Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Do you have a spam issue on this blog; I also am a blogger, and I was wanting to
know your situation; we have created some nice methods and we are looking to
trade methods with other folks, please shoot me an e-mail if
interested.
I’m gone to tell my little brother, that he should also visit this
web site on regular basis to get updated from most recent news update.
Hi, everything is going sound here and ofcourse every one is sharing data, that’s genuinely fine,
keep up writing.
my website – Cash for scrap cars Toronto
Hi there, I do think your web site may be having browser compatibility problems.
When I look at your blog in Safari, it looks fine however when opening in Internet
Explorer, it’s got some overlapping issues. I merely
wanted to provide you with a quick heads up!
Other than that, wonderful blog!
Also visit my blog – Cash for scrap cars Scarborough
dark web link darkmarket url
I am regular reader, how are you everybody? This article posted at this web site is really
fastidious.
Hey! I could have sworn I’ve been to this blog before but after reading through some of the post I
realized it’s new to me. Anyhow, I’m definitely glad I found it and I’ll be bookmarking and checking back
frequently!
I was able to find good advice from your content.
Feel free to surf to my blog – Car Glass Replacement Barrie
I like the valuable info you provide in your articles.
I will bookmark your weblog and check again here frequently.
I’m quite sure I will learn lots of new stuff right here!
Best of luck Cash for cars Etobicoke the next!
Undeniably beoieve that wһіch you sаіⅾ. Youг favorite justification appeared to bｅ on the web thee
easiest tһing to bbe aware of. I say to уoս, I ceｒtainly ցet annoyed while people think
aƅout worries that thеy jսst ⅾo not know aЬoᥙt.
You managed tо hit tһe nail սpon the toр аnd aⅼsо defined out thе whole thing
without haѵing siɗe-effects , people сan taқe a signal.
Will likеly be back to gett more. Thanks
My blog post – відкрий мене
Hey There. I found your blog using msn. This is a very well written article.
I’ll make sure to bookmark it and come back to read more of your useful
info. Thanks for the post. I will certainly return.
Way cool! Some extremely valid points! I appreciate you penning this write-up plus
the rest of the website is also very good.
Also visit my web site: Car Glass Replacement Barrie
I loved as much as you’ll receive carried out right here.
The sketch is tasteful, your authored subject matter stylish.
nonetheless, you command get got an edginess over that you wish be delivering the following.
unwell unquestionably come more formerly again as exactly the same nearly
a lot often inside case you shield this hike.
На нашем сайте у вас есть возможность закачать известный шутер Counter-Strike 1.6 совершенно бесплатно.
Мы составили {{для вас|вам}} большое количество разных сборок.
На страницах нашего сайта
есть возможность отыскать себе лично подходящую игру как
для мощных, но и для слабых компьютеров.
Все сборки проверены на наличие компьютерных вирусов нами лично.
Компьютерных вирусов не имеется!
Ставьте на персональный компьютер разные версии
и конечно раздавайте сочные хэдшоты.
Удачной игры!
Возможности сборки КС 1.6 Расскажем о возможностях
ведения игры. В новоиспеченных играх масса функций,
а как ведутся дела со старенькыми.
Честно, все, что сегодня имеется в кс 1.6 имеется
и в остальных шутерах. Выделяется стиль, модели и цели.
Задача – видишь неприятеля убивай, действует везде.
Сейчас во всех деталях.
Cs русская – https://counter-strike-1-6.ru/
Компания Valve, которая изобрела Counter-Strike 1.6, обновляет свою сборку, чтобы оградить играющих от взломов.
Тем не менее, как всем известно, скачать
бесплатно с магазина-online Steam нельзя.
Поэтому мы покупаем оригинальную версию Counter-Strike и вставляем актуальную защиту в свои сборки для наших уважаемых гостей.
Следовательно, мы всегда имеем стабильную защиту от: [+, +записи рекламных материалов в прибавление сторонних загрузки вирусных документов] или ломки
CS 1.6.
I am sure this piece of writing has touched
all the internet people, its really really pleasant article on building up new blog.
It is really a nice and useful piece of info. I am happy that you shared this helpful information with us.
Please keep us informed like this. Thank you for sharing.
https://beydoun-lb.com/what-is-the-benefit-of-glass-curtains/
Glass Curtains
As the admin of this web site is working, no hesitation very
soon it will be well-known, due to its feature contents.
Greetings! Very helpful advice within this post! It is the little changes that will make the greatest changes.
Thanks a lot for sharing!
Also visit my webpage – Windshield Repair Alliston
It’s amazing in support of me to have a web page, which is helpful for
my experience. thanks admin
Way cool! Some very valid points! I appreciate you penning this
write-up and also the rest of the site is extremely good.
I’ve been browsing online more than three hours today, yet I never found any
interesting article like yours. It is pretty worth enough Cash for Cars Toronto me.
In my view, if all website owners and bloggers made
good content as you did, the web will be a lot more useful than ever before.
Hi there, I enjoy reading through your article post. I
wanted to write a little comment to support you.
Hi there! This blog post could not be written much better!
Looking at this article reminds me of my previous roommate!
He always kept preaching about this. I am going to send this post
to him. Fairly certain he’s going to have a good read. Thank you for sharing!
Thanks a bunch for sharing this with all folks you actually understand what you are
talking about! Bookmarked. Kindly also consult with my website =).
We could have a hyperlink exchange agreement among us
Stop by my web site https://68.183.179.79/
It’s enormous that you are getting ideas from this post as well as from our argument made at this time.
I was curious if you ever considered changing the
layout of your site? Its very well written; I love what youve got to say.
But maybe you could a little more in the way of content so people could connect with
it better. Youve got an awful lot of text for only having 1 or 2 pictures.
Maybe you could space it out better?
my blog: Auto Glass Repair near me
Greetings! Very helpful advice within this post!
It is the little changes that make the most significant changes.
Thanks a lot for sharing!
Also visit my blog – Scrap car removal Markham
Hey there! I just wanted to ask if you ever have
any issues with hackers? My last blog (wordpress) was hacked and I ended up losing many months of hard work due to no backup.
Do you have any solutions to protect against hackers?
My web site … Cash for scrap cars Toronto
This is very interesting, You’re a very skilled blogger. I’ve
joined your feed and look forward to seeking more of your magnificent
post. Also, I have shared your website in my social networks!
Feel free to surf to my webpage Car window repair Barrie
You are so cool! I don’t suppose I’ve truly read a single thing like this
before. So good to discover another person with some original thoughts on this topic.
Really.. thank you for starting this up. This site is one thing that
is required on the web, someone with a bit of originality!
Your means of telling everything in this article is really nice, all be able to without difficulty be aware of it, Thanks a lot.
my web site; Windshield Repair Newmarket
Hello, I check your blog regularly. Your writing style is awesome, keep doing what you’re doing!
wholesale vaping supply maker
Here is my site :: relaxocig vaporizer
Heya i’m for the first time here. I found this board
and I find It truly useful & it helped me out a lot.
I hope to give something back and aid others like you aided me.
I actually many times stumble upon articles along these lines at
quite possibly the most impossible instances.
Such as at present, I had been researching something on an utterly different area and I stumbled upon this
site in its place. I quite often enjoy browsing
the internet for article content, but yet for the most part I prefer to be outside the
house, backpacking in the neighborhood woodlands.
You’ll find nothing is similar to clean air to cause you to feel invigorated.
This is whenever i am not working as an in home
massages therapist. It occupies virtually all of my own time. https://At-Home-Massage-Nj.Njmassage.info/At-Home-Massage-In-NJ.jpg
Hey would you mind stating which blog platform you’re working with?
I’m planning to start my own blog flower name in hindi and english the near
future but I’m having a difficult time making a decision between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your design seems different then most blogs and I’m
looking for something unique. P.S My apologies
for getting off-topic but I had to ask!
My developer is trying to convince me to move to .net from PHP.
I have always disliked the idea because of the expenses.
But he’s tryiong none the less. I’ve been using Movable-type on numerous websites Cash for scrap cars Toronto about a year and am anxious
about switching to another platform. I have heard good things about blogengine.net.
Is there a way I can import all my wordpress posts into it?
Any help would be greatly appreciated!
Oh my goodness! Amazing article dude! Many thanks, However I am having problems with
your RSS. I don’t understand the reason why I cannot join it.
Is there anyone else getting identical RSS issues?
Anybody who knows the solution will you kindly respond?
Thanks!!
Also visit my web blog :: flower name in hindi and english
Are you interested in accepting crypto cryptocurrency payment Gateway?
If you are, there are a variety of options available for merchants
who are interested in accepting crypto payments. There are
Coinbase, BitPay, Shopify, and Verifone.
We stumbled over here by a different page and thought I might as well check things out.
I like what I see so i am just following you.
Look forward to looking over your web page repeatedly.
I’m not sure exactly why but this website is loading very slow for me.
Is anyone else having this issue or is it a issue on my end?
I’ll check back later on and see if the problem still exists.
Also visit my web page Windshield Repair Stouffville
Excellent post. Keep writing such kind of information on your page.
Im really impressed by it.
Hello there, You have done an incredible job. I will definitely digg it and in my view suggest to my friends.
I am confident they’ll be benefited from this site.
Stop by my web site Scrap car removal Etobicoke
Hi to every single one, it’s actually a good for me to go to
see this web site, it contains valuable Information.
My website flower name in hindi and english
My partner and I stumbled over here different page and thought I might check things out.
I like what I see so now i’m following you.
Look forward to looking into your web page repeatedly.
Way cool! Some very valid points! I appreciate you writing this article and
also the rest of the site is also really good.
Pretty nice post. I just stumbled upon your weblog and wished to say that I have truly
enjoyed surfing around your blog posts. After all I will be subscribing to your rss feed and I
hope you write again very soon!
After looking over a few of the blog posts on your
website, I honestly appreciate your way of writing
a blog. I saved as a favorite it to my bookmark webpage list and will be checking
back soon. Please visit my web site too and tell me your opinion.
Look into my site … fruits name
Hi there! I could have sworn I’ve visited this web
site before but after going through a few of the posts I realized it’s new to me.
Anyhow, I’m definitely happy I came across it and I’ll
be bookmarking it and checking back frequently!
It’s a shame you don’t have a donate button! I’d certainly donate to this fantastic blog!
I guess for now i’ll settle for book-marking and adding your RSS feed to my
Google account. I look forward to fresh updates and will talk about this blog with my
Facebook group. Talk soon!
my blog post; Windshield repair Barrie
Simply wish to say your article is as astonishing.
The clarity in your post is simply nice and i can assume you’re an expert on this
subject. Well with your permission let me to grab your feed to keep up to date with forthcoming post.
Thanks a million and please carry on the rewarding work.