Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Spot on with this write-up, I truly believe this website needs a great deal more attention. I’ll
probably be returning to read through more, thanks for the advice!
My blog … get paid online
Link exchange is nothing else except it is only placing the other person’s
web site link on your page at suitable place and other person will also do similar in support of you.
My web blog … make money online
I seriously love your blog.. Great colors & theme.
Did you build this web site yourself? Please reply back as I’m hoping to create my
very own website and would love to find out where you got
this from or just what the theme is called. Appreciate it!
Here is my web page – make money by playing games
An outstanding share! I’ve just forwarded this onto a friend who has
been doing a little research on this. And he in fact ordered me dinner because I stumbled upon it for him…
lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanx for spending the time to talk about this matter here on your site.
Excellent web site you’ve got here.. It’s hard to find
excellent writing like yours these days. I seriously appreciate individuals like you!
Take care!!
Hey very nice blog!
That is a very good tip particularly to those fresh to the blogosphere.
Simple but very precise info… Many thanks for sharing this one.
A must read article!
Here is my web site; earning money platforms
بهترین مارک تشک ایرانی اماده و
بهترین مارک تشک ایرانی 3*4 و بهترین مارک تشک ایرانی سنتی و
بهترین مارک تشک ایرانی لایکو
The history of the silicone love doll began in the
1970s. It was made from ivory and then loved by the person who created it.
Through its life it was cleaned, dressed, and was used as a toy for lovers.
You are so interesting! I don’t suppose I have read a single thing like this before.
So nice to find somebody with a few unique thoughts
on this topic. Seriously.. many thanks for starting this up.
This website is one thing that is required on the internet,
someone with a little originality!
Here is my webpage; make money app
It is legal to play online poker, but be sure that you’re of legal age.
Online poker sites require players be at least
18 years old in order to play. However, some sites require a verification process before you can download their software.
Also visit my webpage: experience
Mid-range prices are a great price for love dolls.
They are gorgeous and are anatomically accurate. They can be customized to meet your own personal preferences.
Although these toys are pricey, they are far more
durable than the cheap imitations.
Also visit my blog – affordable tpe small Lifelike torso doll
These are actually wonderful ideas in regarding blogging.
You have touched some good things here. Any way keep up
wrinting.
buy cbd Infused chocolates for sale chocolate for sale is growing in popularity, however,
there are many factors to consider when deciding if this
edible is suitable for you. Cannabidiol (CBD), a cannabinoid that is found in cannabis, is one
of the most popular.
You can contact a 24 Hour Locksmiths-hour locksmith if
you’re locked out during odd times. These locksmiths provide security and are
more affordable than regular locksmiths. Unlicensed locksmiths can also duplicate your keys.
There are a lot of things to take into consideration when replacing old windows.
Replacement windows can either be wood or fiberglass and can be made from a variety materials.
Feel free to visit my page: Replace Glass In Window
These professionals are available 24/7 so if you’re looking
for locksmiths in Emergency locksmiths near me near you then you’ll find them.
It is crucial to get in touch with them before you have any
locksmith-related emergencies.
It’s a great opportunity to build a rewarding career as an electrician. A college education in Electrical Certificate work is a prerequisite to become a licensed electrician,
so you must be 18 years of age.
If you’ve ever installed upvc windows Repair windows
in your home, you’ve likely heard that they’re energy efficient and low maintenance.
Unfortunately, uPVC windows are also prone to
damage. Read on to learn about the basics of how to repair them.
Losing your keys can be a serious problem,
compromising your safety and security. You can contact a 24 Hours locksmith hour locksmith to open your door, or rekey your locks.
These services can protect your home and possessions.
I have read so many articles on the topic of the blogger lovers however
this paragraph is in fact a fastidious paragraph, keep it up.
Feel free to visit my webpage … make money app
Asking questions are truly good thing if you are not understanding anything completely,
however this piece of writing offers pleasant understanding yet.
Feel free to visit my page make money online
You can enjoy many benefits from playing slot Agen Judi Casino Online Indonesia Terpercaya gacor.
It will give you more cash than you ever thought possible.
If you’re a fan of winning money, slot agen can help
you make more money. Here are a few:
cheapest cialis online cialis or levitra
Currently it appears like Expression Engine is the best blogging platform
out there right now. (from what I’ve read) Is that what you’re using on your blog?
my web page :: earning money platforms
When shopping for Anti aging skin care gift set wrinkle skincare, you may be confused
by the various ingredients used in these products. There are many terms like Retinoids, Glycolic acid, Hyaluronic acid and Polyphenols however,
are they all the same?
Generally I do not read article on blogs, however I would like to say
that this write-up very compelled me to check out and do so!
Your writing taste has been amazed me. Thanks, very great post.
Feel free to surf to my blog post :: make money by playing games
If you’re searching for double glazing repairs in Watford, Hertfordshire, you’ve
come to the right place. Our experts are skilled window repair in watford replacing double glazing glass panes.
There are many different treatments for gambling addiction. Some of them involve one-on one counseling, medication and lifestyle changes.
If you can’t stop yourself from engaging in this behaviour, it becomes an addiction.
Feel free to surf to my page – live (Jan)
A locksmith for cars close to me could be helpful when you find yourself in a bind or you’ve locked your keys inside your car key Locksmiths, or you’ve lost control of your car.
Most often, the issue lies with the ignition switch.
Hi to every one, the contents existing at this site
are genuinely remarkable for people knowledge,
well, keep up the good work fellows.
my homepage; hu-news.day
Picking a trustworthy locksmith for your business
or home is vital, but there are a few things you should
look for prior to entrusting your keys an unknown person.
Also visit my blog post lock Smith manchester
Wonderful beat ! I wish to apprentice while you amend your website, how
could i subscribe for a blog site? The account aided me a acceptable deal.
I had been a little bit acquainted of this your broadcast offered bright clear
idea
If you’re bored of your current uPVC door handle, you might have to replace front Door it.
If that’s the case, you can purchase a stainless steel uPVC door handle and install it yourself.
Do you have a spam issue on this site; I also am a blogger, and I was wondering your situation; many of us have developed some nice procedures and we
are looking to exchange strategies with other folks, why
not shoot me an email if interested.
Check out my site :: get paid online
The most commonly used cbd hemp flower near me product is CBD
hemp flower. It is very easy to make use of, and is a great source of fiber.
It is also a great way to cleanse the colon of any harmful substances.
If you’re looking for a great deal on CBD edibles For sale uk There are plenty of low-cost CBD products available.
These CBD Gummies are a favorite choice with a lot of
people. These gummies have 25 mg of CBD and are vegan.
You have found the right place if are looking for an online judi slot terpercaya that is
secure, legal and reliable. Pragmaticplay is an online casino that
is located in Malaysia and has numerous satisfied customers.
The safety of CBD is a topic of discussion in the medical
field. Although the benefits of this plant are well-known, there are still some questions.
For example, CBD is not approved for consumption by humans.
My web blog – Hemp near me usa
There are a lot of options when it comes down to picking the
best online casino. Here are some alternatives to consider:
Flow Gaming and Dragonslot99. Each option has its own advantages and disadvantages.
Stop by my homepage – Agen Slot Gacor 2021
It isn’t easy to locate a locksmith close to me. There are a variety of ways
to find a locksmith Near me cheap
in your neighborhood. The type of lock you are using
will influence the price.
Printful will now ship alternative products. These software alternatives (Hermine) will be available to customers
from October 14th. Printful lets customers remove themselves from this service at any time, but they
want them to be aware that there are other options.
When making a decision on window glass replacement, there are a variety of factors to
take into account. Here are the information on replace window glass
glass replacement: cost, procedures materials, warranty information, and more.
There are a variety of factors to take into account before purchasing cbd tinctures oil near Me oils in tinctures, from the amount of CBD
to the ingredient list. To get the most effective CBD you
need to choose the right product.
This tommy chongs good vibes review Chong review focuses on the positive aspects of this skincare line.
Its unique combination of vitamins is beneficial to your health.
The products are made from natural, fresh ingredients that provide
a wealth of vitamins and antioxidants.
Thanks a bunch for sharing this with all of us you actually recognize what you are talking about!
Bookmarked. Kindly additionally discuss with my website =).
We can have a hyperlink change agreement between us
Feel free to visit my homepage make money online
If you require a 24 hour emergency electrician Electricians in bedford
Bedford contact the Emergency Electrician at Electric Master.
They have the experience and knowledge to solve any electrical problem.
I loved as much as you will receive carried out right here.
The sketch is attractive, your authored material stylish.
nonetheless, you command get bought an impatience over that you wish be delivering the following.
unwell unquestionably come further formerly again as exactly the same nearly a lot often inside
case you shield this increase.
You can call a 24 Hour locksmiths-hour locksmith if you’re locked out during odd times.
These locksmiths offer security and are more affordable than regular
ones. Unlicensed locksmiths may also duplicate your keys.
Great article.