Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Thanks for sharing your thoughts about real life cam.
Regards
Also visit my web site: reallifecam
Superb post however I was wanting to know if you could write a litte more on this subject?
I’d be very grateful if you could elaborate
a little bit more. Cheers!
Also visit my blog: solo getaway ideas
Very good info. Lucky me I ran across your site by chance (stumbleupon).
I have saved as a favorite for later!
My web blog Keto Dynamite
I do agree with all of the concepts you have offered
on your post. They’re really convincing and will definitely work.
Still, the posts are very quick for beginners. May you please lengthen them a little from
next time? Thank you for the post.
I’ve learn several good stuff here. Certainly worth bookmarking for revisiting.
I wonder how a lot attempt you place to create
one of these excellent informative website.
my blog post men gifts (Juliann)
The free High Iq Society test from Fun Education will take you
to a Hall of Fame, where you can see a list of historical figures with reported IQ
scores. It takes around 30 minutes to complete the test, and it has forty questions.
Deference to post author, some good selective information.
My site: honeymoon travel (http://www.miaosha8.com)
Why is it I always really feel like you do?
It’s time to upgrade your door handle made of Upvc!
There are many options to replace upvc Door Lock door handles
whether you’re replacing an old one for the first
time or for the second time. There are many options for handles, ranging from Yale to Fab and Fixed.
Hi! I could have sworn I’ve visited your blog before but after browsing through many of
the posts I realized it’s new to me. Regardless, I’m certainly happy I
came across it and I’ll be book-marking
it and checking back often!
my page :: XYCOLO
If you require a locksmith, it is best to find an area Lock service balham locksmith.
You must be able to trust them and their recommendations. Balham, despite being an London municipality, is
well-known for its top locksmiths.
Its like you read my mind! You seem to know a lot about this, like you wrote the book in it or something.
I think that you can do with a few pics to drive the message home
a little bit, but other than that, this is fantastic blog.
An excellent read. I’ll definitely be back.
If you are looking for a company that installs high-quality double glazing products in Bromley, Croydon,
South London, Kent and Surrey, you have come to the right spot.
Albion sash windows Bromley has
over 35 years of experience in the area.
Всего на официальном сайте Мостбет представлено 28 видов спорта, от самых
популярных до менее таких.
my web site – мостбет ру
This site was… how do you say it? Relevant!! Finally I have found something which helped
me. Appreciate it!
Also visit my web page … muha meds carts fake or real
Its like you read my mind! You appear to know so much about this, like you wrote the book in it or something.
I think that you can do with some pics to drive the message home a bit,
but other than that, this is excellent blog.
A great read. I will definitely be back.
My page :: สล็อตเว็บตรง100%
Before buying full spectrum cbd oil near Me Spectrum
CBD oil, you need to know the nature of it. CBD oils are rich in cannabinoids and Terpenes.
They are derived from European hemp plants that are grown organically.
You can usually buy 1,000mg bottles.
Thank you for another fantastic post. Where else could anyone get that type of info in such a perfect way of writing?
I have a presentation subsequent week, and I’m on the search for such
information.
Here is my page: ebook promotions
It is important to check that a locksmith near Balham has been checked by DBS.
DBS checks will reveal the past history of a locksmith, and help them avoid engaging locksmiths in balham criminal actions.
Hi, this weekend is nice designed for me, because this point in time i am
reading this impressive informative paragraph here at my house.
Feel free to visit my site :: taiwan travel tours – http://www.library-services.sblinks.net,
It is the best time to make some plans for the future and it’s time to be happy.
I’ve read this post and if I could I desire to suggest you
few interesting things or advice. Perhaps you could write next articles referring to this article.
I want to read more things about it!
I think the admin of this web page is really working hard in favor of his website, as here every
stuff is quality based information.
Thankfulness to my father who shared with me about
this webpage, this blog is in fact awesome.
Pretty! This was an extremely wonderful post.
Thanks for supplying these details.
Greetings! I know this is kinda off topic however , I’d figured I’d ask.
Would you be interested in trading links or maybe guest
writing a blog article or vice-versa? My website addresses a lot of
the same topics as yours and I think we could greatly benefit from
each other. If you’re interested feel free to shoot me
an e-mail. I look forward to hearing from you! Terrific blog by the way!
I pay a visit each day a few web pages and information sites to read content, but
this weblog presents feature based articles.
It is legal to play poker online however,
you must ensure that you’re of legal age. Online poker sites require that players are at minimum 18 years
old to play.
Asking questions are in fact pleasant thing if you are not understanding something totally,
but this piece of writing gives good understanding even.
Balham’s emergency locksmith offers 24/7 service. This service is great if you
are locked out of your home or home. A professional Balham locksmith In Balham can assist with your relocation or security requirements.
Electrical services luton electricians
specialize in emergency electric repairs. They offer quick and reliable service,
and are well-versed with the region. These professionals provide an unbeatable price and a 12-month guarantee.
Hi i am kavin, its my first occasion tⲟ commenting
anyplace, whеn where can i get cheap zoloft pills rеad tһiѕ
post i thought i coᥙld aⅼso mаke ϲomment due to tһіs good post.
If you need double glazing repairs in Sash Windows Ealing You’ve come to the
right spot. We have the right solution for you, regardless whether your double-glazed window is
broken or misty.
I was curious if you ever considered changing the layout of
your site? Its very well written; I love what youve got to say.
But maybe you could a little more in the way of content so people could connect
with it better. Youve got an awful lot of text for only having one or two pictures.
Maybe you could space it out better?
Also visit my site vegan skincare Gift set
It’s a pity you don’t have a donate button! I’d without a doubt donate to this outstanding
blog! I guess for now i’ll settle for bookmarking and adding your RSS
feed to my Google account. I look forward to new updates and
will share this website with my Facebook group.
Chat soon!
Good post! We will be linking to this particularly great content
on our website. Keep up the good writing.
Visit my site :: Vegan Face Oil Uk
Thanks for some other informative blog. Where else may just I am getting that kind of information written in such an ideal approach?
I have a undertaking that I am simply now working on, and I’ve been at the glance out for such info.
Also visit my web-site :: world tours (miftahul-ulum.my.id)
You’re so cool! I do not think I have read a single thing like this before.
So good to find somebody with a few genuine thoughts on this subject matter.
Really.. many thanks for starting this up. This
web site is something that is required on the web, someone with a little originality!
Good article. I am facing some of these issues as well..
When some one searches for his vital thing, so he/she needs to be
available that in detail, so that thing is maintained over here.
Fantastic post however I was wondering if you could write a litte more on this topic?
I’d be very grateful if you could elaborate a little bit more.
Many thanks!
Also visit my site :: Honeymoon Ideas (Bookmarkstime.Com)
Thank you for any other informative blog. The place else could I
am getting that type of info written in such an ideql method?
I have a undertaking that I am simply now running on, and I have been at the glance out for such info.
My site … mount rushmore trip ideas (http://dammwild.net)
You’re probably wondering how to buy CBD flower.
CBD flower is extracted from the plant’s flowers and then dried, dried,
and stored. To ensure the freshness of cbd Flower Uk legal
flower, it must be stored in a sealed container.
Hey there, You have done a great job. I’ll definitely digg it and personally recommend to my friends.
I am confident they will be benefited from this web site.
I enjoy this website – its so usefull and helpfull.
http://fashionpalase.ru/index.php?subaction=userinfo&user=bemelofa
When I originally left a comment I seem to have clicked the -Notify me when new comments
are added- checkbox and now every time a comment is added I get 4 emails with the
same comment. Is there an easy method you can remove me from that service?
Many thanks!
Have a look at my blog: superslot777
The Internet has created many new opportunities for people who enjoy playing poker.
Poker online has seen a significant increase in popularity in the last few years.
Also visit my site :: Sports [https://Collegeclubofseattle.Com]
Greetings! This is my 1st comment here so I just wanted to give
a quick shout out and say I really enjoy reading your articles.
Can you recommend any other blogs/websites/forums that cover the same subjects?
Thank you so much!
I tһink the admin ߋf tһis site is aсtually ѡorking
hard in support of һis website, aѕ here every stuff iѕ quality based stuff.
mү website where to buy generic pregabalin price
Keep up the excellent job and generating the crowd!
https://bbs.lineagem.shop/home.php?mod=space&uid=279286
Hi ᴡould ｙoᥙ mind stating ԝhich blog platform ｙoս’re using?
I’m lоoking to start mу own blog soоn bսt I’m having a difficult timе making a
decision ƅetween BlogEngine/Wordpress/Β2evolution ɑnd Drupal.
The reason I ask is becaսse yοur design аnd style sеems different then mⲟst blogs
and where can i get generic pregabalin without dr prescription‘m looking for
sοmething complｅtely unique.
P.Ꮪ My apologies fߋr being off-topic but I had to ask!