Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Thanks very nice blog!
I like this internet site because so much useful stuff on here :
D.
Also visit my blog: water quality issues
Thank you for sharing your thoughts. I truly appreciate your efforts and
I am waiting for your next post thanks once again.
Is the one stop shop for all vape items.
Here is my web site vaporizer portable
Good day! I know this is somewhat off topic but I was wondering which
blog platform are you using for this site? I’m getting tired of WordPress because I’ve had issues with hackers and
I’m looking at alternatives for another platform. I would be great if
you could point me in the direction of a good platform.
Hey! Do you know if they make any plugins to safeguard against hackers?
I’m kinda paranoid about losing everything I’ve worked hard on. Any tips?
It’s amazing in support of me to have a website, which is valuable designed for my
knowledge. thanks admin
Wonderful beat ! I would like to apprentice even as you amend
your website, how could i subscribe for a weblog website?
The account helped me a appropriate deal. I had been tiny
bit acquainted of this your broadcast offered bright transparent idea
Have a look at my page – เว็บคาสิโนออนไลน์อันดับ1
You actually make it appear so easy together with your presentation but I
in finding this matter to be really one thing which
I think I might never understand. It kind of feels too complex and
very huge for me. I am taking a look ahead for
your next submit, I will attempt to get the hang of it!
This article will provide all the details you require
to locate a Genuine Bmw Replacement Key Uk BMW replacement key.
Check out the article to determine whether you need a chip or plain cut
metal, what they cost and where you can find them.
You can choose the theme you like and play hundreds of online
slots. The payouts can vary however they all use the same mathematical formula.
Find the «Auto Spin» option to locate the best slot game.
Also visit my webpage bets
Online gambling has become extremely popular in the last decade.
In 1996, there were just fifteen websites.
In 1997 there were over 200 websites. In 1998, a Frost & Sullivan report stated that online gambling brought in $830 million of revenue.
Also visit my website; Bets [95Shine.Com]
The adhd diagnosis Bristol clinic in Bristol has a long waiting
list. This is because the clinic did not anticipate the rise
in the number of referrals. It didn’t take warnings seriously and didn’t make plans for the future.
Fans of sports in New York are allowed to place bets online starting January.
8, 2022. Four major operators have been granted licenses to mobile betting.
They can offer their services in variety ways.
Also visit my site … Poker (http://Cgi.Ogaki-Tv.Ne.Jp/Cgi-Bin/User/Yukihr/Wwwboard.Cgi)
Hello colleagues, nice paragraph and nice urging commented here, I am truly enjoying by these.
I like this website because so much utile stuff on here
:D.
my web blog :: home water filtration systems. house water filtration systems
The most well-known personality test Myers-Briggs is well-respected and widely used.
Its 16 types are based on the Cattell-Horn Carroll (XBA) approach, a contemporary psychometric theory.
Stop by my blog – tritype
CBD dog treats are a fantastic choice for daily
dose of healthy fats, anti-inflammatory properties, and Buy cbd treats for Dogs.
Before you choose the most effective CBD dog treat for
you it is essential to know the amount of CBD you should offer your dog.
Attractive component to content. I just stumbled upon your site and
in accession capital to claim that I get in fact loved account
your weblog posts. Any way I’ll be subscribing in your augment or even I achievement you access persistently quickly.
Also visit my homepage purest drinking water
The Van Keys security deadlock is the best way to protect your
contents from theft. A well-designed deadlock can deter thieves from stealing the lock,
or even removing it. It’s difficult to open a deadlock
using spring mechanism.
Awesome blog! Is your theme custom made orr did you download it from
somewhere? A design like yours with a few simple adjustements would
really make mmy blog stand out. Please let
mee know wheere you got your design. Thanks
homepage
You may be thinking what are the best prices on dolls that sex.
The good news is that there are plenty of low-cost alternatives
to choose from in the present.
my web site … Cheapsex doll
When selecting the most appropriate ADHD test for
your child in Manchester is a lot of factors to take into account.
This article will provide some details on getting a diagnosis and the treatment
options for adhd Test Manchester.
You must follow a set of steps to install replacement double glazing glass.
Argon gas is a fantastic insulation material for windows.
It will not only increase the overall thermal
performance of your window, but it will also improve your privacy.
When is a Mesothelioma Settlement Payment made?
A Mesothelioma settlement payment is made when defendants
agree to pay the plaintiff a certain amount of money to cover the disease they caused.
A site like Toto has many advantages. If you’re not familiar with them, continue reading to discover the advantages and safety of
using one. Learn about the advantages and disadvantages of using
a site like Totopia.
Visit my blog post 토토사이트
What’s up aⅼl, hеre every one iѕ sharing tһese kinds
оf familiarity, tһerefore іt’s gooԀ to reɑd thіѕ web
site, ɑnd I uѕed to ppay a quick visit tһiѕ blog everyday.
Ηere is mʏ website ϲοnstгսⅽtіօn management,
The online slot machine is an extremely popular pastime for millions
of online casino players.
This exciting and entertaining form of gambling is excellent way to pass the time
or earn money. There are a variety of games to play, and even free games.
You can choose the theme you like and play hundreds of online slots.
While the payouts could differ, they all follow the same mathematical formula.
Look for the «Auto Spin» option to find the right slot game.
Here is my web blog: experience (Cathy)
Greetings I am so delighted I found your weblog, I
really found you by error, while I was looking on Askjeeve
for something else, Nonetheless I am here now and would just like to say cheers for a incredible post and a all round enjoyable
blog (I also love the theme/design), I don’t have time to read through it all at the minute
but I have bookmarked it and also included your RSS feeds,
so when I have time I will be back to read much more, Please do keep up the awesome jo.
If you’ve been exposed to asbestos, you’ve likely heard of the condition called mesothelioma diagnosis.
But what exactly is it and what are the treatment options and prognosis?
Keep reading for more information.
Simply desire to say your article is as astonishing.
The clarity in your submit is just nice and i can assume you are a professional on this subject.
Well together with your permission let me to grab your feed to stay updated with forthcoming post.
Thank you a million and please keep up the enjoyable work.
My web-site: onlyfans hottest
A lawyer who is an asbestos Claim expert handles the
legal process. They also assist clients on how to settle or negotiate compensation. When a plaintiff has filed a
lawsuit, the defendant is given 30 days to respond.
That is a great tip particularly to those new to
the blogosphere. Simple but very accurate information… Appreciate your sharing this one.
A must read post!
The best way to select the best vapoholic Cbd vape oil sale vape juice is to check
the strength and size of the cartridge. Find the mg per mL and
capacity of the tank in total. The strength is determined by
multiplying mg by the amount of mL.
You must be aware of Hong Kong’s market in case you are new to the game
of Pengeluaran Hongkong Togel.
You can get this information on the internet and use the
tools to become a better player. You should ensure that you are aware of the asal nomor.keluaran.
CBD oil for cats Cbd for Sale doesn’t treat medical issues,
but it does offer a range of benefits. When looking
for CBD products for cats, you must consider your
cat’s individual requirements and preferences.
The process of making a cbd Tincture near me is quite similar to making a simple drink like Kool-Aid.
When sugar is dissolving along with other solids in water,
the solids change chemical makeup and then transfer to
the liquid.
Is the one stop shop for all vape pen items.
The Costs of Asbestos Claim Litigation: This
article will provide you with the breakdown of the costs of asbestos lawsuits.
The next article will discuss the Discovery phase and Defendants’ arguments.
We’ll also look at the Court of Appeals.
Asbestos companies could be enticed to settle quickly due to the costs of an appeal to a jury.
The liability of companies who admit to exposing people to Asbestos Litigation can be increased.
Reading Double Glazing is a family-owned company based in Reading.
The company offers expert installation of doors and aluminium Windows Reading (https://learning.netkom.com.pk/community/profile/donny70q6757772) as well as the opportunity
to conduct a free site inspection. Their work is top-quality and they use high-quality products.
I do not know whether it’s just me or if everybody else
encountering issues with your website. It appears as though some of the text in your posts are running off
the screen. Can someone else please provide feedback and let misted double glazing repairs near
me (hyumupung.co.kr) know if this is
happening to them as well? This might be a problem with my browser because I’ve had this happen previously.
Thanks
Poker online is legal. However you must make sure you’re of legal age.
The majority of online poker sites require players
to be 18 years old or at least the legal drinking age in your
jurisdiction.
Visit my web blog – games
We’re a group of volunteers and starting a brand new scheme in our community.
Your web site provided us with valuable information to work on. You have
performed a formidable activity and our whole
neighborhood will likely be grateful to you.
Also visit my blog post … Best onlyfans
If you’re in search of programming keys for cars near me, you’ve come to the right place.
We’ll talk about the costs and the timeframe for programming car key programming near me keys,
as well as how easy it is.
You may be wondering who to select as your lawyer if you have been diagnosed mesothelioma.
These cases are extremely profitable for many law firms.
Also visit my homepage; Asbestos Legal
When I initially commented I clicked the «Notify me when new comments are added» checkbox and now each
time a comment is added I get three e-mails with the same comment.
Is there any way you can remove me from that service?
Thanks a lot!
Winners can takke a lesser quantity in a lump sum or the compolete qyantity
over time.
My site: Informative post