Sabemos que invertir en propiedades resulta muy atractivo para los inversores. Sin embargo, se debe tener mucha atención al cap rate inmobiliario; es decir, al flujo de dinero que se va a recibir por el concepto de arriendo de la propiedad.
El Cap Rate o tasa de capitalización se muestra como un porcentaje del flujo de efectivo mensual que te dejará una propiedad en relación con su precio de venta.
Es decir, si una propiedad tiene un precio de $1,000,000 de pesos y sabes que la puedes rentar en aproximadamente $7,000 pesos al mes, es decir, un ingreso de $84,000 pesos al año, su Cap Rate es de 8.4%, calculado de manera simple.
Sin embargo, para obtener el Cap Rate real hay que tomar en cuenta el NOI Net Operating Income ó Ingreso Operativo Neto, que es la suma de todos los ingresos que genera el inmueble, menos todos los gastos de operación y mantenimiento del mismo.
Los ingresos operativos en inmuebles de oficinas, comercios o industria toman en cuenta otras fuentes de ingreso, como renta de espacios de estacionamiento, bodegas, salas de juntas, business center, por poner algunos ejemplos.
Estos ingresos se suman al ingreso que genera el área neta rentable.
En el caso de una vivienda, no hay otras líneas de ingreso, por lo que solamente se toma en cuenta la renta mensual pactada.
Siguiendo el ejemplo anterior, si la renta es de $7,000 pesos, no se tiene otra línea de ingreso y se tiene un gasto de mantenimiento mensual de $300 pesos. El verdadero NOI es $6,700 pesos, o lo equivalente a un ingreso de $80,400 pesos al año.
Entonces el CAP Rate es de
($80,400/$1,000,000)100= 8.04%
ELEMENTOS QUE SE TOMAN EN CUENTA COMO
GASTOS OPERATIVOS SON:
No todos los elementos de gasto operativo aplican a todos los inmuebles. Cada uno depende del acuerdo hecho en el contrato.
El Cap Rate que calculamos en este ejemplo es basado en que la propiedad está estabilizada, es decir, está ocupada o rentada arriba del 80% de su capacidad.
Para una vivienda básicamente la estabilización es de 0% o 100%. Es decir, o está rentada o está vacía, pero para una propiedad industrial, comercio u oficinas su porcentaje estabilizado es de al menos 80% de su área neta rentable.
Con este dato del Cap Rate es sencillo poder saber el monto de flujo mensual que te generará una propiedad, en relación a su precio de venta.
CONSIDERACIONES PARA LA INVERSIÓN
Un consejo útil es que la inversión debe ir directamente de la mano con el sector en donde se desee invertir. De este modo, mientras la zona esté más consolidada, en general, menor será su rentabilidad, pues su prima por riesgo o compensación por el riesgo asumido será menor que la de un sector no consolidado y con mayores posibilidades de expansión.
Otra consideración es que, si la propiedad tiene una buena administración en el tiempo, ésta se encargará de ir haciendo crecer los flujos de ingresos y acotando los costos, con lo cual el NOI irá creciendo en el tiempo y con ello hará crecer el Cap Rate.
En conclusión, si se desea invertir en propiedades, es necesario evaluar los flujos que ésta va a dejar en el mediano y largo plazo. Por ello, saber calcular el Cap Rate, en el mundo de la renta residencial es muy importante.
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Wonderful blog! I found it while browsing on Yahoo News.
Do you have any tips on how to get listed in Yahoo News?
I’ve been trying for a while but I never seem to get there!
Thanks
Can I simply say what a relief to discover a person that actually understands
what they are talking about online. You certainly realize how to bring an issue to light
and make it important. A lot more people should check this out and
understand this side of the story. I was surprised you’re not more popular
given that you definitely possess the gift.
We’re a group of volunteers and opening a new scheme in our community.
Your web site offered us with valuable info to work on. You’ve done an impressive
job and our entire community will be grateful to you.
Very nice post. I just stumbled upon your blog and wanted to say that I have really loved browsing your weblog posts.
In any case I’ll be subscribing on your feed and I am hoping you write
again soon!
Very good info. Lucky me I found your site by accident (stumbleupon).
I’ve book-marked it for later!
I wanted to thank you for this fantastic read!! I definitely loved every
bit of it. I’ve got you saved as a favorite to check out new stuff you post…
Thanks for your personal marvelous posting! I really enjoyed reading it, you can be a great author.
I will be sure to bookmark your blog and will often come back later in life.
I want to encourage you to definitely continue your great posts,
have a nice holiday weekend!
Appreciate this post. Let me try it out.
Simply wish to say your article is as astounding. The clearness to your post is just spectacular and
that i could assume you’re an expert on this subject.
Fine along with your permission let me to snatch your RSS feed to stay up to
date with coming near near post. Thanks 1,000,000 and
please carry on the gratifying work.
Hi there! I just wanted to ask if you ever have any issues with hackers?
My last blog (wordpress) was hacked and I ended up losing a few months of hard work due to
no back up. Do you have any solutions to protect against hackers?
Definitely imagine that that you stated. Your favourite reason seemed to be on the internet
the simplest factor to take into accout of. I say to you, I certainly get irked even as people think
about concerns that they just don’t understand about. You controlled to
hit the nail upon the highest and also outlined out
the entire thing with no need side effect , other people can take a signal.
Will probably be again to get more. Thank you
I have been surfing online more than three
hours today, yet I never found any interesting article like
yours. It is pretty worth enough for me. In my opinion, if all website owners and bloggers made good content
as you did, the net will be much more useful than ever before.
Asking questions are truly good thing if you are not understanding something fully,
except this post offers fastidious understanding yet.
Nice post. I learn something new and challenging on blogs I stumbleupon every day.
It’s always exciting to read through articles from
other authors and use a little something from their web sites.
You made some decent points there. I checked on the web for
more information about the issue and found most people will go along with your views on this website.
When I originally left a comment I seem to have clicked
on the -Notify me when new comments are added- checkbox and
now whenever a comment is added I get four emails with the same comment.
There has to be an easy method you are able to remove me from that service?
Kudos!
Hey there! This is kind of off topic but I need some help from
an established blog. Is it very hard to set up your own blog?
I’m not very techincal but I can figure things out pretty fast.
I’m thinking about making my own but I’m not sure where to begin.
Do you have any points or suggestions? Thank you
An interesting discussion is definitely worth comment.
I believe that you need to publish more about this topic,
it may not be a taboo subject but usually
folks don’t talk about these issues. To the next!
Cheers!!
What’s up, the whole thing is going nicely here and ofcourse every one is sharing information, that’s in fact fine, keep up writing.
Hi friends, its enormous article concerning cultureand fully defined, keep it
up all the time.
Pretty component to content. I simply stumbled upon your website and in accession capital to assert that I get in fact
loved account your blog posts. Anyway I’ll be subscribing on your
feeds and even I fulfillment you get admission to persistently fast.
I’m not that much of a online reader to be honest but your blogs really nice, keep it up!
I’ll go ahead and bookmark your website to come back later on. All the best
I’m not that much of a online reader to be honest but your sites really nice, keep it up!
I’ll go ahead and bookmark your site to come back later on. Cheers
wonderful post, very informative. I ponder why the opposite specialists of this sector do not realize this.
You must proceed your writing. I’m sure, you’ve a huge readers’ base already!
I do not even know how I ended up right here, however
I thought this put up used to be great. I do not realize who you
are but definitely you are going to a famous blogger when you are not already.
Cheers!
I blog quite often and I genuinely thank you for your content.
This article has truly peaked my interest. I’m going to bookmark your website and keep checking
for new details about once per week. I subscribed to your Feed too.
Wow that was unusual. I just wrote an very long
comment but after I clicked submit my comment didn’t appear.
Grrrr… well I’m not writing all that over again. Anyways, just
wanted to say excellent blog!
Hmm it appears like your website ate my first comment (it was super long) so I
guess I’ll just sum it up what I had written and say,
I’m thoroughly enjoying your blog. I as well am an aspiring blog writer but I’m still new to the whole
thing. Do you have any points for newbie blog writers?
I’d definitely appreciate it.
Hi there, just became aware of your blog through Google, and found that it is truly informative.
I am going to watch out for brussels. I will
be grateful if you continue this in future.
Many people will be benefited from your writing.
Cheers!
Very good info. Lucky me I discovered your website by accident (stumbleupon).
I have book-marked it for later!
Incredible points. Great arguments. Keep up the good work.
I’m really enjoying the theme/design of your blog.
Do you ever run into any web browser compatibility issues?
A handful of my blog audience have complained about my
site not operating correctly in Explorer but looks great in Opera.
Do you have any suggestions to help fix this issue?
If some one wants to be updated with most up-to-date technologies
then he must be pay a quick visit this site and be up to date
every day.
Everyone loves it whenever people get together and share opinions.
Great blog, stick with it!
Very descriptive post, I loved that a lot. Will there be a part 2?
This web site truly has all of the information and facts I wanted concerning this subject and didn’t know who to ask.
Hey exceptional website! Does running a blog similar to this take a massive
amount work? I’ve virtually no knowledge of computer programming however
I had been hoping to start my own blog in the near future. Anyhow,
if you have any suggestions or techniques for new blog owners please
share. I understand this is off subject nevertheless I simply had to ask.
Appreciate it!
I’m really enjoying the design and layout of your blog. It’s a very
easy on the eyes which makes it much more enjoyable for
me to come here and visit more often. Did you hire out a designer to create your
theme? Exceptional work!
I am regular reader, how are you everybody? This piece of writing posted at this web site is actually fastidious.
We’re a group of volunteers and opening a new scheme
in our community. Your website offered us with valuable info to work on. You’ve done
an impressive job and our whole community will be grateful
to you.
I was able to find good info from your blog articles.
Hello friends, how is the whole thing, and what you would like to say regarding this paragraph,
in my view its genuinely awesome designed for me.
I think that what you posted was very reasonable.
However, think on this, suppose you typed a catchier title?
I ain’t suggesting your information isn’t solid., but what if you added
something to maybe grab a person’s attention? I mean ¿QUÉ ES EL CAP RATE Y POR QUÉ ES TAN IMPORTANTE?
– IDEX is a little vanilla. You ought to glance at Yahoo’s front page and see how they create post
headlines to grab people to click. You might add a video or a related picture or two to
grab people excited about what you’ve got to say. Just my opinion, it could make your website a
little livelier.
great put up, very informative. I wonder why the other experts of this sector
do not realize this. You must proceed your writing. I’m sure,
you have a great readers’ base already!
Why viewers still use to read news papers when in this technological
globe all is existing on web?
Oh my goodness! Amazing article dude! Thank you so much, However I am encountering issues with your RSS.
I don’t understand why I am unable to join it. Is there anyone else having identical RSS
issues? Anyone who knows the answer will you kindly respond?
Thanks!!
Helpful info. Lucky me I found your web site by chance, and I am shocked why
this twist of fate did not happened in advance!
I bookmarked it.
Very descriptive blog, I enjoyed that a lot. Will there be
a part 2?
Thanks designed for sharing such a fastidious idea, paragraph is nice,
thats why i have read it fully
Very descriptive blog, I enjoyed that a lot. Will there be a
part 2?