Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
This article will help the internet viewers for setting up new
website or even a weblog from start to end.
สล็อตแมชชีนมีมาตั้งแต่ปี คริสต์ศักราช 1800 รวมทั้งยังคงเป็นต้นแบบการเดิมพันที่ได้รับความนิยม
สล็อตแมชชีนเจอได้ในคาสิโน
เหมือนกับในที่อื่นๆเป็นต้นว่า สวนสนุก สล็อตแมชชีนโดยทั่วไปจะมีวงล้อจำนวนหนึ่งซึ่งมีหลายช่อง ผู้เล่นใส่เงินเข้าไปในเครื่องแล้วบากบั่นที่จะชนะโดยเดาจำนวนเครื่องหมายบนวงล้อ
สล็อตแมชชีนมีข้อได้เปรียบเหนือการเดิมพันแบบอย่างอื่นๆหลายประการ ประการแรก ติดตั้งง่าย อย่างลำดับที่สอง
นำเอาสะดวก ใช้งานได้มากมายสถานที่ ประการลำดับที่สาม พวกเขารู้เรื่องได้ง่าย เพราะฉะนั้นแม้แต่ผู้ที่ไม่คุ้นเคยกับการพนันก็สามารถเล่นได้ สุดท้าย
พวกมันราคาแพงไม่แพงนัก ทำให้เป็นตัวเลือกที่ดีสำหรับคนที่ไม่สามารถที่จะซื้อการเดิมพันในต้นแบบที่แพงกว่าได้
Thanks in favor of sharing such a good thought, piece of
writing is nice, thats why i have read it completely
Way cool! Some extremely valid points! I appreciate you writing this write-up and the rest of the website is also really
good.
There are many different tests for intelligence quotient available.
The Group IQ Test (GIQTest), Goddard’s controversial Binet test and the g factor test are some of the most commonly
used tests. Learn more about the GIQTest in this article.
Hey I am so delighted I found your blog, I really
found you by mistake, while I was browsing on Bing for something else, Regardless I
am here now and would just like to say cheers for a remarkable post and a all round thrilling blog (I also love the theme/design), I don’t have time to look over it all at the moment but I have book-marked it and also
added in your RSS feeds, so when I have time I will be back to read
a lot more, Please do keep up the excellent job.
A professional double Glazing replacement romford door fitter is needed in the event that you’re considering replacing
your doors. The job isn’t easy, and it’s best to get a few quotes from
a few individuals.
I could not refrain from commenting. Well written! pod
vape devices OEM
Here is my page :: dry herb vaporizer private brand
This is my first time visit at here and i am genuinely happy
to read everthing at single place.
Backlink link builder software is a great way to find and build
backlinks to your website. The more backlinks you have the more authority you gain. It is best to create content for other websites and then publish
it on the internet.
If you require window lock repairs in Ealing performed, the assistance you need is offered by experts who have the necessary equipment and knowledge.
There are numerous kinds of Window repairs ealing lock repairs that locksmiths in Ealing are able to perform.
What’s up friends, nice post ɑnd fastidious arguments commented ɑt thiѕ
place, I am genuinely enjoying Ƅy tһese.
my web page; can you get generic allegra without a prescription
A door is an essential component of a building. It is essential to
maintain it at all costs. upvc doors romford that
aren’t maintained properly or damaged won’t function in the way they should.
Damages and accidents are often caused by damaged or worn-out doors.
Commercial buildings are usually made of heavy materials, and
can have a significant impact on the budget. It is important
to use lightweight materials that don’t weigh down the building.
Have a look at my web blog Composite doors Luton
When searching for CBD flower to purchase online,
it is important to find a vendor that utilizes only organic methods.
This will ensure you get the highest quality Cbd Buds
flower that you can get.
I’m gone to tell my little brother, that he should also pay a quick visit this website on regular basis to obtain updated
from most up-to-date reports.
Also visit my web blog berita perkebunan terkini
You don’t have to manually submit your backlinks If you’re tired of
doing it manually. A auto-seo backlink building software submitter will assist you in this process.
These programs can improve your website’s visibility on the internet and
increase traffic.
Link exchange is nothing else except it is simply placing the other person’s blog link on your page
at suitable place and other person will also do same in favor
of you.
I always emailed this weblog post page to all my associates, because if
like to read it then my contacts will too.
my blog – Timber Window Repairs Brentwood
Have you ever considered writing an ebook or guest authoring on other websites?
I have a blog based on the same topics you discuss and would really like
to have you share some stories/information. I know my visitors would appreciate your
work. If you are even remotely interested, feel free subscription Only fans
to shoot me an email.
I needed to thank you for this wonderful read!! I definitely loved every bit
of it. I have you book-marked to check out new things you post…
The real iq Test
test is a measure of the ability of a person to think, and is typically a
ratio of the mental age to chronological age
100.
Pretty element of content. I simply stumbled upon your blog and
in accession capital to say that I get in fact loved account your blog
posts. Any way I will be subscribing on your augment or even I fulfillment
you get entry to constantly rapidly.
I am really inspired with your writing skills as well as
with the format to your weblog. Is this a paid topic or did you customize
it your self? Either way stay up the nice quality writing, it is
rare to look a great blog like this one nowadays..
hello there and thank you for your info – I have certainly picked up anything new from right here.
I did however expertise some technical points using this website, since I experienced to reload the site a lot of times previous to I could get it to load
correctly. I had been wondering if your web hosting is OK?
Not that I am complaining, but sluggish loading instances times will very frequently
affect your placement in google and can damage your high quality score if advertising and marketing with Adwords.
Well I’m adding this RSS to my email and can look out for much more of your respective intriguing content.
Ensure that you update this again soon.
What’s up, I log on to your blog daily. Your story-telling style is awesome,
keep it up!
Right here is the right web site for everyone who wants to understand this topic.
You realize so much its almost tough to argue with you (not that I personally will need to…HaHa).
You definitely put a brand new spin on a topic that has been written about for ages.
Great stuff, just wonderful!
You might be wondering where to get an individual adhd Assessments for adults (http://www.sfrpweb.nhely.Hu)
assessment in the UK. There are just a few diagnostic services offered by the NHS.
It is essential to choose the right clinic that meets your needs.
It is good news that uPVC window Replacement Double glazed units crawley specialists can deal with many typical issues and offer quick solutions for damaged
seals as well as drafty windows. There are a variety of regular UPVC window problems that require repair.
Background coding is the manipulation of the HTML code
so the reason is «clean», uncluttered, positioned correctly, and easy to
get to to the various search Engine optimization tools (http://mischinternationalimplantinstitute.org) engine spiders and crawlers.
The materials used in commercial buildings are usually heavy, and this could affect the budget.
It is crucial to use light materials that will not burden the building.
My website – Upvc windows luton
Poor credit cash loans no Guarantor without guarantees offer many advantages.
These loans have higher interest rates, but do not require a security deposit, so they are much easier to get approved for.
I got this site from my buddy who told me on the topic of this web site and at the moment this time I am visiting this site and
reading very informative content at this place.
Here is my webpage :: เว็บแท่งหวยออนไลน์
If you are in need of a Luton window replacement, you’ll want to find a firm that offers an array of services.
This includes everything from window repair and fitting to double glazing repair in luton glazing,
automated cat flaps and stained glass windows.
bokep mombokep indonesia terbarubokep abgbokep
onlinebokep india
In this article, we’ll examine the work of emergency Electrician
electricians. We’ll also go over the requirements necessary to be one.
We’ll also cover what it costs to hire an electrician round the clock, 24
hours a day.
It is not necessary to fill out a form if are searching for an electrician nearby in the event of an Emergency Electrical Service.
You can contact a company when you need them , and
you don’t need to fill out a form if you don’t have
one.
Attractive element of content. I just stumbled upon your website and in accession capital to say that I
acquire in fact enjoyed account your blog posts. Any way I will be subscribing in your
feeds and even I success you access consistently quickly.
I believe that is one of the such a lot significant info for me.
And i am satisfied reading your article. But should statement on some
common issues, The site taste is ideal, the articles is actually excellent
: D. Just right process, cheers
It’s actually a great and helpful piece of info. I am satisfied
that you just shared this useful information with us.
Please stay us informed like this. Thank you for sharing.
Look at my blog: best Free only fans
If you’re thinking about replacing windows for your Bifold Doors High Wycombe Wycombe property,
you’ll want to consider uPVC flush casement windows. These stylish uPVC windows are low maintenance and energy efficient while maintaining the aesthetics.
Wow, that’s what I was looking for, what a material!
present here at this web site, thanks admin of this site.
There are a variety of types and brands of wall-mounted electric fireplaces Wall mounted fires.
The kind of fireplace you pick will determine the size and style.
They typically come in black, however certain models are white.
Hi, i think that i saw you visited my website thus i came to “return the favor”.I am attempting to find
things to improve my site!I suppose its ok to use some of your ideas!!
Take a look at my homepage Hottest only fan
If you’re in need of double glazing repairs in Key Cut Croydon, you’ve come to the right place.
We’ve done the investigation for you and come up with three results.
We’ve sourced addresses and websites links,
phone numbers and other information.
You can use an online quoting tool for local quotes if you are considering installing double glazing in st albans glazing at your home in St Albans.
You can select the best prices by comparing quotes from various companies.
If your uPVC window has suffered a break, you need
seek assistance from window repair services in windows And doors Luton.
This service can fix problems such as condensation between glass panes or broken locks.
Currently it looks like Drupal is the best blogging platform available right now.
(from what I’ve read) Is that what you’re using on your blog?
I truly love your blog.. Pleasant colors & theme.
Did you create this site yourself? Please reply back as I’m trying to create my own personal site and want to know
where you got this from or exactly what the theme is named.
Thank you!
all the time i used to read smaller posts which also clear their motive, and that is also
happening with this article which I am reading now.