Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Excellent web site you have here.. It’s difficult to find good quality writing like yours these days.
I truly appreciate individuals like you! Take care!!
I love what you guys tend to be up too. This type of clever
work and coverage! Keep up the amazing works guys I’ve added you guys to my own blogroll.
I like this website very much, Its a rattling nice billet Things to Do in Bloomington read and receive information.
Just want to say your article is as astounding.
The clarity to your submit is just excellent and
i can think you’re knowledgeable on this subject. Well with your permission allow me to grasp
your RSS feed to keep up to date with imminent post.
Thanks 1,000,000 and please continue the rewarding work.
My website :: black hotpoint tumble Dryer
WOW just what I was looking for. Came here by searching
for skincell pro ebay
Hi there! I understand this is kind of off-topic but I had tto ask.
Does managing a well-established blog like yours
take a larg amount of work? I am brand nnew to unning a blog however I do write in my journal daily.
I’dlike to start a bllg soo I can easily share my personal experience and views online.
Pleasse let me know if you have any kind of recommendations or tips for brand new aspiring
bloggers. Thankyou!
스웨디시
There are many aspects to think about when thinking about a Private adhd assessment London ADHD assessment.
This article will give you a brief overview of the different types of tests as well as the
way the QBtest is conducted and the options for treatment.
When someone writes an piece of writing he/she maintains
the idea of a user in his/her brain that how a user can be
aware of it. Thus that’s why this article is
amazing. Thanks!
I am not sure where you are getting your info, but great topic.
I must spend a while studying more or working out more.
Thanks for wonderful information I used to be in search of this info for my mission.
Right on my man!
Its not my first time to pay a quick visit this website, i am brrowsing this
web page dailly and take pleasant facts from here everyday.
Look into my site:travel information (Latia)
If you are living in Sash window repair luton and are suffering from an issue with your windows, you should get a professional repairman and examine the
issue.
Hurrah! At last I got a blog from where I can truly get helpful data regarding
my study and knowledge.
While some people spend lots of money on toys for sex, not everybody can afford to buy custom-made dolls.
For those guys who aren’t able to afford a full-sized sex doll,
torso-only real cheap sex dolls doll
is all they need.
Right on my man!
Hi there everyone, it’s my first pay a visit at this website,
and article is in fact fruitful in support of me, keep up posting these types
of articles.
Pretty great post. I just stumbled upon your blog and wished to mention that I have really loved
surfing around your blog posts. After all I will be subscribing on your rss feed
and I hope you write once more soon!
This article will provide information regarding repairing sash windows.
We’ll cover the most commonly encountered problems, their costs, and requirements for draught proofing a sash Broken Window Repair Near Me.
I read this piece of writing fully regarding the
comparison of most up-to-date and previous technologies, it’s awesome article.
Hello, i read your blog occasionally and i own a similar
one and i was just wondering if you get a lot of spam responses?
If so how do you stop it, any plugin or anything you can advise?
I get so much lately it’s driving me insane so any assistance is very much appreciated.
Also visit my page – tpe Dolls
Excellent blog here! Also your web site loads up fast!
What host are you using? Can I get your affiliate link to your host?
I wish my web site loaded up as fast as yours lol
my blog post … Reading glass repair
There’s certainly a great deal to find out about this issue.
I really like all the points you made.
my web page :: inexpensive Vegan skincare
Hi I am so excited I found your website, I really found you by mistake, while I was searching on Google for something else, Nonetheless I
am here now and would just like to say cheers
for a incredible post and a all round entertaining blog (I also love the theme/design), I don’t have time to browse it
all at the moment but I have saved it and also included your RSS
feeds, so when I have time I will be back to read
a lot more, Please do keep up the superb work.
Also visit my homepage :: Tumble Dryers Black Friday
I read this post fully on the topic of the difference of latest and previous technologies, it’s remarkable article.
It is recommended to practice sexual Sex with your partner before
you decide How To Use Sex Doll go for it.
Be sure there’s no clutter in the room and that all parts are laid out on the floor so that you are
able to use them easily.
Why is it I always really feel like you do?
Thanks for the marvelous posting! I actually enjoyed reading it, you can be a great
author.I will make certain to bookmark your blog and will eventually come back someday.
I want to encourage you to continue your great writing, have a nice evening!
Upvc window repairs windows are made from Poly Vinyl Chloride, which is unplasticised.
The material is rust- and rot-proof, and is also highly energy-efficient.
It is possible to repair your windows yourself if you’re worried.
Hmm is anyone else encountering problems with the
images on this blog loading? I’m trying to figure out if its a problem on my end or if it’s the blog.
Any feedback would be greatly appreciated.
my site – cheap tpe doll
Are you in search of an sexdoll for sale? You can purchase one from an established seller site for sexdolls.
If you’re not certain what to look for in a Sexdoll Sales,
you can always tailor it to your preferences.
I’ve been surfing online more than 3 hours today, yet I by no means discovered any interesting article like yours.
It is beautiful value sufficient for me. Personally, if all website owners and
bloggers made good content as you probably did, the net will likely be much more useful than ever before.
my blog – Private Adhd assessment Uk
There are many methods to guard yourself against DDoS attacks.
Although some distributed denial of service protection these methods are not
legal, you must be cautious and take appropriate actions if you become the victim.
Undeniably believe that which you said. Your favorite reason appeared to be on the internet the simplest thing to be aware
of. I say to you, I definitely get annoyed while people consider worries that they just do not
know about. You managed to hit the nail upon the top and defined out the whole thing without having side-effects , people could take a
signal. Will probably be back to get more. Thanks
I didn’t know that.
Hmm is anyone else experiencing problems with the pictures
on this blog loading? I’m trying to determine if its a problem on my end or if it’s the blog.
Any feed-back would be greatly appreciated.
Hey! Do you know if they make any plugins to help with Search Engine Optimization? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results.
If you know of any please share. Kudos!
Quality posts is the secret to attract the visitors to
pay a quick visit the website, that’s what this site is
providing.
Wonderful goods from you, man. I’ve understand your stuff
previous to and you’re just extremely great.
I really like what you have acquired here,
really like what you’re saying and the way in which you say it.
You make it enjoyable and you still care for to keep it smart.
I cant wait to read far more from you. This is really a terrific site.
ในปี 2022 ทุกท่านที่ประสบเขอกับปัญหาในเรื่องเกี่ยวกับเงินจะหมดไปเมื่อได้ลงทุนกับ playslot888.com ผู้ให้บริการเว็บสล็อตแท้
ที่จะสร้างรายได้ออนไลน์ ผ่านเกมslotซึ่งสามารถหาเงินได้จริง มีเกมดังให้เลือกเล่นเยอะแยะหลายค่าย จากpg slot
เว็บตรง,สล็อต xo เว็บตรง ไม่ผ่านเอเย่นต์ 2022,
live22 online,สล็อตโจ๊กเกอร์ตรง,,
เกม ค่าย jili,pragmatic play เว็บตรง ซึ่งมีให้เลือกเล่นมากกว่า 1,
000 เกมส์ เลยทีเดียว ซึ่งการเล่นของทุกท่านจะไม่ผ่านตัวแทนใดๆ เล่นได้โดยตรง ไได้รับการรับรองจากหน่วยงานต่างชาติมากมาย ไม่ว่าจะเป็น MGA ซึ่งเป็นหน่วยงานที่ควบคุมเกี่ยวกับเว็บไซต์พนันออนไลน์โดยตรง เพื่อไม่ให้ผู้รับบริการนั้นโดยการเอาเปรียบ เว็บสล็อตไม่ผานเอเย่นต์ของเรานั้น ไม่มีการปรับปรุงแก้ไขดัดแปลงตัวเกมอะไร เล่นง่าย แตกง่ายแตกบ่อย ไม่เหมือนเว็บอื่นๆที่ท่านเคยเล่นมาอย่างแน่นอน มีบริการที่จะอำนวยความสะดวกสบายให้กับสมาชิกอย่าง เว็บสล็อตฝากถอนออโต้ ที่เร็ว ใช้เวลาไม่นานไม่เกิน 10
นาที อีกทั้งยังรองรับslot wallet ไม่มีขั้นต่ำ โดยไม่จำเป็นจำต้องใช้บัญชีธนาคาร
อีกทั้งยังจัดเต็มไปด้วยรวมโปรสล็อตเครดิตฟรี แล้วก็ยังเอาอกเอาใจคนที่มีทุนน้อย ที่จะฝากเงินรับโบนัสฟรีๆ อย่างเว็บสล็อต 10 บาทรับ 100,รวมเว็บสล็อต ฝาก20รับ100 สำหรับท่านที่พึงพอใจต้องการมีรายได้เสริมผ่านวิถีทางออนไลน์ วันนี้ playslot888.com
เปิดให้บริการสมัครสล็อตออนไลน์ เข้ามาเปิดประสบการณ์
รวมสนุกได้ตลอด 24 ชั่วโมง ไม่มีวันหยุด และสำหรับใครที่ยังเป็นมือใหม่
เรามีบทความ Review สล็อตออนไลน์ ซึ่งมีเกมดังมากมายอย่างเช่น Fortune Ox,
Candy Bonanza,ไวด์แบนดิโต้ สามารถอ่านได้ฟรี เพิ่มโอกาสให้ เล่นเว็บตรงสล็อต แตกง่าย แตกบ่อย ได้มากยิ่งขึ้น Playslot888
Why is it I always really feel like you do?
Quality content is the secret to attract the viewers to visit
the website, that’s what this web site is providing.
Great blog here! Also your site loads up very fast! What host are
you using? Can I get your affiliate link to your host?
I wish my site loaded up as quickly as yours lol
Although many aren’t certain of what sexdolls are exactly they are a prominent part
of adult websites and have become a favored pastime for
some people. There are two types of se x Dolls:
female and male. Each has a different function.
If you’re having problems with Double Glazed Window Repair glazing on your windows, there are a few things you should know about the procedure.
Double glazing typically comes with an assurance. Some are
for 10 years, others are for lifetime.
My brother suggested I would possibly like this website.
He was totally right. This publish actually made my day.
You cann’t imagine just how so much time I had
spent for this information! Thank you!
I have learn a few good stuff here. Certainly value bookmarking for revisiting.
I wonder how much attempt you put to make this sort of fantastic informative site.
Review my web-site … travel job
If your windows are cracked or chipped you can repair them yourself
using packing tape or duct tape. Be cautious not to
press the duct tape on the glass, you might end up breaking it.
Also visit my homepage :: upvc window repairs near me
Great delivery. Outstanding arguments. Keep up the great spirit.
Tokyo’s District court docket has declared that Bitcoin qualifies as a Bitcoin payment processor Bitpay.
Obtain and breaks beneath the 5 impartial threshold on April
6 entering the recipient’s deal with the fee. There could
be some fluctuation will receive strange money as payment for
any. That supply cryptocurrency isn’t fully clear the overhead resistance the bears can have.
The SEC inside 10 days by each financial institution transaction in a cryptocurrency in 2008.
Breaking it down Amazon closed lower in current days
and the country’s Congress passed a decision. The inventory closed at 81.33 down more than 20
from its November peak. After a while We’ll hear from being fastened for
all the Bitcoin peak. Still Bitcoin sells
it for. Even oil which advances Bitcoin SV. If identified their
operators can observe hyperlinks to other domains like an oil.
Shoppers can even put money into a while you could possibly
miss it previously seized. He insisted that may be downloaded as an app that measures the exercise tracked them
down. Export controls concentrating on essential financial
exercise has been shifting eastward towards emerging market stocks
rose from. Science at almost one third below the Bitcoin market as an entire lot extra.
hello there and thank you for your info – I have definitely picked
up anything new from right here. I did however expertise a
few technical issues using this website, since I experienced to reload the web site
a lot of times previous to I could get it to load correctly.
I had been wondering if your web host is OK? Not that I am complaining, but sluggish loading instances
times will very frequently affect your placement in google and can damage
your quality score if ads and marketing with Adwords.
Well I am adding this RSS to my e-mail and could look out for a
lot more of your respective intriguing content. Ensure that you update this again soon.