Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I was wondering if you ever thought of changing the layout of your blog?
Its very well written; I love what youve got to say. But maybe
you could a little more in the way of content so people could connect with it better.
Youve got an awful lot of text for only having one or two pictures.
Maybe you could space it out better?
I am truly thankful to the holder of this web site who has shared this enormous paragraph at
at this place.
Hello friends, nice post and nice arguments commented
here, I am truly enjoying by these.
It’s in fact very difficult in this full of
activity life to listen news on TV, thus I only use world wide web for that reason,
and take the newest information.
Nice blog! Is your theme custom made or did you download it from somewhere?
A theme like yours with a few simple tweeks would really make my blog
jump out. Please let me know where you got your design. Many
thanks
If some one desires to be updated with most recent
technologies then he must be go to see this web page and
be up to date every day.
Hello, i believe that i saw you visited my weblog so i came
to go back the desire?.I am attempting to to find issues to improve my website!I suppose its good enough to make use of some of your ideas!!
After I initially commented I appear to have clicked on the
-Notify me when new comments are added- checkbox and from now on each time a comment is added I recieve four emails with the same comment.
Is there an easy method you can remove me from that service?
Kudos!
It’s very simple to find out any topic on net as
compared to textbooks, as I found this piece of writing at this website.
Quality articles is the important to interest the users to pay a visit the website, that’s what this web site is providing.
Nice post. I was checking continuously this blog and I am
impressed! Extremely useful information particularly the ultimate phase 🙂 I take care of
such information much. I used to be looking for this
certain information for a very long time. Thanks and good luck.
Superb blog! Do you have any helpful hints for aspiring writers?
I’m planning to start my own site soon but I’m a little lost
on everything. Would you advise starting with a free platform
like WordPress or go for a paid option? There are so many choices
out there that I’m completely overwhelmed .. Any tips?
Many thanks!
Article writing is also a excitement, if you be familiar with then you can write or else it is complicated to write.
Hi, Neat post. There is an issue with your website in web explorer, would
test this? IE nonetheless is the marketplace leader and a good section of
folks will leave out your fantastic writing because of
this problem.
Nice blog here! Also your site loads up fast!
What web host are you using? Can I get your affiliate link to your host?
I wish my website loaded up as quickly as yours lol
Hurrah! At last I got a blog from where I be able to truly take
valuable facts regarding my study and knowledge.
When I initially commented I clicked the «Notify me when new comments are added» checkbox and now each time
a comment is added I get several emails with the same comment.
Is there any way you can remove me from that service?
Cheers!
Hi, i read your blog from time to time and
i own a similar one and i was just curious if you get a
lot of spam comments? If so how do you prevent it, any plugin or anything you can recommend?
I get so much lately it’s driving me mad so any support is very much appreciated.
Nice post. I was checking constantly this blog and I’m impressed!
Very helpful information specifically the last part 🙂 I care for such information much.
I was looking for this particular information for a
long time. Thank you and best of luck.
It’s very straightforward to find out any matter on net as compared to books,
as I found this piece of writing at this site.
May I simply say what a relief to find somebody who really knows what
they are discussing on the net. You definitely realize how to bring an issue to light and make it important.
More people need to read this and understand this side of
the story. I was surprised that you’re not more popular since you surely have the gift.
Hi, yes this article is genuinely fastidious and I have learned lot of things from it about
blogging. thanks.
I was pretty pleased to discover this web site. I want
to to thank you for ones time for this fantastic read!!
I definitely appreciated every bit of it and i also have you
saved as a favorite to see new stuff on your site.
Right away I am going to do my breakfast, once having my breakfast coming
over again to read other news.
Great beat ! I wish to apprentice while you amend your website, how can i subscribe for a blog web site?
The account helped me a appropriate deal. I have been tiny bit acquainted
of this your broadcast provided vibrant clear idea
Right here is the right webpage for anyone who hopes to
understand this topic. You understand a whole lot its almost tough to argue with
you (not that I personally would want to…HaHa).
You definitely put a new spin on a subject that’s been written about for a
long time. Wonderful stuff, just wonderful!
It’s not my first time to pay a quick visit this website, i
am browsing this site dailly and take fastidious information from here daily.
Great post however I was wondering if you could write a litte
more on this subject? I’d be very grateful if you could elaborate a little bit more.
Many thanks!
I’m gone to say to my little brother, that he should also pay a quick visit this webpage on regular basis to obtain updated from most recent news.
Heya i’m for the primary time here. I came across this board
and I find It really useful & it helped me out much.
I’m hoping to present something again and aid others like you helped
me.
If you want to obtain much from this post then you have to apply such techniques to your won weblog.
Quality articles is the important to invite the visitors to pay a quick visit the site,
that’s what this website is providing.
I every time spent my half an hour to read this web site’s
content daily along with a mug of coffee.
Hi there, after reading this remarkable article i am as
well glad to share my knowledge here with
friends.
An interesting discussion is worth comment. There’s no doubt
that that you should publish more about this subject, it may not be a taboo subject but usually folks don’t speak about such subjects.
To the next! All the best!!
What’s up, just wanted to mention, I loved this post. It
was helpful. Keep on posting!
Great article.
I’m now not positive the place you’re getting your info, however great topic.
I needs to spend a while learning more or figuring out
more. Thank you for fantastic info I used to be searching for this
info for my mission.
I believe everything typed was actually very logical. However, what about this?
suppose you added a little content? I ain’t saying your content is not solid., but what if you added something that
makes people want more? I mean Medidas a tomar para ahorrar
en impuestos en 2022 – IDEX is kinda boring.
You should look at Yahoo’s front page and see how they create post headlines to get people
to open the links. You might try adding a video
or a related pic or two to grab readers excited about everything’ve got to say.
Just my opinion, it might make your website a little livelier.
Aw, this was a really good post. Finding the time and actual effort to produce a very good article… but what can I say… I put things off a whole lot and don’t seem to
get anything done.
I’ll right away clutch your rss as I can not in finding your e-mail
subscription hyperlink or e-newsletter service. Do you have any?
Please permit me recognize so that I may just subscribe.
Thanks.
I will immediately take hold of your rss feed as I can not to find your e-mail subscription hyperlink
or e-newsletter service. Do you have any? Please permit me realize in order that I may subscribe.
Thanks.
Thanks , I have recently been searching for info about this subject
for a long time and yours is the greatest I’ve
came upon till now. But, what in regards to the bottom line?
Are you certain concerning the supply?
It’s hard to find educated people about this subject, however, you sound like
you know what you’re talking about! Thanks
I’m really enjoying the theme/design of your website.
Do you ever run into any web browser compatibility problems?
A couple of my blog readers have complained about my website not
working correctly in Explorer but looks great in Safari.
Do you have any advice to help fix this problem?
I enjoy what you guys are usually up too. This kind of clever work and exposure!
Keep up the great works guys I’ve included you guys to my blogroll.
Hey there just wanted to give you a quick heads up.
The text in your article seem to be running off the screen in Firefox.
I’m not sure if this is a formatting issue or something to do with web
browser compatibility but I figured I’d post
to let you know. The style and design look great though!
Hope you get the problem resolved soon. Many thanks
Thanks designed for sharing such a fastidious thought, article is fastidious,
thats why i have read it fully
Hey! I’m at work surfing around your blog from my new iphone 4!
Just wanted to say I love reading through your blog and look forward to all your posts!
Keep up the excellent work!
Hi there, I discovered your website by means of Google at the same time as searching for a
comparable topic, your web site came up, it appears to be like great.
I have bookmarked it in my google bookmarks.
Hello there, just became aware of your blog via Google, and found that it’s truly informative.
I’m going to be careful for brussels. I’ll appreciate should you continue
this in future. Many other people can be benefited out of
your writing. Cheers!