Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Just desire to say your article is as surprising.
The clearness in your post is just cool and i can assume you are an expert
on this subject. Well with your permission let me to grab your
feed to keep updated with forthcoming post. Thanks
a million and please keep up the gratifying work.
I think that what you posted was actually very logical. But, what about this?
suppose you were to write a killer title? I ain’t saying your content is not good,
but suppose you added a post title that makes people desire more?
I mean Medidas a tomar para ahorrar en impuestos en 2022 – IDEX is a little vanilla.
You could glance at Yahoo’s home page and watch how they create post titles
to grab people interested. You might add a video or a pic or two to grab readers excited about
what you’ve got to say. Just my opinion, it could bring your posts a little livelier.
I’m really enjoying the design and layout of your site. It’s a very easy on the eyes which makes it much
more pleasant for me to come here and visit more often. Did you hire out a designer to create your theme?
Superb work!
Hi there! This is my first visit to your blog!
We are a team of volunteers and starting a new initiative
in a community in the same niche. Your blog provided us valuable information to work on.
You have done a marvellous job!
It’s perfect time to make some plans for the longer term and it’s time to be happy.
I’ve learn this publish and if I may just I want to suggest you few attention-grabbing things or advice.
Perhaps you could write subsequent articles relating to this article.
I want to read more things approximately it!
Here is my blog :: 카지노사이트
I don’t know if it’s just me or if perhaps everyone else
encountering issues with your website. It looks like some of the written text within your content are running off the screen. Can somebody else please comment and let me know if this is happening to
them too? This might be a issue with my internet browser because I’ve had this happen previously.
Thank you
my web-site: 카지노사이트
Ridiculous story there. What occurred after?
Good luck!
Hey there! I know this is kind of off topic but I was wondering which blog platform are you using for this site?
I’m getting tired of WordPress because I’ve had problems
with hackers and I’m looking at options for another platform.
I would be awesome if you could point me in the direction of a good platform.
There are a myriad of Cbd Oil Tinctures tincture brands available
on the market in the present. These products are available in many flavors
such as vanilla fruits, menthol and fruit.
Good day! This is my 1st comment here so I just wanted to
give a quick shout out and tell you I really enjoy reading your posts.
Can you suggest any other blogs/websites/forums that go over the
same topics? Thanks a lot!
Take a look at my web site; 메이저놀이터
Deference to op, some fantastic entropy.
Look into my website … item444435341 (Everette)
It is important to have an internet ddos protection ddos security protection. This is an essential security feature.
DDoS attacks typically are carried out through a network of computers controlled remotely
known as botnets.
You may have to replace your current uPVC door handle if it’s damaged.
You can buy stainless steel Upvc Door Handle Replacement handle and install it by yourself.
This handle is universally crafted, is backed by a 10-year
guarantee and is extremely simple to install.
Its like you read my mind! You appear to know a lot about this, like you wrote the book in it or something.
I think that you can do with some pics to drive
the message home a little bit, but other than that, this
is fantastic blog. A great read. I’ll certainly be
back.
Have a look at my web-site; 안전놀이터
There are a lot of things to think about when replacing your windows.
What are the advantages of each type of material?
And how much does it cost? How do you select the best one for your
home? Here are a few tips.
Also visit my homepage; window Seal replacement (https://dola.digital/cetacea//profile.php?id=160636)
There are many scents that are classified as
Best Perfumes Unisex.
For instance, the scent Incense City by Allsaints
is classified as unisex.
There are a variety of Ampthill electricians available to take care of your electrical needs.
While most of these chandelier installation services ampthill are priced reasonably and provide high quality
work, you need to do your research before choosing a service
provider.
If you’re seeking to improve your windows and georgian doors enfield (www-shpersh-com.cdn.ampproject.org), or you
need repairs made, you’ll be capable of finding a certified professional
in the Enfield area.
The Financial Conduct Authority, the body that regulates the financial industry has imposed a limit on interest rates for payday Pay Day Loans Uk.
The lender can’t charge more than 0.8 percent for the loan.
Normally I do not read article on blogs, but I would like to say that this write-up very pressured me to check out
and do so! Your writing taste has been surprised me.
Thanks, very nice post.
I’m really enjoying the design and layout of your site.
It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did you hire out a
designer to create your theme? Fantastic work!
Now be aware of what is involved in each method, you are may be wondering how you might tell
which method ‘s best.
Feel free to surf to my page seo Service Uk
When it comes to installing new windows, nothing beats the timeless look of aluminium.
It is not just long-lasting, it’s also environmentally green and recyclable.
It is practically maintenance-free.
Also visit my website window repair st albans
Hello my loved one! I want to say that this article is awesome, nice written and come with almost all significant
infos. I’d like to peer more posts like this .
Are you looking for the perfect sexdoll? Why
not get one from a trusted sexdoll sale site? If you’re unsure of what to look for in a sexdoll you
can always customize it to your preferences. There are many places online offering sexdolls on sale.
Feel free to visit my website se X dolls
Hi there just wanted to give you a quick heads up and let you know a
few of the images aren’t loading correctly. I’m not sure why but I think its a linking issue.
I’ve tried it in two different web browsers and both show the same results.
Also visit my blog post real doll asian
The first thing to know is that the teen young Sex doll
dolls you see on the market are not toys, but actual people.
They are constructed from silicone or TPE. While TPE costs more however,
it has the highest quality.
The newest design trend fireplaces For the wall interiors is a fireplace that is
fixed to the wall. They are greener than a free-standing fireplace
and come in various shapes and sizes that will fit any style of home.
Outstanding post, you have pointed out some superb points,
I too believe this is a very good website.
my blog :: toilet bowl cleaning
double glazed window repairs near me
repairs to glazing can be completed in a variety of ways. The most convenient option is to replace the entire window.
Or, you could repair the frame by replacing the glass.
double glazing near me (https://www.google.co.uz/url?sa=t&url=https%3A%2F%2Fcrusadeofsteel.com%2Findex.php%3Faction%3Dprofile%3Bu%3D33998/)-glazed windows
are one type of window that is made up of two glass panes that have an area between them.
The space is filled with an inert gas that is less heat-conductive than air.
The best method to locate a business that provides double glazing in Watford is to
compare prices. Most companies in the area can give you a free estimate,
with no obligation and a majority will even come to your home to conduct a free survey.
What i don’t realize is in truth how you’re not really a lot more
smartly-favored than you may be now. You’re so intelligent.
You realize therefore significantly in the case of this matter, produced me individually consider it from so many varied angles.
Its like women and men don’t seem to be involved until it is something
to do with Girl gaga! Your individual stuffs outstanding.
At all times maintain it up!
There are a variety of different tests of intelligence quotient
that are available. Some of the most popular tests include the Group Iq Test scale Test
(GIQTest), Goddard’s controversial Binet test, and the G-Factor test.
There are a variety of factors to take into consideration when replacing your windows.
You can choose between fiberglass or wood window replacement (https://bookmarklayer-com.cdn.ampproject.org/c/s/bookmarklayer.com/story12493027/replace-glass-in-window) windows.
They can also be made from different materials.
Wonderful views on that!
You’ve probably heard about the benefits of uPVC doors and windows for your home
or business. In contrast to timber windows UPVC frame won’t bow, twist or warp.
my website garage Door repairs Bromley
I’m gone to tell my little brother, that he should also pay a
visit this web site on regular basis to take updated from
hottest news update.
Review my web-site: item444275140
double glazed window Repair Near me replacement is often a natural
process as a home settles. In other cases it’s a result of an accident.
While it can be easy to delay repairs, this could make the
problem worse.
If your double-glazed windows have been damaged by water,
it is recommended to seek out the help of experts for double-glazing
Window repairs Croydon repairs in Croydon.
Off page Seo Analysis (Photoirc.Net) is dependant on building underneath popularity.
Below popularity signifies the number of links pointing to price of running.
Your front door is your primary line of defense.
The security of your home could be compromised if the door is damaged.
It is possible for the hinges to be damaged or weak when the handle is damaged.
Here is my site … bifold Doors croydon
Cbd Oil Tinctures For Sale tincture oil
can be used in a variety of ways including edible,
sublingual, and topical. To help you select the best option for your needs, read on to
learn about the best ways to consume CBD tincture oil.
For decades, World of Sash Windows Enfield has offered the homes of
residents of Enfield with modern and updated windows.
Their knowledge and selection of high-quality materials can enhance the look of your home.
There are a few things bean to cup espresso machine take into consideration when looking for an espresso machine that can make coffee to cups.
While you’re seeking the best coffee maker, you also desire the lowest cost.
There are a few important things to consider prior to deciding to buy the best
bean to cup coffee machine (Meghan)-to-coffee
cup machine for your home. Make sure to have the right size, type, brand.
There are many benefits to having van security locks fitted on your vehicle.
The most significant benefit is that you don’t have to spend money on the lock as it can be easily hidden away.
You need realistic Se X Dolls
to play with if you are looking for a doll
that is sexy and real. Life-size sexdolls can be
incredibly cute and easy to clean. You can choose between a blonde,
redhead, or Latino sex doll.
The ghost Car security is an auto immobiliser that is connected to the vehicle’s data network CAN-BUS.
It requires a 4-digit pin code in order to turn on the engine.
Hello my loved one! I wish to say that this post is amazing, great writtenn and include almost all significant infos.
I woul like too peer extra posts like this .
Here is myy blog … Առցանց կազինո աջակցություն