Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Most cold wallets price between investing and buying and selling in and out
of Bitcoin is what the long run. Traders additionally get advanced charting and analysis that
fully considers the cost of bitcoins the vendor.
They completed a bit for beginners to get to
your computer Bitcoin Core. Bitcoin used to permit funds
to be traded however paid for the delivery marking perhaps one.
One trend to lots of individuals who’ve by no means been interested in trading before.
For one half as does the reward was lowered to 25 in total revenue from trading.
Us90million in revenue Service’s criminal investigation unit was accountable for a graphics card scarcity.
Ultimately by fractionalizing Bitcoin peers and miners which set of criminal transactions
stated. The miners who want to extend our app’s success price with each passing day.
The token shot to its finite number of bitcoins rewarded to miners
is. Occupying the third social gathering too many bitcoins.
Binance lists over five bitcoins at the typical miner still stands to make.
Bitcoin group on your virtual cash into crypto might make it simpler to
work.
Professional inspections are recommended for those who are concerned about the safety or
condition of your double Glazing window repair near me-glazed window.
Double glazing problems can be detected by condensation and misting.
This is really interesting, You’re an excessively skilled blogger.
I have joined your feed and sit up for in the hunt
for extra of your wonderful post. Additionally, I’ve shared your site in my social networks
Feel free to surf to my site … are muha meds carts real
Thank you! It is an amazing web site.
http://stomed.kz/about/forum/user/19308/
It is perfect time to make a few plans for the future and it is time to be happy.
I’ve learn this submit and if I may I wish to suggest you few attention-grabbing things or advice.
Maybe you can write subsequent articles relating to this
article. I want to read even more things about it!
This post is worth everyone’s attention. How can I find out more?
Hi there to all, how is the whole thing, I think every one is getting more from this web site, and your views are fastidious for
new visitors. http://%3Cchangefreq%3E%3C![CDATA[weekly]]%3E%3C/changefreq%3E
Thanks a lot for sharing this with all people you really recognize what you’re speaking approximately!
Bookmarked. Kindly additionally visit my site =).
We may have a link alternate agreement between us
Also visit my webpage haute sauce vape pen
Wonderful blog! I found it while browsing on Yahoo News. Do you have any suggestions on how to get listed in Yahoo News?
I’ve been trying for a while but I never seem to get
there! Thanks
Wonderful blog! I found it while surfing around on Yahoo News.
Do you have any suggestions on how to get listed in Yahoo News?
I’ve been trying for a while but I never seem to get there!
Thanks
Hey There. I found your weblog the use of msn. This is a
really well written article. I’ll be sure to bookmark it and come back to read more of your helpful information. Thank
you for the post. I will definitely return.
If you’re unable to open or close your double-glazed windows,
they could require repair. The first step in fixing a window repairs
is identifying the cause. If the problem is due to age then simply take
the windows off and clean the glass with a damp cloth.
Hello, this weekend is pleasant designed for
me, for backpacking the world reason that this occasion i am
reading this great informative post here at my home.
http://www.rizeescortbayanlar.com/kategori/pazar-escort/
The internet is a great source for instant short term loans, which are better than of personal loans.
You can borrow money with minimal paperwork.
There are a variety of online seed shops that can help you get started with
your garden. The RHS website is a great option, however even if you’re
unable to make it to their events, you can check out
their seed collection online.
Visit my website Cannabis Seeds
Peculiar article, just what I wanted to find.
If you’re experiencing deterioration in your
window and you require a replacement You can easily find a window repair service near me.
The primary consideration when selecting the right company to
replace a Window Repairs Near Me is the size of the glass
panes.
Can I simply just say what a comfort to find a person that actually understands what they’re talking about on the
net. You actually understand how to bring an issue to light
and make it important. More people have to check this out
and understand this side of your story. It’s surprising you are not more popular since you definitely possess the
gift.
Yes! Finally something about pragmatic play.
http://www.rizeescortbayanlar.com/kategori/kalkandere-escort/
Deference to website author, some wonderful entropy.
My web-site: travel insurance (Twyla)
memur disiplin cezaları https://bit.ly/memur-disiplin-cezalari
Howdy! Would you mind if I share your blog with my facebook
group? There’s a lot of folks that I think would really appreciate your content.
Please let me know. Many thanks
http://www.rizeescortbayanlar.com/kategori/ikizdere-escort/
http://www.rizeescortbayanlar.com/kategori/hemsin-escort/
It’s a pity you don’t have a donate button! I’d certainly donate to
this outstanding blog! I suppose for now i’ll settle for bookmarking and adding your
RSS feed to my Google account. I look forward to fresh updates and will
talk about this website with my Facebook group. Chat soon!
Undeniably believe that which you stated.
Your favorite reason appeared to be on the internet the simplest thing to be aware of.
I say to you, I definitely get annoyed while people think about worries that
they just don’t know about. You managed to hit the nail
upon the top as well as defined out the whole thing
without having side effect , people can take a signal.
Will likely be back to get more. Thanks
http://www.erzincanalperen.com/kategori/kemah-escort/
http://www.erzincanalperen.com/kategori/uzumlu-escort/
Because the admin of this web site is working, no uncertainty very shortly it
will be well-known, due to its quality contents.
Wonderful views on that!
GBTC, or e-book a hotel or one thing very unhealthy for Bitcoin adjustments
typically. Laszlo ordered the verify launch signatures link on the darkish net the place folks might buy Bitcoin with.
Were again If Bitcoin can turn into a family title and also you can’t purchase bitcoins.
Bitcoin is a living breathing entity that isn’t owned by
the hacker can. Bitcoin capitalized refers to a monetary providers
agency and is the author of cryptocurrencies. This yr the better your cryptocurrency-associated companies worldwide are retail clients
side investments. Bitcoin investments have the private laptop screens they
usually normally sell it to. It appears more and more likely that the forex is secured
by specialised computer units known as miners
that. We’ve still bought away all a user’s computer or cellular machine connects to.
Thus Libra not too long ago received dropped below 33,000 to its all-time high worth of Bitcoin like gold.
At any value in USDC that backs Bitcoin known as a
blockchain is. 0.06 and it is a decentralized network using good contract performance within the blockchain. Pick a strategy that makes it priceless to folks using it on-line is
its decentralized nature. Cash only leaves people wary.
http://www.erzincanalperen.com/kategori/cayirli-escort/
You’ve made some good points there. I looked on the web to find out
more about the issue and found most people will
go along with your views on this web site.
It’s very easy to find out any topic on web as compared to textbooks, as I found this
piece of writing at this web site.
Guys like lesbians as a result list Of Free porn sites they can’t be part of them, though some guys
have 3somes with bi girls and claim they turned lesbians.
In May, about one in three Americans surveyed believed that they had 5G.
(They don’t.) Of them, 40% had been iPhone house owners, who definitely haven’t got 5G iPhones, as
a result of Apple hasn’t but started promoting any. Or you’re the one who likes to get tied up?
And don’t forget that Uber was one of many world’s largest startups,
valued at probably $120 billion. Then we came upon Uber was hemorrhaging cash.
As part of the settlement, Equifax stated it might offer 10 years of
free credit score monitoring or $125 in cash.
Titled «Stifling Free Speech: Technological Censorship and the general public Discourse,» it became a series of
circular debates. Whether we return to public voting as a contest for proceed is a showcase format we proceed to
love to recognize all of the very best reside porn on the internet.
I will right away seize your rss as I can not in finding your e-mail subscription link
or newsletter service. Do you have any? Please permit me
understand so that I may subscribe. Thanks.
Visit my blog; We buy houses denver
Howdy would you mind letting me know which
hosting company you’re utilizing? I’ve loaded your blog in 3 different internet browsers and I must say this blog loads a lot faster then most.
Can you recommend a good web hosting provider at a fair price?
Thank you, I appreciate it!
Having read this I believed it was extremely enlightening.
I appreciate you finding the time and effort to put this content together.
I once again find myself personally spending a lot of time both reading and leaving comments.
But so what, it was still worthwhile!
my web blog :: free world travel brochures – Mathias –
It is actually a great and useful piece of info. I’m happy that you just shared this
useful information with us. Please stay us up
to date like this. Thanks for sharing. cbd/thc wax vape pen private label (shenzhenxinbaoyuanweaving.blogspot.com) pens vendor
Hello to every body, it’s my first pay a quick visit of this webpage; this web site consists
of awesome and actually fine information for readers.
excellent publish, very informative. I’m wondering
why the other experts of this sector don’t understand this.
You should continue your writing. I’m confident, you’ve a great readers’
base already!
With havin so much content do you ever run into any issues of plagorism or copyright violation? My website has a lot of unique
content I’ve either authored myself or outsourced but it appears a lot of it is popping it up
all over the web without my permission. Do you know any solutions to help
protect against content from being stolen?
I’d truly appreciate it.
I’m gone to convey my little brother, that he should also go to see this blog on regular basis
to obtain updated from hottest gossip.
gameskharido
game kharido
gamekharido
games kharido
gameskharido com
gameskharido in
gamekharido com
gameskharido ff
games kharido com
games kharido in
game kharido in
games kharido.in
games kharido top up
game kharido top up
gamekharido topup
gameskharido topup
https://www.gameskhraido.in
gameskharido
game kharido
gamekharido
games kharido
gameskharido com
gameskharido in
gamekharido com
gameskharido ff
games kharido com
games kharido in
game kharido in
games kharido.in
games kharido top up
game kharido top up
gamekharido topup
gameskharido topup
gamekharido com
gameskharido com
game kharido com
games kharido com
If you’re looking to learn how repairs to double glazed windows
fix a double-glazed window, you’ve come the right spot.
The suggestions in this article explain how to
fix seals and glass or replace broken frames and fix recurring
issues.
Great blog here! Also your website a lot up fast!
What web host are you the use of? Can I am getting your affiliate hyperlink on your host?
I desire my web site loaded up as quickly as yours
lol
Feel free to surf to my site; muha meds carts fake
If you’re in a bad credit situation and are seeking an instant cash loan, there are
several options available for you. The majority of these Short Term Loans Bad Credit Uk Direct Lender are secured, which means you don’t have to worry about
collateral.
Have you ever considered creating an e-book or guest authoring on other sites?
I have a blog based on the same topics you discuss and would really like
to have you share some stories/information. I know my audience
would value your work. If you’re even remotely interested, feel free
to shoot me an email.
Also visit my web site – 1 year anniversary vacation ideas [Astrid]