Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
It’s very simple to find out any matter on web as compared to textbooks, as I found this piece of writing at this website.
Greetings, I believe your site may be having browser compatibility problems.
When I look at your web site in Safari, it looks fine however, if opening in I.E., it’s got some
overlapping issues. I merely wanted to provide you with
a quick heads up! Besides that, excellent site!
Currently it appears like Expression Engine is the preferred blogging platform available right now.
(from what I’ve read) Is that what you are using on your blog?
If you would like to take a good deal from this paragraph then you have to apply these strategies to your won website.
Today, I went to the beach with my children. I
found a sea shell and gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.» She put
the shell to her ear and screamed. There was a hermit crab inside and it pinched
her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!
Have you ever thought about publishing an ebook or guest authoring on other sites?
I have a blog centered on the same 60th birthday travel ideas (Alan) you discuss
and would really like to have you share some stories/information. I know my subscribers would value your
work. If you are even remotely interested, feel free
to shoot me an e mail.
There are a variety of options for cash loans for people with poor credit.
These loans can be used without collateral , and are typically not
secured. They usually have high interest rates, however, you
are able to repay them within a year.
Look into my webpage: Short Term Laons
Pretty! This was an extremely wonderful article. Thanks for supplying this info. https://sharetv.com/user/shop3254
Togel players are always looking for a good data hongkong.
Data Hk Hari Ini hk has a wealth of
information on togel. It includes the latest news, keluaran, and
prediksi. This information can be used to enhance your game.
It’s amazing in favor of me to have a web page, which is useful in favor of my knowledge.
thanks admin
I am regular visitor, how are you everybody?
This post posted at this web page is truly fastidious.
I think this is one of the most vital information for me.
And i’m glad reading your article. But want to remark
on few general things, The site style is great, the articles is really excellent : D.
Good job, cheers
Hey! This post could not be written any better!
Reading this post reminds me of my previous room mate!
He always kept chatting about this. I will forward this write-up
to him. Fairly certain he will have a good read. Thank
you for sharing!
certainly like your website however you need to check the spelling on quite a few
of your posts. Several of them are rife with spelling issues and I in finding it very bothersome to inform the reality then again I will certainly come again again.
Double glazing services are offered by Jack of Glass in High Wycombe.
Apart from offering double glazed windows, the company also installs new Windows high Wycombe doors, glass splashbacks, and misted units.
Incredible points. Solid arguments. Keep up the good effort.
Feel free to surf to my web blog https://www.soussmiel.com/learn-about-casino-playing-3/
Heya! I realize this is sort of off-topic but I had to
ask. Does building a well-established website like yours require a
massive amount work? I am completely new to blogging however I do
write in my diary every day. I’d like to start a blog so I can share my own experience and views online.
Please let me know if you have any suggestions or tips
for new aspiring bloggers. Appreciate it!
Feel free to visit my page – https://blog.robustedge.com/learn-about-casino-playing-3/
cbd Flowers usa hemp flower is an excellent way to decrease
your craving for nicotine. It can be consumed or drunk to increase your levels of energy and lessen your cravings.
It can also help improve sleep and improve your overall health.
Great article! We are linking to this particularly great
post on our website. Keep up the good writing.
If you live in an historic structure or live in an area that is susceptible to windows
that are deteriorating and doors, you may have to repair
them. It could be as simple as rotten wood or an accident.
Also visit my web site – Double Glazed Window Repairs Near Me
If you are looking to buy windows that are new and doors, you’ll want to know what it will cost you to replace windows.
Also visit my homepage :: replacement window [Pat]
What a information off un-ambiguity aand preserveness of precious knowledge regarding unexpected feelings.
It is easy to buy an inexpensive sexdoll for sale
today. There are numerous methods to achieve this. The best way to find a low-cost sexdoll
is to purchase a secondhand one.
Hi there to every single one, it’s genuinely a pleasant for
me to visit this site, it includes valuable Information.
my webpage – pragma123
It’s truly a nice and helpful piece of info. I’m happy that
you just shared this useful info with us. Please stay
us informed like this. Thank you for sharing.
whoah this blog is fantastic i really like reading
your posts. Stay up the great work! You recognize, a lot of people are searching round for this info, you could help them greatly.
Feel free to surf to my web page: pragma123
It is not difficult to buy an inexpensive sexdoll today. There are many methods to
achieve this. The best way to find a low-cost sexdoll is to buy a used one.
You can buy dolls at a low cost from China’s 7,000-square-meter manufacturing facility.
my homepage sexdolls for sale
Wonderful work! This is the type of info that should be shared across the
internet. Disgrace on Google for no longer positioning this put up
higher! Come on over and seek advice from my site .
Thank you =)
Hi there, I want to subscribe for this blog to obtain newest updates, therefore where can i do it please assist.
Feel free to surf to my web page – slot gacor
You’re so awesome! I do not believe I’ve read a single thing like this before.
So nice to find someone with some unique thoughts on this topic.
Seriously.. thanks for starting this up. This site is something that is
required on the web, someone with a little originality!
Thank you for any other informative site. The place else may just I get that kind of information written in such a perfect manner?
I have a venture that I am just now running on, and I’ve been on the look out for such info. https://forum.findukhosting.com/index.php?action=profile;area=summary;u=65724
While some women believe that sexing through a doll is more enjoyable than having real
sexual relations, other women aren’t certain.
The sex doll vs real girl dolls are made of real materials that provide an authentic sense of intimacy.
It is possible to have your windows replaced if you reside
in an old structure or are in an area that
has a lot of windows that are susceptible to damage.
The issue could be a simple issue of decayed wood or an accident.
My blog: Window Repairs Near Me
It’s difficult to find well-informed people in this particular topic, but you sound like
you know what you’re talking about! Thanks
Jack of Glass is the best option for double glazing in composite doors High Wycombe Wycombe.
This is a very good tip particularly to those fresh to the blogosphere.
Short but very precise information… Thanks for sharing this one.
A must read post!
Feel free to surf to my website – buy my home in Colorado Springs
Hi there, I think your web site could be having web browser compatibility
issues. Whenever I look at your website in Safari,
it looks fine however, when opening in Internet Explorer, it has some
overlapping issues. I merely wanted to provide you with a quick heads up!
Other than that, wonderful blog!
It doesn’t matter if have an balham Locksmiths commercial or residential property, it’s vital
to have a locksmith for commercial use on hand. This expert
can offer security solutions for businesses, such as repair and replacement
of locks.
What i don’t realize is if truth be told how you’re now not really much more neatly-appreciated than you might be now.
You’re very intelligent. You already know thus considerably
in relation to this topic, made me in my opinion imagine it from a lot of numerous angles.
Its like women and men are not interested until it’s one thing to accomplish with Girl
gaga! Your own stuffs excellent. At all times deal
with it up!
It’s in point of fact a nice and helpful piece of
information. I’m happy that you shared this helpful information with us.
Please keep us up to date like this. Thanks for sharing.
Here is my page; customizing Sexdoll
cbd capsules for sale capsules are available in many strengths and can be consumed wherever you go.
They can be adjusted to suit your personal preferences and are easy to use.
Many of the companies that sell CBD products
have testing facilities from third parties.
The most efficient and least painful way to obtain an adult ADHD diagnosis London is via private means.
There are many independent psychiatrists who provide this service in London.
This article is truly a nice one it assists new web visitors,
who are wishing for blogging.
What a stuff of un-ambiguity and preserveness of valuable experience regarding unexpected emotions.
pod relaxotech vape supplies devices suppliers
each time i used to read smaller posts that also clear their motive, and that is also happening with this article which
I am reading at this place.
Here is my web site: Hottest twitter accounts
The most realistic toys for sex are sex dolls made of silicone.
They have an open anal cavity and vagina with beautifully drawn breasts.
In contrast to Tpe Silicone, they’re non-porous and don’t retain moisture.
They are also durable and easy to sterilize.
When someone writes an paragraph he/she retains the thought of a user in his/her mind
that how a user can be aware of it. So that’s why this post is
perfect. Thanks!
If your Double Glazing Repair Croydon-glazed
windows have been damaged by water, you should seek the
assistance of experts for double-glazing window repairs
in Croydon.
Togel Singapore is an online casino game.
There are a variety of games to play, such as
lottery and baccarat, draught, Pai gow, and many more.
It is a simple game to play.
This design is steller! You obviously know how to keep a reader
entertained. Between your wit and your videos, I was almost
moved to start my own blog (well, almost…HaHa!) Wonderful job.
I really loved what you had to say, and more than that, how you presented it.
Too cool!
My site: สล็อตออนไลน์