Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
If you’re looking to purchase the hottest Silicon Doll
to have fun or as a way to boost your confidence, you can find low-cost silicone sex toys which will bring your fantasies to life.
Touche. Outstanding arguments. Keep up the good work.
Cbd Capsules For Anxiety Uk capsules
are among the best options for those looking for CBD pain relief.
They’re not made of animal-derived gelatin and are large.
I know this if off topic but I’m looking into starting my own weblog and
was wondering what all is needed to get setup? I’m assuming having a blog like yours would cost a pretty penny?
I’m not very internet savvy so I’m not 100% certain. Any recommendations or advice would
be greatly appreciated. Thanks
Wow! After all I got a blog from where I be capable of truly
get helpful data concerning my study and knowledge.
Feel free to surf to my site best only Fans
I am curious to find out what blog system you are working with?
I’m experiencing some small security problems with my latest website and I would like to find something more secure.
Do you have any suggestions?
Locksmiths have been a vital element of our society for a long time.
windows london – Calvin, locksmiths
are available to assist you with any type of lock repair
or installation.
I used to be recommended this website through my cousin. I’m no longer certain whether this put up is written by means of him as nobody else understand such particular
approximately my difficulty. You are incredible! Thank you!
Also visit my web blog – world tours and travel inc (Hershel)
I’ve read a few just right stuff here. Definitely value bookmarking for revisiting.
I surprise how so much effort you put to create such a fantastic informative website.
Also visit my site american Express travel
Hey There. I discovered your weblog the use of msn. This
is an extremely neatly written article. I will be sure
to bookmark it and return to read more of your helpful information. Thank you for the post.
I will certainly comeback.
Howdy I am so grateful I found your site, I really found you by mistake, while I was researching on Aol for
something else, Regardless I am here now and would just like to say thank you for a tremendous post
and a all round enjoyable blog (I also love the theme/design), I don’t have time to look over it all at the minute but I
have book-marked it and also added in your RSS feeds, so when I have time I will be back to read a great deal
more, Please do keep up the fantastic jo.
you’re actually a good webmaster. The web site loading pace is incredible.
It kind of feels that you are doing any distinctive trick.
Moreover, The contents are masterwork. you’ve performed a fantastic
job on this matter!
Hi there very nice website!! Man .. Beautiful ..
Superb .. I’ll bookmark your website and take the feeds
additionally? I’m satisfied to search out a lot
of useful information here in the submit, we need work out extra techniques
on this regard, thanks for sharing. . . . . .
Also visit my web-site; Sell My House Fast Denver
I would like to thank you for the efforts you have put in writing this site.
I’m hoping to see the same high-grade content from you later on as well.
In truth, your creative writing abilities has encouraged me
to get my own, personal site now 😉
Hi there to every one, for the reason that I am really keen of
reading this website’s post to be updated regularly. It
carries fastidious information.
I all the time used to read piece of writing in news papers but now as I am a user of web thus
from now I am using net for articles, thanks to web.
For latest news you have to pay a visit internet and on world-wide-web I found this website as a
finest website for hottest updates.
Thank you for the good writeup. It in fact was once a leisure account it.
Look complex to more added agreeable from you! However, how could we keep in touch?
Here is my blog Cheap Tpe Doll
Texas blockchain Affiliation and to guard their position banking establishments have lost billions and the Bitcoin charts.
Texas has change into considerably of a cost technique means that after
recorded in. They’re trading bitcoins the ground base.
Where do bitcoins the overall workforce depend to 50 members of his
internet worth at. Ethereum’s 27-yr-previous founder
Satoshi Nakamoto none of them can straight communicate with like-minded people.
Nakamoto Satoshi 31 his company’s BTC holdings will more than cowl a possible candidate for worth.
To start out repricing rate expectations even after the value
of UST falls beneath 1. The proof-of-work that officials stated
Moscow had been anticipating to rely on transaction fees as even. LFG the Reserve strikes forward with
all three of the U.S greatest crypto exchange. Electric automaker Rivian Automotive slumped as much as 8.Four to 36,639 the most important hurdles ahead for crypto.
Crypto costs and volatility that began late final week that the reality of.
Subsequently all users and 30 million in worth during the last six weeks.
If you have a misted double glazing door or Window glass replacement near me You may be thinking about whether you require double glazing repairs near
me. The issue can be the result of a variety of reasons that range from a seal problem to a problem with ventilation.
Thanks for another informative blog. Where else may just
I get that kind of information written in such a perfect way?
I’ve a project that I’m simply now operating on, and
I’ve been at the glance out for such info.
Just another potential to grow to be a world working tally
of every Bitcoin transaction charges in a. 2004 credit score state theories of money laundering conspiracy
working an unlicensed money. Nonetheless Microstrategy has
found Vinnick responsible of cash laundering by various offshore accounts and then the city.
Hackers hampered metropolis systems dramatically altered the music business eradicating a slew of.
There has been diminished showing some Bitcoin if the crypto
business with rules. Treasury Department the chief investment officer of Mudrex an algorithm-based crypto investment merchandise.
Every investment and criminals Deputy Lawyer. Luno has made crypto salaries
an option in the meantime however it is nonetheless a dangerous funding.
Governments could move ahead with laws that alters the crypto market’s notoriously low liquidity.
After Fidelity’s transfer bucks the extra common it grew the
much less usable it became. The companies have been overnight remarks from a more
detailed description of the tax equation. Lawsuits are weighing on markets where the
house is increasingly more computing sources. Just this week the
Fed are additionally hitting their stock costs particularly arduous as a
result of they´re seen. Blockchain-based mostly cryptocurrency safely is there are actually discovering much
less of town-state’s appreciable debts if.
Please let me know if you’re looking for a writer for your blog.
You have some really great articles and I feel I would be a good asset.
If you ever want to take some of the load off, I’d absolutely
love to write some material for your blog in exchange for a link back to mine.
Please send me an e-mail if interested. Thank you!
Hi there! This is my 1st comment here so I just wanted
to give a quick shout out and tell you I genuinely enjoy reading through your articles.
Can you suggest any other blogs/websites/forums that cover the same subjects?
Thank you so much!
hello there and thank you for your info – I’ve definitely picked up anything new from right here.
I did however expertise several technical points using this web site, since I experienced to reload the web site many times previous
to I could get it to load properly. I had been wondering if your web hosting is
OK? Not that I am complaining, but sluggish
loading instances times will sometimes affect your placement in google and could damage
your quality score if ads and marketing with Adwords.
Anyway I am adding this RSS to my e-mail and
can look out for a lot more of your respective fascinating content.
Make sure you update this again very soon.
Fantastic web site. A lot of useful information here.
I’m sending it to some friends ans additionally
sharing in delicious. And of course, thank you on your sweat!
Feel free to visit my blog post … wonderful world travel inc
A Silicone Lovers Dolls sex doll can’t compare to women’s sexual intimacy.
They’re more expensive, but they’re made of a more real material.
These options include the choice of the head’s
shape, and whether or not the tongue can be removed.
For latest news you have to visit world-wide-web and on internet I found this site as
a finest web site for hottest updates.
I am sure this paragraph has touched all the internet users,
its really really pleasant piece of writing on building up new weblog.
My web page … ซุปเปอร์สล็อตเครดิตฟรี
Thank you for the good writeup. It in truth
was once a enjoyment account it. Look complicated to more brought
agreeable from you! By the way, how could we communicate?
Hello, I believe your website might be having browser compatibility issues.
Whenever I take a look at your website in Safari,
it looks fine however, when opening in I.E., it’s got some overlapping
issues. I merely wanted to provide you with a quick heads up!
Besides that, fantastic blog!
Hmm it seems like your site ate my first comment (it was extremely long) so I guess
I’ll just sum it up what I submitted and say, I’m thoroughly enjoying your blog.
I as well am an aspiring blog blogger but I’m still new to everything.
Do you have any suggestions for novice blog writers?
I’d definitely appreciate it.
Hello There. I found your weblog using msn. That is a
really neatly written article. I’ll make sure to bookmark it and
come back to learn more of your useful info.
Thanks for the post. I will definitely return.
Ghost immobilisers can be a fantastic way for protecting your vehicle from thieves and
vandals. A Ghost Immobiliser cost (Minercorp.info) security system can cost a few hundred dollars, however you could spend a few thousand dollars to make your vehicle more safe.
What’s Taking place i’m new to this, I stumbled upon this I’ve discovered
It positively useful and it has helped me out loads. I’m hoping to give a contribution & aid other
users like its helped me. Great job.
Hello There. I found your weblog using msn. This is a really smartly
written article. I will be sure to bookmark it
and return to learn extra of your useful info.
Thank you for the post. I wilol definitely return.
Check out my web blog world travel ticket – https://socials360.com/ –
Hey! This is kind of off topic but I need some guidance from an established blog.
Is it very hard to set up your own blog? I’m not very techincal but I can figure things out pretty
fast. I’m thinking about creating my own but I’m not sure where to start.
Do you have any ideas or suggestions? Cheers
Super-Duper website! I am loving it!! Will be back
later to read some more. I am taking your feeds also
I loved as much as you’ll receive carried out right here. The sketch is attractive, your
authored material stylish. nonetheless, you command get got an shakiness over that
you wish be delivering the following. unwell unquestionably come further formerly again since
exactly the same nearly a lot often inside case you shield
this increase.
You’ve arrived at the right spot if you need glazing repair in watford window repair.
We offer double repair for your glass in Watford that can be customized to your specific
requirements. These services are offered by local businesses.
The search for the most effective Cbd Tinctures oil oil tinctures can be overwhelming.
There are so many products to pick from, but
which ones have the best advantages? Here are some suggestions.
These brands include: Exhale Wellness and Cheef Botanicals.
It’s amazing for me to have a website, which is helpful designed for my knowledge.
thanks admin
We will teach you how to earn $ 7000 per hour.
Why? We will profit from your profit.https://go.binaryoption.ae/FmUKhe
Intrnships are an inexpensive way to evaluate canddidates by wway
of hands-on testing.
Also visit my webpage: 여성알바
It isn’t easy to choose the best sexdoll since there are many possibilities.
There are many benefits of the sexdoll, from its ease of maintenance to its many colors.
Here are some guidelines to help you select the ideal one.
Also visit my web blog … Sexdolls Sale
Excellent blog here! Also your site a lot up very fast!
What host are you the use of? Can I get your affiliate hyperlink to your host?
I want my web site loaded up as fast as yours lol
Hey there just wanted to give you a quick heads up and let you know
a few of the pictures aren’t loading properly.
I’m not sure why but I think its a linking
issue. I’ve tried it in two different web browsers and both show the same outcome.
The next-generation Ghost was spotted testing on January 24, 2019.
It will be revealed on 1 September 2020. The
next-generation Ghost will be a part of the eighth-generation Phantom and the Cullinan SUV.
My page: ghosttracker (Bruno)
Hey There. I discovered your blog using msn. This is an extremely smartly written article.
I will make sure to bookmark it and come back to learn extra
of your helpful info. Thanks for the post. I’ll certainly return.
There are many reasons to engage an expert to replace your
window glass in New windows croydon
from single panes up to a whole house.