much time
both reading and posting comments. But so what, it was still worthwhile!
tor marketplace dark market onion
deep web drug links best darknet markets
Great internet site! It looks extremely professional!
Sustain the excellent work!
http://acinpcdl.com.br/balcao/author/hopemarsuz/