Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
A motivating discussion is worth comment. I believe that you should publish more on this subject matter, it
may not be a taboo subject but typically folks don’t
discuss such topics. To the next! Kind regards!!
This excellent website really has all the info I wanted about this subject and
didn’t know who to ask.
hey there and thank you for your information – I’ve certainly picked up anything new from right here.
I did however expertise some technical points using this web site, since I experienced to reload the site many times previous to I could get it to load properly.
I had been wondering if your web hosting is OK? Not that I am complaining, but slow loading instances times will sometimes affect your placement in google and could
damage your high-quality score if ads and marketing with Adwords.
Well I’m adding this RSS to my email and could look out for much more of your respective interesting content.
Make sure you update this again soon.
Hmm is anyone else experiencing problems with the pictures on this blog loading?
I’m trying to figure out if its a problem on my end or if it’s the blog.
Any responses would be greatly appreciated.
Hello there, I discovered your website by
way of Google at the same time as looking for a comparable topic,
your website got here up, it seems good. I’ve bookmarked
it in my google bookmarks.
Hi there, simply turned into aware of your blog thru Google,
and located that it’s truly informative. I’m gonna watch out for brussels.
I’ll be grateful in the event you continue this in future.
Numerous people might be benefited out of your writing. Cheers!
I needed to thank you for this wonderful read!! I definitely enjoyed every bit of it.
I’ve got you book marked to check out new stuff you post…
I take pleasure in, lead to I found exactly what I was
looking for. You’ve ended my 4 day lengthy hunt! God Bless you man. Have a nice day.
Bye
This is really interesting, You are a very skilled blogger.
I have joined your feed and look forward to seeking more of your fantastic post.
Also, I’ve shared your site in my social networks!
I just could not depart your site prior to
suggesting that I actually loved the usual information a person provide to your guests?
Is going to be again steadily in order to check
up on new posts
Thanks for finally talking about > Medidas a tomar para
ahorrar en impuestos en 2022 – IDEX < Liked it!
Woah! I’m really digging the template/theme of this
blog. It’s simple, yet effective. A lot of times it’s hard to get that «perfect balance» between user friendliness and visual appearance.
I must say that you’ve done a awesome job with
this. In addition, the blog loads extremely fast for me on Safari.
Excellent Blog!
Excellent blog post. I certainly love this site. Thanks!
Normally I don’t learn article on blogs, but I wish to say that this write-up very pressured
me to check out and do so! Your writing taste has been amazed
me. Thanks, very great article.
Wonderful, what a website it is! This web site presents helpful information to us, keep it up.
Hey there! I know this is kinda off topic but I was
wondering which blog platform are you using for this website?
I’m getting sick and tired of WordPress because I’ve had problems with hackers and I’m looking at alternatives for another platform.
I would be great if you could point me in the direction of a
good platform.
Appreciating the dedication you put into your website and detailed information you provide.
It’s good to come across a blog every once in a while that
isn’t the same out of date rehashed material. Great read!
I’ve saved your site and I’m including your RSS feeds to my Google account.
Spot on with this write-up, I absolutely feel this site needs
much more attention. I’ll probably be returning to read more, thanks for the
info!
I think that what you composed made a ton of sense.
However, think about this, suppose you wrote a catchier title?
I ain’t suggesting your information is not good, but what
if you added a title that makes people desire more?
I mean Medidas a tomar para ahorrar en impuestos en 2022 – IDEX is kinda boring.
You ought to peek at Yahoo’s home page and see how they create news headlines to grab people to open the
links. You might try adding a video or a related pic or two to
get people interested about what you’ve written. In my opinion, it could bring your
posts a little bit more interesting.
When someone writes an post he/she keeps the idea of a user in his/her mind that how a user can be aware of it.
Thus that’s why this article is great. Thanks!
My brother suggested I may like this blog.
He was once entirely right. This submit actually made my day.
You can not consider just how so much time I had spent for this information!
Thanks!
Pretty nice post. I just stumbled upon your weblog and wished to say that I’ve really enjoyed browsing your blog posts.
After all I will be subscribing to your rss feed and I hope you write
again soon!
Generally I don’t learn post on blogs, but I wish to say that this write-up very pressured me to check out and do so!
Your writing taste has been surprised me. Thanks, quite great post.
Fascinating blog! Is your theme custom made or did you download it from somewhere?
A design like yours with a few simple tweeks would really make my blog jump out.
Please let me know where you got your design. Kudos
I was recommended this web site by my cousin. I am not
sure whether this post is written by him as no one else know
such detailed about my trouble. You’re wonderful! Thanks!
Thanks for the auspicious writeup. It in reality was
a amusement account it. Glance advanced to more brought agreeable from you!
However, how could we keep up a correspondence?
Hi, i feel that i noticed you visited my website so i got
here to go back the choose?.I’m attempting to in finding issues to improve my website!I suppose its ok to use a few of your ideas!!
Paragraph writing is also a excitement, if you be acquainted with afterward you
can write or else it is difficult to write.
This blog was… how do you say it? Relevant!!
Finally I’ve found something that helped me. Appreciate it!
I believe that is among the so much vital info for me.
And i am happy reading your article. However want to commentary on some basic issues, The
site style is ideal, the articles is in point of fact excellent : D.
Just right activity, cheers
This is a topic that’s close to my heart… Take care! Exactly where are your contact details though?
I do believe all the ideas you’ve offered to your post.
They’re very convincing and can certainly work.
Nonetheless, the posts are too short for beginners. May just
you please lengthen them a little from next time?
Thanks for the post.
Keep this going please, great job!
great issues altogether, you just received a new reader. What could you recommend in regards
to your post that you just made a few days ago? Any positive?
This design is wicked! You certainly know how to keep a reader entertained.
Between your wit and your videos, I was almost
moved to start my own blog (well, almost…HaHa!) Wonderful job.
I really enjoyed what you had to say, and more than that, how you presented it.
Too cool!
Its not my first time to pay a visit this website, i am visiting this
website dailly and take nice data from here daily.
Oh my goodness! Awesome article dude! Thank you, However I am encountering issues with your RSS.
I don’t understand the reason why I cannot subscribe to it.
Is there anyone else getting identical RSS issues? Anybody who knows the solution will
you kindly respond? Thanks!!
Hey there, You have done a fantastic job. I’ll
certainly digg it and personally recommend to my friends.
I’m confident they will be benefited from this web site.
Yοս really make it seem so easy wiuth your presentation however I in finding this matter to be really one thing that I think I might neveг undeｒstand.
It skrt oof feels tߋo c᧐mplicatеd and extremely large foor mе.
Ӏ’m taking a look ahead in yⲟur subsequent put up, I’ll try to get thhe grɑsp
of it!
Нerre is my homеpage poker v
Do you have a spam issue on this website; I also am a blogger, and I was
wanting to know your situation; many of us have developed
some nice methods and we are looking to exchange strategies with
others, why not shoot me an email if interested.
natᥙrally like yoսr web-site but you need to chwcк the spelling on quite a few of your posts.
Several of them are rife with spelling issues and I in findіngg it
veｒ troublesome to tell the truth thеnn again I will certɑіnly come again again.
Heгe iis my wеb page … poker v
This web site really has all the information I needed concerning this subject and didn’t know who
to ask.
That is very fascinating, You’re a very
professional blogger. I’ve joined your feed
and stay up for in the hunt for more of your great post. Additionally, I have shared your site in my social networks
It’s hard to find educated people on this topic, but you seem like you know what you’re talking about!
Thanks
Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates.
I’ve been looking for a plug-in like this
for quite some time and was hoping maybe you would have some experience with something like
this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.
Hello there, just became aware of your blog
through Google, and found that it’s really informative.
I’m going to watch out for brussels. I’ll appreciate if you continue this in future.
A lot of people will be benefited from your writing.
Cheers!
Pretty! This was an extremely wonderful post. Thanks for providing
this information.
This website certainly has all of the information and facts I wanted
about this subject and didn’t know who to ask.
We are a group of volunteers and starting a new scheme in our community.
Your web site provided us with valuable information to work on. You have done an impressive job and our entire community will be thankful to you.
Really when someone doesn’t know afterward its up to other viewers
that they will help, so here it takes place.
Hello! This is kind of off topic but I need some advice from an established
blog. Is it difficult to set up your own blog? I’m not very techincal but I can figure things out pretty fast.
I’m thinking about making my own but I’m not sure where to begin. Do you have any tips or
suggestions? Thank you