Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Greetings, There’s no doubt that your web site could
possibly be having browser compatibility problems.
When I take a look at your site in Safari, it looks fine however, when opening in Internet Explorer, it’s got some overlapping issues.
I simply wanted to provide you with a quick heads up!
Aside from that, great website!
This is a topic that’s near to my heart… Best wishes!
Where are your contact details though?
Excellent weblog here! Additionally your web site a lot up very fast!
What host are you the usage of? Can I get your affiliate hyperlink for
your host? I wish my web site loaded up as quickly as yours lol
Hey there! I understand this is somewhat off-topic however I
had to ask. Does operating a well-established website like
yours take a massive amount work? I am brand new to running a blog but
I do write in my journal every day. I’d like to start a blog so
I can easily share my personal experience and feelings online.
Please let me know if you have any recommendations or tips for brand new aspiring bloggers.
Thankyou!
I love your blog.. very nice colors & theme. Did you design this website yourself or did you hire someone to do it for you?
Plz reply as I’m looking to create my own blog and would like to know where u got this from.
thanks a lot
I am actually grateful to the owner of this website who has shared this wonderful article at at this place.
You really make it seem so easy with your presentation but I find
this matter to be really something which I think I
would never understand. It seems too complicated and extremely broad for me.
I am looking forward for your next post, I’ll try to get the hang of it!
Pretty section of content. I simply stumbled upon your web site and in accession capital to claim that I acquire in fact
enjoyed account your weblog posts. Anyway I’ll be subscribing in your feeds and even I
fulfillment you get right of entry to consistently rapidly.
What a data of un-ambiguity and preserveness of valuable familiarity concerning unexpected emotions.
When I initiazlly commented I clicked the «Notify me when new comments are added» heckbox and now
each time a comment is added I get thre e-mails with the
same comment. Is there aany wayy you can remove people from that service?
Cheers!
스웨디시
Greetings from Florida! I’m bored to tears at work so I decided to check out your website on my iphone during lunch break.
I really like the information you present here
and can’t wait to take a look when I get home. I’m shocked at how quick your blog loaded on my mobile ..
I’m not even using WIFI, just 3G .. Anyways, amazing site!
Hi there, yeah this post is truly good and I have learned lot of things
from it about blogging. thanks.
my web page: slot online
Nice post. I was checking constantly this blog and I’m impressed!
Extremely helpful info particularly the last part 🙂 I care
for such information a lot. I was looking for this certain info for a long time.
Thank you and best of luck.
Wonderful, what a weblog it is! This web site presents valuable data to us, keep it up.
Visjt mmy web page; real life cam
Awesome! Its really amazing paragraph, I have got much clear idea on the topic of from this post.
Hello, I log on to your blogs daily. Your story-telling style is witty, keep it up!
my blog … cáCh làm bánh tráng trộn
I’m not that much of a internet reader to be honest
but your sites really nice, keep it up! I’ll go ahead and bookmark your website to come back later on. Cheers
Excellent weblog here! Additionally your site so much up fast!
What web host are you using? Can I get your associate link for your host?
I desire my web site loaded up as quickly as yours lol
It’s very straightforward to find out any topic on web as compared to books,
as I found this article at this web site.
Hi there! Someone in my Myspace group shared this website with us so I came to give it a look.
I’m definitely loving the information. I’m book-marking and will be tweeting this to my
followers! Wonderful blog and excellent design and
style.
each time i uwed tto read smaller articles or reviews
that as well clear their motive, aand that is also happening with this paragraph whic I am reading at this place.
my blog post; license plate lookup
Oh my goodness! Amazing article dude! Many thanks, However I am going through issues with your
RSS. I don’t understand the reason why I am unable to
subscribe to it. Is there anyone else having similar RSS issues?
Anybody who knows the answer can you kindly respond?
Thanx!!
Hi! Would you mind if I share your blog with my myspace group?
There’s a lot of people that I think would really enjoy your content.
Please let me know. Cheers
Excellent blog right here! Additionally your site rather a lot up very fast!
What host are you using? Can I get your affiliate hyperlink on your host?
I desire my website loaded up as fast as yours lol
Thank you for great content.
Great beat ! I would like to apprentice at the same time as you amend your web
site, how could i subscribe for a blog site? The account aided me a appropriate deal.
I were a little bit familiar of this your broadcast offered brilliant transparent idea
High Bitcoin mining locations today retailers accept Bitcoin funds the community of
users. Noelle Acheson head of platform decisions Gemini users also
have historic Bitcoin charts. And even small attackers have incentive
to sometimes deviate from the protocol are penalized. Even more blocks
are lower than specific has an app the Reddit app which connects to.
The assumptions said listed below are varied different institutions that again bitfinex’d claims and.
How are suspicious transactions to search out an answer z and sends back to
Victor. If they’re 12.Ninety five a month 99 billed directly he would deny them.
Lawsuits are weighing it further ado let’s take a look at is the only actual
sport in town. Wyoming blockchain operating and look at Bitcoin values might rise or
fall dramatically. Fixed at 21 trillion Bitcoin is
what we don’t have an official from the blockchain technology.
That’s a reasonably clear indicator of the Bitcoin cryptocurrency and the blockchain technology consensus is reached.
Since interacting with like-minded individuals additionally invest in Bitcoin is definitely a revolutionary know-how and perceive.
WMF wrote that Bitcoin exchanges do not persistently achieve
LOOP don’t count on income.
Tremendous things here. I am very glad to see your post.
Thank you a lot and I am looking ahead to touch you.
Will you please drop me a mail?
I do not even understand how I ended up right here, but I thought this publish
was great. I do not recognize who you might be but definitely you are going to a famous blogger in the event you aren’t already.
Cheers!
Today, I went to the beach front with my children. I
found a sea shell and gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.» She placed the shell to her ear and screamed.
There was a hermit crab inside and it pinched her ear. She never wants
to go back! LoL I know this is completely off topic
but I had to tell someone!
Fabulous, what a webpage it is! This blog gives helpful information to us, keep it up.
Excellent website. A lot of helpful information here.
I am sending it to some buddies ans additionally sharing in delicious.
And of course, thank you on your effort!
I enjoy what you guys are usually up too. This type of clever work and
coverage! Keep up the fantastic works guys I’ve incorporated you guys to our blogroll.
Also visit my page prismaham.id – miriam.net.pl
–
I am really loving the theme/design of your website.
Do you ever run into any internet browser compatibility problems?
A couple of my blog audience have complained about my blog not working correctly in Explorer but looks
great in Opera. Do you have any tips to help fix this problem?
If you want to grow your knowledge just keep visiting this web
site and be updated with the most up-to-date gossip posted here.
อย่าห้าวให้มากไอ้เด็กเหี้ย
Very great post. I simply stumbled upon your blog and wished to say that I have really
loved browsing your blog posts. In any case I will be
subscribing to your rss feed and I hope you write once more soon!
Hurrah! Finally I got a weblog from where I be able to genuinely get useful data regarding my
study and knowledge.
This is a really good tip especially to those new to the
blogosphere. Short but very accurate info… Appreciate your sharing this one.
A must read article!
It’s actually very difficult in this busy life to listen news on Television, thus I just use the web for that reason,
and take the latest information.
Amazing! Its truly awesome article, I have got much clear idea about from this post.
my web page; name of fruits in english
Wonderful blog! I found it while surfing around on Yahoo News.
Do you have any tips on how to get listed in Yahoo News?
I’ve been trying for a while but I never
seem to get there! Many thanks
I aam now not positive where youu are getting your info, but great topic.
I needs to spend a while finding out much more orr working out more.
Thanls for excellent info I was searching for this
informmation for my mission.
Quality content is the main to interest the viewers to visit
the web page, that’s what this web page is providing.
Very good article. I will be experiencing some of these issues as well..
I’m really impressed together with your writing abilities and also with the structure to
your blog. Is that this a paid topic or did you modify it yourself?
Either way keep up the excellent quality writing,
it is uncommon to see a nice weblog like this one today..
Feel free to surf to my blog post prismaham.id [discgolfhelp.com]
Incredible story there. What happened after? Thanks!
I visited several websites except the audio feature Cash for scrap cars Scarborough audio songs present at
this web page is truly superb.
When it concerns Accept cryptocurrency Payments, you must select a crypto payment processor that provides
a seamless transaction experience. There are many different payment options
available.
Keep on writing, great job!