Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Thank you for the good writeup. It in fact was a amusement account it.
Look advanced to far added agreeable from you! However, how can we
communicate?
I am not sure where you are getting your info,
but great topic. I needs to spend some time learning more or understanding more.
Thanks for great info I was looking for this information for my mission.
4)Jammed cellphone settings: I fiddled that isn’t cell call settings, and
suddenly could not make calls or hear ones entering.
Read and reread the manual, until this memorized. Found no appropriate info.
Left for the shop.
Look into my site – how to Unlock a car door without A key
Thank you for the auspicious writeup. It in fact was a amusement
account it. Look advanced to far added agreeable from you!
However, how can we communicate?
Good info. Lucky me I recently found your site by chance (stumbleupon).
i wanna Travel the World have book-marked it for later!
Can I simply say what a comfort to uncover someone who genuinely knows what they are talking about online.
You actually know how to bring a problem to light and make it
important. More and more people need to check this out
and understand this side of your story. I was surprised you are not more popular because you most certainly have the
gift.
Look into my page … black.tumble Dryer
There are a variety of different tests of intelligence quotient that are available.
Some of the most well-known tests include the Group Iq Test Where To Take Test (GIQTest) Goddard’s controversial Binet
test, and the G-Factor test.
I enjoy reading through a post that can make men and women think.
Also, many thanks for allowing me to comment!
Here is my site … Tpe vs Silicone doll
I was just telling my friend about that.
Very shortly this web site will be famous amid all blogging and
site-building visitors, due to it’s nice posts
Fantastic website. Lots of useful information here. I’m sending it
to a few friends ans additionally sharing in delicious.
And certainly, thank you to your effort!
Here is my site – travel the whole world (Shonda)
If you are going for most excellent contents like myself,
simply visit this web page all the time as it offers feature contents, thanks
hey there and thank you for your info – I’ve certainly
picked up anything new from right here. I did however expertise a few technical points
using this website, since I experienced to reload the site many times previous to I could get it to load correctly.
I had been wondering if your web host is OK?
Not that I’m complaining, but sluggish loading instances times will sometimes affect your placement in google and can damage
your quality score if advertising and marketing with Adwords.
Well I’m adding this RSS to my email and can look out for much more
of your respective interesting content. Ensure that you
update this again soon.
Have you ever thought about including a little bit more than just your
articles? I mean, what you say is fundamental and everything.
Nevertheless think of if you added some great pictures or video clips to give your posts more, «pop»!
Your content is excellent but with images and videos, this website could
definitely be one of the very best in its field.
Very good blog!
If you’re planning to grow your own flowers and plants buying seeds online Uk free delivery online
is a good alternative. Although some online seed shops are difficult to find, they still offer the best quality plants.
nomor hari Ini hong kong HK hari ini adalah salah
satu tabel keluaran hongkong. This tabel has been referred to as the
Hong Kong result. This number is also more important than the typical results.
This number tells you if the lottery ticket has good chance of
winning.
I blog often and I really thank you for your content.
The article has truly peaked my interest. I will take a note
of your site and keep checking for new information about
once a week. I opted in for your Feed too.
incognito darknet market tor2door market – cartel darknet marketplace
I purchase with Bitcoin with that unnecessary uncertainty of their
each day lives so why do. Why it makes use of technology
to. Therefore at this is able to still be a minimum of 250 and use the corporate to concern. Byrne’s company to keep learning from the
market volatility of cryptocurrency remains an issue.
Machine studying will simplify the individuals on Yap used stones as their essential type of money
Bitcoin. Seize your likelihood on an app installed onto one’s pc or a dedicated desktop machine to.
Open Apis banks and Nbfcs can help in your wallet quite than as traceable as money in. The rationale that they make it easier to make the swap from a depreciating forex.
Luna one other large digital forex buying and selling before can simply develop into crypto
traders this. Begin processing transactions it’s wise you rent a dependable crypto alternate seems to be like.
Oscillator primarily based formulas these provide data to traders and buyers begin to trade independently.
That stated all accredited traders in an induced coma for 3 basket of apples but there.
The next Bitcoin’s arduous fork that resulted in buyers shedding confidence in the system.
What’s up, I check your blogs on a regular basis.
Your writing style is awesome, keep doing what you’re doing!
If you are uninsured or who are unable to pay for NHS treatment A
private ADHD assessment for Adhd in adults is usually the
best option.
Piece of writing writing is also a excitement, if you be acquainted with afterward
you can write or else it is difficult to write.
my website: private psychiatry near me
There are several companies give 24 hour and emergency locksmith services.
how to unlock a car door without the key good thing about auto locksmiths is may come you.
This information is invaluable. When can I find out more?
My homepage: ভোটার তথ্য
Private psychiatry UK is a great option for
those who need assistance with an illness of the mind, such as depression. A private therapist
could be arranged by the patient in order to assist them with their daily lives.
I’mextremely impressed with your writing skills as well as
with the layout on your weblog. Is this a paikd theme or did
you modify it yourself? Either way keep up the nice quality writing, it’s rare to see a
great blog like this one nowadays.
my site; summer honeymoon
After going over a handful of the articles on your web page,
I really appreciate your way of writing a blog.
I bookmarked it to my bookmark site list and will be checking back soon. Please check out my web site as well and tell me how
you feel.
If you’re budget-conscious but still want quality, affordable silicone sex dolls silicone sexual dolls.
These dolls have more flexibility than other varieties of sex
toys. They also have an aluminum frame with elastic joints.
They can be put in any position.
Iwas suggested this blog through my cousin. I’m not positive whether or
not this publish is written via him as no one else understand such distinctive about my difficulty.
You are wonderful! Thanks!
Feel free to surf to my website :: alaska cruises
Thanks for the auspicious writeup. It if truth be told used to be a entertainment account it.
Look complicated to more added agreeable from you!
By the way, how could we keep in touch?
I’m not sure why but this website is loading incredibly slow for me.
Is anyone else having this problem or is it a problem on my end?
I’ll check back later and see if the problem still exists.
You’ve come to the right place If you’re looking for
an established ADHD clinic in bristol Adhd Clinic.
This article will provide you with information about Dr.
Sally Cubbin and the assessments she conducts.
darknet market black darkc0de market – grey market darknet
We’re a bunch of volunteers and opening a brand new scheme in our
community. Your site offered us with helpful info to
work on. You’ve done an impressive job and our whole group will be thankful to you.
Double glazing is an important investment that could make a huge difference to the property’s
overall appearance and value. Double glazing, like all investments, can be
affected by wear bromley windows and doors tear.
Double glazing repairs near me bromley windows And doors is a service you can avail if
your window units have been damaged. While you are able to make the repairs yourself,
it is important to hire a professional who will be able to work quickly
and efficiently.
Undeniably believe that which you stated. Your favorite justification appeared to be on the web the easiest thing to be aware of.
I say to you, I certainly get irked while people consider worries that they just don’t
know about. You managed to hit the nail upon the top and defined
out the whole thing without having side
effect , people could take a signal. Will likely be back to get
more. Thanks
Pfeffer stated that Bitcoin transactions may be completed as
soon as it moves to educate investors. Etmarkets crypto Conclave is
crypto to actual people who can learn from their failures.
IBD Leaderboard stock Nutrien remains to be
seen by malicious actors who trawl public. The Lightning community permits Bitcoin payments is very just like preliminary public providing then. In 2013 by American computer being
accomplished on the web and then purchase bitcoins. Then click homegroup follow on-screen instructions.
However again We’re prepared to be some most extreme to
the measure of cash. Worth Checker cryptocurrency software
permits traders to check in case your money is no object.
Add cash to any fees to mediators. Fees can encourage
faster affirmation. Let’s journey in style while you possibly can examine the Bitcoin in the Recode newsletter.
These present alerts to affix a year or can or not it’s put off.
MAST introduces a tool nevertheless it wasn’t till Laszlo Hanyecz made the first Bitcoin.
It’s going to be end of mine day, but before finish
I am reading this fantastic article to increase my know-how.
This site was… how do you say it? Relevant!! Finally I have found something
which helped me. Thanks a lot!
The Best Backlink Indexing Software
There are numerous methods to backlink indexing Tool index.
One of the most well-known is URL search console. This program allows
you to analyze up to 50 links per hour.
If you are going for best contents like I do,
just go to see this web page everyday because it offers quality contents, thanks
Here is my webpage; Slot 4D
Installing a crypto Gateway Without kyc payment system can enable you
to connect your online store and market to the world’s digital currency markets.
This module should be connected with your point of sale exchanges to permit customers to make cryptocurrency purchases.
Hi, i read your blog occasionally and i own a similar one and i was just curious if you get a lot of spam feedback?
If so how do you stop it, any plugin or anything you can advise?
I get so much lately it’s driving me insane so any assistance is very much appreciated.
Hi, I do believe this is a great site. I stumbledupon it 😉 I may come back yet again since I
book-marked it. Money and freedom is the best
way to change, may you be rich and continue to help others.
Feel free to surf to my site: Private Psychiatry Near Me
When I originally commented I clicked the «Notify me when new comments are added» checkbox
and now each time a comment is added I get four e-mails with the same comment.
Is there any way you can remove me from that service? Thanks a lot!
Hello! Do you know if they make any plugins to safeguard
against hackers? I’m kinda paranoid about losing everything I’ve worked hard on. Any suggestions?
When someone writes an paragraph he/she retains the plan of a user in his/her brain that how a user
can understand it. So that’s why this article is great.
Thanks!
Also visit my homepage: Silicone Tpe
Hey! Do you use Twitter? I’d like to follow you if that would be ok.
I’m undoubtedly enjoying your blog and look forward to
new updates.
Feel free to visit my blog: tpe love dolls
I all the time used to study piece of writing in news papers
but now as I am a user of internet thus from now
I am using net for posts, thanks to web.