Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hello my loved one! I wish to say that this article is awesome, nice written and come with approximately
all significant infos. I’d like to see more posts like this .
Ahaa, its pleasant conversation regarding this paragraph here at
this blog, I have read all that, so now me also commenting at
this place.
Here is my page :: earning money platforms
United Church – we make your dreams come true.
We have combined the services of different religions for your convenience.
Now you do not need to go somewhere to order a prayer or a ritual –
you can do it on the channel of the United Church.
Have you ever considered creating an e-book or guest authoring on other blogs?
I have a blog centered on the same information you discuss and would
really like to have you share some stories/information. I know my
subscribers would appreciate your work. If you’re even remotely interested, feel free
to send me an e mail.
Feel free to surf to my page; cash for playing games
Hi there, the whole thing is going nicely here
and ofcourse every one is sharing data, that’s genuinely excellent, keep up
writing.
Take a look at my web page: remote work
Heya i am for the first time here. I found this board and I find It truly useful & it helped me out a lot.
I hope to give something back and aid others like
you helped me.
fantastic publish, very informative. I ponder why the opposite specialists of this sector
do not realize this. You should continue your writing.
I am sure, you’ve a great readers’ base already!
My site make money app
Howdy! Do you know if they make any plugins to safeguard against hackers?
I’m kinda paranoid about losing everything I’ve worked hard on. Any suggestions?
Also visit my site :: remote work
I am not sure where you’re getting your
information, but good topic. I needs to spend some time learning more or
understanding more. Thanks for magnificent info I was looking for this info for my mission.
Look at my web site :: earn money online
I needed to thank you for this wonderful read!!
I absolutely loved every bit of it. I have got you book-marked to check out new things you
post…
Feel free to visit my page; hirek-hu.day
Hi there it’s me, I am also visiting this website daily, this web page is genuinely good and the users are really sharing
good thoughts.
There are a variety of things you should consider when looking for an 24hour locksmith
[Eileen].
A locksmith that is available 24 hours a day can be found quickly
if you reside in a busy area.
There are numerous reasons to replace Milton Keynes Windows in your home.
The primary reason is aesthetic reasons. Your home’s windows are the most prominent feature
of your home, so you want to keep them looking gorgeous.
Aw, this was a very nice post. Taking the time and actual effort to make a really good article… but what
can I say… I put things off a whole lot and don’t manage to get paid for games nearly anything done.
upvc window repair near me windows are a common choice in homes
today, but they could require to be repaired from time-to-time.
Some repairs are simple, like replacing the seal. Others require the expertise of a professional.
Quality articles is the key to attract the visitors
to visit the web page, that’s what this web site is providing.
My web site – Best Onlyfans pages
The Costs of Asbestos Litigation: This article will give you the breakdown of
the costs of asbestos lawsuits. The next article will discuss the Discovery phase and Defendants’ arguments.
Finally, we’ll look at the Court of Appeals.
Also visit my page … mesothelioma claim
Looking for the best mascara makeup?
Try these strategies to get the most stunning lashes in a flash.
You’ll surely receive many compliments and be the center of attention when you
wear mascara! Read on to learn more.
lock smith islington locksmiths use non-destructive methods of working to repair locks and
unlock doors without causing further damage.
They are well-trained and skilled to handle any emergency situation.
It is crucial to find a reputable online casino site if you are looking for the best site to
play online slot pulsa (Temeka) machines.
This article will discuss the different companies and their
games including YOYO88 as well as 77DRAGON and AE Gaming.
One within the most common electrical wiring questions
is on the way cost to replace electrical outlet – Nelly – wire a switch.
Along with the switches in the is quite easy, wiring one
can’t be that simple for well balanced. An ON-OFF switch is actually quite uncomplicated to wire.
Service alternative Alternatives,
Inc. is a non-profit organization dedicated to promoting proactive communication and Inside Out Change, continues to improve the
field of de-escalation.
There have been days and nights in case you have noticed that your pores
and skin is just unmanageable. The good thing is that excellent skincare sets uk doesn’t have to use
most of your time and energy or be hard and irritating.
FSE Contractors is the best place to go if you require an electrician in Electrical Services Bedford.
With many years of experience, this business is a specialist in wiring for homes in Bedfordshire.
There are a variety of styles and designs that are available
to purchase in Dab Rigs Electric rigs.
Whether you’re a newcomer to dabbing or familiar, there’s the right rig that will fit your requirements perfectly.
Do you need an upgrade to your double-glazed window Replacement Cost?
If so, you should start by evaluating whether your current windows are
adequate. Are the windows difficult to open? Are the panes damaged or cracked?
Water Soluble CBD is a kind of CBD that dissolves in water.
The process used to formulate this kind of cbd infused water usa is crucial since it affects the entire development
process. This will have an effect on the user experience.
If you’re in search of windows made of uPVC located in Watford, UK, you should think about a company that offers a range of great products at a great price.
CS Windows offers windows for residential and commercial properties window repair in watford [Siobhan]
the region.
Hi there are using WordPress for your blog platform? I’m new to the blog world but I’m trying to get started and
set up my own. Do you need any html coding knowledge to make your own blog?
Any help would be greatly appreciated!
You might be thinking about what you can do to
replace the Watford Windows in your home.
There are many local companies that offer window repair and
replacement services. There are many benefits to using a company with a long history of happy customers.
alternative services (https://lostcrypt.com), also known by non-military, substitute, or alternative civilian, are voluntary activities that substitute for military conscription.
When you’re considering a new window installation, it’s good to know
what it will cost to install windows, and what types of windows are available.
Also visit my web-site – door installers near Me
This article will explain the procedures, the costs and the
requirements to replace your Audi Car Key key.
You can save time and money by finding an excellent service in your area.
If you’ve been exposed asbestos, you’ve probably experienced the condition known as Mesothelioma Diagnosis.
What is it exactly and what are the treatment options and
prognosis? Read on for more details.
It can be a challenge to locate an electrician in Fixed wire testing ampthill IL.
However, you’ll be glad that you did.
Online gambling has become extremely popular over the last decade.
In 1996, there were only fifteen websites.
By 1997, there were more than 200. In 1998 a Frost & Sullivan report stated that online gambling brought in $830 million in revenue.
Feel free to visit my web page :: betting
Poker online is legal. However you must verify
that you’re of legal age. The majority of online poker sites require players to be 18 years old, or
at the minimum, the legal drinking age in your state.
Feel free to surf to my web site gaming (Valentin)
Back back pain can be managed with full spectrum cbd patches uk transdermal
patches. You may be thinking whether CBD transdermal patches could aid with back pain, or whether they should be avoided.
You can make your personal custom Love doll doll if want to
find the top in sexual intimacy. There are several different types of sex dolls that are available
and there are even ways to modify the look of them.
Amazing! Its genuinely amazing paragraph, I have got much clear idea regarding from this
post.
If you’ve ever needed to find a 24 hour Locksmiths hour locksmith near me,
you’ve probably been awed by the number of choices that are available.
From emergency services in Queens to West Palm Beach, you are able to find one in just less than a minute.
If you’re locked out of your house and require a reliable and trustworthy Portsmouth locksmith and Locksmith in portsmouth, then you’re in the right place.
EA Locksmiths Portsmouth provides a range of services that can help you
in many ways.
If you’re looking for an easy method to alter the handle on your upvc window Near me windows you
can find an instructional video on Everest Expert’s YouTube channel.
This tutorial will teach you how to change the handle quickly
and effortlessly.
Join the top YouTube fan channels if you are an admirer of female models.
These female models have gained a lot in popularity throughout the years.
You can view the most recent videos from them. What are the top ones?
Have a look at my website Best only fans pages
Gambling online is no exception to the rule. The internet is an excellent source
of information. Online game operators are offering more bonuses and file spins, as players discover the joy and excitement of online
Slot Gacor games.
CBD white buy cannabis Chocolate online is a sweetened beverage that is infused with cannabidiol (hemp-derived cannabidiol), a natural substance that is found naturally in marijuana.
This product is getting more and more popular due
to its health benefits.
When marijuana is consumed as a food item the effects can last
up to three hours before they begin. The effect can last
much longer than the effects of smoking marijuana because the food is absorption directly
into the bloodstream.
Feel free to surf to my homepage cheap Edibles for Sale
judi slot Terpercaya Gacor is a great place
to begin if you are looking for an online casino.
Slot Gacor was founded by renowned casino software developers.
It is a great choice for those who are new to online slot machines and those who wish to try their luck.
There are many websites offering bola online. Some
of the top online Agen bola websites have a high RTP
and a large player base which means you’re certain to find one that has the kind of game you’re searching for.
you are actually a good webmaster.The site lading velocity is
amazing. It seems that you are doing any distinctive trick.
Furthermore, The contednts are masterpiece. you’ve performed
a magnificent task in tis subject!