Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hi there! This blog post could not be written any better!
Reading through this post reminds me of my previous roommate!
He always kept talking about this. I most
certainly will forward this information to him.
Fairly certain he’s going to have a good read.
Thanks for sharing!
Peculiar article, exactly what I needed.
magnificent put up, very informative. I ponder why the other experts of this sector don’t
notice this. You must proceed your writing. I’m confident, you’ve a
huge readers’ base already!
Feel free to surf to my page … get paid online
If some one needs to be updated with most up-to-date technologies after that
he must be pay a quick visit this web page and be up to
date all the time.
Hi there everyone, it’s my first pay a visit at this site, and article is actually fruitful in support of me, keep up posting these
articles or reviews.
Hi there everyone, it’s my first pay a quick visit at this
web page, and post is actually fruitful in favor of me, keep up posting these types of
articles.
Great items from you, man. I have be mindful your stuff previous to and you’re just too magnificent.
I actually like what you have acquired here, really like what you are saying and the
way in which wherein you say it. You’re making it enjoyable and you
continue to take care of to keep it wise. I cant wait to learn far more from you.
That is really a wonderful site.
My web-site: online work
https://allpharm.store/# my canadian pharmacy
Nice post. I was checking constantly this blog and I am impressed!
Extremely useful info specially the last part 🙂 I care for such info much.
I was seeking this certain info for a very long time.
Thank you and best of luck.
I like looking through a post that will make money app men and women think.
Also, many thanks for allowing me to comment!
The Ghost Auto Watch
is the next-generation in vehicle security. The device is connected
to the CAN data network inside the vehicle and is programmed with buttons on the car.
It works with different models and brands of vehicles.
Playing slots online is a popular pastime with millions
of casino players online. This exciting and entertaining kind of gambling is
a ideal way to pass time or to make extra cash.
my blog; games
There are many different treatments for gambling addiction. One-on-one counseling and medication, lifestyle modifications and
medications are all choices. This can turn into an addiction if you are
unable to resist engaging in it.
My page blackjack (ism-phila.com)
It is crucial to do your research prior to hiring mesothelioma attorneys.
It is essential to learn about their credentials, experience and experience
prior to hiring them. Here’s a list to assist you in choosing an attorney.
It can be difficult to find an area-based Local Locksmith Near Me.
There are numerous ways to find locksmiths in your area.
Prices can vary based on the kind of lock you’re using.
agen slot online (Lilla) judi slot online
terpercaya ini menawarkan rata rat tema permainan slots gacor.
The slot gacor berasal dari Pragmatic Play dan sononya.
It is an adaptation of the slot game. It is worth playing because of its captivating themes and graphics.
Are you in search of CBD hemp Flower uk legal for sale?
Exhale Wellness has the right product for you. The Exhale Wellness products are grown under full control over the
production process, ensuring the highest quality and safety.
Greetings from Colorado! I’m bored to tears
at work so I decided to browse your blog on my iphone during lunch break.
I love the information you present here and can’t wait to take a look when I get
home. I’m surprised at how quick your blog loaded on my cell phone ..
I’m not even using WIFI, just 3G .. Anyways, awesome site!
my blog post … Best fans only pages
There are several reasons to contact an emergency locksmith.
The factors to consider are the locksmith near me emergency‘s experience, cost of his services and his
availability.
Everyone loves it whenever people come together and share thoughts.
Great website, continue the good work!
Here is my web-site situs Judi online slot
Ask your friends, friends colleagues at work. Reference
is a solid way of determining which auto body Repair Electrician Near Me you need choose.
Even your two truck company or insurance agents could be a good source for the reference.
I know this web site offers quality depending articles or reviews and extra data, is there any other site which gives such things in quality?
Here is my blog post: wearing boots
Asbestos-related companies might be prone to settle fast
due to the costs of an appeal to a jury. Companies that knowingly
expose people to Asbestos Trust fund may be held liable.
The degree of the disease could have an impact on the settlement offer.
If you’re looking for the most sexy and top-quality sex model, you’ve
probably heard about the many kinds of silicone sex dolls available for on sale.
my blog – silicon love Doll
Whether you are looking to upgrade your windows
and doors, or you need repairs made, you’ll be capable of finding
a certified professional in the Enfield Doors area.
Window repair is an essential service for any home and Oxford is not an exception.
Windows that are stained with fog are usually a sign that the double
Glazing Oxford
has a defect. This can allow moisture to enter between the glass panes.
Admiring the time and energy you put into your site and in depth information you offer.
It’s great to come across a blog every once in a while that isn’t the same old rehashed material.
Excellent read! I’ve saved your site and I’m adding your RSS feeds to my Google
account.
We stumbled over here by a different web address and thought I might check things out.
I like what I see so now i’m following you. Look forward to looking at your web page again.
Feel free to surf to my web page – get paid for games
Although an electrical certificate is not required by law for landlords electrical certificate 2022, it is recommended that all buildings be subject an inspection for safety to avoid injury or damage to tenants.
There are many types of sexdolls. You may be wondering which is
better for you whether you prefer silicone or TPE.
Check out this article to find out more!
Have a look at my web-site :: sexdoll Sale
project alternative [Forum.urbizedge.com] service
is the practice of process in civilian capacity, in lieu of conscription for military
purposes. It is also known as civilian service, substitute service,
or non-military service.
CBD Gummies are a great method to consume the
vital nutrient cbd gummies Near me without worrying about any
adverse consequences. Gummies are sweet in flavor that can help reduce stress,
anxiety and pain and also improve mood and sleep.
There are a variety of sash windows in window Repairs st albans Albans, but most
homeowners will need them replaced at some time.
Sash windows, which were previously constructed from wood and
are now covered with aluminum cladding.
You’ve found the right place in the event that you’re looking
for window repair in Barnet Home Repairs.
With our wide range of services, you can solve any issue fast and at a reasonable cost.
If you have decided to replace your Replacement double glazing windows with new windows, you’ll need be aware of the best way to select them.
There are a myriad of windows to choose from therefore it
is important to determine which one you should choose.
Do pals have this habit too? If so, then you may need stop
them at least while in order to trying stop.
Here is my web-site – cbd Shop York
If you’re thinking of purchasing replacement window Glass glass for your home, there are several aspects to
think about. It is important to know the differences in prices,
U-Value and solar heat gain.
CBD hash, a kind of cannabis that contains very low THC can be a fantastic method of relaxation and stress relief.
It is made from the glands that produce resin in cannabis plants.
It is a great product with many advantages.
A locksmith for cars near me is a great option when you find yourself in a
tight spot when you’ve locked the keys in your car or
you’ve lost control of your car. In many cases,
it’s the ignition switch that is the source of the issue.
Cannabis Gorilla Glue Seeds Uk are a great alternative for those who want
to grow their own plants since they are less expensive than clones.
They are also more robust and resistant to disease.
Auto locksmiths can pick locks quickly and efficiently without causing damage to your locksmith car key replacement near me (allstamps.Ru).
Most people experience auto lockouts at the worst moments, like
when they’re on the move.
Your style is really unique in comparison to other people I’ve read
stuff from. Many thanks for posting when you’ve got the opportunity, Guess I’ll just
bookmark this blog.
If you’re looking to find the best costumes for an Cosplay convention you’ve come the right spot.
This article is divided into four sections: Characters (Anime), Nostalgia (Cosplay Best Costumes) and Costuming.
You have found the right site if are looking for an online judi Slot Terpercaya that
is legal, safe and reliable. Pragmaticplay is the most reliable online casino that is based in Malaysia
and has a long list satisfied customers.
An Agen Judi Slot Slot Online pragmatic
play demo is a great option for those looking for an authentic and safe online casino.
This casino has been operating since 2002 and has
a record of providing outstanding service.
May I simply just say what a comfort to uncover somebody that
really knows what they’re talking about online.
You definitely understand how to bring a problem to light and make it important.
More people should read this and understand this
side of your story. I was surprised you aren’t more popular
because you most certainly possess the gift.
Also visit my page hu-news.day
In the UK, there is a CBD shop located in Newcastle and
there are numerous benefits of making use of CBD oil.
Many people suffering from different ailments can find
relief from pain.
UPVC windows are difficult to maintain. To keep them looking
as nice as new, you must regularly clean them with an easy cloth and soapy water.
You can also apply rust-resistant oil to the frame.
Stop by my web-site Window repairs near me
If you are in need of a locksmith emergency near me (Randi) service in an emergency, you need to be aware of the best places to locate one in your area.
This article will explain the various options you
have, from safe repairs and upgrades to rekeying locks.
I have read so many articles or reviews about the blogger lovers
but this post is actually a fastidious post, keep it up.
Also visit my site online work