Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Yes! Finally something about Microsoft.
Nice blog! Is your theme custom made or did you download it from
somewhere? A design like yours with a few simple tweeks would really
make my blog stand out. Please let me know where you got your theme.
With thanks
Hi there, yup this article is actually nice and I have
learned lot of things from it about blogging. thanks.
I have been exploring for a little for any high-quality articles or blog
posts in this sort of house . Exploring in Yahoo I finally stumbled upon this web site.
Studying this information So i am satisfied to show that I have a very just
right uncanny feeling I found out just what I needed. I so much indubitably will make sure to do not put
out of your mind this web site and give it a glance on a constant basis.
This info is priceless. How can I find out more?
Hello everybody, here every person is sharing these kinds of experience, therefore it’s
pleasant to read this blog, and I used to visit this web
site every day. delta 8 thc vape OEM pens
white label
find best asbestos awareness training australia licence in below
asbestos awareness training
Hi there, You’ve done an excellent job. I’ll certainly digg it and personally suggest to my friends.
I am confident they will be benefited from this website.
Fabulous, whst a web site it is! This webpage presents useful information to us,
keep it up.
Review my web site Perry
There are a variety of different kinds of triple and double glazing that are available in window glass Repair ealing, West London.
These types of windows are usually referred to as «green»
windows as they are energy efficient.
%%
Also visit my web page … Private Psychiatry
The Dip Devices Evri is among the most well-known electric dab rigs.
It’s a compact, fast-charging device with four heat settings and produces excellent vapor quality and smooth hits.
It can be difficult to choose the right Sexdoll For Men [Farma.Avap.Biz]
because there are numerous choices. A sexdoll can offer many benefits that include
its ease of care and its variety of colors. These are some
tips to help you select the best one.
There are many different ecu repairs you can do for your car.
A majority of vehicles will require to have their ECM replaced.
It can cost several hundred dollars. Additionally, the technician must
program the new one for your particular model.
Here is my web blog … ecutesting
You’ve come to the right spot if you are searching for an online agen Judi Slot that is safe,
legal, and trustworthy. Pragmaticplay is the top online casino that is based in Malaysia and has a long list of satisfied customers.
anti Ageing skincare-aging skincare products are made up of many ingredients that can help reduce
the signs and symptoms of ageing. We will look at Retinol Niacinamide,
Ascorbic Acid and Humectants.
You might wonder if you can get a fresh set of keys if your car keys replacement near me
keys have been lost. If this is the case, you’ll learn the cost of these keys
and the different kinds and where you can get
them.
Tpe silicone love dolls are an excellent option to establish intimate relationships.
These toys are made of silicone skeletons that look real and
allow for flexibility and stability.
To find out how much the cost of programming a car key is you can speak to a locksmith
technician to make the required changes to your car’s transponder Key Fob Programming Near Me.
You can choose the theme you like and play a variety of online slots.
Although the payouts might differ but they all follow
the same mathematical formula. Look for the «Auto Spin» option to
find the most suitable slot game.
Also visit my page – games
If you have a double glazing that is misting on your door
or window and you are contemplating whether you require double glazing repairs near me.
There are a myriad of reasons this might occur, including an issue with the seal or a ventilation issue.
Great post, I think website owners should larn a lot from this web site its very user genial.
So much great information on here :D.
Stop by my site Camp Clothes
Thanks to my father who stated to me concerning this blog,
this web site is really awesome.
Also visit my web site; best Only Fans pics
It is also important to consider the condensation rating when deciding between double glazing companies near me-glaze or single-glaze systems.
The condensation rating determines how much moisture can buildup on the window’s surface.
A Worthing emergency Locksmith in worthing can help
you in any situation in which you’ve locked your keys in your car or home or even lost keys.
No matter what the situation locksmiths can assist.
A locksmith Locksmiths Crawley service will come to your home and review your security.
Recent reports have indicated an increase in thefts and burglaries.
To prevent a burglary or the loss of property it is important to secure your home.
Are you thinking of upgrading your double glaze windows?
If so, you may be wondering where to find the best window installer in New York.
This article will cover the cost and energy efficiency as well as the
various options.
A safety electrical certificate Check certificate is required for landlords to
be legally conforming. This is an obligation that is legally
required. Regular maintenance is an obligation of law.
Gummy sweets are a new innovation in the candy
aisle. These delicious candies are made by using
gelatin as a main ingredient. Gelatin is extracted from animal parts and colored red or green prior to being molded into
bears or other forms.
Hi there, I found your site by means of Google even as searching
for a related subject, your web site came up, it appears to be like great.
I’ve bookmarked it in my google bookmarks.
Hi there, just became alert to your weblog via Google, and found that it is really
informative. I’m gonna watch out for brussels.
I will appreciate in the event you continue this in future.
Numerous other people will probably be benefited from your writing.
Cheers!
When you’re thinking about upgrading your doors and windows with double-glazing, there’s a variety of things you’ll need think about.
These include Low-emissivity windows, Warm edge spacer bars and the prevention of condensation.
Look at my web page; doubleglazing
OnlyFans is a well-established web site with a solid support system.
They offer email support in addition to a complete
help section.
my web page – famous only fans nude
%%
Also visit my blog … 먹튀검증업체 (utahsyardsale.Com)
If you’ve ever wanted experience a lifelike sex experience with a huge
Big boobs doll sex doll, you’re in the right place.
They look authentic and have large breasts. They’ll provide endless hours
of sexual pleasure.
If you’re planning to grow your own plants and flowers purchasing cheap Seeds Online online is an excellent alternative.
Although some seed shops online may be difficult to locate but
they still offer the best quality plants.
It’s possible that you don’t know where to find an alternative key for your BMW or how much it will cost.
This article will help you understand how to replace your new bmw key keys and how to locate a locksmith close to you who can help.
The question of what night cream is the Best Night Cream Uk for your skin is a common one.
Whether you’re looking for hydration or anti-inflammatory amino acids or something other, there are
numerous products to choose from.
There are many reasons why you might want your windows repaired
by a person close to you. However, there are some that are more
important. You must ensure that the person you select can be
trusted.
Feel free to surf to my webpage: double Glazing ealing
I got this web page from my friend who told me about this website and at the moment this time I
am visiting this website and reading very informative articles
or reviews here.
Here is my web page: best only fan (Tatiana)
locksmiths for Cars near me
for cars are the best people to contact if your car key gets stuck in the lock.
There are many methods to remove the key However,
most people attempt to do it on their own. This could cause damage
to the key.
%%
Also visit my blog … adult Add assessment
The hemp flower Usa flower is an excellent
natural supplement. There are numerous ways to use it.
The most well-known method to take it is by smoking.
There are two ways to do it: cut the flowers into pieces and put them inside pipes.
You must be aware of the best emergency lock service locksmith in your area should you be in urgent need.
This article will explain the various options that
are available, from rekeying your locks to upgrades and safe repairs.
It is also important to consider the condensation rating when deciding between double glazing Windows-glaze systems.
The condensation rating is the measurement of how much moisture will build up on the
exterior of the window.
Outstanding quest there. What happened after?
Good luck!
Wow, superb weblog layout! How lengthy have you been running a blog for?
you made running a blog look easy. The entire look of your website is wonderful, let
alone the content!
Check out my web-site; Best Only fans account
The Dip Devices Evri is among the most popular electric dab rigs.
The Dip Devices Evri is an extremely compact device that can charge quickly and produce
smooth hits and great vapour quality.
%%
Feel free to visit my web blog – adhd Assessment uk private
There are many businesses that repair glass in Luton however there are some that stand out from the others.
Here are some of the best. Cassidy double glazing Luton and
Locks is one such business.
I always emailed this web site post page to all my contacts, as if like to read
it next my links will too.