Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
After I initially left a comment I seem to have clicked
on the -Notify me when new comments are added- checkbox and
from now on each time a comment is added I recieve four emails with the same comment.
Perhaps there is an easy method you can remove me from that service?
Thank you!
It’s truly a great and useful piece of info. I am satisfied that you
shared this useful info with us. Please keep us informed like this.
Thanks for sharing.
Also visit my webpage :: ล็อตโต้วีไอพี
I have to thank you for the efforts you’ve put
in penning this blog. I’m hoping to see the same high-grade blog posts
by you later on as well. In truth, your creative writing abilities has encouraged
me to get my own, personal site now 😉
If you’re looking for tips to fix a Double glaze Window Repair-glazed window, you’ve arrived at
the right location. The tips contained in this article explain how
to repair glass and seals and replace damaged frames and resolve issues that recur.
Howdy, i read your blog occasionally and i own a similar one
and i was just curious if you get a lot of spam feedback? If
so how do you reduce it, any plugin or anything you can advise?
I get so much lately it’s driving me crazy so any assistance is very much appreciated.
Visit my web blog; Vegan Skincare sale
I need to to thank you for this wonderful read!!
I certainly enjoyed every bit of it. I have you bookmarked to
look at new things you post…
One of the advantages about obtaining a loans Payday online loan online is the convenience it provides.
You can apply all day, seven days seven days a
week. The greatest benefit of this is that you don’t have to wait days to
get approved.
Before you purchase a bean to Cup coffee machine reviews-to-cup coffee
machine it is crucial to understand the pros and cons.
There are a variety of things you need to be looking for in a
machine. However, the most important one is the convenience.
You’ve come across the right site in the event that you’re
looking for window repairs in glass repair enfield, Connecticut.
Windows are an important part your home’s exterior and protect your home
from the elements.
My developer is trying to convince me to move to .net from
PHP. I have always disliked the idea because of the expenses.
But he’s tryiong none the less. I’ve been using WordPress on various websites
for about a year and am concerned about switching to another platform.
I have heard fantastic things about blogengine.net.
Is there a way I can transfer all my wordpress content into it?
Any kind of help would be really appreciated!
I’m impressed, I have to admit. Rarely do I encounter a blog that’s both
equally educative and entertaining, and let me tell you, you have hit the nail
on the head. The issue is something not enough people are
speaking intelligently about. I am very happy that I came across this in my hunt for
something concerning this.
You need realistic dolls to play with if need a se x doll that’s sexy and real.
Life-size dolls are adorable and easy to
clean. You can choose from a redhead, blonde, or Latino sexdoll.
Different dolls come with different skin tones, sizes, and styles.
If you’re unable to open or close your double-glazed windows repair,
they could require repair. The first step in repairing windows is to determine the root of the problem.
Wow, that’s what I was searching for, what a stuff!
existing here at this weblog, thanks admin of this web page.
Here is my web page: sexdoll custom (mysocialfeeder.com)
You’ve come in the right spot if you’re in search of a cheap
dabber rig. There are numerous options for affordable prices
on the market and are ideal for beginners.
These Dab rigs come
with a range of features and are available for under $10.
If you’re experiencing issues with repairing Double Glazed Windows-glazed windows, then you should
know that most of them are covered under a warranty.
Certain warranties last for 10 to 20 years, while
others last for life.
It’s impressive that you are getting ideas from this post as well as from our discussion made at this time.
vapor item white label
Have a look at my webpage; buying wholesale vape products private
brand; https://oem.evlla.com/product/wholesale-price-ecig-disposable-vape-pen-with-metal-material-for-vape,
I am regular visitor, how are you everybody? This post posted at this website is actually
good.
When looking for an advance in cash Paydayloans Online
payday loans might be the best option. These loans can be
repaid in installments, but they do not provide immediate
cash.
Hey I know this is off topic but I was wondering if
you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates.
I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with
something like this. Please let me know if you run into anything.
I truly enjoy reading your blog and I look forward to your new updates.
I am glad to be one of many visitors on this great website (:, thanks for posting .
If you’re in need double commercial glazing st albans repairs in St Albans, Hertfordshire, you’ve come to the right place.
We provide emergency services all day, every day for all kinds
of repairs, including lock window, and door repair.
Hi there! This is my first visit to your blog! We are a collection of volunteers and starting
a new project in a community in the same niche. Your blog provided us
valuable information to work on. You have done a extraordinary job!
Hellо thеrｅ! Ꭲһis post coսldn’t bee written any
better! Reading this post reminds me of my prｅvious room mate!
He always kept talking ɑbout this. I ill forward this wгite-up to һim.
Fairly certаin he will have a good reaԁ. Tһank үⲟu for sharing!
Heｒе іs mｙ рage – 私のような
Sensi Seeds is one of the most well-known seed banks
available online. There is no other seed bank that has such a wide selection of high-quality cannabis gorilla seeds uk.
They actually produce more strains than anyone else.
Its such as you learn my mind! You appear to grasp a lot about this, like you wrote the guide in it or something.
I feel that you simply could do with a few
p.c. to power the message home a little bit, but instead of that,
that is wonderful blog. An excellent read. I will certainly be back.
It what is it like to fuck a sex doll important to be aware of the best ways to seduce your doll.
The most commonly used sex positions are: lying on her bed, lying on her back, on the sofa,
and on the table.
I think the admin of this web page is in fact working hard for
his web page, as here every data is quality based material.
Hi there! This post couldn’t be written much better!
Going through this post reminds me of my previous roommate!
He continually kept talking about this. I most certainly will forward this post to him.
Fairly certain he’s going to have a great read. I appreciate you for sharing!
My page; Hottest Women onlyfans
Nice post. I learn something totally new and challenging on websites I stumbleupon on a daily
basis. It will always be helpful to read content from other authors and
use a little something from other sites.
Bitcoin change has launched a brand new digital forex had hit 10,000 for
the first. Small buyers like using words it’s a volatile new currency
like Bitcoin Bitcoin money. Due to this fact we’ve created by Gary Roberts
because the frequent foreign money remains under stress. Agree to early cost network converts your funds in an order handed down. Take Venezuela for instance If
China out of the blue decides to ban the cryptocurrency as fee.
Bitcoin then valued at 665 on Thursday its lowest since July 2021 this happened as the cryptocurrency.
Bitcoin consultants are competing is then awarded. Desktop or net are
Pseudo-anonymous and since customers themselves possess
the key that was. Over 10 million customers from a hack may very well be
used for holding large quantities of cash with. How many addresses mobile Exodus
permits users to determine posted links as tip-worthy.
These halvening events happen to begin monitoring its worth is so as to verify transactions.
The spillover effects into different scamming threats afterwards it crashed from 69,
000 an all-time-excessive value.
If professionals the problem, it’s a simple matter in order to
the clothes dryer’s heater. Get a better heating element, remove outdated one (the residential electrical repair near me connections
and lovers of screws), and install the new one.
Incredible story there. What occurred after? Good luck!
Awsome blog! I am loving it!! Will come back again. I am taking your feeds also
My blog … vatican tour (Maurine)
If you are looking for a service for cutting car keys in Handyman Near me ilford it is recommended to look into a specialized business.
Elegance Lockmasters specialize in all types of car keys,
auto locks and remote programming. They also cut household keys.
Gummies that are edible can be enjoyable and delicious.
They should be consumed in moderation. They are tempting, so they should be
stored in a safe refrigerator container.
Also visit my web site … Best edibles near me
Great blog right here! Additionally your site
a lot up very fast! What web host are you the usage of?
Can I get your associate hyperlink for your host? I want my web site loaded up as quickly as yours lol
Right away I am going to do my breakfast, when having
my breakfast coming over again to read more news.
Here is my homepage; Vegan Skincare Gift Set
мтз 132 купить в кредит
Hi! I just would like to offer you a huge thumbs up for your excellent info you have got right here on this post.
I’ll be returning to your blog for more soon.
If you’re looking for an affordable alternative to the
adult dolls for Sale dolls made of silicone consider a TPE-based sexual toy.
These dolls are flexible and hypoallergenic.
We will teach you how to earn $ 7000 per hour.
Why? We will profit from your profit.https://go.binaryoption.ae/FmUKhe
Asking questions are really fastidious thing if you are not understanding anything fully, except this
piece of writing presents pleasant understanding yet.
Also visit my blog post … asiansexdolls
Heya i am for the first time here. I came across this board and I
find It really useful & it helped me out much. I hope to give something back
and aid others like you aided me.
If you’ve noticed that your window Glass repair glass is cracked,
it’s time to take a look at repair for your window.
This guide will show you what glass to select, how much it will cost and suggest an expert glazier.
Repairing windows is a viable option if you have noticed
cracks in your Glass Window Repair.
This guide will show you the right glass to use and how much it will cost, as well
as suggest an expert glazier. Repairing windows isn’t an easy task.
Your not ‘giving up’ anything A modification of mindset is commanded.
You are not missing from anything – quite the opposite in .
So be positive about your weed free future – you’ve just be given loads of
money and and extra 10 involving life.
Also visit my webpage: best cbd for sale near me uk
bookmarked!!, I really like your website!
Quando alguém escreve um artigo He/she mantém o ideia de um usuário em sua cérebro que como um usuário pode sabe .
Então é por isso que este n é grande . Obrigado!
Powerball is played in 45 states, plus Washington,
D.C. Puerto Rico, and the U.S.
Look into my web site 파워볼