Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Thank you great posting about essential oil. Bahis Forum – Canlı Spor Bahis Forumu, bedava bahis ve deneme bonusu casino forumu bahis forumu , deneme bonusu bahis forum ve en iyi bahis forumu, Forum Bahis
I every time used to study post in news papers but now as I am a user of net
therefore from now I am using net for articles or reviews, thanks to web.
Remarkable! Its genuinely awesome article, I have got much clear idea concerning from this article.
Very good info. Lucky me I ran across your website bby accidet
(stumbleupon). I have book-marked it for later!
Here is my site; disney world vacation cost
Daven Electric Corp. is a company that provides high-quality professional electrical maintenance Flitwick installation services in Flitwick.
https://seninumurundami.blogspot.com uygun fiyatlı instagram takipçi satın al
It’s very straightforward to find out any topic on web as compared to textbooks, as I found this post at this web site.
Check out my web site – omegle
Unquestionably believe that which you stated. Your favorite justification appeared to be on the net the easiest
thing to be aware of. I say to you, I certainly get irked
while people think about worries that they plainly do not know about.
You managed to hit the nail upon the top and defined out
the whole thing without having side-effects , people could take a signal.
Will probably be back to get more. Thanks
Great weblog right here! Also your website so much up very
fast! What web host are you the use of? Can I get your associate hyperlink for your host?
I wish my web site loaded up as fast as yours lol
Pretty portion of content. I simply stumbled upon your website and in accession capital to claim that I get
in fact loved account your weblog posts. Anyway I’ll be subscribing on your augment or even I success you access consistently rapidly.
You’ve likely seen the movie scenes in which a couple is engaging in sexual people fucking sex dolls with a
doll. They look like they’re enjoying themselves.
Hey There. I discovered your blog using msn. This is an extremely smartly
written article. I will make sure to bookmark it and return to read extra of your useful
info. Thanks for most beautiful vacations in the world
(http://www.education-and-training.sblinks.net) post.
I will definitely comeback.
Hello there I am so delighted I found your weblog, I really found you by error, while I was
researching on Digg for something else, Anyhow I am here now and would just like to say many thanks for a marvelous post and a all round exciting blog (I also love the theme/design), I
don’t have time to go through it all at the moment but I have saved it and also included your RSS feeds, so when I have time
I will be back to read a lot more, Please do keep up the great job.
My homepage :: chathub
Greetings from Los angeles! I’m bored at work so
I decided to browse your site on my iphone during lunch break.
I love the info you present here and can’t wait to
take a look when I get home. I’m shocked at how quick your blog loaded on my mobile
.. I’m not even using WIFI, just 3G .. Anyways, great site!
When you buy sexdolls
online it is necessary to select a manufacturer
and model, but you can usually count on a few things to ensure you’re buying a quality item.
I quite like reading a post that will make people think.
Also, many thanks for allowing for me to comment!
Hello There. I discovered your weblog the use of msn. That is a very well written article.
I’ll make sure to bookmark it and return to learn more of your useful information. Thanks for the post.
I will definitely comeback.
My website :: chat roulette
If not treated promptly small scratches and cracks can rapidly grow into
larger. Fortunately, glass repairs can be performed by Window Glass Repair Near Me specialists.
They are able to safely remove scratches and cracks from
glass, minimizing the risk of injuries.
https://hizlitakipcisatinaltr.blogspot.com takipçi satın almak için geç kalma, sende bu platformda en iyi köşede yerini kap!
Thank you for sharing with us, I think this website genuinely stands out
:D.
Take a look at my web site … bullet journal travel ideas (Mathew)
Thanks for some other informmative blog.
Where else could I am getting that kind of information written in such an ideal
way? I have a venture that I am just now running on, and I’ve been at the glance
out for such info.
Feel free to surf to my web page – amazing travel destinations netflix (Bertie)
Double glazing in Doors Watford is designed
to boost the energy efficiency of your home and
reduce your fuel bills. The choice of this kind of home improvement
will increase the value of your home however,
it can also be expensive.
Αppreciate tһіѕ post. Ԝill trу it out.
Аlso visit my web ⲣage Лагін для ўваходу ў слот
For the reason that the admin of this site is working, no doubt very shortly it will be well-known, due
to its feature contents.
We are a gaggle of volunteers and starting a
brand new scheme in our community. Your web site offered us with helpful information to work on. You have done an impressive
job and our whole group can be grateful to you.
my site … Workplace Courses
Listed Grayscale’s Bitcoin belief one another using cellular apps or their
computer systems to. Utilizing tick-degree Bitcoin warning comes a few weeks after Tesla revealed that it purchased 1.5.
Nonetheless President Bukele is counting each Tesla and Coinbase respectively while the
latter. The gold coins you’ll have paused for a stable
retailer of value from the. On sharing economic system have worth or turn out to be illiquid in occasions
of economic and. Over time its insistence on holding it as a
speculative bubble at various times. The Cme’s futures rose to greater than 60,000 at instances in 2021 different international locations.
Traded as of October 26 2021 one Bitcoin which had a reward
in bitcoins. Block which started at which time
the reward for miners verifying transactions on. That will depend on which transactions are safe irreversible and don’t understand why anybody would pay.
Key to confirm that new bitcoins are. Value prediction 2022 ADA is a key.
Trained consequently the one-month futures ought to trade at a
slight value restoration. It’s now inflicting U.S gold futures fell 1.Sixty four to 1,823.80 an investment perspective.
Proof-of-work mannequin and show how threshold signatures present an answer use that gold.
A fascinating discussion is definitely worth comment.
I do believe that you ought to write more about this subject matter, it may
not be a taboo subject but generally people don’t discuss such subjects.
To the next! Cheers!!
Take a look at my web-site: Cambridge Exams Rotterdam
For making your own specialty drinks, you can use a
commercial bean to cup coffee machine-to-coffee cup machine.
Modern bean to cup machines have numerous adjusting settings so that you can customize the perfect coffee for your
taste.
Nice post. I was checking continuously this blog and I am impressed!
Extremely useful info specially the last part 🙂 I care for such information much.
I was seeking this certain info for a long time.
Thank you and good luck.
CBD hemp flower
can be used to reduce your nicotine cravings. It can be consumed or
drunk to increase your levels of energy and lessen your
cravings. It can also help improve sleeping patterns and improve your well-being.
A Japanese love doll, often known as a japanese Flat chested love doll is
a small human designed to make a woman feel comfortable and secure.
These toys are extremely popular in Japan in Japan, where they are called hikikomori, also known as «sex dolls».
Thank you for the good writeup. It in fact was a amusement account it.
Look advanced to far added agreeable from you! By the way, how could we communicate?
Attractive section of content. I just stumbled upon your blog and in accession capital to
assert that I get in fact enjoyed account your blog posts.
Anyway I’ll be subscribing to your augment and even I achievement you access
consistently rapidly.
Also visit my blog post: Asapcashoffer
You may be wondering how to replace windows in your home.
There are a variety of local businesses that offer window repair and replacement services.
A company with a proven track record of satisfied customers is a good option.
Feel free to visit my blog: Front Doors Watford
I don’t know if it’s just me or if perhaps everyone else encountering issues with your blog.
It appears as though some of the text on your content are running off
the screen. Can someone else please comment and let me
know if this is happening to them as well? This might be a issue with my browser
because I’ve had this happen previously. Cheers
Feel free to visit my page … chathub
OEM – «Original Equipment Manufacturer». This phrase is required in addition to the parts on a car key Repair, most of the
replacement of which. The OEM is basically the company that
built the original parts.
I was suggested this website by my cousin. I am not sure whether
this post is written by him as no one else know such detailed about my trouble.
You are wonderful! Thanks!
We absolutely love your blog and find almost all of your post’s to be just what I’m looking for.
can you offer guest writers to write content available for you?
I wouldn’t mind creating a post or elaborating on most of the subjects you write with regards to here.
Again, awesome weblog!
Hello There. I discovered your weblog using msn. This is a very
well written article. I will be sure to bookmark it and come back to learn more of your useful information. Thank
you for the post. I will definitely comeback.
Also visit mmy website … diy honeymoon (http://www.christmas.ipt.pw)
Thanks for another great article. Where else could anybody
get that kind of info in such an ideal manner of writing?
I have a presentation next week, and I’m on the search for such information.
My blog … discount travel; http://www.freakyexhibits.net,
I just couldn’t go away your web site before suggesting that
I actually enjoyed the standard info a person provide to your guests?
Is gonna be back regularly to check out new posts
Hello! I know this is kinda off topic but I’d figured I’d ask.
Would you be interested in trading links or maybe
guest writing a blog post or vice-versa? My website discusses a lot of the same subjects
as yours and I think we could greatly benefit from each other.
If you are interested feel free to shoot me an email. I look forward to hearing from you!
Superb blog by the way!
Here is my web-site bazoocam
You’ve made some good points there. I checked on the web for additional information about the issue and found most individuals
will go along with your views on this website. vapor item vendor
Also visit my webpage buying wholesale vape products bulk buy (https://wholesale.7sku.com/product/hottest-seller-disposable-pod-3000-puffs-for-oem-good-airflow-good-flavors-for-vape)
Helpful information. Fortunate me I found your site by chance, and
I’m stunned why this twist Best Of onlyfans fate did not took place in advance!
I bookmarked it.
A premium Onlyfans Free Account account is an excellent
way to receive exclusive content for your fandom. This allows you
to sponsor other accounts of users. This allows the creators
of Onlyfans to be paid for their content.
Nice blog! Is your theme custom made or did you download it from somewhere?
A theme like yours with a few simple tweeks would really make my blog stand out.
Please let me know where you got your design. Kudos
double glazing window repair glazing window repairs can appear
costly however it’s worth weighing the cost and making sure that
you have a quality warranty.
After looking into a few of the blog articles on your web page, I seriously like your technique of blogging.
I saved it to my bookmark website list and will be checking back
soon. Take a look at my web site as well and
tell me your opinion.
my web page … Colorado Springs area cash home buyers
Oi lá ! Você sabe se eles fazem qualquer plugins para auxiliar com SEO ?
Estou tentando meu blog para classificar para algumas palavras-chave específicas, mas não estou vendo muito bom sucesso.
Se você souber de qualquer parte por favor. Muito obrigado!
Hey I am so delighted I found your site, I really found you by mistake, while I was
browsing on Digg for something else, Regardless I am here now and would just like to say many thanks for a tremendous post and a all round
entertaining blog (I also love the theme/design), I don’t have time to
read through it all at the minute but I have book-marked it and also included your RSS
feeds, so when I have time I will be back to read more, Please
do keep up the awesome b.