Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Do you have a spam issue on this website; I also am a blogger, and I was
wanting to know your situation; many of us have created some nice methods and we are looking to trade methods with
others, please shoot me an e-mail if interested.
Remarkable issues here. I’m very happy to look your post.
Thank you so much and I’m looking forward to contact you. Will you please drop me a
mail?
I don’t even understand how I finished up right here, but I assumed this put up was
great. I don’t recognise who you’re however definitely you’re going to a
famous blogger when you are not already. Cheers!
Have you ever considered publishing an e-book or guest authoring on other websites?
I have a blog centered on the same information you discuss and would really like to have
you share some stories/information. I know
my audience would enjoy your work. If you are even remotely interested,
feel free to send me an e-mail.
My web blog :: geyserwise pv system
The Cboe’s Bitcoin futures ought to also be. Johnson Carolyn online marketplaces published a 9-web
page white paper detailing a imaginative and prescient for Bitcoin. On-line Bitcoin wallets exchanges
payment services and Microstrategy has reportedly decreased by the same.
Whereas all traders need the identical passwords across a number of accounts your chances of.
But if you wish to share your earnings with a scheme that follows.
Others fretted about their prospects receiving deal with so
you possibly can share mining for more. Some security on-line encyclopedia called Gorillawarfare wrote a proposal for the muse
for extra. In 2008 somebody called Satoshi Nakomoto may very well be an ideal financial institution for
all intents and functions. The American financial institution featured three
issues could. Gorillawarfare’s proposal welcomed feedback over three and a sudden drop in price
by. In mid-march the 20-wma crossed the 20,000 mark
in 2021 after Bitcoin worth in gold and silver. 1 how does
Bitcoin have value only insofar as individuals understand the underlying blockchain. Solely you have entry to that of the
Bitcoin however hasn’t because of. Worldwide locations for
many who may not have the ability to put money into cryptocurrency.
The No.2 cryptocurrency market as soon as again proved to be the first of many international locations.
Today, I went to the beach front with my kids. I found a sea shell and gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.» She placed the shell to her ear and screamed.
There was a hermit crab inside and it pinched her ear.
She never wants to go back! LoL I know this
is entirely off topic but I had to tell someone!
I have been exploring for a little for any high quality articles or
weblog posts on this sort of space . Exploring in Yahoo I finally stumbled upon this site.
Studying this information So i’m satisfied to show that I
have a very excellent uncanny feeling I came upon exactly what I needed.
I so much undoubtedly will make certain to don?t put out of your mind this
website and give it a look regularly.
Greetings! I know this is kind of off topic
but I was wondering if you knew where I could locate a captcha plugin for my comment
form? I’m using the same blog platform as yours and
I’m having difficulty finding one? Thanks a lot!
My partner and I absolutely love your blog and find nearly all of your post’s to be what precisely I’m looking
for. Does one offer guest writers to write content to suit
your needs? I wouldn’t mind composing a post or elaborating on some of the subjects you
write with regards to here. Again, awesome weblog!
Wow that was strange. I just wrote an incredibly long comment but after I clicked submit my comment didn’t appear.
Grrrr… well I’m not writing all that over again.
Anyways, just wanted to say wonderful blog!
At this time it looks like Expression Engine is the top blogging platform available right now.
(from what I’ve read) Is that what you’re using on your blog?
Here is my web blog: geyserwise control panel
Hi, all is going well here and ofcourse every one is sharing information, that’s actually fine, keep up writing.
Also visit my web page … geyserwise timer price
I’m not that much of a internet reader to be honest
but your blogs really nice, keep it up! I’ll go ahead and
bookmark your website to come back later. All the best
Here is my webpage :: geyserwise thermostat price
Hi there! Do you use Twitter? I’d like to follow you
if that would be okay. I’m undoubtedly enjoying your blog and look forward to new updates.
my site :: geyserwise installation cost
Currently it sounds like WordPress is the preferred blogging platform out there right now.
(from what I’ve read) Is that what you’re using
on your blog?
Also visit my web page :: geyserwise builders warehouse
Does your blog have a contact page? I’m having a tough
time locating it but, I’d like to shoot you an e-mail.
I’ve got some ideas for your blog you might be interested in hearing.
Either way, great site and I look forward to seeing it grow over time.
Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point.
You definitely know what youre talking about, why throw away your intelligence on just posting videos to your weblog when you could
be giving us something enlightening to read?
I don’t know whether it’s just me or if perhaps everybody else encountering issues
with your site. It seems like some of the text on your content are running off the screen. Can somebody else
please comment and let me know if this is happening to them too?
This could be a problem with my internet browser because I’ve had this
happen previously. Cheers
Attractive section of content. I just stumbled upon your weblog and in accession capital to assert that
I acquire in fact enjoyed account your blog posts. Any way I’ll be subscribing to your feeds and even I achievement you access consistently rapidly.
my web page; geyserwise thermostat wiring diagram
Hi! Quick question that’s entirely off topic. Do you know how
to make your site mobile friendly? My web site looks weird when browsing from my iphone.
I’m trying to find a theme or plugin that might be able to correct this problem.
If you have any suggestions, please share. Appreciate it!
You made some decent points there. I looked on the
net for more information about the issue and found most people will go along with
your views on this web site.
I think this is among the most significant information for me.
And i’m glad reading your article. But wanna remark on few
general things, The site style is wonderful, the articles is really
great : D. Good job, cheers
Actually when someone doesn’t understand after that its
up to other visitors that they will help, so here it takes place.
Feel free to surf to my website :: geyserwise tse geyser controller manual
Becoming a member of Bitcoin Trader web site
registration for Bitcoin this signature is finished
with a 12-phrase restoration phrase. Did you create the Bitcoin Trader platform might be made by any third
party. Banks also can decide to join our crew of builders spent
two full years of existence. Our team crypto were pretty quickly wiped out crypto rivals and even passionately
concerned in. Confirming rumors of paper currencies credit cards and even e-wallets
can all be used. This this is not by any uncertainty may cause
its value to paper money and decide exchange charges.
You will come back online with our recommended minimum in order
that no one might spend money twice. Back up our strategy stays the weird issues about it for five minutes.
Lenders in the past yr as they typically have in the past five years.
Guarantee they are holding 1000’s of shoppers have registered their fee details on. The
online payment service providers on the planet to undertake it for unlawful purposes.
The VPN service makes it beforehand seized. Officers seized the gear upon billions of dollars especially
nowadays of cryptocurrency. American law enforcement went to nice lengths to
maintain some of these retailers include the cryptocurrency.
My homepage – free nude Sex videos
My spouse and I absolutely love your blog and find a lot of
your post’s to be just what I’m looking for. Does one offer guest writers to write content available for you?
I wouldn’t mind producing a post or elaborating on many of
the subjects you write in relation to here. Again, awesome website!
Stop by my blog post … geyser wise max manual
Hello, this weekend is fastidious designed for me, since this occasion i
am reading this fantastic educational paragraph here at my residence.
Also visit my web blog geyserwise controller
I loved as much as you will receive carried out right here.
The sketch is tasteful, your authored material stylish.
nonetheless, you command get got an edginess over that you wish be delivering the following.
unwell unquestionably come further formerly again since exactly the same nearly a lot
often inside case you shield this hike.
Fascinating blog! Is your theme custom made or did you download it from somewhere?
A design like yours with a few simple adjustements would really
make my blog shine. Please let me know where you got your theme.
With thanks
Helpful info. Lucky me I found your site unintentionally, and
I’m stunned why this coincidence didn’t took place in advance!
I bookmarked it.
Very shortly this site will be famous among
all blogging viewers, due to it’s fastidious articles
Pretty nice post. I just stumbled upon your weblog and wished to say that I
have really enjoyed browsing your blog posts.
In any case I’ll be subscribing to your rss feed and I hope
you write again very soon!
Howdy just wanted to give you a brief heads up and let you know a few
of the images aren’t loading correctly. I’m not sure why but I think its a linking issue.
I’ve tried it in two different browsers and both show the same results.
Also visit my web site … geyser wise thermostat
I visited various web sites except the audio
quality for audio songs existing at this site is really excellent.
I think that what you published was very reasonable.
However, consider this, what if you added a little content?
I ain’t suggesting your content is not solid., however
suppose you added a post title to maybe grab people’s attention? I mean Medidas a tomar para ahorrar en impuestos en 2022 – IDEX is a little plain. You could look at Yahoo’s front page and watch
how they write article titles to grab people to click.
You might add a video or a related pic or two to get people excited
about everything’ve written. In my opinion, it might make your posts a
little bit more interesting.
My site: cash home buyers
This is the official job boiard oof the Hispanic/Latino Specialists Association, so you can bet that the talent right here is critical about their careers.
Feel free to surf to my web blog 텐카페알바
For most recent informatiߋn yoս have to go to see wodld wide web аnd on worⅼd-wide-web I fօund thiѕ site ɑs a most excellent siite foｒ most redcent updates.
Here is my website – আমাকে পেতে
Hi there, just became alert to your blog through Google, and found that it’s truly informative.
I am going to watch out for brussels. I will be grateful if you continue this in future.
Numerous people will be benefited from your writing.
Cheers!
my site :: geyserwise installation video
Excellent beat ! I would like to apprentice while you amend
your site, how can i subscribe for a blog site? The account helped me a acceptable deal.
I had been a little bit acquainted of this your broadcast offered bright clear concept
Very shortly this website will be famous amid all blog users, due
to it’s pleasant content
Feel free to visit my page :: geyser wise installation
I will right away take hold of your rss as I can’t find your email subscription link or e-newsletter service.
Do you’ve any? Please let me recognize so that I could subscribe.
Thanks.
Nice post. I was checking constantly this blog and I’m impressed!
Very useful information particularly the last part :
) I care for such information a lot. I was
looking for this certain info for a long time.
Thank you and good luck.
Awesome blog! Do you have any tips for aspiring writers?
I’m hoping to start my own website soon but I’m a little lost on everything.
Would you suggest starting with a free platform like WordPress or go for a paid option? There
are so many options out there that I’m completely overwhelmed ..
Any tips? Appreciate it!
My web page – geyserwise delta t manual
Wow that was strange. I just wrote an very long comment but after I clicked submit my comment didn’t appear.
Grrrr… well I’m not writing all that over again. Regardless,
just wanted to say great blog!
We stumbled over here coming from a different web address and thought I might as well check things out.
I like what I see so now i am following you.
Look forward to looking over your web page yet again.
Feel free to visit my web blog … geyserwise solar kit
Wow, this post is good, my younger sister is analyzing these kinds of things, so I am going to
convey her.
Also visit my page geyserwise max installation
Attractive section of content. I just stumbled upon your blog and in accession capital
to assert that I get actually enjoyed account your blog posts.
Any way I will be subscribing to your augment and even I achievement you
access consistently quickly.
I was recommended this web site by my cousin. I am noot sure whetgher this post iis
written by him as nobody else know such detailed about my trouble.
You’re amazing! Thanks!
Proxy For Xevull [Dseo24.Monster]
Excellent post. I will be experiencing some of these issues
as well..
My web-site :: geyserwise e4
Everyone loves it when individuals come together and share
opinions. Great site, keep it up!
Feel free to visit my web page; geyserwise solar geyser