Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Heyy there, I thuink your websit mighut bbe havving browse comlatibility issues.
Wheen I lolok aat your blkog ste iin Firefox, itt loioks fine buut whgen opening iin Inernet Explorer, iit hhas soime overlapping.
I ust wanted tto give youu a quickk hedads up! Other then that, fantastic blog!
A motivating discussion is definitely worth comment.
There’s no doubt that that you should publish more on this topic, it might not be a taboo
matter but typically folks don’t speak about these
issues. To the next! Many thanks!!
I constantly look forward to Chuseok because it’s a time to relax and enjoy the company of my spouse
and children.
Howdy! I know this is somewhat off topic but I was wondering which blog platform are you
using for this website? I’m getting sick and tired of
Wordpress because I’ve had issues with hackers and I’m looking at options for another platform.
I would be awesome if you could point me in the direction of a good platform.
hello!,I like your writing very so much! share we keep in touch more
approximately your post on AOL? I require an expert in this area
to resolve my problem. May be that’s you! Taking a look
forward to see you.
Check out my web page :: เครื่องย่อยเศษอาหาร
https://pharmacyizi.com/# drugs and medications
I am always searching online for ideas that can benefit me.
Thanks!
my homepage … BioLyfe Keto Reviews
There are many advantages to playing at an online casino.
It doesn’t require much money to join. Online casinos usually offer free
games that players can play to determine which ones are the best.
Here is my page :: poker (Marc)
Totosaiteu is the symbol on the back of cards that dealers consider part the deck of cards.
The game of roulette is a variation on this, where players wager on just four numbers and hope that the combination of
these numbers will be a winner.
Check out my web site: 안전토토
If you’re in search of an exciting new aftershave, consider a bottle of calvin klein Aftershave one Klein CK One Eau de
Toilette. It’s refreshing and masculine and is reminiscent of an idyllic day.
The Myers-Briggs myers–briggs Type indicator Indicator (MBTI)
is a personality test. The test employs psychometric
methods to determine an individual’s preferred behavior in a situation.
There are many reasons why you should consider betting on sports.
From the possibility of making an income, to the excitement and the opportunity to support your favorite team in addition to the overall experience.
Check out my web blog online (Bernie)
The online gambling industry has become popular in the last decade.
In 1996, there were just fifteen websites. In 1997 there were over 200
websites. According to Frost & Sullivan, online gambling had brought in $830 million in profits in 1998.
Here is my webpage; Betting
What a stuff of un-ambiguity and preserveness of precious experience regarding unpredicted feelings.
You can find CBD tinctures in my area, as they are non-psychoactive and are quickly absorbed into the bloodstream.
They are also convenient and inexpensive to purchase. Read on for more information about tinctures and
where you can purchase them.
Also visit my web-site … Tincture near me
You’ve arrived at the right spot if you want to create an impressive investor Pitch Deck consultant
pitch deck. The experts at Digital Finance Experts have been providing pitch deck solutions for
companies for the top companies for a long time.
CBD Tinctures can be found in my area since they are non-psychoactive.
They are also quickly in your bloodstream. They are
also easy and cost-effective to purchase. For more
details on the tinctures available and where to purchase them, read on.
My website: Tincture near me
If your uPVC doors aren’t locking properly, you will need to change the lock.
If you are unable to change the lock, get help from a specialist in uPVC replace door (http://coms.fqn.comm.unity.moe/punbb/profile.php?id=2230022) lock replacement.
There are many different treatment options for Adhd In Adults Treatment Uk in adults.
The most effective approach is medication. There are many types of
ADHD medications, each with their own unique set of side
negative effects.
Casinos online offer a variety of benefits. It doesn’t require lots of money to join. Most online casinos offer free games for players to test them
to determine which games they like best.
Feel free to surf to my webpage – blackjack (Shantae)
After a diagnosis, the next step is to file a mesothelioma case.
Here’s some advice to aid you in preparing your case, including Statute
of Limitations, Damages, and Class-action vs mass tort lawsuits.
Feel free to surf to my web-site: Asbestos Litigation
Hello There. I discovered your blog the usage of msn. This is a very smartly written article.
I’ll be sure to bookmark it and return to read more of your helpful information. Thank you for the post.
I will certainly return.
There are some things you need to consider when buying an electric power scooter for Adults scooter
for adults. While the top models are light but a heavier user may require a more durable, air-filled tire.
Women have always been fascinated by big boobs. Although this characteristic of women has been valued but some have been skeptical about the wisdom of
dolls big boobs boobsthat
could be considered to be a sign of sexual maturity.
The internet betting market offers both bettors as well as bookmakers many benefits.
Online betting sites allow people to place bets
on their favorite sports and also make them money. They offer a
range of ways to deposit money.
Also visit my webpage … best (http://jtayl.me/betting211535)
There are many options when it comes to replacing your car key replacement‘s
key. Depending on the level of the key’s complexity, you might have to order a specific key from the manufacturer.
You can choose the theme you like and play a variety of online slots.
The payouts differ but they all follow the same mathematical formula.
Find the «Auto Spin» option to choose the appropriate slot game.
Also visit my site; bets
Tetrahydrocannabinol commonly referred to as THC (active ingredient in marijuana) is a
constituent. Potency of marijuana is contingent on the quality and variety of the plant.
Also visit my web page; Delta 8 Near Me
You may be wondering how to start if you are interested in ADHD medication for adults
in the UK. This article will help you understand the differences between stimulants and stimulants
for best adhd medication (primalprep.Com).
There are many benefits when you play at an online casino.
Signing up doesn’t require you to spend a significant amount of money.
Feel free to surf to my web site; best
There are many CBD products to choose from if contemplating purchasing CBD for your pet.
The first thing you should be aware of is that there are dangers associated with Buy cbd treats for cats.
CBD can trigger a variety of side effects on cats.
The Tpe Vs Silicone Doll love
doll is a great way to have an intimate relationship. These toys are made of silicone
skeletons that look real and allow for flexibility and stability.
A Mesothelioma Compensation and asbestos-related lawsuit requires an extensive study of
the client’s career history, military experience and exposure to asbestos.
You’ve found the top OnlyFans account. Here’s a list of the top accounts on OnlyFans, including Francia James and Riley Kwum.
These accounts are all worth following and offer a wealth of content.
My blog Best Only Fans
Admiring the dedication you put into your site and detailed information you offer.
It’s great to come across a blog every once in a while that
isn’t the same outdated rehashed information. Excellent read!
I’ve saved your site and I’m adding your RSS feeds to my Google
account.
You’re not the only one who hasn’t identified which Only Fan accounts are worth following.
There are numerous accounts on the Internet dedicated to various games and different personalities.
Check out my webpage: Top onlyfans account
It’s going to be end of mine day, but before finish I am reading this
enormous article to improve my knowledge.
my web site :: best Free onlyfans subscription
Advanced fundraising monitoring. Occasion administration.
My blog post … non profit software
If your door handle made of Upvc has been through a rough time,
it’s time to replace it! There are a myriad of options available for
replacement lock for upvc door door handles, whether you’re replacing your old handle for
the first time or for the second time.
The need for a mesothelioma attorney is very important if you have been diagnosed with this disease.
An attorney can help know your legal rights and how to make an action.
my homepage: Asbestos Litigation
You may have heard of the top unisex Fragrances perfumes.
What should you be looking for when you are shopping for a new
one. This article will provide you with some pointers.
There are many advantages of playing online casino.
There is no requirement to have an enormous amount of money
to join. Many online casinos provide free games for players to test
them to determine what games they like the best.
Feel free to surf to my web blog: gaming, Mradlister.com,
Online gambling is governed by numerous rules and regulations.
In the US for instance you aren’t able to base a
gambling website in the country where you live however, you can base it elsewhere.
Also visit my page; poker
If you have lost or broken the key to your Mercedes Key Fob replacement Benz, you
may be thinking about what options you have. You can buy a new key from a dealership or
getting a keycode from the manufacturer, or hiring an automotive locksmith.
After being diagnosed, the next step is to file a mesothelioma suit.
Here’s some information to aid you in preparing your case, including
Statute of Limitations, Damages and Class-action vs. mass tort lawsuits.
My web site – asbestos law (http://in-f.org)
New Yorkers can now place online bets on sports since
January 8th 2022. Four major operators have been granted
licenses for mobile betting. They are able to provide their
services in a variety of ways.
my homepage; Bet
I truly love your blog.. Pleasant colors & theme. Did you create this web site
yourself? Please reply back as I’m trying to create
my very own site and would love to learn where you got this from or
what the theme is named. Thank you!
Here is my homepage efemerides febrero
There are a variety of rules and rules that govern online gambling.
In the US for instance it is not possible to establish an online gambling website in the country where you live
however, you are able to base it elsewhere.
Also visit my page; bet – http://www.Kwikgoal.Com.mx,
Hello there, I think your blog might be having web browser compatibility problems.
When I look at your blog in Safari, it looks
fine however, if opening in Internet Explorer,
it’s got some overlapping issues. I simply wanted to give
you a quick heads up! Apart from that, great site!
Hi there, after reading this remarkable post i am too
cheerful to share my experience here with mates.