Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Very soon this site will be famous amid all blog viewers,
due to it’s good articles
We’re a group of volunteers and starting a new scheme in our community.
Your web site provided us with valuable information to work on. You have done a formidable job and our whole community will be thankful to you.
I always emailed this website post page to all my contacts, for the reason that if like to read it after that my links will too.
We’re a group of volunteers and opening a new scheme in our community.
Your web site offered us with valuable information to work on. You’ve done an impressive
job and our whole community will be thankful to you.
Hey there! Someone in my Facebook group shared this website with us so I came
to check it out. I’m definitely loving the information. I’m book-marking
and will be tweeting this to my followers! Great blog and outstanding design.
This is a great tip particularly to those fresh to the blogosphere.
Simple but very accurate info… Many thanks for sharing this one.
A must read article!
Thanks very interesting blog!
What i do not realize is if truth be told how you are
no longer really a lot more smartly-liked than you may be now.
You are so intelligent. You already know thus significantly relating to this subject,
produced me in my view believe it from a lot of varied angles.
Its like men and women are not fascinated until it is one thing to do with Girl gaga!
Your own stuffs great. All the time maintain it
up!
Touche. Solid arguments. Keep up the amazing work.
This is a very good tip especially to those new to the blogosphere.
Simple but very accurate info… Thank you for sharing
this one. A must read post!
certainly like your website however you need to take a
look at the spelling on several of your posts. Many of them are
rife with spelling problems and I to find it very troublesome to inform the reality then again I will certainly come again again.
After going over a number of the articles on your site, I
honestly like your way of writing a blog.
I added it to my bookmark site list and will be
checking back soon. Please check out my website as well and let me know what you think.
Its like you read my mind! You appear to know a lot
about this, like you wrote the book in it or something.
I think that you could do with a few pics to drive the message home a bit, but instead of that, this is wonderful blog.
A fantastic read. I’ll certainly be back.
It’s remarkable to pay a visit this web site and reading the views of all friends about this
post, while I am also zealous of getting experience.
Great info. Lucky me I ran across your blog by chance (stumbleupon).
I’ve book marked it for later!
I really like your blog.. very nice colors & theme.
Did you create this website yourself or did you hire someone to do it for you?
Plz answer back as I’m looking to construct my own blog and would like to
know where u got this from. many thanks
I got this web page from my buddy who informed me
on the topic of this website and at the moment this time I am visiting this
website and reading very informative posts at this place.
I every time spent my half an hour to read this website’s articles or
reviews daily along with a cup of coffee.
This is a topic which is close to my heart… Best wishes!
Where are your contact details though?
Awesome post.
This is a good tip especially to those new to the blogosphere.
Simple but very accurate info… Appreciate your sharing this one.
A must read post!
Oh my goodness! Impressive article dude! Thanks, However I am experiencing troubles with your
RSS. I don’t understand the reason why I can’t subscribe to it.
Is there anybody getting the same RSS problems?
Anyone who knows the solution will you kindly respond?
Thanx!!
Hello colleagues, fastidious piece of writing and pleasant arguments commented here, I
am actually enjoying by these.
Hi colleagues, how is the whole thing, and what you want to
say concerning this piece of writing, in my view its
actually amazing in support of me.
Saved as a favorite, I like your site!
Hello! I understand this is sort of off-topic however I had
to ask. Does running a well-established blog like yours require
a lot of work? I’m brand new to blogging however
I do write in my journal on a daily basis. I’d like to start a blog
so I will be able to share my experience and thoughts online.
Please let me know if you have any ideas or tips for brand new aspiring bloggers.
Thankyou!
I love your blog.. very nice colors & theme. Did
you design this website yourself or did you
hire someone to do it for you? Plz reply as I’m looking to construct my own blog and would
like to find out where u got this from. thank you
Write more, thats all I have to say. Literally, it seems as
though you relied on the video to make your point. You
obviously know what youre talking about, why throw away your intelligence
on just posting videos to your blog when you could
be giving us something enlightening to read?
It’s awesome to visit this website and reading the views of all mates about this piece of writing, while I am
also zealous of getting knowledge.
Hi there, I wish for to subscribe for this web site to take hottest updates, so where can i do it please assist.
Wow, wonderful blog layout! How long have you been blogging for?
you made blogging look easy. The overall look of your website is
great, as well as the content!
What’s up, this weekend is nice designed for me, as this
moment i am reading this great educational piece of writing here at my home.
Hi there! This article couldn’t be written much better!
Looking at this post reminds me of my previous roommate! He always kept talking about this.
I will send this information to him. Fairly certain he’s going to have a very good read.
Many thanks for sharing!
Remarkable! Its in fact remarkable post, I have got much clear idea on the topic of
from this post.
fantastic points altogether, you simply received a new reader.What would you recommend about your post that you simply made a few days in the past?Any positive?
We’re a group of volunteers and opening a new scheme in our
community. Your web site provided us with valuable info to work on.
You have done an impressive job and our entire community
will be grateful to you.
Informative article, exactly what I needed.
You could certainly see your skills in the work you write.
The arena hopes for more passionate writers such as you who are not afraid to say how
they believe. Always go after your heart.
What i do not understood is in reality how you are not really
much more well-preferred than you may be now. You’re very intelligent.
You realize therefore considerably in the case of this
subject, made me individually believe it from so many various
angles. Its like women and men are not involved until it’s
one thing to accomplish with Girl gaga! Your individual stuffs outstanding.
At all times take care of it up!
Since the admin of this web page is working, no doubt very soon it will be
famous, due to its feature contents.
My programmer is trying to persuade me to move to .netfrom PHP. I have always disliked the idea because of the costs.But he’s tryiong none the less. I’ve been using WordPress on several websites for about ayear and am concerned about switching to another platform.I have heard very good things about blogengine.net. Is there away I can import all my wordpress posts into it?Any kind of help would be really appreciated!
I could not refrain from commenting. Perfectly written!
Good replies in return of this issue with genuine arguments and describing the whole
thing concerning that.
N-Lone-D300 | Nandrolone Decanoate buy online
Superlotto in honor of its 25th anniversary gives you free lottery ticket 6/45 Fill out a ticket https://bit.ly/3A6impD
Teen want to meet you! Click Here: http://inx.lv/jutg
OryokNmfn
❤️ Biswap & LaunchZone Winter Event | Share $5 000! Click Here: https://telegra.ph/Biswap–LaunchZone-Winter-Event–Share-5-000-12-28 ❤️
BpTeOJCRcf
Best Dating Sites for Real Relationships in 2022 click here