Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Awesome post.
This web site truly has all the information I needed about this
subject and didn’t know who to ask.
I’m curious to find out what blog platform you happen to be using?
I’m experiencing some minor security issues with my latest blog and
I’d like to find something more safeguarded. Do you have any solutions?
Feel free to surf to my website – Corporate Trainers
Hey there! I know this is kinda off topic but I was wondering which blog platform are you using for this site?
I’m getting tired of WordPress because I’ve had
problems with hackers and I’m looking at alternatives for another platform.
I would be great if you could point me in the direction of a good platform.
Here is my homepage :: Echemi chemical manufacturer
Hey There. I found your blog using msn. This is
a really well written article. I’ll be sure to bookmark it and come back to read more of your useful information. Thanks for the post.
I’ll certainly return.
Pela razão que o admin deste site está funcionando, não
dúvida muito rapidamente será famoso , devido à sua recurso conteúdo.
Hey there! I’ve been following your blog for a long time now and finally got the courage to
go ahead and give you a shout out from Lubbock Texas!
Just wanted to say keep up the great work!
Oh my goodness! Impressive article dude!
Thanks, However I am encountering difficulties with your RSS.
I don’t understand why I can’t join it. Is there anyone else getting the same RSS issues?
Anyone that knows the solution can you kindly respond? Thanks!!
Hi, its pleasant post concerning media print, we
all understand media is a fantastic source of facts.
마사지
There are many crypto Payment gateway gateways available on the
market. CoinsBank, Bitpay, NOWPayments, and Spectrocoin are a few of them.
Some allow multiple currencies. Some support only a handful of cryptocurrency.
There are many sexdoll Reviews of
sexdolls that have been posted on the Internet However, how do you determine what to choose?
It is possible to read feedback from customers who bought
sexually explicit dolls.
What is Mental Health Assessment Online health?
It’s simply an attitude that is free from harmful or negative behaviors.
It doesn’t matter if the person has an illness of the mind
or physical illness.
A budget-friendly SEO company will do nearly anything to earn you cash.
It doesn’t matter if it’s automated tasks or black-hat methods,
this company will do everything it can to increase
traffic. Cheap Seo Agency Essex isn’t going to perform the job correctly.
It is essential to find out who is reliable, licensed, and insured when you are hiring local electrical installation company in ampthill electricians.
There are many on the internet, so it is essential to check them out carefully prior to hiring them.
uPVC windows in Window Fitters High Wycombe Wycombe can make
your home more energy efficient and increase the aesthetic value.
These windows are a great option for those who live in an area that is cold.
Cbd capsules for pain Relief uk capsules can be used to obtain the health benefits of CBD without feeling
high. They are affordable, simple to take, and can last for many days if consumed frequently.
They contain a typical amount of CBD per
capsule, and are free of THC.
There are many options available for those who wish to create an online store and accept cryptocurrency payments without
crypto Payment gateway no kyc details.
We will discuss the pros and cons of Coinbase, NOWPayments, and Shopify.
If you have any questions, feel free to contact us.
You’ve come the right place if you’re searching for reliable upvc doors in enfield window repair services.
Trusted installers will install windows for you at a cost that you can afford.
Additionally, you’ll enjoy lower utility bills.
Whether you’re looking for an entirely new roof, replacement windows or a completely new home
design, uPVC Windows Romford can help.
The range of services available covers everything from the design process
to replacement window installation.
It doesn’t matter if you are looking to replace your existing glass with
double-glazed glass, or if you are simply looking to replace it.
Before replacing the glass or window, there are a lot of aspects to take into consideration.
my website; glass.Replacement
The best dry Body oil spray body oil sprays for rough skin are all-natural,
and this product has ninety-eight percent of natural ingredients.
St. Albans Windows Manufacturing and Siding Company is
a locally owned window Repair st albans
and siding business which has been operating for more than six
decades. Their experienced installers will ensure that your windows are
properly installed the first time.
This design is wicked! You obviously know how to keep a reader amused.
Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Great job.
I really loved what you had to say, and more than that,
how you presented it. Too cool!
Fantastic website. Lots of useful information here.
I am sending it to a few buddies ans also sharing in delicious.
And naturally, thank you to your effort!
38. Shampoo or massage. Ask your lover to put his/her head in your lap and provide your parter a scalp massage.
Gently rub the temples, the forehead, a back corner of their heads.
my page … best selling lipstick sale Uk
Coinpayments is a cryptocurrency-based crypto payment Gateway without Kyc processor
that you may have heard of. Before they can accept your funds they
require a photograph, KYC and a minimum transaction threshold of 10k USD.
If you’ve noticed that your glass window repair near me is damaged, it’s time to investigate repair
for your window. This guide will outline the types of glass you should consider,
how much it will cost, and recommend an experienced glazier.
Truly no matter if someone doesn’t understand afterward its up to
other people that they will assist, so here it happens.
It’s always recommended to research your options before buying cannabis Seeds Uk on the
internet within the UK. Prices will differ in accordance with the type of
seeds you’re seeking.
Eu vá ver cada dia alguns sites e sites
para ler postos , exceto isto weblog fornece qualidade baseado artigos .
Inspiring story there. What occurred after?
Thanks!
My site tantric massage
Howdy! I could have sworn I’ve been to this website before but after going through many of the posts I realized it’s new to me.
Anyways, I’m definitely delighted I found it and I’ll be bookmarking it and checking
back frequently!
my homepage – elektricien Enschede
There are many reasons to choose an teenager girl.
These girls are not only gorgeous, but they are also extremely hot!
They’re all ready for action! In fact, it’s legal and socially acceptable to
have sexual relations with a 18 Year Old Sex Doll
that is a teenager.
Hmm it looks like your website ate my first comment (it was extremely long) so I guess I’ll just
sum it up what I wrote and say, I’m thoroughly enjoying your blog.
I too am an aspiring blog writer but I’m still new to everything.
Do you have any tips and hints for inexperienced blog writers?
I’d definitely appreciate it.
Also visit my blog … Echemi chemical manufacturer
Wow that was strange. I just wrote an very long comment but after I clicked submit
my comment didn’t appear. Grrrr… well I’m not writing all that over again. Anyhow,
just wanted to say excellent blog!
Review my homepage … Vegan face oil uk
It is essential to check for quality and quantity of Cbd Tinctures For Sale
in CBD tinctures. Trustworthy brands will release their lab
results. If the company is located in the US
and you live in the US, you’ll be able to view them on the internet or in store.
If you are looking for a local company to do double glazing repairs in Enfield and surrounding areas, look no
further than Window repairs enfield
Pros of Enfield.
If you need help, call professionals. you need a handyman to come to
your home in Ilford Windows And Doors.
They’ll come to your home with all the necessary tools
as well as fixtures and fittings. They can fix any kind of wall.
They can also fix a leaky tap.
There are many options when searching for van locksmiths. You can select a conventional
mobile van deadlock fitting near me or a more compact vehicle, depending
on the needs of your. The choice you make will allow you to
reduce costs and ease the burden for you.
I believe everything published was very reasonable.
But, what about this? what if you wrote a catchier title?
I am not saying your information isn’t solid, but what if you
added a headline that makes people want more?
I mean Medidas a tomar para ahorrar en impuestos en 2022 – IDEX is kinda boring.
You ought to look at Yahoo’s front page and see how they create post titles to grab
viewers interested. You might add a video or a picture or two to get people
interested about what you’ve written. Just my opinion,
it could bring your website a little livelier.
Here is my homepage – Black hoover tumble Dryer
There are many factors to think about when looking for an espresso machine that can make coffee
bean to cup espresso machine cups.
While you’re seeking the best coffee maker, you desire the lowest
cost.
You might be thinking about what you should look for when you are choosing a window Installer near Me replacement company.
To cut down on your utility bills, you might
think about looking into energy efficient windows.
It’s going to be finish of mine day, except before ending I
am reading this impressive paragraph to improve my knowledge.
Looking for a toaster for sale?
There are many models on the market today. There are a lot of options to choose from including stylish and sleek models as
well as the basic white and black models.
If your windows have multiple small panes of glass, you might wonder
how much window glass replacement double glazing glass only will cost
me. Wood windows are the most commonly used type of window with
multiple small panes. The cost to replace the glass may be as low as
$50.
The cost of installation of doors depends on the type of door you choose.
To increase the price you can choose to add sidelights or double
doors.
Also visit my blog window Installations near Me
After exploring a number of the blog posts on your blog, I seriously appreciate your way of blogging.
I book marked it to my bookmark website list and will be checking
back soon. Take a look at my website too and let me know what you think.
New Barnet Replacement sash windows Barnet is a well-established double
glazing company that installs units. The service is offered throughout North London and offers high-quality, affordable products.
It’s very simple to find out any matter on web as compared to books, as I
found this article at this web site.
Have a look at my web-site :: comment prospecter commercial
Respect to website author, some wonderful information.
Also visit my blog … pressure cleaning services